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Alloy Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD60 Month Share Certificate
0.50%1-year CD12 Month Share Certificate
0.20%SavingsRegular Share Savings Account

Overview / Commentary
866-918-2700
3574 Midland Trail
Alloy, WV 25002

Alloy Federal Credit Union is headquartered in Alloy and is the 35th largest credit union in the state of West Virginia. It is also the 3,433rd largest credit union in the nation. It was established in 1970 and as of September of 2017, it had grown to 6 employees and 3,758 members at 2 locations. Alloy Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Fayette County of West Virginia.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alloy Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #20324
Year Chartered1970
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD4.41%
Annual Interest Income$551.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$19.6MM$19.5MM
LoansQ3 2017vs Q3 2016$10.4MM$10.3MM
DepositsQ3 2017vs Q3 2016$16.6MM$16.6MM
Equity CapitalQ3 2017vs Q3 2016$2.9MM$2.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$151.00K$158.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$169.00K$92.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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Alloy Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Share Account
0.20%--Regular Share Savings Account
0.10%--Christmas Share Account

Alloy Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Share Certificate
0.80%$500-36 Month Share Certificate
0.70%$500-24 Month Share Certificate
0.50%$500-12 Month Share Certificate

Alloy Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$500-60 Month IRA
1.05%$500-36 Month IRA
0.95%$500-24 Month IRA
0.75%$500-12 Month IRA
Locations


Alloy Federal Credit Union Locations
Branch Office3574 Midland TrailAlloy, WV 25002
Branch Office515 Hinkle RdFayetteville, WV 25840-6903