Amerant is headquartered in Coral Gables and is the 7th largest bank in the state of Florida. It is also the 179th largest bank in the nation. It was established in 1979 and as of June of 2022, it had grown to 680 employees at 25 locations. Amerant's CD rates are 5X the national average, and it has an A health rating.
Best rates in the market along with great service. Highly recommend.
The bank offers many competitive products with great rates. I recently opened the Relationship MMKT and Checking and am very happy. I get a 2.25% rate on my money market which is top of market. Highly recommend.
I went to open an account at the branch. The entire time I was there no one came into the branch except for an old man that was locked out of his account. I was turned down because I have my money in other cities to earn higher interest. They see that as a risk. They prefer the ignorant person that keeps tens of thousands in a checking earning zero interest. I inquired and was told to apply again and they turned down again. Now I have two inquiries on my Chex systems due to them. They have a lot of fee time on theornhands so I would believe what the other reviews say about calling to inquire transactions all the time. I have an 800 credit score, and a clean chexsystem.
No pongan su dinero alli este banco te esta cuestionando todo el tiempo de donde sacaste el dinero q se deposita no importa si es cash o cheque todos los dias te estan llamando abri la cuenta alli y a los 10 dias la tu e q cerrar
I HAD AN ACCOUNT THAT I HAD TO CLOSE TODAY AFTER 7 YEARS. THEY WAS CHARGING ME $20 MONTHLY EVEN IF MY ACCOUNT WAS DOMESTIC.
NO ONE WANTED TO DO ANYTHING. THE RECEPTIONIST CALLED A GUY AND THE GUY SAID WE CAN REFUND $20 (THEY TOOK MORE THAN $200) IF I WONT CLOSE IT. THIS WAS A SCAM. THEY ROBBED CUSTOMERS.
I was a customer for 6 years, if you move your money very often, try not to reach the account balance to 0 because the bank will CLOSE your account because "new politics", so, no penalties, no overdraft fees, you only get the "kick in the butt" treatment from customer service.
Overall | |
---|---|
FDIC Certificate # | 22953 |
Year Established | 1979 |
Employees | 680 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.77% |
Return on Equity - YTD | 7.26% |
Annual Interest Income | $136.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2022vs Q2 2021 | $8.13B$7.52B |
Loans | Q2 2022vs Q2 2021 | $5.80B$5.50B |
Deposits | Q2 2022vs Q2 2021 | $6.28B$5.72B |
Equity Capital | Q2 2022vs Q2 2021 | $767.4MM$869.6MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $52.0MM$104.2MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $25.0MM$118.3MM |
Real Estate Owned | Q2 2022vs Q2 2021 | $6.5MM$400.00K |
Always verify rates and promotions with the bank or credit union. We are not Amerant; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | $25k | - | Savings Account Special | |
0.05% | $50 | $25k | Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00% | $100 | - | Relationship Money Market | ||
0.15%* | $500k* | - | Money Market | ||
OTHER TIERS: 0.01% → $100 - $25k | 0.05% → $25k - $250k | 0.10% → $250k - $500k |