Altamaha Bank & Trust Company

Overview / Commentary

www.altamaha.bank

912-537-0987

206 Jackson Street
Vidalia, GA 30474

Altamaha Bank & Trust Company is headquartered in Vidalia and is the 77^th largest bank in the state of Georgia. It is also the 2,788^th largest bank in the nation. It was established in 1966 and as of September of 2021, it had grown to 50 employees at 4 locations. Altamaha Bank & Trust Company has an A health rating.

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Health

Data as of Q3 2021

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Health Grade Components

Overall
FDIC Certificate #	19590
Year Established	1966
Employees	50
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.35%
Return on Equity - YTD	14.17%
Annual Interest Income	$7.0MM

Assets and Liabilities
Assets	Q3 2021vs Q3 2020	$251.4MM$212.4MM
Loans	Q3 2021vs Q3 2020	$142.2MM$141.9MM
Deposits	Q3 2021vs Q3 2020	$227.0MM$189.3MM
Equity Capital	Q3 2021vs Q3 2020	$23.5MM$22.4MM
Loan Loss Allowance	Q3 2021vs Q3 2020	$2.2MM$1.8MM
Unbacked Noncurrent Loans	Q3 2021vs Q3 2020	$1.6MM$898.00K
Real Estate Owned	Q3 2021vs Q3 2020	$0$290.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Altamaha Bank & Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	-	$25k	Kasasa Saver
OTHER TIERS: 0.25% → $25k+

Altamaha Bank & Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%^*	-	$10k	Kasasa Cash Checking
OTHER TIERS: 0.25% → $10k+

Locations

Altamaha Bank & Trust Company Locations
Vidalia Branch	1726 Mt. Vernon Road	Vidalia, GA 30474
Uvalda Branch	203 W Main Street	Uvalda, GA 30473
Altamaha Bank and Trust Company	206 Jackson St	Vidalia, GA 30474
Hazlehurst Branch	57 North Tallahassee St	Hazlehurst, GA 31539

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