Alpena Community Credit Union
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
1.00% APY
HSA -- Checking
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.01% | Savings | 2.20% - Barclays Online Savings Account |
| 0.01% | Savings | 2.20% - Barclays Online Savings Account |
| 0.95% | Money Market |
Overview / Commentary
Alpena Community Credit Union is headquartered in Alpena and is the 178th largest credit union in the state of Michigan. It is also the 3,197th largest credit union in the nation. It was established in 1970 and as of December of 2018, it had grown to 7 employees and 2,520 members at 1 location. Alpena Community Credit Union's money market rates are 2X the national average, and it has a B health rating.
Health
B
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alpena Community Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62264 |
| Year Chartered | 1970 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 8.53% |
| Annual Interest Income | $674.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $23.0MM$22.7MM |
| Loans | Q4 2018vs Q4 2017 | $10.6MM$10.7MM |
| Deposits | Q4 2018vs Q4 2017 | $20.6MM$20.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.0MM$1.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $25.00K$39.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $15.00K$1,000 |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Alpena Community Credit Union Savings Account Rates
Alpena Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.95%* | $100k* | - | Money Market Share | ||
| OTHER TIERS: 0.50% → $2k - $20k | 0.55% → $20k - $50k | 0.75% → $50k - $100k | |||||
Alpena Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $100 | - | Little Pig Grow Big Certificate |
Locations
| Alpena Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 710 W Miller St | Alpena, MI 49707-1875 |