Alltru Credit Union


Overview / Commentary
636-916-8300
1232 Wentzville Pkwy
Wentzville, MO 63385

Alltru Credit Union is headquartered in Wentzville and is the 12th largest credit union in the state of Missouri. It is also the 918th largest credit union in the nation. It was established in 1968 and as of March of 2021, it had grown to 107 employees and 35,841 members at 4 locations. Alltru Credit Union has an A health rating.

Field of Membership Restrictions

Alltru Credit Union is open to those who live, work, worship, or attend school in St. Charles or St. Louis County, or St. Louis City. Membership also extends to family of current members, employees of the credit union, and Board or Supervisory Committee members of Altru CU.
See current membership details

Reviews (3)

A Great Place To Bank

I love this place Nancy Tate has done a wonderful job helping me with my loans and getting my credit straight

Decent, but restrictive

I have been a member of 1st Financial for going on 10 years. I currently have a Savings and Money Market account through them. They had better interest rates and fees than a lot of my other local credit unions, and I had been with them for many years with various other loans I had taken out through them. I have never had an issue with their customer service or wait times when I visited in store or had to call in on the phone that I can recall. They were always courteous and competent. They aren't by any means the best rated Credit Union in the area, but with the trust I have built with them over the years, they have treated me well since I have been a customer.

1st Financial Credit Union - Good rate and service, horrible online

My family just started use this credit union to credit a basic savings account. This account is just used for emergency situations. We got locked out of the account on the website. Their website is so out of date, that we had to physically go into the bank to get a reset. This organization need a overall of its online services, including password management. Other then the online issues, the bank itself is a friendly atmosphere and all the bank representatives are nice and easy to work with. We could have started a savings account at a normal bank, but since the credit union has no fees, we chose this organization. Also, this organization does not have a mobile service, which is also a negative.



Health

Health Grade Components

Overall
NCUA #24774
Year Chartered1968
Employees107
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD12%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$323.6MM$255.9MM
LoansQ1 2021vs Q1 2020$229.1MM$212.9MM
DepositsQ1 2021vs Q1 2020$289.4MM$225.3MM
Equity CapitalQ1 2021vs Q1 2020$28.4MM$25.9MM
Loan Loss AllowanceQ1 2021vs Q1 2020$3.2MM$4.0MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.5MM$2.1MM
Real Estate OwnedQ1 2021vs Q1 2020$0$180.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Alltru Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alltru Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%$1-CUbby Kids Club
5.01%*-$250RollUp Savings
OTHER TIERS: 0.10% $250+
0.70%*-$25kHigh Yield Online Savings
OTHER TIERS: 0.05% $25k+
0.10%--Health Savings Account (HSA)
0.05%$100-Primary Savings
0.05%$100-Business Basic Savings
0.05%$100-Secondary Savings
0.05%$1-StepOne Youth Account

Alltru Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Money Market Account
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $100k

Alltru Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$20k*-TailorMade Rewards Checking
OTHER TIERS: 0.15% Up to $20k

Alltru Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-60 Month CD
0.60%$1k-48 Month CD
0.50%$1k-36 Month CD
0.40%$1k-24 Month CD
0.35%$1k-18 Month CD
0.30%$1k-12 Month CD
0.20%$1k-6 Month CD
0.10%$1k-3 Month CD

Alltru Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-60 Month IRA
0.60%$1k-48 Month IRA
0.50%$1k-36 Month IRA
0.40%$1k-24 Month IRA
0.35%$1k-18 Month IRA
0.30%$1k-12 Month IRA
0.20%$1k-6 Month IRA
0.10%$1k-3 Month IRA
Locations


Alltru Credit Union Locations
Branch Office1407 Washington AveSaint Louis, MO 63103-1920
Branch Office5916 N Lindbergh BlvdHazelwood, MO 63042-3124
Branch Office1232 Wentzville PkwyWentzville, MO 63385-3868
Branch Office1721 Zumbehl RdSaint Charles, MO 63303-2763

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