Altamaha Bank and Trust Company

Overview / Commentary

www.altamaha.bank

912-537-0987

206 Jackson Street
Vidalia, GA 30474

Altamaha Bank and Trust Company is headquartered in Vidalia and is the 75^th largest bank in the state of Georgia. It is also the 2,809^th largest bank in the nation. It was established in 1966 and as of December of 2020, it had grown to 50 employees at 4 locations. Altamaha Bank and Trust Company has an A health rating.

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Health

Data as of Q4 2020

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Health Grade Components

Overall
FDIC Certificate #	19590
Year Established	1966
Employees	50
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.18%
Return on Equity - YTD	10.83%
Annual Interest Income	$9.4MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$232.2MM$173.4MM
Loans	Q4 2020vs Q4 2019	$135.8MM$115.8MM
Deposits	Q4 2020vs Q4 2019	$208.2MM$152.5MM
Equity Capital	Q4 2020vs Q4 2019	$23.5MM$20.5MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$2.0MM$1.4MM
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$729.00K$1.6MM
Real Estate Owned	Q4 2020vs Q4 2019	$0$433.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Altamaha Bank and Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	-	$25k	Kasasa Saver
OTHER TIERS: 0.25% → $25k+

Altamaha Bank and Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%^*	-	$10k	Kasasa Cash Checking
OTHER TIERS: 0.25% → $10k+

Locations

Altamaha Bank and Trust Company Locations
Vidalia Branch	1726 Mt. Vernon Road	Vidalia, GA 30474
Uvalda Branch	203 W Main Street	Uvalda, GA 30473
Altamaha Bank and Trust Company	206 Jackson St	Vidalia, GA 30474
Hazlehurst Branch	57 North Tallahassee St	Hazlehurst, GA 31539

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