1. Banks
  2. Altana Federal Credit Union

Altana Federal Credit Union


Overview / Commentary
altanafcu.org
406-651-2328
3212 Central Ave
Billings, MT 59102-6646

Altana Federal Credit Union is headquartered in Billings and is the 3rd largest credit union in the state of Montana. It is also the 834th largest credit union in the nation. It was established in 1949 and as of December of 2019, it had grown to 86 employees and 21,779 members at 7 locations. Altana Federal Credit Union's money market rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Altana Federal Credit Union is open to those who live, work, worship, or attend school, or businesses located in the Montana counties of Carbon, Golden Valley, Mussleshell, Stillwater, Sweet Grass, Wheatland, or Yellowstone.
See current membership details

Related Posts

View all posts from:


Reviews (2)

Reliable !

Posted by: |

Great mobile app, friendly staff, helpful lenders - wouldn't bank anywhere else

1

Awful Experiences

Posted by: |

This credit union has been horrible! I have 2 loans with them. I thought one was going to be paid off until they came back to tell me that I had 6 payments that were skipped! (I had to contact them to find this out). I have payed every month and my money clearly has been misplaced! This is not the first time. They also cannot make a simple change of address or record an accurate phone number. I attempted three times via mail and fax to change my address, and they finally did it when my mom had to take it in. (I live out of state). Then they recorded the wrong phone number, and claim that that is why I was never notified of the skipped payments. I guess the mail isn't a method they considered. I now have been waiting for three weeks to get the documentation on the loan where they lost my payments that were cleared and sent directly to them from my bank. Wow. I really wonder how they are allowed to handle people's money. My advice is to stay clear.

1


Health
A+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #6275
Year Chartered1949
Employees86
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD6.73%
Annual Interest Income$13.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$300.0MM$261.7MM
LoansQ4 2019vs Q4 2018$217.3MM$203.9MM
DepositsQ4 2019vs Q4 2018$261.6MM$226.5MM
Equity CapitalQ4 2019vs Q4 2018$35.9MM$33.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.8MM$1.4MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.2MM$1.7MM
Real Estate OwnedQ4 2019vs Q4 2018$0$220.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Altana Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Altana Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%-$5kChristmas Club
0.95%*-$10kMetro Savings
OTHER TIERS: 0.05% → $10k+
0.75%-$10kWealth Builder Savings Account
0.75%$2.5k$20kWealth Builder Plus Savings Account
0.65%*$100k*-IRA Shares
OTHER TIERS: 0.30% → Up to $10k | 0.35% → $10k - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k

Altana Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$250k*-Max Money Market
OTHER TIERS: 0.05% → Up to $100k | 0.75% → $100k - $250k
0.75%*$100k*-Sam Money Market
OTHER TIERS: 0.05% → Up to $25k | 0.25% → $25k - $50k | 0.35% → $50k - $75k | 0.50% → $75k - $100k
0.20%*$100k*-Premier Money Market Account
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.15% → $50k - $100k
0.10%*$100k*-Money Market Account
OTHER TIERS: 0.03% → $10k - $50k | 0.05% → $50k - $75k | 0.08% → $75k - $100k

Altana Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Secure Checking
0.05%$2.5k-Secure 55+ Checking

Altana Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$100k*-60 Months CD
OTHER TIERS: 1.10% → $500 - $10k | 1.30% → $10k - $25k | 1.40% → $25k - $50k | 1.50% → $50k - $100k
1.10%*$100k*-36 Months CD
OTHER TIERS: 0.75% → $500 - $10k | 0.85% → $10k - $25k | 0.90% → $25k - $50k | 1.00% → $50k - $100k
0.90%*$100k*-24 Months CD
OTHER TIERS: 0.60% → $500 - $10k | 0.65% → $10k - $25k | 0.75% → $25k - $50k | 0.85% → $50k - $100k
0.80%*$100k*-18 Months CD
OTHER TIERS: 0.55% → $500 - $10k | 0.60% → $10k - $25k | 0.65% → $25k - $50k | 0.75% → $50k - $100k
0.60%*$100k*-12 Months CD
OTHER TIERS: 0.40% → $500 - $25k | 0.45% → $25k - $50k | 0.55% → $50k - $100k
0.50%*$100k*-6 Months CD
OTHER TIERS: 0.35% → $500 - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k
0.40%$100-12 Months FYI CD
0.40%$100-12 Months Cubby CD
0.35%$100-6 Months FYI CD
0.35%$100-6 Months Cubby CD

Altana Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$100k*-60 Months IRA
OTHER TIERS: 1.10% → $500 - $10k | 1.30% → $10k - $50k | 1.50% → $50k - $100k
1.10%*$100k*-36 Months IRA
OTHER TIERS: 0.85% → $500 - $10k | 0.95% → $10k - $50k | 1.00% → $50k - $100k
0.95%$100-60 Months CESA
0.90%*$100k*-24 Months IRA
OTHER TIERS: 0.70% → $500 - $10k | 0.75% → $10k - $50k | 0.85% → $50k - $100k
0.65%$100-24 Months CESA
0.60%*$100k*-12 Months IRA
OTHER TIERS: 0.40% → $500 - $10k | 0.45% → $10k - $50k | 0.55% → $50k - $100k
0.30%$100-12 Months CESA
Locations


Altana Federal Credit Union Locations
Branch Office3212 Central AveBillings, MT 59102-6646
Branch Office220 1st AveLaurel, MT 59044-3014
Branch Office219 N 25th StBillings, MT 59101-2243
Branch Office821 S Hauser AveRed Lodge, MT 59068-9329
Branch Office1111 24th St WBillings, MT 59102-3809
Branch Office912 E Pike AveColumbus, MT 59019-7569
Branch Office1280 Main StBillings, MT 59105-2540

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.