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888-210-2028
200 South Rockwell Avenue
Oklahoma City, OK 73128

All America Bank is headquartered in Oklahoma City and is the 43rd largest bank in the state of Oklahoma. It is also the 1,824th largest bank in the nation. It was established in 1969 and as of March of 2017, it had grown to 112 employees at 7 locations. All America Bank's money market rates are 3X the national average, and it has a B+ health rating.

Related Posts

All America Bank's Mega Money Market Now Earns 1.50% APY ($35k Max) - 6/22/2017

All America Bank's nationally available Mega Money Market is now earning 1.50% APY on balances up to $35k. The minimum opening deposit is $50.

Mega MMA Rate Now 1.50% APY - 6/21/2017

The APY on All America Bank's Mega MMA has been raised to 1.50% APY, up to $35k. Balances over $35k earn 0.50% APY.

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8/18/13 - Mega Money Market Account Rate Drop
12/31/12 - Americanet's Dormant Account Fee
12/14/12 - AmericaNet, Redneck and Evantage Banks Reopen Their Reward Checking Accounts
11/2/12 - Mega Money Market Rate Increasing Later This Month
3/7/12 - Can't Log In To AmericaNet Bank Account
1/25/12 - Bank-To-Bank Transfer Service Discontinued
11/16/11 - "Gotchas" In The Americanet Bank Online Agreement And Disclosure
6/21/11 - Americanet, Evantage, Redneck Banks Cutting Rates By 0.25%
3/17/11 - Rate Cut At America Net Bank Mega Money Market Checking Account
2/23/11 - Americanet Bank Cuts Rate On Rewards Checking From 3.75% To 3.25% APY
2/6/11 - AmericaNet's Mega Money Market & Rewards Checking are Sold Out
1/11/11 - Americanet 3.75%RCA 10K Cap/1% >10K 10 Debit Txns
1/11/11 - Today's Top 3 Liquid Bank Accounts: Checking, Savings & Money Market
10/15/10 - Update on My Short List of Top Online Savings Accounts
10/7/10 - Rate Cuts Announced at Evantage, AmericaNet and Redneck Bank
8/27/10 - Internet Savings Accounts - Is Rate Chasing Still Worthwhile?
8/6/10 - Top Money Market Rate Continues at AmericaNet Bank and Evantage Bank
6/7/10 - Another Reader Hit By Americanet's Inactivity Fee
6/3/10 - Update on the Huckabay's Internet Banks and Their Top Rates
3/11/10 - Savings Accounts Remain Competitive at Redneck Bank and its Two Sister Banks
5/25/09 - 4.00% Reward Checking Account at Evantage Internet Bank
4/22/09 - Rate Cuts at Redneck Bank and Its Sister Banks
4/22/09 - 4.00% Reward Checking Account at AmericaNet Bank - Nationally Available
4/10/09 - Redneck Bank Stops Accepting New Applications
3/17/09 - 5.25% Reward Checking Account at an Oklahoma Bank (All America)
3/12/09 - News and Updates for Redneck Bank and Its Two Sister Banks

Great Bank!!!

Posted by: renatl | Feb 24, 2017

I have nothing but great things to say about this bank, also known as Redneck Bank. I started with a rate of over 5% and only required to use 10 debits a month. The rate is now 1.5% but still not a bad rate for 2017.

I highly recommend this bank and they have fantastic customer service. Keep up the great work guys!!

6 Years And Still Happy!

Posted by: gatorgirl | Jun 16, 2016

I have been a member at AmericaNet Bank/AllAmerica Bank since 2010. While I agree that their online banking feels a bit rudimentary, it still gets the job done. Even with not having the easiest online system, they still offer transaction downloads for most banking software AND a mobile app for Apple and Android. (I belong to a couple other more known "high end" banks who don't offer these things.)

I will also say that I parked my money there and just let it collect interest, but last year they charged me a dormancy fee, which is understandable, so I make a small deposit each month and since then, no problems.

