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Overview / Commentary
710 W Miller St
Alpena, MI 49707

Alpena Community Credit Union is headquartered in Alpena and is the 187th largest credit union in the state of Michigan. It is also the 3,258th largest credit union in the nation. It was established in 1970 and as of September of 2016, it had grown to 7 employees and 2,743 members at 1 location. Alpena Community Credit Union has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alpena Community Credit Union has a low asset base.

Health Grade Components

NCUA #62264
Year Chartered1970
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.94%
Annual Interest Income$462.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$23.2MM$21.4MM
LoansQ3 2016vs Q3 2015$10.6MM$10.7MM
DepositsQ3 2016vs Q3 2015$20.9MM$19.1MM
Equity CapitalQ3 2016vs Q3 2015$2.0MM$1.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$47.00K$59.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$23.00K$70.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0

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Alpena Community Credit Union Locations
Branch Office710 W Miller StAlpena, MI 49707-1875