Overview / Commentary
220 Alhambra Circle
Coral Gables, FL 33134

Amerant is headquartered in Coral Gables and is the 7th largest bank in the state of Florida. It is also the 161st largest bank in the nation. It was established in 1979 and as of December of 2018, it had grown to 911 employees at 24 locations. Amerant's money market rates are 4X the national average, and it has a B+ health rating.

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MERCANTIL Becomes AMERANT BANK - 10/24/2018

To our valued customers, Earlier this year, we marked the start of a new chapter in our history. Mercantil Bank Holding Corporation - the holding company for Mercantil Bank, N.A. and its investment and trust subsidiaries, Mercantil Investment Services and Mercantil Trust Company - is now a publicly traded organization. Today, we have greater access to capital that will fuel further service improvements focused on you, such as an expanded product and service offering, as well as technology to better serve you - today and into the future. As we near our 40th anniversary and embark on a new path to offering exceptional banking and financial services, we're launching a new face for the same company you have known for so long. This new brand is a reflection of our guiding principles over the last four decades and represents the values that drive our activities and decisions toward the future. We believe that one of our most important values is providing the level of service excelle

2.25% APY For Relationship Money Market (Requires Checking Account.) - 10/16/2018

Mercantil Relationship Money Market 2.25% APY Get rewarded for your banking relationship and obtain our best Money Market rate while having the flexibility of writing a few checks or making a few withdrawals each month.* *Subject to a limit of checks and the withdrawals apply per Account Statement cycle, gets you a First Class rate of 2.25% APY on your Relationship Money Market account

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Reviews (3)

Strong CD Rates

Posted by: JerryG2 | Feb 27, 2019

Best rates in the market along with great service. Highly recommend.

Great Products

Posted by: vanejf | Feb 27, 2019

The bank offers many competitive products with great rates. I recently opened the Relationship MMKT and Checking and am very happy. I get a 2.25% rate on my money market which is top of market. Highly recommend.


I was a customer for 6 years, if you move your money very often, try not to reach the account balance to 0 because the bank will CLOSE your account because "new politics", so, no penalties, no overdraft fees, you only get the "kick in the butt" treatment from customer service.


Health Grade Components

FDIC Certificate #22953
Year Established1979
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD7.49%
Annual Interest Income$309.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$8.11B$8.43B
LoansQ4 2018vs Q4 2017$5.86B$6.00B
DepositsQ4 2018vs Q4 2017$6.07B$6.37B
Equity CapitalQ4 2018vs Q4 2017$822.9MM$822.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$61.8MM$72.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$16.7MM$26.4MM
Real Estate OwnedQ4 2018vs Q4 2017$367.00K$319.00K
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Always verify rates and promotions with the bank or credit union. We are not Amerant; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Amerant Savings Account Rates

0.25%$50-Savings Account

Amerant Money Market Rates

2.40%$100-Relationship Money Market - In Branch Only
1.70%*$100k*-Money Market
OTHER TIERS: 0.20% $100 - $5k | 0.25% $5k - $10k | 0.65% $10k - $25k | 1.55% $25k - $100k

Amerant CD Rates

2.80%$10k$250k60 Month Promotional CD
2.75%$10k$250k48 Month Promotional CD
2.70%$10k$250k36 Month Promotional CD
2.60%$10k$250k15 Month Promotional CD
2.55%$10k$250k24 Month Promotional CD
2.50%$10k$250k12 Month Promotional CD


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