Overview / Commentary
Alpha Credit Union is headquartered in Boston and is the 83rd largest credit union in the state of Massachusetts. It is also the 2,897th largest credit union in the nation. It was established in 1942 and as of March of 2017, it had grown to 5 employees and 4,736 members at 2 locations. Alpha Credit Union has a B+ health rating.
Field of Membership Restrictions
Alpha CU includes, but is not limited to; anyone who is employed at Beth Israel Deaconess Medical Center, Joslin Diabetic Center, Lahey Health, and Tufts Medical Center
See current membership details
Health
B+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alpha Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67872 |
| Year Chartered | 1942 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.2% |
| Return on Equity - YTD | 1.5% |
| Annual Interest Income | $168.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $31.0MM$29.6MM |
| Loans | Q1 2017vs Q1 2016 | $8.6MM$8.5MM |
| Deposits | Q1 2017vs Q1 2016 | $27.0MM$25.6MM |
| Equity Capital | Q1 2017vs Q1 2016 | $4.0MM$4.0MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $53.00K$58.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $56.00K$48.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Rates
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Alpha Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Share Account | |
| 0.10% | - | - | Holiday Club | |
| 0.10% | - | - | Vacation Club |
Locations
| Alpha Credit Union Locations | ||
|---|---|---|
| Branch Office | 185 Pilgrim Rd | Boston, MA 02215 |
| Branch Office | 800 Washington St | Boston, MA 02111 |