Alva State Bank & Trust Company

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.alvastatebank.com

877-462-3300

518 College Avenue
Alva, OK 73717

Alva State Bank & Trust Company is headquartered in ALVA and is the 43^rd largest bank in the state of Oklahoma. It is also the 1,648^th largest bank in the nation. It was established in 1901 and as of March of 2025, it had grown to 76 employees at 6 locations. Alva State Bank & Trust Company has an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	9465
Year Established	1901
Employees	76
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	2.17%
Return on Equity - YTD	17.2%
Annual Interest Income	$8.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$565.3MM$509.6MM
Loans	Q1 2025vs Q1 2024	$294MM$253.8MM
Deposits	Q1 2025vs Q1 2024	$473.1MM$422.8MM
Equity Capital	Q1 2025vs Q1 2024	$74.5MM$58.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.7MM$5.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1MM$784K
Real Estate Owned	Q1 2025vs Q1 2024	$508K$913K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alva State Bank & Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	$0	$100k	Free Kasasa Saver
OTHER TIERS: 1.50% → $100k+

Alva State Bank & Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
6.00%^*	$0	$25k	Free Kasasa Cash Checking
OTHER TIERS: 1.00% → $25k+

Locations

Alva State Bank & Trust Company Locations
Alva State Bank & Trust Company	518 College Ave	Alva, OK 73717
Burlington Branch	5th and Locust	Burlington, OK 73722
Enid Branch	801 West Broadway	Enid, OK 73701
Freedom State Bank Branch	1085 Main St	Freedom, OK 73842
The First State Bank Kiowa Branch	546 Main Street	Kiowa, KS 67070

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