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Amerant


Overview / Commentary
www.amerantbank.com
305-460-8701
220 Alhambra Circle
Coral Gables, FL 33134

Amerant is headquartered in Coral Gables and is the 7th largest bank in the state of Florida. It is also the 179th largest bank in the nation. It was established in 1979 and as of June of 2022, it had grown to 680 employees at 25 locations. Amerant's CD rates are 5X the national average, and it has an A health rating.

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Reviews (6)

Strong CD Rates

Posted by: |

Best rates in the market along with great service. Highly recommend.

11

Great Products

Posted by: |

The bank offers many competitive products with great rates. I recently opened the Relationship MMKT and Checking and am very happy. I get a 2.25% rate on my money market which is top of market. Highly recommend.

3

Branch Is Empty

Posted by: |

I went to open an account at the branch. The entire time I was there no one came into the branch except for an old man that was locked out of his account. I was turned down because I have my money in other cities to earn higher interest. They see that as a risk. They prefer the ignorant person that keeps tens of thousands in a checking earning zero interest. I inquired and was told to apply again and they turned down again. Now I have two inquiries on my Chex systems due to them. They have a lot of fee time on theornhands so I would believe what the other reviews say about calling to inquire transactions all the time. I have an 800 credit score, and a clean chexsystem.

1

El Banco Mas Malo De Us

Posted by: |

No pongan su dinero alli este banco te esta cuestionando todo el tiempo de donde sacaste el dinero q se deposita no importa si es cash o cheque todos los dias te estan llamando abri la cuenta alli y a los 10 dias la tu e q cerrar

6

AMERANT - MERCANTIL BANK IS THE WORST

Posted by: |

I HAD AN ACCOUNT THAT I HAD TO CLOSE TODAY AFTER 7 YEARS. THEY WAS CHARGING ME $20 MONTHLY EVEN IF MY ACCOUNT WAS DOMESTIC.
NO ONE WANTED TO DO ANYTHING. THE RECEPTIONIST CALLED A GUY AND THE GUY SAID WE CAN REFUND $20 (THEY TOOK MORE THAN $200) IF I WONT CLOSE IT. THIS WAS A SCAM. THEY ROBBED CUSTOMERS.

5

BE CAREFUL WITH THIS BANK

Posted by: |

I was a customer for 6 years, if you move your money very often, try not to reach the account balance to 0 because the bank will CLOSE your account because "new politics", so, no penalties, no overdraft fees, you only get the "kick in the butt" treatment from customer service.

27


Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #22953
Year Established1979
Employees680
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD7.26%
Annual Interest Income$136.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$8.13B$7.52B
LoansQ2 2022vs Q2 2021$5.80B$5.50B
DepositsQ2 2022vs Q2 2021$6.28B$5.72B
Equity CapitalQ2 2022vs Q2 2021$767.4MM$869.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$52.0MM$104.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$25.0MM$118.3MM
Real Estate OwnedQ2 2022vs Q2 2021$6.5MM$400.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Amerant; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Amerant Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$25k-Savings Account Special
0.05%$50$25kSavings Account

Amerant Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$100-Relationship Money Market
0.15%*$500k*-Money Market
OTHER TIERS: 0.01% → $100 - $25k | 0.05% → $25k - $250k | 0.10% → $250k - $500k

Amerant CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$10k$500k12 Month High Yield CD - New Money
2.75%†$10k$500k24 Month Promotional CD - New Money
2.75%†$10k$250k36 Month Promotional CD - New Money
2.75%†$10k$250k48 Month Promotional CD - New Money
2.75%†$10k$250k60 Month Promotional CD - New Money
2.75%†$10k$250k3 Year Digital CD - Limited Availability - New Money
2.75%†$10k$250k4 Year Digital CD - Limited Availability - New Money
2.75%†$10k$250k5 Year Digital CD - Limited Availability - New Money
2.75%†$10k$250k2 Year Digital CD - Limited Availability - New Money
2.75%†$500$250k24 Month Promotional Online CD - New Money
2.75%†$500$250k36 Month Promotional Online CD - New Money
2.75%†$500$250k48 Month Promotional Online CD - New Money
2.75%†$500$250k60 Month Promotional Online CD - New Money
2.25%†$10k$250k12 Month Promotional CD - New Money
2.25%†$10k$500k15 Month Promotional CD - New Money
2.25%†$10k$250k1 Year Digital CD - Limited Availability - New Money
2.25%†$10k$250k18 Month Digital CD - Limited Availability - New Money
2.25%†$10k$250k18 Month Promotional CD - New Money
2.25%†$500$250k12 Month Promotional Online CD - New Money
2.25%†$500$250k15 Month Promotional Online CD - New Money
2.25%†$500$250k18 Month Promotional Online CD - New Money
1.50%†$10k$500k3 Month Promotional CD - New Money
1.50%†$10k$500k6 Month Promotional CD - New Money
1.50%†$10k$500k9 Month Promotional CD - New Money
1.50%†$500$250k3 Month Promotional Online CD - New Money
1.50%†$500$250k6 Month Promotional Online CD - New Money
1.50%†$500$250k9 Month Promotional Online CD - New Money

Amerant IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%†$10k$250k24 Month Promotional Branch IRA - New Money
2.75%†$500$250k24 Month Promotional Online IRA - New Money
2.75%†$10k$250k36 Month Promotional Branch IRA - New Money
2.75%†$500$250k36 Month Promotional Online IRA - New Money
2.75%†$10k$250k48 Month Promotional Branch IRA - New Money
2.75%†$500$250k48 Month Promotional Online IRA - New Money
2.75%†$10k$250k60 Month Promotional Branch IRA - New Money
2.75%†$500$250k60 Month Promotional Online IRA - New Money
2.25%†$10k$250k12 Month Promotional Branch IRA - New Money
2.25%†$500$250k12 Month Promotional Online IRA - New Money
2.25%†$10k$250k15 Month Promotional Branch IRA - New Money
2.25%†$500$250k15 Month Promotional Online IRA - New Money
2.25%†$10k$500k18 Month Promotional Branch IRA - New Money
2.25%†$500$250k18 Month Promotional Online IRA - New Money
1.50%†$10k$500k3 Month Promotional Branch IRA - New Money
1.50%†$500$250k3 Month Promotional Online IRA - New Money
1.50%†$10k$500k6 Month Promotional Branch IRA - New Money
1.50%†$500$250k6 Month Promotional Online IRA - New Money
1.50%†$10k$500k9 Month Promotional Branch IRA - New Money
1.50%†$500$250k9 Month Promotional Online IRA - New Money
Locations

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