Amboy Direct

Amboy Direct-Great Experience!

I have nothing but good things to say about Amboy Direct. Everyone that I have dealt with has been wonderful and very helpful. I have also tried some other internet banks and Amboy is by far the best. The way Amboy Direct is set up is perfect for the way I like to bank. There is never any hassle and if there are small problems they are solved right away.

Excited About 2 Yr 5.80% CD Until ...

Posted by: |

I noticed it was indexed ... 3 Month Treasury Rate + 0.50%.
3M treasury trajectory tracks the Fed funds rate. The Fed is likely to start cutting by early next year. So that 5.80% will likely be below 4.80% after the 2 years. Sneaky.


Posted by: |

Just want to alert other customers to the fact that this bank only allows linkage to one external account and it has to be from inside. You cannot have a link at an external account. They won't even disclose their routing number. When I found out, I immediately cancelled/withdrew my application. Had never heard anything like that. Unacceptable.

What A Scam!

Posted by: |

They must think we're stupid. What is a CD that has an interest rate that they can change any time they want to? It's a savings account that you can't withdraw money from. That's what. Buy this if you don't care what the interest rate will be in 6 months.



Health Grade Components

FDIC Certificate #6423
Year Established1888
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.85%
Return on Equity - YTD22.36%
Annual Interest Income$34.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.64B$2.63B
LoansQ1 2024vs Q1 2023$1.76B$1.62B
DepositsQ1 2024vs Q1 2023$2.2B$2.2B
Equity CapitalQ1 2024vs Q1 2023$342.1MM$308.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$29.1MM$28.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$5.5MM$7.5MM
Real Estate OwnedQ1 2024vs Q1 2023$2.3MM$2.2MM
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Always verify rates and promotions with the bank or credit union. We are not Amboy Direct; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Amboy Direct Savings Account Rates

3.82%*$1$100kJersey First eSavings
OTHER TIERS: 2.05% $100k - $250k

Amboy Direct Money Market Rates

3.82%$5k$250kBusiness Money Market Maximizer - 12 Month Bonus Rate New Money - NJ only
3.82%*$30k*$250kMoney Market Max More - NJ only
OTHER TIERS: 0.30% $5k - $30k

Amboy Direct CD Rates

5.36%$25k$500kTreasury Index 2 Year CD - Quarterly (New Money)
4.00%*$10k*$250k12 Month eSavings CD - New Money
OTHER TIERS: 0.30% $100 - $10k

Amboy Direct is an Internet only bank and does not have branch locations. Its headquarters is located at 3590 U.S. Highway 9 - Old Bridge, NJ 08857

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