Altamaha Bank & Trust Company

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.altamaha.bank

912-537-1921

206 Jackson Street
Vidalia, GA 30474

Altamaha Bank & Trust Company is headquartered in VIDALIA and is the 68^th largest bank in the state of Georgia. It is also the 2,366^th largest bank in the nation. It was established in 1966 and as of March of 2025, it had grown to 54 employees at 4 locations. Altamaha Bank & Trust Company has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	19590
Year Established	1966
Employees	54
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.2%
Return on Equity - YTD	29.82%
Annual Interest Income	$4.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$328.8MM$299.9MM
Loans	Q1 2025vs Q1 2024	$224.3MM$196.1MM
Deposits	Q1 2025vs Q1 2024	$303.4MM$277.7MM
Equity Capital	Q1 2025vs Q1 2024	$24.8MM$21.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.4MM$2.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$1.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Altamaha Bank & Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%^*	$0	$50k	Rewards Savings
OTHER TIERS: 0.25% → $50k+

Altamaha Bank & Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.00%^*	$0	$10k	Rewards Checking
OTHER TIERS: 0.25% → $10k+

Locations

Altamaha Bank & Trust Company Locations
Vidalia Branch	1726 Mt. Vernon Road	Vidalia, GA 30474
Uvalda Branch	203 W Main Street	Uvalda, GA 30473
Altamaha Bank and Trust Company	206 Jackson St	Vidalia, GA 30474
Hazlehurst Branch	57 North Tallahassee St	Hazlehurst, GA 31539

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