Featured Savings Rates
Featured Accounts

All America Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.25%Money MarketMega Money Market (Online Only)
1.50%Reward CheckingUltimate Rewards Checking
1.65%5-year CD5 Year CD - Branch Only

Overview / Commentary
888-210-2028
200 South Rockwell Avenue
Oklahoma City, OK 73128

All America Bank is headquartered in Oklahoma City and is the 40th largest bank in the state of Oklahoma. It is also the 1,813th largest bank in the nation. It was established in 1969 and as of September of 2016, it had grown to 111 employees at 7 locations. All America Bank's money market rates are 3X the national average, and it has an A health rating.

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11/16/11 - "Gotchas" In The Americanet Bank Online Agreement And Disclosure
6/21/11 - Americanet, Evantage, Redneck Banks Cutting Rates By 0.25%
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No Problems

Posted by: Anonymous | Dec 2, 2010

I have the interest checking account and have had no problems. As long as you adhere to the guidelines there should be no problems.

6 Years And Still Happy!

Posted by: gatorgirl | Jun 16, 2016

I have been a member at AmericaNet Bank/AllAmerica Bank since 2010. While I agree that their online banking feels a bit rudimentary, it still gets the job done. Even with not having the easiest online system, they still offer transaction downloads for most banking software AND a mobile app for Apple and Android. (I belong to a couple other more known "high end" banks who don't offer these things.)

I will also say that I parked my money there and just let it collect interest, but last year they charged me a dormancy fee, which is understandable, so I make a small deposit each month and since then, no problems.

This bank offers one of the BEST rates out there for a savings account so I will continue to give them my business!

Be Careful Of These Gotchas!

Posted by: enduser | Dec 29, 2016

ACCOUNT TYPE:
Mega Money Market is a personal NOW checking account that offers a high interest rate of 1.25% APY for balances up to $35,000. Balances over $35,000 earn .50% APY only.

Monthly Statements:
Are received electronically. The monthly statement cycle ends on the 20th of every month. If the 20th falls on a Saturday, the cycle will cut off on the 19th (the Friday before) and if the 20th falls on a Sunday, the cycle will cut off on the 21st (the following Monday).

INTEREST:
Interest compounds monthly and is credited monthly. If the account is closed before the interest is credited you will not receive the accrued interest for that cycle.

DORMANT ACCOUNT:
A $10.00 per billing cycle fee will be charged if you have not made a withdrawal or deposit to your account for an extended period of time and we have been unable to contact you, your account may be classified as dormant by us.

NOTE:
They do not specify anywhere on their documentation what is considered "an extended period of time", but users report that after 1 year of inactivity the bank started to deduct $10.00 each month. Also no user on the forums has reported that AmericaNet Bank ever tried to contact them about their account being dormant, before proceeding to hit them with the $10.00 monthly dormancy fee.

Watch The ACH

Posted by: Anon456 | Dec 13, 2016

Interest rate is attractive, but this bank is a bit slow on their paperwork and CS.

Watch also the ACH. WEB site limit is $5000 a day, but they further restrict it to $1000 in or out for the first 30 days.

VIEW MORE REVIEWS

Health

Health Grade Components

Overall
FDIC Certificate #20093
Year Established1969
Employees111
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD9.97%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$376.8MM$342.4MM
LoansQ3 2016vs Q3 2015$271.6MM$214.2MM
DepositsQ3 2016vs Q3 2015$310.2MM$275.9MM
Equity CapitalQ3 2016vs Q3 2015$42.5MM$42.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.9MM$1.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.7MM$323.00K
Real Estate OwnedQ3 2016vs Q3 2015$501.00K$235.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not All America Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

All America Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100-Variable IRA
0.15%--Regular Savings

All America Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*-$35kMega Money Market (Online Only)
OTHER TIERS: 0.50% $35k+
0.30%*$100k*-Super Savers MMDA
OTHER TIERS: 0.15% $100 - $25k | 0.20% $25k - $75k | 0.25% $75k - $100k

All America Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$10kUltimate Rewards Checking
OTHER TIERS: 0.50% $10k+
0.25%*$2,500*-Now Account
OTHER TIERS: 0.05% Up to $1,500 | 0.15% $1,500 - $2,500

All America Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$500-5 Year CD - Branch Only
1.40%$500-4 Year CD - Branch Only
1.25%$500-3 Year CD - Branch Only
0.80%$500-2 Year CD - Branch Only
0.40%$500-1 Year CD - Branch Only
0.30%$500-6 Months CD - Branch Only
Locations


All America Bank Locations
Mustang Branch44 West State Hwy 152Mustang, OK 73064
All America Bank200 South Rockwell AvenueOklahoma City, OK 73128
Cache Branch605 South 8th StreetCache, OK 73527
Elgin Branch8207 Ushwy 277Elgin, OK 73538
Medicine Park Branch24077 State Hwy 49Medicine Park, OK 73557
Bank Of The Wichitas Branch623 E StreetSnyder, OK 73566
Southwest State Bank Branch122 East Main StreetSentinel, OK 73664