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Altana Federal Credit Union


Overview / Commentary
altanafcu.org
406-651-2328
3212 Central Ave
Billings, MT 59102-6646

Altana Federal Credit Union is headquartered in Billings and is the 4th largest credit union in the state of Montana. It is also the 843rd largest credit union in the nation. It was established in 1949 and as of June of 2020, it had grown to 86 employees and 22,372 members at 7 locations. Altana Federal Credit Union's money market rates are 70% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Altana Federal Credit Union is open to those who live, work, worship, or attend school, or businesses located in the Montana counties of Carbon, Golden Valley, Mussleshell, Stillwater, Sweet Grass, Wheatland, or Yellowstone.
See current membership details

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Reviews (2)

Reliable !

Posted by: |

Great mobile app, friendly staff, helpful lenders - wouldn't bank anywhere else

1

Awful Experiences

Posted by: |

This credit union has been horrible! I have 2 loans with them. I thought one was going to be paid off until they came back to tell me that I had 6 payments that were skipped! (I had to contact them to find this out). I have payed every month and my money clearly has been misplaced! This is not the first time. They also cannot make a simple change of address or record an accurate phone number. I attempted three times via mail and fax to change my address, and they finally did it when my mom had to take it in. (I live out of state). Then they recorded the wrong phone number, and claim that that is why I was never notified of the skipped payments. I guess the mail isn't a method they considered. I now have been waiting for three weeks to get the documentation on the loan where they lost my payments that were cleared and sent directly to them from my bank. Wow. I really wonder how they are allowed to handle people's money. My advice is to stay clear.

1


Health
A+

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #6275
Year Chartered1949
Employees86
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD5.46%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$328.1MM$273.3MM
LoansQ2 2020vs Q2 2019$237.4MM$208.2MM
DepositsQ2 2020vs Q2 2019$288.9MM$236.7MM
Equity CapitalQ2 2020vs Q2 2019$37.0MM$34.7MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.6MM$1.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.1MM$1.6MM
Real Estate OwnedQ2 2020vs Q2 2019$0$269.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Altana Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Altana Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%-$5kChristmas Club
0.75%-$10kWealth Builder Savings Account
0.75%$2.5k$20kWealth Builder Plus Savings Account
0.75%*-$10kMetro Savings
OTHER TIERS: 0.05% → $10k+
0.65%*$100k*-IRA Shares
OTHER TIERS: 0.30% → Up to $10k | 0.35% → $10k - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k
0.05%--Wincentive Savings

Altana Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Max Money Market
OTHER TIERS: 0.05% → Up to $100k | 0.55% → $100k - $250k
0.55%*$100k*-Sam Money Market
OTHER TIERS: 0.05% → Up to $25k | 0.20% → $25k - $50k | 0.25% → $50k - $75k | 0.35% → $75k - $100k
0.20%*$100k*-Premier Money Market Account
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.15% → $50k - $100k
0.10%*$100k*-Money Market Account
OTHER TIERS: 0.03% → $10k - $50k | 0.05% → $50k - $75k | 0.08% → $75k - $100k

Altana Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Secure Checking
0.05%$2.5k-Secure 55+ Checking

Altana Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$100k*-60 Months CD
OTHER TIERS: 0.60% → $500 - $10k | 0.80% → $10k - $25k | 0.90% → $25k - $50k | 1.00% → $50k - $100k
0.90%*$100k*-36 Months CD
OTHER TIERS: 0.55% → $500 - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.80% → $50k - $100k
0.70%*$100k*-24 Months CD
OTHER TIERS: 0.45% → $500 - $25k | 0.55% → $25k - $50k | 0.65% → $50k - $100k
0.60%*$100k*-18 Months CD
OTHER TIERS: 0.40% → $500 - $25k | 0.45% → $25k - $50k | 0.55% → $50k - $100k
0.55%*$100k*-12 Months CD
OTHER TIERS: 0.35% → $500 - $25k | 0.40% → $25k - $50k | 0.50% → $50k - $100k
0.35%*$100k*-6 Months CD
OTHER TIERS: 0.20% → $500 - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k
0.35%$100-12 Months FYI CD
0.35%$100-12 Months Cubby CD
0.20%$100-6 Months FYI CD
0.20%$100-6 Months Cubby CD

Altana Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$100k*-60 Months IRA
OTHER TIERS: 0.60% → $500 - $10k | 0.80% → $10k - $50k | 1.00% → $50k - $100k
0.90%*$100k*-36 Months IRA
OTHER TIERS: 0.65% → $500 - $10k | 0.75% → $10k - $50k | 0.80% → $50k - $100k
0.70%*$100k*-24 Months IRA
OTHER TIERS: 0.50% → $500 - $10k | 0.55% → $10k - $50k | 0.65% → $50k - $100k
0.55%*$100k*-12 Months IRA
OTHER TIERS: 0.35% → $500 - $10k | 0.40% → $10k - $50k | 0.50% → $50k - $100k
0.55%$100-60 Months CESA
0.45%$100-24 Months CESA
0.25%$100-12 Months CESA
Locations


Altana Federal Credit Union Locations
Branch Office3212 Central AveBillings, MT 59102-6646
Branch Office220 1st AveLaurel, MT 59044-3014
Branch Office219 N 25th StBillings, MT 59101-2243
Branch Office821 S Hauser AveRed Lodge, MT 59068-9329
Branch Office1111 24th St WBillings, MT 59102-3809
Branch Office912 E Pike AveColumbus, MT 59019-7569
Branch Office1280 Main StBillings, MT 59105-2540

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