Overview / Commentary
Altura Credit Union is headquartered in Riverside and is the 27th largest credit union in the state of California. It is also the 176th largest credit union in the nation. It was established in 1957 and as of September of 2024, it had grown to 395 employees and 199,805 members at 24 locations. Altura Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Altura Credit Union is open to those who live, work, attend school or worship in the California counties of Riverside or San Diego, or the Orange County cities of Anaheim, Garden Grove, Irvine, or Santa Ana, or the San Bernardino County cities of Fontana, Ontario, or Rancho Cucamonga.
See current membership details
Health
B+
Data as of Q3 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62799 |
| Year Chartered | 1957 |
| Employees | 395 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.71% |
| Return on Equity - YTD | 9.87% |
| Annual Interest Income | $84.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $2.62B$2.58B |
| Loans | Q3 2024vs Q3 2023 | $1.73B$1.65B |
| Deposits | Q3 2024vs Q3 2023 | $2.15B$2.11B |
| Equity Capital | Q3 2024vs Q3 2023 | $188.8MM$125.8MM |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $20.3MM$17.9MM |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $6.3MM$5.3MM |
| Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |
