Alternatives Federal Credit Union


Overview / Commentary
607-273-4611
125 N Fulton St
Ithaca, NY 14850

Alternatives Federal Credit Union is headquartered in Ithaca and is the 61st largest credit union in the state of New York. It is also the 1,401st largest credit union in the nation. It was established in 1978 and as of September of 2024, it had grown to 61 employees and 13,321 members at 1 location. Alternatives Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Alternatives Federal Credit Union is open to those who live in the New York counties of Cayuga, Chemung, Cortland, Seneca, Schuyler, Steuben, Tioga, or Tompkins.
See current membership details

Reviews (1)

Don't Let All Of The Hype FOOL You!

Posted by: |

I CLOSED Both of my accounts because their "Manager" was RUDE to me and refused to accept my rolled coin for deposit. I took my business elsewhere and I'm Glad I did.
There are Much Better banks in Ithaca!



Health
C+

Health Grade Components

Overall
NCUA #23283
Year Chartered1978
Employees61
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD5.57%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$166.4MM$154MM
LoansQ3 2024vs Q3 2023$96.6MM$88.1MM
DepositsQ3 2024vs Q3 2023$146.7MM$136.1MM
Equity CapitalQ3 2024vs Q3 2023$12MM$9.7MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.3MM$1.4MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$4.8MM$3.5MM
Real Estate OwnedQ3 2024vs Q3 2023$0$97K
Rates

Sorry, we do not have rate data for Alternatives Federal Credit Union.

Locations


Alternatives Federal Credit Union Locations
Branch Office125 N Fulton StIthaca, NY 14850-3301

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.