2. Alpena Community Credit Union

Alpena Community Credit Union


Overview / Commentary
alpenacreditunion.com
989-356-4561
710 W Miller St
Alpena, MI 49707

Alpena Community Credit Union is headquartered in Alpena and is the 174th largest credit union in the state of Michigan. It is also the 3,114th largest credit union in the nation. It was established in 1970 and as of June of 2019, it had grown to 6 employees and 2,506 members at 1 location. Alpena Community Credit Union's money market rates are 70% higher than the national average, and it has a B health rating.

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Health
B

Data as of Q2 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alpena Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62264
Year Chartered1970
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD9.72%
Annual Interest Income$351.00K
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$24.8MM$22.7MM
LoansQ2 2019vs Q2 2018$10.4MM$10.7MM
DepositsQ2 2019vs Q2 2018$22.1MM$20.2MM
Equity CapitalQ2 2019vs Q2 2018$2.2MM$1.8MM
Loan Loss AllowanceQ2 2019vs Q2 2018$27.00K$39.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$46.00K$1,000
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alpena Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--HSA -- Checking
1.00%--HSA -- Share Account
0.65%--Traditional IRA Share
0.65%--Roth IRA Share
0.65%--Coverdell IRA Share
0.01%--Share Account
0.01%--Secondary Share
0.01%--Christmas Club
0.01%--Business Share

Alpena Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Money Market Share
OTHER TIERS: 0.30% → $2k - $20k | 0.35% → $20k - $50k | 0.55% → $50k - $100k

Alpena Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$2k-60 Month Share Certificate
1.76%$2k-48 Month Share Certificate
1.51%$2k-36 Month Share Certificate
1.26%$2k-24 Month Share Certificate
1.26%$100-Little Pig Grow Big Certificate
0.75%$2k-12 Month Share Certificate

Alpena Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$2k-60 Month Roth IRA
2.02%$2k-60 Month IRA
1.76%$2k-48 Month IRA
1.76%$2k-48 Month Roth IRA
1.51%$2k-36 Month IRA
1.51%$2k-36 Month Roth IRA
Locations


Alpena Community Credit Union Locations
Branch Office710 W Miller StAlpena, MI 49707-1875

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