Amarillo Postal Employees Credit Union
Overview / Commentary
Amarillo Postal Employees Credit Union is headquartered in AMARILLO and is the 263rd largest credit union in the state of Texas. It is also the 3,244th largest credit union in the nation. It was established in 1931 and as of March of 2025, it had grown to 4 employees and 1,849 members at 1 location. Amarillo Postal Employees Credit Union has a B health rating.
Field of Membership Restrictions
Amarillo Postal Employees CU is open to employees of the Amarillo Post Office as well as the post offices within the Texas Panhandle, and their families. Also, if you are a company or organization located within ten miles of the CU main office then your employees or members qualify for membership status as well.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Amarillo Postal Employees Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67639 |
| Year Chartered | 1931 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.17% |
| Return on Equity - YTD | 1.34% |
| Annual Interest Income | $211K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $19.2MM$18.7MM |
| Loans | Q1 2025vs Q1 2024 | $7.1MM$7.5MM |
| Deposits | Q1 2025vs Q1 2024 | $16.2MM$16MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.5MM$2.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $59K$45K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $57K$59K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |