Alltru Credit Union


Overview / Commentary
636-916-8300
1232 Wentzville Pkwy
Wentzville, MO 63385

Alltru Credit Union is headquartered in Wentzville and is the 13th largest credit union in the state of Missouri. It is also the 912th largest credit union in the nation. It was established in 1968 and as of September of 2024, it had grown to 114 employees and 39,868 members at 4 locations. Alltru Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Alltru Credit Union is open to those who live, work, worship, or attend school in St. Charles County or St. Louis County, or St. Louis City, Missouri. Membership also extends to immediate family members of current members, employees of the credit union, and Board or Supervisory Committee members of Altru CU.
See current membership details

Reviews (1)

You Might Be The Next Victim

We began banking at 1st Community, eventually becoming Alltru, for over 20 years. I chose to write this review to possibly prevent another person from the same fate.
At the present time, we have 2 checking accounts linked together,using different usernames/passwords.
I can access only one for bill pay which helps but I have no access to my tax information or prior year statements and no access to my Overdraft account.
The account is still active and performs as it should,
However, I have no way to transfer funds to pay its balance…including interest charges.I found that out the hard way and after contacting the bank was told to expect a call to help repair the issue….still waiting for that call. Nancy, with my permission, paid the balance from my checking account without informing me of the interest charge amount. Why I was held responsible for those fees, without the ability to transfer funds myself, baffles me. My Account is a mess…the secondary account came with Zero payees and has added to the insulting way this long time customer has been “appreciated” by this credit
union.
The issue that started this situation was due to a fraud alert I received from TransUnion concerning some of my info on the dark web and advising me to
Change the passwords on most of my apps. I started with Alltru, logged in, changed to new password, verified the change and logged out. The next time I logged on, after several attempts,I was locked out.
This has been a two month process….and nothing has been resolved. This, after I made10+ phone calls, my husband went to their location in Wentzville,
Twice and was told time after time that “someone will call you in the next day or so to resolve your issue”
Still waiting for that call….any call….However, the most Honest Answer I received from one of those who attempted to help was this: “I have No Idea what to tell you” Needless to say we will part ways with Alltru and warn everyone we know about the exceptional customer service they provide!



Health
B+

Health Grade Components

Overall
NCUA #24774
Year Chartered1968
Employees114
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.9%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$359.5MM$345.7MM
LoansQ3 2024vs Q3 2023$299.3MM$284.7MM
DepositsQ3 2024vs Q3 2023$304.4MM$296.9MM
Equity CapitalQ3 2024vs Q3 2023$28.2MM$23.1MM
Loan Loss AllowanceQ3 2024vs Q3 2023$6.7MM$5.4MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$3.9MM$3.1MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Alltru Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alltru Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%*$0$250Cubby Kids Club
OTHER TIERS: 0.05% $250+
5.01%*$0$250RollUp Savings
OTHER TIERS: 0.10% $250+
2.00%*$0$25kHigh Yield Online Savings
OTHER TIERS: 0.05% $25k+
1.00%$0-IRA Savings Account
0.10%$0-Health Savings Account (HSA)
0.05%$0-Primary Savings
0.05%$0-Secondary Savings
0.05%$0-StepOne Youth Account

Alltru Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Money Market Account
OTHER TIERS: 0.05% $250 - $50k | 0.10% $50k - $100k

Alltru Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$20k*-TailorMade Rewards Checking
OTHER TIERS: 0.15% $0 - $20k

Alltru Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$25k-7 Month CD Special - New Money
4.35%$250-13 Month CD Special - 50% New Money
3.20%$250-12 Month CD
2.50%$250-6 Month CD
1.85%$250-24 Month CD
1.85%$250-36 Month CD
1.80%$250-18 Month CD
1.40%$250-48 Month CD
1.40%$250-60 Month CD
1.00%$250-3 Month CD

Alltru Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$25k-7 Month IRA Special - New Money
4.35%$250-13 Month IRA Special - 50% New Money
3.20%$250-12 Month IRA
2.50%$250-6 Month IRA
1.85%$250-24 Month IRA
1.85%$250-36 Month IRA
1.80%$250-18 Month IRA
1.40%$250-48 Month IRA
1.40%$250-60 Month IRA
1.00%$250-3 Month IRA
Locations


Alltru Credit Union Locations
Branch Office1407 Washington AveSaint Louis, MO 63103-1920
Branch Office5916 N Lindbergh BlvdHazelwood, MO 63042-3124
Branch Office1232 Wentzville PkwyWentzville, MO 63385-3868
Branch Office1721 Zumbehl RdSaint Charles, MO 63303-2763

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