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Altana Federal Credit Union


Overview / Commentary
altanafcu.org
406-651-2328
3212 Central Ave
Billings, MT 59102

Altana Federal Credit Union is headquartered in Billings and is the 3rd largest credit union in the state of Montana. It is also the 680th largest credit union in the nation. It was established in 1949 and as of June of 2023, it had grown to 122 employees and 37,884 members at 12 locations. Altana Federal Credit Union's money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Altana Federal Credit Union is open to those who live, work, worship, or attend school, or businesses located in the Montana counties of Carbon, Golden Valley, Mussleshell, Stillwater, Sweet Grass, Wheatland, or Yellowstone.
See current membership details

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Reviews (2)

Reliable !

Posted by: |

Great mobile app, friendly staff, helpful lenders - wouldn't bank anywhere else

1

Awful Experiences

Posted by: |

This credit union has been horrible! I have 2 loans with them. I thought one was going to be paid off until they came back to tell me that I had 6 payments that were skipped! (I had to contact them to find this out). I have payed every month and my money clearly has been misplaced! This is not the first time. They also cannot make a simple change of address or record an accurate phone number. I attempted three times via mail and fax to change my address, and they finally did it when my mom had to take it in. (I live out of state). Then they recorded the wrong phone number, and claim that that is why I was never notified of the skipped payments. I guess the mail isn't a method they considered. I now have been waiting for three weeks to get the documentation on the loan where they lost my payments that were cleared and sent directly to them from my bank. Wow. I really wonder how they are allowed to handle people's money. My advice is to stay clear.

1


Health
A

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #6275
Year Chartered1949
Employees122
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD5.14%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$565.6MM$404.8MM
LoansQ2 2023vs Q2 2022$391.4MM$274.8MM
DepositsQ2 2023vs Q2 2022$496.5MM$362.8MM
Equity CapitalQ2 2023vs Q2 2022$53.9MM$39.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.3MM$993.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Altana Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Altana Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%-$10kWealth Builder Savings Account
1.05%$2.5k$20kWealth Builder Plus Savings Account
1.05%*-$10kMetro Savings
OTHER TIERS: 0.03% → $10k+
0.25%*$100k*-IRA Shares
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k
0.25%-$5kChristmas Club
0.03%--Wincentive Savings

Altana Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.89%*$25k*-ACE Money Market
OTHER TIERS: 0.50% → Up to $25k
1.90%*$250k*-Max Money Market
OTHER TIERS: 0.03% → Up to $100k | 1.55% → $100k - $250k
1.55%*$100k*-Sam Money Market
OTHER TIERS: 0.03% → Up to $25k | 0.55% → $25k - $50k | 0.85% → $50k - $75k | 1.05% → $75k - $100k
0.10%*$100k*-Money Market Account
OTHER TIERS: 0.03% → $10k - $50k | 0.05% → $50k - $75k | 0.08% → $75k - $100k
0.10%*$50k*-Premier Money Market Account
OTHER TIERS: 0.03% → Up to $10k | 0.05% → $10k - $50k

Altana Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Secure Checking
0.05%$2.5k-Secure 55+ Checking

Altana Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%*$100k*-60 Months CD
OTHER TIERS: 1.05% → $500 - $10k | 1.35% → $10k - $25k | 1.50% → $25k - $50k | 1.65% → $50k - $100k
1.65%*$100k*-36 Months CD
OTHER TIERS: 1.05% → $500 - $10k | 1.20% → $10k - $25k | 1.35% → $25k - $50k | 1.50% → $50k - $100k
1.55%*$100k*-24 Months CD
OTHER TIERS: 1.00% → $500 - $10k | 1.15% → $10k - $25k | 1.30% → $25k - $50k | 1.45% → $50k - $100k
1.35%*$100k*-18 Months CD
OTHER TIERS: 0.90% → $500 - $10k | 1.00% → $10k - $25k | 1.10% → $25k - $50k | 1.25% → $50k - $100k
0.85%*$100k*-12 Months CD
OTHER TIERS: 0.40% → $500 - $10k | 0.50% → $10k - $25k | 0.60% → $25k - $50k | 0.75% → $50k - $100k
0.60%*$100k*-6 Months CD
OTHER TIERS: 0.30% → $500 - $10k | 0.35% → $10k - $25k | 0.40% → $25k - $50k | 0.50% → $50k - $100k
0.40%$100-12 Months FYI CD
0.40%$100-12 Months Cubby CD
0.30%$100-6 Months FYI CD
0.30%$100-6 Months Cubby CD

Altana Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%*$100k*-60 Months IRA
OTHER TIERS: 1.05% → $500 - $10k | 1.50% → $10k - $50k | 1.65% → $50k - $100k
1.65%*$100k*-36 Months IRA
OTHER TIERS: 1.05% → $500 - $10k | 1.35% → $10k - $50k | 1.50% → $50k - $100k
1.55%*$100k*-24 Months IRA
OTHER TIERS: 1.00% → $500 - $10k | 1.30% → $10k - $50k | 1.45% → $50k - $100k
1.05%$100-60 Months CESA
1.00%$100-24 Months CESA
0.85%*$100k*-12 Months IRA
OTHER TIERS: 0.40% → $500 - $10k | 0.60% → $10k - $50k | 0.75% → $50k - $100k
0.40%$100-12 Months CESA
Locations

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