Amerant


Overview / Commentary
305-629-1200
220 Alhambra Circle
Coral Gables, FL 33134

Amerant is headquartered in CORAL GABLES and is the 7th largest bank in the state of Florida. It is also the 163rd largest bank in the nation. It was established in 1979 and as of March of 2024, it had grown to 696 employees at 25 locations. Amerant's CD rates are 5X the national average, and it has an A health rating.

Reviews (5)

0 Star For This Bank, A Bank To Be Avoided At All Costs.

Posted by: |

My opinion of Amerant is the worst that a client can have of a bank, I feel scammed, defrauded and I feel that the only thing I am good for is for the bank to take money from me without my consent, I made a claim which has not been attended to not even answered, that shows the total lack of seriousness, in the end I had to close the account because they continued to take money from me monthly without my consent, avoid it at all costs.

DEPLORABLE SERVICE!!!

For the last 2 months I have been calling for service, If someone answer the phone has no clue what I'm talking about. For instance, I have been asking how can I put money on principal. I have been directed to the wrong place or no answer or the person who answer quickly transfer me to another department , I have been leaving so many messages and still no answer, When I came to this bank for first time I was attended very well , but a soon as I signed the mortgage papers the service has been horrible.

NEVER CONSIDER THIS BANK.

I have tried for more than 3 months to update my mailing address and they will never do it, they kept asking for letters, but still nothing, this bank is terrible, having so Many good options why consider this bank? they work as if they were in Venezuela asking for useless paperwork without solving any problem, their app is terrible, their customer service is terrible, everything about them is terrible.

Unreliable Banking

Posted by: |

At first glance this appears to be a nice bank, however that is not the case in my experience. I have not been able to use the mobile app or login to the website to review my account activity for 3 weeks now. Each of my painful calls to customer service were not helpful. I was told they can’t see my account status or balance and someone would call me back. That has not happened as of yet.

I expressed concern that I have no visibility of my account activity and was told again there was nothing they could do but promise another callback. These practices not only appear unethical, but borderline illegal. I do not recommend this bank unless you’re using it as a secondary account due to the unreliable service I’ve received.

Branch Is Empty

Posted by: |

I went to open an account at the branch. The entire time I was there no one came into the branch except for an old man that was locked out of his account. I was turned down because I have my money in other cities to earn higher interest. They see that as a risk. They prefer the ignorant person that keeps tens of thousands in a checking earning zero interest. I inquired and was told to apply again and they turned down again. Now I have two inquiries on my Chex systems due to them. They have a lot of fee time on theornhands so I would believe what the other reviews say about calling to inquire transactions all the time. I have an 800 credit score, and a clean chexsystem.



Health

Health Grade Components

Overall
FDIC Certificate #22953
Year Established1979
Employees696
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD6.71%
Annual Interest Income$144.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$9.8B$9.48B
LoansQ1 2024vs Q1 2023$6.91B$7.03B
DepositsQ1 2024vs Q1 2023$7.94B$7.35B
Equity CapitalQ1 2024vs Q1 2023$817.6MM$803MM
Loan Loss AllowanceQ1 2024vs Q1 2023$96.1MM$84.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$30.2MM$20MM
Real Estate OwnedQ1 2024vs Q1 2023$20.2MM$20.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Amerant; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Amerant Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$25k*-Savings Account
OTHER TIERS: 0.05% $50 - $25k

Amerant Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.15%$100-Relationship Money Market
0.15%*$500k*-Money Market
OTHER TIERS: 0.01% $100 - $25k | 0.05% $25k - $250k | 0.10% $250k - $500k

Amerant CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%$10k$500k6 Month Promotional CD - New Money
5.10%$500$250k6 Month Promotional Online CD - New Money
5.00%$10k$250k9 Month Promotional CD - New Money
5.00%$500$250k9 Month Promotional Online CD - New Money
4.75%$500$250k12 Month Promotional Online CD - New Money
4.75%$10k$500k15 Month CD - New Money
4.75%$500$250k15 Month Online CD - New Money
4.75%$10k$250k12 Month Promotional CD - New Money
4.00%$10k$500k24 Month CD - New Money
4.00%$500$250k24 Month Online CD - New Money
4.00%$10k$250k36 Month CD - New Money
4.00%$500$250k36 Month Online CD - New Money
4.00%$10k$250k48 Month CD - New Money
4.00%$500$250k48 Month Online CD - New Money
4.00%$10k$250k60 Month CD - New Money
4.00%$500$250k60 Month Online CD - New Money
1.50%$10k$500k3 Month CD - New Money
1.50%$500$250k3 Month Online CD - New Money

Amerant IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$10k$250k12 Month Promotional Branch IRA - New Money
4.75%$500$250k12 Month Promotional Online IRA - New Money
4.75%$10k$250k15 Month Branch IRA - New Money
4.75%$500$250k15 Month Online IRA - New Money
4.00%$10k$250k24 Month Branch IRA - New Money
4.00%$500$250k24 Month Online IRA - New Money
4.00%$10k$250k36 Month Branch IRA - New Money
4.00%$500$250k36 Month Online IRA - New Money
4.00%$10k$250k48 Month Branch IRA - New Money
4.00%$500$250k48 Month Online IRA - New Money
4.00%$10k$250k60 Month Branch IRA - New Money
4.00%$500$250k60 Month Online IRA - New Money
Locations

Availability



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