Alva State Bank & Trust Company

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.alvastatebank.com

877-462-3300

518 College Avenue
Alva, OK 73717

Alva State Bank & Trust Company is headquartered in ALVA and is the 41^st largest bank in the state of Oklahoma. It is also the 1,598^th largest bank in the nation. It was established in 1901 and as of December of 2024, it had grown to 66 employees at 6 locations. Alva State Bank & Trust Company has an A+ health rating.

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Health

A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	9465
Year Established	1901
Employees	66
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.79%
Return on Equity - YTD	14.13%
Annual Interest Income	$35.5MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$580.4MM$486MM
Loans	Q4 2024vs Q4 2023	$300.9MM$252.3MM
Deposits	Q4 2024vs Q4 2023	$482.6MM$412MM
Equity Capital	Q4 2024vs Q4 2023	$70.1MM$55.9MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$5.6MM$5.3MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1MM$333K
Real Estate Owned	Q4 2024vs Q4 2023	$518K$925K

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alva State Bank & Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	$0	$100k	Free Kasasa Saver
OTHER TIERS: 1.50% → $100k+

Alva State Bank & Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
6.00%^*	$0	$25k	Free Kasasa Cash Checking
OTHER TIERS: 1.00% → $25k+

Locations

Alva State Bank & Trust Company Locations
Alva State Bank & Trust Company	518 College Ave	Alva, OK 73717
Burlington Branch	5th and Locust	Burlington, OK 73722
Enid Branch	801 West Broadway	Enid, OK 73701
Freedom State Bank Branch	1085 Main St	Freedom, OK 73842
The First State Bank Kiowa Branch	546 Main Street	Kiowa, KS 67070

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