This bank offers one of the BEST rates out there for a savings account so I will continue to give them my business!

Be Careful Of These Gotchas!

Posted by: enduser | Dec 29, 2016

ACCOUNT TYPE:
Mega Money Market is a personal NOW checking account that offers a high interest rate of 1.50% APY for balances up to $35,000. Balances over $35,000 earn .50% APY only.

Monthly Statements:
Are received electronically. The monthly statement cycle ends on the 20th of every month. If the 20th falls on a Saturday, the cycle will cut off on the 19th (the Friday before) and if the 20th falls on a Sunday, the cycle will cut off on the 21st (the following Monday).

INTEREST:
Interest compounds monthly and is credited monthly. If the account is closed before the interest is credited you will not receive the accrued interest for that cycle.

DORMANT ACCOUNT:
A $10.00 per billing cycle fee will be charged if you have not made a withdrawal or deposit to your account for an extended period of time and we have been unable to contact you, your account may be classified as dormant by us.

NOTE:
They do not specify anywhere on their documentation what is considered "an extended period of time", but users report that after 1 year of inactivity the bank started to deduct $10.00 each month. Also no user on the forums has reported that AmericaNet Bank ever tried to contact them about their account being dormant, before proceeding to hit them with the $10.00 monthly dormancy fee.

24 Jun 17 Updated interest rate offered

This Is For Anyone Using Or Considering Americanet Bank

Posted by: Anonymous | May 6, 2010

This is for anyone using or considering AmericaNet Bank, be very very careful!  I put $5000 in an AmericaNet Bank savings account because they offered a 2% rate.  Every quarter I'd go online and check my account.  Well, come to find, after my one year anniversary with AmericaNet Bank they began to charge a $10/month fee.  AmericaNet Bank did not provide any notice whatsoever when they started helping themselves to my money.  It wasn't until I logged on recently for my quarterly account review I found $20 missing.  After invesitigation I found that after one year, if you don't add more money, your account is considered dormant, and AmericaNet Bank starts penalizing your account $10/month every month until you add more money.  Almost seems like extortion to me!  I've used at least a dozen online Savings accounts and have never had money drained from my account like AmericaNet Bank is doing!  No bank has ever penalized me for leaving my money in their account!  But AmericaNet Bank does!  Beware, beware, beware!  AmericaNet Bank is a sham and ripoff. 

VIEW MORE REVIEWS

Health
B+

Health Grade Components

Overall
FDIC Certificate #20093
Year Established1969
Employees112
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD9.35%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$378.4MM$367.8MM
LoansQ1 2017vs Q1 2016$283.3MM$245.5MM
DepositsQ1 2017vs Q1 2016$335.3MM$325.2MM
Equity CapitalQ1 2017vs Q1 2016$42.5MM$42.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.6MM$1.4MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.0MM$131.00K
Real Estate OwnedQ1 2017vs Q1 2016$426.00K$235.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Mega MMA Rate Now 1.50% APY

Carpline   |  
The APY on All America Bank's Mega MMA has been raised to 1.50% APY, up to $35k. Balances over $35k earn 0.50% APY.

Rates
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Always verify rates and promotions with the bank or credit union. We are not All America Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

All America Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$35kMega Money Market
OTHER TIERS: 0.50% $35k+

All America Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kUltimate Rewards Checking
OTHER TIERS: 0.50% $10k+
Locations


All America Bank Locations
Mustang Branch44 West State Hwy 152Mustang, OK 73064
All America Bank200 South Rockwell AvenueOklahoma City, OK 73128
Cache Branch605 South 8th StreetCache, OK 73527
Elgin Branch8207 Ushwy 277Elgin, OK 73538
Medicine Park Branch24077 State Hwy 49Medicine Park, OK 73557
Bank Of The Wichitas Branch623 E StreetSnyder, OK 73566
Southwest State Bank Branch122 East Main StreetSentinel, OK 73664