Altura Credit Union


Overview / Commentary
888-883-7228
2847 Campus Pkwy
Riverside, CA 92507

Altura Credit Union is headquartered in Riverside and is the 28th largest credit union in the state of California. It is also the 184th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 391 employees and 205,293 members at 24 locations. Altura Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Altura Credit Union is open to those who live, work, attend school or worship in the California counties of Riverside or San Diego, or the Orange County cities of Anaheim, Garden Grove, Irvine, or Santa Ana, or the San Bernardino County cities of Fontana, Ontario, or Rancho Cucamonga.
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Health
B+

Health Grade Components

Overall
Year Established1957
Employees391
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD6.96%
Annual Interest Income$28.9MM
Assets and Liabilities
AssetsQ1 2025$2.61B
LoansQ1 2025$1.71B
DepositsQ1 2025$2.29B
Equity CapitalQ1 2025$192.7MM
Loan Loss AllowanceQ1 2025$22MM
Unbacked Noncurrent LoansQ1 2025$6.1MM
Real Estate OwnedQ1 2025$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Altura Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Altura Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Regular Share Savings
0.10%$0-Side Share
0.10%$0-Holiday Savings
0.10%$250-Business Saving

Altura Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$50k*-Prestige Money Market
OTHER TIERS: 1.15% $0 - $10k | 1.25% $10k - $50k
0.20%*$50k*-Smart Money Market
OTHER TIERS: 0.10% $0 - $10k | 0.15% $10k - $50k
0.20%*$2.5k*-Business Prestige Money Market
OTHER TIERS: 0.15% $0 - $2.5k
0.10%$0-Business Smart Money Market

Altura Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$10k-Wealth Builder Checking
0.20%*$50k*-Ascend Checking
OTHER TIERS: 0.05% $10k - $50k
0.05%$0-Basic Business Checking
0.05%$250-Club Business Checking

Altura Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*$100k*-60 Month Share Certificate
OTHER TIERS: 1.25% $1k - $100k
1.35%*$100k*-Business 60 Month Share Certificate
OTHER TIERS: 1.25% $1k - $100k
1.15%*$100k*-48 Month Share Certificate
OTHER TIERS: 1.05% $1k - $100k
1.15%*$100k*-Business 48 Month Share Certificate
OTHER TIERS: 1.05% $1k - $100k
0.95%*$100k*-36 Month Share Certificate
OTHER TIERS: 0.85% $1k - $100k
0.95%*$100k*-Business 36 Month Share Certificate
OTHER TIERS: 0.85% $1k - $100k
0.90%*$100k*-24 Month Share Certificate
OTHER TIERS: 0.80% $1k - $100k
0.90%*$100k*-Business 24 Month Share Certificate
OTHER TIERS: 0.80% $1k - $100k
0.80%*$100k*-50/50 Share Certificate
OTHER TIERS: 0.70% $50 - $100k
0.75%*$100k*-12 Month Share Certificate
OTHER TIERS: 0.65% $1k - $100k
0.75%*$100k*-Business 12 Month Share Certificate
OTHER TIERS: 0.65% $1k - $100k
0.65%*$100k*-6 Month Share Certificate
OTHER TIERS: 0.55% $1k - $100k
0.65%*$100k*-Business 6 Month Share Certificate
OTHER TIERS: 0.55% $1k - $100k
0.60%*$100k*-3 Month Share Certificate
OTHER TIERS: 0.50% $1k - $100k
0.60%*$100k*-Business 3 Month Share Certificate
OTHER TIERS: 0.50% $1k - $100k

Altura Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$100k*-60 Month IRA
OTHER TIERS: 1.35% $1k - $100k
1.25%*$100k*-48 Month IRA
OTHER TIERS: 1.15% $1k - $100k
1.05%*$100k*-36 Month IRA
OTHER TIERS: 0.95% $1k - $100k
1.00%*$100k*-24 Month IRA
OTHER TIERS: 0.90% $1k - $100k
0.85%*$100k*-12 Month IRA
OTHER TIERS: 0.75% $1k - $100k
0.75%*$100k*-6 Month IRA
OTHER TIERS: 0.65% $1k - $100k
0.70%*$100k*-3 Month IRA
OTHER TIERS: 0.60% $1k - $100k
0.25%$0-IRA Accumulator
0.25%$0-IRA Roth Accumulator
Locations

Availability



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