Alpena Community Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
1.11% APY
48 Month Roth IRA
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 5-year CD | 60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.01% | Savings | Secondary Share 1.00% - Ally Bank Online Savings Account |
| 0.80% | 4-year CD | 48 Month Share Certificate |
Overview / Commentary
Alpena Community Credit Union is headquartered in Alpena and is the 186th largest credit union in the state of Michigan. It is also the 3,266th largest credit union in the nation. It was established in 1970 and as of June of 2016, it had grown to 7 employees and 2,763 members at 1 location. Alpena Community Credit Union has a B health rating.
Health
B
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alpena Community Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62264 |
| Year Chartered | 1970 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.33% |
| Return on Equity - YTD | 3.78% |
| Annual Interest Income | $310.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $23.0MM$20.7MM |
| Loans | Q2 2016vs Q2 2015 | $10.6MM$10.5MM |
| Deposits | Q2 2016vs Q2 2015 | $20.6MM$18.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $2.0MM$1.8MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $64.00K$59.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $57.00K$4.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Alpena Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Alpena Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | - | - | IRA Share | |
| 0.65% | - | - | Roth IRA Share | |
| 0.65% | - | - | Coverdell IRA Share | |
| 0.01% | - | - | Share Account | |
| 0.01% | - | - | Secondary Share | |
| 0.01% | - | - | Christmas Club | |
| 0.01% | - | - | Business Share |
Alpena Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Money Market Share |
Alpena Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $1k | - | 60 Month Share Certificate | |
| 0.80% | $1k | - | 48 Month Share Certificate | |
| 0.65% | $1k | - | 36 Month Share Certificate | |
| 0.25% | $1k | - | 24 Month Share Certificate |
Alpena Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.11% | $1k | - | 48 Month Roth IRA | |
| 1.00% | $1k | - | 36 Month Roth IRA |
Locations
| Alpena Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 710 W Miller St | Alpena, MI 49707-1875 |