Altamaha Bank & Trust Company

Overview / Commentary

www.altamaha.bank

912-537-1921

206 Jackson Street
Vidalia, GA 30474

Altamaha Bank & Trust Company is headquartered in VIDALIA and is the 72^nd largest bank in the state of Georgia. It is also the 2,503^rd largest bank in the nation. It was established in 1966 and as of June of 2024, it had grown to 50 employees at 4 locations. Altamaha Bank & Trust Company has a B+ health rating.

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Health

B+

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #	19590
Year Established	1966
Employees	50
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.55%
Return on Equity - YTD	20.96%
Annual Interest Income	$8.3MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$297MM$280.9MM
Loans	Q2 2024vs Q2 2023	$199MM$194.6MM
Deposits	Q2 2024vs Q2 2023	$274.2MM$260.5MM
Equity Capital	Q2 2024vs Q2 2023	$22.1MM$19.8MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$3MM$2.8MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$1.2MM$401K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Altamaha Bank & Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%^*	$0	$50k	Rewards Savings
OTHER TIERS: 0.25% → $50k+

Altamaha Bank & Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.00%^*	$0	$10k	Rewards Checking
OTHER TIERS: 0.25% → $10k+

Locations

Altamaha Bank & Trust Company Locations
Vidalia Branch	1726 Mt. Vernon Road	Vidalia, GA 30474
Uvalda Branch	203 W Main Street	Uvalda, GA 30473
Altamaha Bank and Trust Company	206 Jackson St	Vidalia, GA 30474
Hazlehurst Branch	57 North Tallahassee St	Hazlehurst, GA 31539

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