All America Bank

Overview / Commentary
200 South Rockwell Avenue
Oklahoma City, OK 73128

All America Bank is headquartered in Oklahoma City and is the 45th largest bank in the state of Oklahoma. It is also the 1,756th largest bank in the nation. It was established in 1969 and as of June of 2022, it had grown to 116 employees at 7 locations. All America Bank has a B health rating.

Related Posts

All America Bank/Redneck Bank Up Money Market Rate and Balance Cap - 12/26/2022

All America Bank and Redneck Bank have substantially raised the rates on the nationally available Mega Money Market account and also increased the balance caps to $75k.

Rate Increase - 12/21/2022

All America Bank increases Mega Money Market Rate to 4.25%

All American Bank Now At 4.25% Up To $75K - 12/21/2022

Our Mega Money Market® personal checking account offers a high yield of 4.25% APY* on up to $75,000. With no minimum balance required, we include an All America Bank VISA debit card for secure purchases and with access to 1,000s of ATMs worldwide. This account can only be opened online.

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10/4/19 - All America Bank - Mega Money Market Checking To 2.25% From 2.40% On 10/22/19
10/3/19 - Effective 10/22/19 The Money Market Yield Will Decline To 2.25%
1/23/19 - All America Bank/Redneck Bank Ups Mega Money Market to 2.50% APY
10/19/18 - All America Bank/Redneck Bank Boosts Mega MMA Rate
10/18/18 - All America Bank Pays 2.25% and 2.75% APY for MMA and Rewards Checking as of 10/22/18
6/22/18 - All America Bank Ups Mega Money Market Rate
2/22/18 - All America Bank/Redneck Bank's MMA Rate Jumps
6/22/17 - All America Bank's Mega Money Market Now Earns 1.50% APY ($35k Max)
6/21/17 - Mega MMA Rate Now 1.50% APY
10/7/15 - Money Market Rate Jump
2/24/14 - AmericaNet, Redneck and Evantage Banks Cutting Reward Checking Rates - Still Worthwhile?
8/18/13 - Mega Money Market Account Rate Drop
12/31/12 - Americanet's Dormant Account Fee
12/14/12 - AmericaNet, Redneck and Evantage Banks Reopen Their Reward Checking Accounts
11/2/12 - Mega Money Market Rate Increasing Later This Month
3/7/12 - Can't Log In To AmericaNet Bank Account
1/25/12 - Bank-To-Bank Transfer Service Discontinued
11/16/11 - "Gotchas" In The Americanet Bank Online Agreement And Disclosure
6/21/11 - Americanet, Evantage, Redneck Banks Cutting Rates By 0.25%
3/17/11 - Rate Cut At America Net Bank Mega Money Market Checking Account
2/23/11 - Americanet Bank Cuts Rate On Rewards Checking From 3.75% To 3.25% APY
2/6/11 - AmericaNet's Mega Money Market & Rewards Checking are Sold Out
1/11/11 - Americanet 3.75%RCA 10K Cap/1% >10K 10 Debit Txns
8/6/10 - Top Money Market Rate Continues at AmericaNet Bank and Evantage Bank
6/7/10 - Another Reader Hit By Americanet's Inactivity Fee
6/3/10 - Update on the Huckabay's Internet Banks and Their Top Rates
3/11/10 - Savings Accounts Remain Competitive at Redneck Bank and its Two Sister Banks
5/25/09 - 4.00% Reward Checking Account at Evantage Internet Bank
4/22/09 - Rate Cuts at Redneck Bank and Its Sister Banks
4/22/09 - 4.00% Reward Checking Account at AmericaNet Bank - Nationally Available
4/10/09 - Redneck Bank Stops Accepting New Applications
3/17/09 - 5.25% Reward Checking Account at an Oklahoma Bank (All America)
3/12/09 - News and Updates for Redneck Bank and Its Two Sister Banks

Awesome Bank

Posted by: |

I opened the Mega Money Market account last year and have been extremely please with customer service and their rates. They just raised interest rates to 2.5% and increased their maximum balance from $35,000 to $50,000. Their daily transfer rate for ACH transfers from your checking account is $5,000 but with prior approval you can increase this, so I called the Mustang office and the lady who answered the phone took care of my request and I was able to complete the transfer with the app on my iPhone. Very convenient and easy customer care with this bank. I don't live in Oklahoma but the app and easy phone calls make it seem like they are just around the corner.

Almost An Excellent Bank

Posted by: |

The only thing this bank needs is like many other online banks, it needs a better website. Customer Service is excellent, they actually have humans who work here.

Great Bank!!! Debbie Is Great There!

Posted by: |

I have nothing but great things to say about this bank, also known as Redneck Bank. I started with a rate of over 5% and only required to use 10 debits a month. The rate is now 2 % but they now offer Money Market accounts at 1.5% but still not a bad rate for 2017.

I highly recommend this bank and they have fantastic customer service. Keep up the great work guys!!

I will continue with this bank!

*****12/21/22 Rate Increase ***** 4.25/4.5%

Posted by: |

Now you’re talkin’! Yippee!

Rewards checking: 4.5% ($15K max, 10 debits)

Mega Money Mkt: 4.25% ($75K cap)

Per website.

NOTE: Today’s (1/5/23) Treasury auction result of 4.52% for the 8 week bill suggests to me that the chances are quite good that AA/RED rates are likely to be raised at least 1/4% on 1/21.



Health Grade Components

FDIC Certificate #20093
Year Established1969
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.91%
Return on Equity - YTD19.39%
Annual Interest Income$11.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$493.7MM$476.4MM
LoansQ2 2022vs Q2 2021$413.7MM$381.4MM
DepositsQ2 2022vs Q2 2021$415.5MM$429.1MM
Equity CapitalQ2 2022vs Q2 2021$46.7MM$46.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$6.3MM$5.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$5.5MM$4.3MM
Real Estate OwnedQ2 2022vs Q2 2021$299.00K$267.00K

Rates for All America Bank are currently being reviewed.


All America Bank Locations
Mustang Branch44 West State Hwy 152Mustang, OK 73064
All America Bank200 S Rockwell AveOklahoma City, OK 73128
Cache Branch605 South 8th StreetCache, OK 73527
Elgin Branch8217 Us Highway 277Elgin, OK 73538
Medicine Park Branch24077 State Hwy 49Medicine Park, OK 73557
Bank Of The Wichitas Branch623 E StreetSnyder, OK 73566
Southwest State Bank Branch122 East Main StreetSentinel, OK 73664

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