Alltru Credit Union is headquartered in Wentzville and is the 14th largest credit union in the state of Missouri. It is also the 929th largest credit union in the nation. It was established in 1968 and as of June of 2023, it had grown to 111 employees and 39,635 members at 4 locations. Alltru Credit Union has a B health rating.
Field of Membership Restrictions
Alltru Credit Union is open to those who live, work, worship, or attend school in St. Charles County or St. Louis County, or St. Louis City, Missouri. Membership also extends to immediate family members of current members, employees of the credit union, and Board or Supervisory Committee members of Altru CU.
See current membership details
A Great Place To Bank
I love this place Nancy Tate has done a wonderful job helping me with my loans and getting my credit straight
Decent, but restrictive
I have been a member of 1st Financial for going on 10 years. I currently have a Savings and Money Market account through them. They had better interest rates and fees than a lot of my other local credit unions, and I had been with them for many years with various other loans I had taken out through them. I have never had an issue with their customer service or wait times when I visited in store or had to call in on the phone that I can recall. They were always courteous and competent. They aren't by any means the best rated Credit Union in the area, but with the trust I have built with them over the years, they have treated me well since I have been a customer.
1st Financial Credit Union - Good rate and service, horrible online
My family just started use this credit union to credit a basic savings account. This account is just used for emergency situations. We got locked out of the account on the website. Their website is so out of date, that we had to physically go into the bank to get a reset. This organization need a overall of its online services, including password management. Other then the online issues, the bank itself is a friendly atmosphere and all the bank representatives are nice and easy to work with. We could have started a savings account at a normal bank, but since the credit union has no fees, we chose this organization. Also, this organization does not have a mobile service, which is also a negative.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24774 |
| Year Chartered | 1968 |
| Employees | 111 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.57% |
| Return on Equity - YTD | 8.23% |
| Annual Interest Income | $8.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $339.8MM$331.6MM |
| Loans | Q2 2023vs Q2 2022 | $275.9MM$240.9MM |
| Deposits | Q2 2023vs Q2 2022 | $298.5MM$297.0MM |
| Equity Capital | Q2 2023vs Q2 2022 | $23.3MM$24.1MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$2.3MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $2.7MM$1.8MM |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |