Altonized Community Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

altonizedfcu.org

618-466-3884

4435 ALBY ST
ALTON, IL 62002

Altonized Community Federal Credit Union is headquartered in ALTON and is the 73^rd largest credit union in the state of Illinois. It is also the 2,455^th largest credit union in the nation. It was established in 1939 and as of December of 2024, it had grown to 9 employees and 5,722 members at 2 locations. Altonized Community Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Altonized Community Federal Credit Union is open to those who live, work, volunteer, attend school or worship in Madison County, Illinois.
See current membership details

Reviews

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Health

C+

Data as of Q4 2024

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Altonized Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	3316
Year Chartered	1939
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	0.41%
Return on Equity - YTD	6.45%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$49.2MM$48.8MM
Loans	Q4 2024vs Q4 2023	$22.2MM$20.5MM
Deposits	Q4 2024vs Q4 2023	$45.9MM$46.2MM
Equity Capital	Q4 2024vs Q4 2023	$3.2MM$2.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$174K$165K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$263K$178K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking

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Altonized Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$0	-	Savings
0.10%	$0	-	Christmas Club
0.10%	$0	-	Vacation Club

Altonized Community Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Checking

Locations

Altonized Community Federal Credit Union Locations
Branch Office	4435 ALBY ST	ALTON, IL 62002-5916
Branch Office	200 N MAIN ST	BRIGHTON, IL 62012-1036

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