Altana Federal Credit Union

Overview / Commentary
3212 Central Ave
Billings, MT 59102

Altana Federal Credit Union is headquartered in Billings and is the 5th largest credit union in the state of Montana. It is also the 816th largest credit union in the nation. It was established in 1949 and as of September of 2022, it had grown to 88 employees and 25,037 members at 7 locations. Altana Federal Credit Union's money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Altana Federal Credit Union is open to those who live, work, worship, or attend school, or businesses located in the Montana counties of Carbon, Golden Valley, Mussleshell, Stillwater, Sweet Grass, Wheatland, or Yellowstone.
See current membership details

Reviews (2)

Reliable !

Posted by: |

Great mobile app, friendly staff, helpful lenders - wouldn't bank anywhere else

Awful Experiences

Posted by: |

This credit union has been horrible! I have 2 loans with them. I thought one was going to be paid off until they came back to tell me that I had 6 payments that were skipped! (I had to contact them to find this out). I have payed every month and my money clearly has been misplaced! This is not the first time. They also cannot make a simple change of address or record an accurate phone number. I attempted three times via mail and fax to change my address, and they finally did it when my mom had to take it in. (I live out of state). Then they recorded the wrong phone number, and claim that that is why I was never notified of the skipped payments. I guess the mail isn't a method they considered. I now have been waiting for three weeks to get the documentation on the loan where they lost my payments that were cleared and sent directly to them from my bank. Wow. I really wonder how they are allowed to handle people's money. My advice is to stay clear.


Health Grade Components

NCUA #6275
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD7.87%
Annual Interest Income$10.4MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$412.0MM$383.0MM
LoansQ3 2022vs Q3 2021$300.5MM$257.4MM
DepositsQ3 2022vs Q3 2021$370.5MM$339.9MM
Equity CapitalQ3 2022vs Q3 2021$39.2MM$40.5MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.7MM$1.6MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.6MM$1.0MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Altana Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Altana Federal Credit Union Savings Account Rates

1.05%-$10kWealth Builder Savings Account
1.05%$2.5k$20kWealth Builder Plus Savings Account
1.05%*-$10kMetro Savings
OTHER TIERS: 0.03% $10k+
0.25%*$100k*-IRA Shares
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.25%-$5kChristmas Club
0.03%--Wincentive Savings

Altana Federal Credit Union Money Market Rates

1.90%*$250k*-Max Money Market
OTHER TIERS: 0.03% Up to $100k | 1.55% $100k - $250k
1.55%*$100k*-Sam Money Market
OTHER TIERS: 0.03% Up to $25k | 0.55% $25k - $50k | 0.85% $50k - $75k | 1.05% $75k - $100k
0.10%*$100k*-Money Market Account
OTHER TIERS: 0.03% $10k - $50k | 0.05% $50k - $75k | 0.08% $75k - $100k
0.10%*$50k*-Premier Money Market Account
OTHER TIERS: 0.03% Up to $10k | 0.05% $10k - $50k

Altana Federal Credit Union Checking Account Rates

0.05%$2.5k-Secure Checking
0.05%$2.5k-Secure 55+ Checking

Altana Federal Credit Union CD Rates

0.70%*$100k*-60 Months CD
OTHER TIERS: 0.30% $500 - $10k | 0.40% $10k - $25k | 0.50% $25k - $50k | 0.60% $50k - $100k
0.60%*$100k*-36 Months CD
OTHER TIERS: 0.25% $500 - $10k | 0.30% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.50%*$100k*-24 Months CD
OTHER TIERS: 0.25% $500 - $25k | 0.35% $25k - $50k | 0.45% $50k - $100k
0.45%*$100k*-18 Months CD
OTHER TIERS: 0.25% $500 - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k
0.40%*$100k*-12 Months CD
OTHER TIERS: 0.20% $500 - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k
0.30%*$100k*-6 Months CD
OTHER TIERS: 0.15% $500 - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.20%$100-12 Months FYI CD
0.20%$100-12 Months Cubby CD
0.15%$100-6 Months FYI CD
0.15%$100-6 Months Cubby CD

Altana Federal Credit Union IRA Rates

0.70%*$100k*-60 Months IRA
OTHER TIERS: 0.40% $500 - $10k | 0.50% $10k - $50k | 0.60% $50k - $100k
0.60%*$100k*-36 Months IRA
OTHER TIERS: 0.35% $500 - $10k | 0.45% $10k - $50k | 0.50% $50k - $100k
0.50%*$100k*-24 Months IRA
OTHER TIERS: 0.30% $500 - $10k | 0.35% $10k - $50k | 0.45% $50k - $100k
0.40%*$100k*-12 Months IRA
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $50k | 0.35% $50k - $100k
0.30%$100-60 Months CESA
0.25%$100-24 Months CESA
0.10%$100-12 Months CESA

Altana Federal Credit Union Locations
Branch Office3212 Central AveBillings, MT 59102-6646
Branch Office220 1st AveLaurel, MT 59044-3014
Branch Office219 N 25th StBillings, MT 59101-2243
Branch Office821 S Hauser AveRed Lodge, MT 59068-9329
Branch Office1111 24th St WBillings, MT 59102-3809
Branch Office912 E Pike AveColumbus, MT 59019-7569
Branch Office1280 Main StBillings, MT 59105-2540

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.