Amboy Direct


Amboy Direct-Great Experience!

I have nothing but good things to say about Amboy Direct. Everyone that I have dealt with has been wonderful and very helpful. I have also tried some other internet banks and Amboy is by far the best. The way Amboy Direct is set up is perfect for the way I like to bank. There is never any hassle and if there are small problems they are solved right away.

Excited About 2 Yr 5.80% CD Until ...

Posted by: |

I noticed it was indexed ... 3 Month Treasury Rate + 0.50%.
3M treasury trajectory tracks the Fed funds rate. The Fed is likely to start cutting by early next year. So that 5.80% will likely be below 4.80% after the 2 years. Sneaky.

Unbelievable

Posted by: |

Just want to alert other customers to the fact that this bank only allows linkage to one external account and it has to be from inside. You cannot have a link at an external account. They won't even disclose their routing number. When I found out, I immediately cancelled/withdrew my application. Had never heard anything like that. Unacceptable.

What A Scam!

Posted by: |

They must think we're stupid. What is a CD that has an interest rate that they can change any time they want to? It's a savings account that you can't withdraw money from. That's what. Buy this if you don't care what the interest rate will be in 6 months.

VIEW MORE REVIEWS

Health

Health Grade Components

Overall
FDIC Certificate #6423
Year Established1888
Employees223
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.85%
Return on Equity - YTD22.36%
Annual Interest Income$34.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.64B$2.63B
LoansQ1 2024vs Q1 2023$1.76B$1.62B
DepositsQ1 2024vs Q1 2023$2.2B$2.2B
Equity CapitalQ1 2024vs Q1 2023$342.1MM$308.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$29.1MM$28.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$5.5MM$7.5MM
Real Estate OwnedQ1 2024vs Q1 2023$2.3MM$2.2MM
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Amboy Direct; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Amboy Direct Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%*$1$100kJersey First eSavings
OTHER TIERS: 2.05% $100k - $250k

Amboy Direct Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$5k$250kBusiness Money Market Maximizer - 12 Month Bonus Rate New Money - NJ only
3.82%*$30k*$250kMoney Market Max More - NJ only
OTHER TIERS: 0.30% $5k - $30k

Amboy Direct CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.36%$25k$500kTreasury Index 2 Year CD - Quarterly (New Money)
4.00%*$10k*$250k12 Month eSavings CD - New Money
OTHER TIERS: 0.30% $100 - $10k
Locations

Amboy Direct is an Internet only bank and does not have branch locations. Its headquarters is located at 3590 U.S. Highway 9 - Old Bridge, NJ 08857

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.