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Amerant


Overview / Commentary
www.amerantbank.com
305-460-8701
220 Alhambra Circle
Coral Gables, FL 33134

Amerant is headquartered in CORAL GABLES and is the 7th largest bank in the state of Florida. It is also the 167th largest bank in the nation. It was established in 1979 and as of March of 2023, it had grown to 722 employees at 24 locations. Amerant's CD rates are 6X the national average, and it has an A health rating.

Related Posts

Amerant Adds Competitive 15-Month Promo CD in FL and TX Only - 4/10/2023

Amerant has a competitive 15-month Promotional CD available only in Florida and Texas. $10k min deposit/$250k (online), $500k (in-branch) max deposit of new money.

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Reviews (7)

Strong CD Rates

Posted by: |

Best rates in the market along with great service. Highly recommend.

11

Great Products

Posted by: |

The bank offers many competitive products with great rates. I recently opened the Relationship MMKT and Checking and am very happy. I get a 2.25% rate on my money market which is top of market. Highly recommend.

3

Unreliable Banking

Posted by: |

At first glance this appears to be a nice bank, however that is not the case in my experience. I have not been able to use the mobile app or login to the website to review my account activity for 3 weeks now. Each of my painful calls to customer service were not helpful. I was told they can’t see my account status or balance and someone would call me back. That has not happened as of yet.

I expressed concern that I have no visibility of my account activity and was told again there was nothing they could do but promise another callback. These practices not only appear unethical, but borderline illegal. I do not recommend this bank unless you’re using it as a secondary account due to the unreliable service I’ve received.

6

Branch Is Empty

Posted by: |

I went to open an account at the branch. The entire time I was there no one came into the branch except for an old man that was locked out of his account. I was turned down because I have my money in other cities to earn higher interest. They see that as a risk. They prefer the ignorant person that keeps tens of thousands in a checking earning zero interest. I inquired and was told to apply again and they turned down again. Now I have two inquiries on my Chex systems due to them. They have a lot of fee time on theornhands so I would believe what the other reviews say about calling to inquire transactions all the time. I have an 800 credit score, and a clean chexsystem.

3

El Banco Mas Malo De Us

Posted by: |

No pongan su dinero alli este banco te esta cuestionando todo el tiempo de donde sacaste el dinero q se deposita no importa si es cash o cheque todos los dias te estan llamando abri la cuenta alli y a los 10 dias la tu e q cerrar

7

AMERANT - MERCANTIL BANK IS THE WORST

Posted by: |

I HAD AN ACCOUNT THAT I HAD TO CLOSE TODAY AFTER 7 YEARS. THEY WAS CHARGING ME $20 MONTHLY EVEN IF MY ACCOUNT WAS DOMESTIC.
NO ONE WANTED TO DO ANYTHING. THE RECEPTIONIST CALLED A GUY AND THE GUY SAID WE CAN REFUND $20 (THEY TOOK MORE THAN $200) IF I WONT CLOSE IT. THIS WAS A SCAM. THEY ROBBED CUSTOMERS.

6

BE CAREFUL WITH THIS BANK

Posted by: |

I was a customer for 6 years, if you move your money very often, try not to reach the account balance to 0 because the bank will CLOSE your account because "new politics", so, no penalties, no overdraft fees, you only get the "kick in the butt" treatment from customer service.

28


Health
A

Data as of Q1 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #22953
Year Established1979
Employees722
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD11.94%
Annual Interest Income$125.1MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$9.48B$7.77B
LoansQ1 2023vs Q1 2022$7.03B$5.67B
DepositsQ1 2023vs Q1 2022$7.35B$5.75B
Equity CapitalQ1 2023vs Q1 2022$803.0MM$816.4MM
Loan Loss AllowanceQ1 2023vs Q1 2022$84.4MM$56.1MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$20.0MM$45.9MM
Real Estate OwnedQ1 2023vs Q1 2022$20.2MM$9.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Amerant; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Amerant Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$25k*-Savings Account
OTHER TIERS: 0.05% → $50 - $25k

Amerant Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$100-Relationship Money Market
0.15%*$500k*-Money Market
OTHER TIERS: 0.01% → $100 - $25k | 0.05% → $25k - $250k | 0.10% → $250k - $500k

Amerant CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.35%†$10k$500k15 Month CD - New Money
5.35%†$500$250k15 Month Online CD - New Money
5.35%$10k$250k15 Month Promotional CD - New Money
5.25%†$10k$500k24 Month Promotional CD - New Money
5.25%†$10k$250k12 Month CD - New Money
5.25%†$500$250k12 Month Online CD - New Money
5.25%†$10k$500k24 Month CD - New Money
5.25%†$500$250k24 Month Online CD - New Money
5.25%$10k$250k12 Month Promotional CD - New Money
5.00%†$10k$250k9 Month Promotional CD - New Money
5.00%†$10k$500k9 Month CD - New Money
5.00%†$500$250k9 Month Online CD - New Money
2.75%†$10k$250k36 Month CD - New Money
2.75%†$500$250k36 Month Online CD - New Money
2.75%†$10k$250k48 Month CD - New Money
2.75%†$500$250k48 Month Online CD - New Money
2.75%†$10k$250k60 Month CD - New Money
2.75%†$500$250k60 Month Online CD - New Money
1.50%†$10k$500k3 Month CD - New Money
1.50%†$500$250k3 Month Online CD - New Money
1.50%†$10k$500k6 Month CD - New Money
1.50%†$500$250k6 Month Online CD - New Money

Amerant IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.35%†$10k$250k15 Month Branch IRA - New Money
5.35%†$500$250k15 Month Online IRA - New Money
5.25%†$10k$250k12 Month Branch IRA - New Money
5.25%†$500$250k12 Month Online IRA - New Money
5.25%†$10k$250k24 Month Branch IRA - New Money
5.25%†$500$250k24 Month Online IRA - New Money
5.00%†$10k$500k9 Month Branch IRA - New Money
5.00%†$500$250k9 Month Online IRA - New Money
2.75%†$10k$250k36 Month Branch IRA - New Money
2.75%†$500$250k36 Month Online IRA - New Money
2.75%†$10k$250k48 Month Branch IRA - New Money
2.75%†$500$250k48 Month Online IRA - New Money
2.75%†$10k$250k60 Month Branch IRA - New Money
2.75%†$500$250k60 Month Online IRA - New Money
1.50%†$10k$500k3 Month Branch IRA - New Money
1.50%†$500$250k3 Month Online IRA - New Money
1.50%†$10k$500k6 Month Branch IRA - New Money
1.50%†$500$250k6 Month Online IRA - New Money
Locations

Availability



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