Altamaha Bank & Trust Company

Overview / Commentary
206 Jackson Street
Vidalia, GA 30474

Altamaha Bank & Trust Company is headquartered in Vidalia and is the 77th largest bank in the state of Georgia. It is also the 2,788th largest bank in the nation. It was established in 1966 and as of September of 2021, it had grown to 50 employees at 4 locations. Altamaha Bank & Trust Company has an A health rating.


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Health Grade Components

FDIC Certificate #19590
Year Established1966
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD14.17%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$251.4MM$212.4MM
LoansQ3 2021vs Q3 2020$142.2MM$141.9MM
DepositsQ3 2021vs Q3 2020$227.0MM$189.3MM
Equity CapitalQ3 2021vs Q3 2020$23.5MM$22.4MM
Loan Loss AllowanceQ3 2021vs Q3 2020$2.2MM$1.8MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$1.6MM$898.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$290.00K
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Altamaha Bank & Trust Company Savings Account Rates

0.50%*-$25kKasasa Saver
OTHER TIERS: 0.25% $25k+

Altamaha Bank & Trust Company Checking Account Rates

2.25%*-$10kKasasa Cash Checking
OTHER TIERS: 0.25% $10k+

Altamaha Bank & Trust Company Locations
Vidalia Branch1726 Mt. Vernon RoadVidalia, GA 30474
Uvalda Branch203 W Main StreetUvalda, GA 30473
Altamaha Bank and Trust Company206 Jackson StVidalia, GA 30474
Hazlehurst Branch57 North Tallahassee StHazlehurst, GA 31539

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