Alma Bank

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.almabank.com

718-267-1000

28-31 31st Street
Astoria, NY 11102

Alma Bank is headquartered in ASTORIA and is the 44^th largest bank in the state of New York. It is also the 743^rd largest bank in the nation. It was established in 2007 and as of March of 2025, it had grown to 156 employees at 13 locations. Alma Bank's CD rates are 4X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	58424
Year Established	2007
Employees	156
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.24%
Return on Equity - YTD	2.43%
Annual Interest Income	$20.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.5B$1.41B
Loans	Q1 2025vs Q1 2024	$1.27B$1.18B
Deposits	Q1 2025vs Q1 2024	$1.29B$1.25B
Equity Capital	Q1 2025vs Q1 2024	$147.8MM$143.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$23.9MM$22.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$16.8MM$13.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alma Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$1m^*	-	Premier Personal Savings
OTHER TIERS: 0.40% → $10k - $250k \| 0.50% → $250k - $1m
0.60%^*	$1m^*	-	Enterprise Savings
OTHER TIERS: 0.40% → $10k - $250k \| 0.50% → $250k - $1m
0.15%	$100	-	Personal Savings
0.15%	$1k	-	Business Savings

Alma Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$25k^*	-	Personal Money Market Account
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $25k
0.20%^*	$25k^*	-	Business Money Market Account
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $25k

Alma Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	Premier Plus Checking

Alma Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$2.5k	-	4 Month CD
4.00%	$2.5k	-	Business 4 Month CD
3.50%	$2.5k	-	12 Month CD
3.50%	$2.5k	-	Business12 Month CD
3.25%	$2.5k	-	6 Month CD
3.25%	$2.5k	-	9 Month CD
3.25%	$2.5k	-	Business 6 Month CD
3.25%	$2.5k	-	Business 9 Month CD
3.00%	$2.5k	-	60 Month CD
3.00%	$2.5k	-	Business 60 Month CD
3.00%	$2.5k	-	11 Month CD
3.00%	$2.5k	-	Business 11 Month CD
0.50%	$2.5k	-	24 Month CD
0.50%	$2.5k	-	36 Month CD
0.50%	$2.5k	-	48 Month CD
0.50%	$2.5k	-	18 Month CD
0.50%	$2.5k	-	Business 18 Month CD
0.50%	$2.5k	-	Business 24 Month CD
0.50%	$2.5k	-	Business 36 Month CD
0.50%	$2.5k	-	Business 48 Month CD
0.50%	$2.5k	-	13 Month CD
0.50%	$2.5k	-	Business 13 Month CD
0.50%	$2.5k	-	15 Month CD
0.50%	$2.5k	-	Business 15 Month CD
0.50%	$2.5k	-	30 Month CD
0.50%	$2.5k	-	Business 30 Month CD
0.50%	$2.5k	-	19 Month CD
0.50%	$2.5k	-	Business 19 Month CD
0.20%	$2.5k	-	3 Month CD
0.20%	$2.5k	-	Business 3 Month CD
0.15%	$2.5k	-	1 Month CD
0.15%	$2.5k	-	Business 1 Month CD
0.10%	$2.5k	-	12 Month Liquid CD
0.10%	$2.5k	-	Business 12 Month Liquid CD

Alma Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$2.5k	-	4 Month IRA
4.00%	$2.5k	-	Business 4 Month IRA
3.50%	$2.5k	-	12 Month IRA
3.50%	$2.5k	-	Business 12 Month IRA
3.25%	$2.5k	-	6 Month IRA
3.25%	$2.5k	-	9 Month IRA
3.25%	$2.5k	-	Business 6 Month IRA
3.25%	$2.5k	-	Business 9 Month IRA
3.00%	$2.5k	-	60 Month IRA
3.00%	$2.5k	-	Business 60 Month IRA
3.00%	$2.5k	-	11 Month IRA
3.00%	$2.5k	-	Business 11 Month IRA
0.50%	$2.5k	-	24 Month IRA
0.50%	$2.5k	-	36 Month IRA
0.50%	$2.5k	-	48 Month IRA
0.50%	$2.5k	-	13 Month IRA
0.50%	$2.5k	-	18 Month IRA
0.50%	$2.5k	-	Business 18 Month IRA
0.50%	$2.5k	-	Business 24 Month IRA
0.50%	$2.5k	-	Business 36 Month IRA
0.50%	$2.5k	-	Business 48 Month IRA
0.50%	$2.5k	-	Business 13 Month IRA
0.50%	$2.5k	-	15 Month IRA
0.50%	$2.5k	-	30 Month IRA
0.50%	$2.5k	-	Business 15 Month IRA
0.50%	$2.5k	-	Business 30 Month IRA
0.50%	$2.5k	-	19 Month IRA
0.50%	$2.5k	-	Business 19 Month IRA
0.20%	$2.5k	-	3 Month IRA
0.20%	$2.5k	-	Business 3 Month IRA
0.15%	$2.5k	-	1 Month IRA
0.15%	$2.5k	-	Business 1 Month IRA

Locations

Cities: Astoria, Bronx, Brooklyn, Clifton, Fort Lee, New York, Tenafly

Astoria Branches
Ditmars Branch	28-20 Ditmars Blvd.	Astoria, NY 11105
Astoria Bank	2831 31st St	Astoria, NY 11102
Broadway Branch	41-02 Broadway	Astoria, NY 11103

Bronx Branches
Pelham Branch	1705 Crosby Avenue	Bronx, NY 10461

Brooklyn Branches
Kings Highway Branch	1218 Kings Highway	Brooklyn, NY 11229
Bay Ridge Branch	8424 5th Ave	Brooklyn, NY 11209

Clifton Branches
Clifton Branch	1133 Main Avenue	Clifton, NJ 07011

Fort Lee Branches
Fort Lee - Palisade Avenue Branch	1589 Palisade Avenue	Fort Lee, NJ 07024

New York Branches
Midtown Branch	1023 Avenue Of Americas	New York, NY 10018

Tenafly Branches
Tenafl,Branch	20 West Railroad	Tenafly, NJ 07670

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