Overview / Commentary
200 South Rockwell Avenue
Oklahoma City, OK 73128

All America Bank is headquartered in Oklahoma City and is the 41st largest bank in the state of Oklahoma. It is also the 1,649th largest bank in the nation. It was established in 1969 and as of September of 2018, it had grown to 113 employees at 7 locations. All America Bank's money market rates are 5X the national average, and it has an A health rating.

Related Posts

All America Bank/Redneck Bank Boosts Mega MMA Rate - 10/19/2018

All America Bank and its internet division, Redneck Bank, have increased the rate on their Mega Money Markets to 2.25% APY on balances up to $50k.

All America Bank Pays 2.25% and 2.75% APY for MMA and Rewards Checking as of 10/22/18 - 10/18/2018

2.25% APY for MMA - Up to $50k. No minimum balance required. 2.75% APY for Rewards Checking - Up to $10k. No minimum balance required.

All America Bank Ups Mega Money Market Rate - 6/22/2018

All America Bank's Mega Money Market Checking now earns 2.00% APY on balances up to $50k; balances over $50k earn 0.50% APY. Min opening deposit is $500.

View all posts from:

2/24/14 - AmericaNet, Redneck and Evantage Banks Cutting Reward Checking Rates - Still Worthwhile?
8/18/13 - Mega Money Market Account Rate Drop
12/31/12 - Americanet's Dormant Account Fee
12/14/12 - AmericaNet, Redneck and Evantage Banks Reopen Their Reward Checking Accounts
11/2/12 - Mega Money Market Rate Increasing Later This Month
3/7/12 - Can't Log In To AmericaNet Bank Account
1/25/12 - Bank-To-Bank Transfer Service Discontinued
11/16/11 - "Gotchas" In The Americanet Bank Online Agreement And Disclosure
6/21/11 - Americanet, Evantage, Redneck Banks Cutting Rates By 0.25%
3/17/11 - Rate Cut At America Net Bank Mega Money Market Checking Account
2/23/11 - Americanet Bank Cuts Rate On Rewards Checking From 3.75% To 3.25% APY
2/6/11 - AmericaNet's Mega Money Market & Rewards Checking are Sold Out
1/11/11 - Americanet 3.75%RCA 10K Cap/1% >10K 10 Debit Txns
8/6/10 - Top Money Market Rate Continues at AmericaNet Bank and Evantage Bank
6/7/10 - Another Reader Hit By Americanet's Inactivity Fee
6/3/10 - Update on the Huckabay's Internet Banks and Their Top Rates
3/11/10 - Savings Accounts Remain Competitive at Redneck Bank and its Two Sister Banks
5/25/09 - 4.00% Reward Checking Account at Evantage Internet Bank
4/22/09 - Rate Cuts at Redneck Bank and Its Sister Banks
4/22/09 - 4.00% Reward Checking Account at AmericaNet Bank - Nationally Available
4/10/09 - Redneck Bank Stops Accepting New Applications
3/17/09 - 5.25% Reward Checking Account at an Oklahoma Bank (All America)
3/12/09 - News and Updates for Redneck Bank and Its Two Sister Banks

Great Bank!!! Debbie Is Great There!

Posted by: renatl | Feb 24, 2017

I have nothing but great things to say about this bank, also known as Redneck Bank. I started with a rate of over 5% and only required to use 10 debits a month. The rate is now 2 % but they now offer Money Market accounts at 1.5% but still not a bad rate for 2017.

I highly recommend this bank and they have fantastic customer service. Keep up the great work guys!!

I will continue with this bank!

Almost An Excellent Bank

Posted by: RandRose | Nov 22, 2018

The only thing this bank needs is like many other online banks, it needs a better website. Customer Service is excellent, they actually have humans who work here. Fast service with a smile.

Be Careful Of These Gotchas!

Posted by: enduser | Dec 29, 2016

Mega Money Market is a personal NOW checking account that offers a high interest rate of 1.50% APY for balances up to $35,000. Balances over $35,000 earn .50% APY only.

Monthly Statements:
Are received electronically. The monthly statement cycle ends on the 20th of every month. If the 20th falls on a Saturday, the cycle will cut off on the 19th (the Friday before) and if the 20th falls on a Sunday, the cycle will cut off on the 21st (the following Monday).

Interest compounds monthly and is credited monthly. If the account is closed before the interest is credited you will not receive the accrued interest for that cycle.

A $10.00 per billing cycle fee will be charged if you have not made a withdrawal or deposit to your account for an extended period of time and we have been unable to contact you, your account may be classified as dormant by us.

They do not specify anywhere on their documentation what is considered "an extended period of time", but users report that after 1 year of inactivity the bank started to deduct $10.00 each month. Also no user on the forums has reported that AmericaNet Bank ever tried to contact them about their account being dormant, before proceeding to hit them with the $10.00 monthly dormancy fee.

24 Jun 17 Updated interest rate offered

Got Declined Omg :)

Well, I got declined from there online application for the money market checking, said can't verify identity (I also uploaded my ID). Thing is questions they asked we not relevant at all (I reviewed my credit Karma account), I called CS they said system declined you can't do anything, you can try again 30 days. For a company to say sorry the computer said no............is...........fake...........news.



Health Grade Components

FDIC Certificate #20093
Year Established1969
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.77%
Return on Equity - YTD16.93%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$422.3MM$404.3MM
LoansQ3 2018vs Q3 2017$349.9MM$318.5MM
DepositsQ3 2018vs Q3 2017$358.4MM$348.3MM
Equity CapitalQ3 2018vs Q3 2017$44.1MM$43.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$3.3MM$2.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$4.0MM$6.8MM
Real Estate OwnedQ3 2018vs Q3 2017$219.00K$459.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

All America Bank Pays 2.25% and 2.75% APY for MMA and Rewards Checking as of 10/22/18

SYC   |  
2.25% APY for MMA - Up to $50k. No minimum balance required.
2.75% APY for Rewards Checking - Up to $10k. No minimum balance required.

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not All America Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

All America Bank Savings Account Rates

2.00%$100-Variable IRA
0.35%--Regular Savings

All America Bank Money Market Rates

2.25%*-$50kMega Money Market Account
OTHER TIERS: 0.50% $50k+
1.00%*$100k*-Super Savers MMDA
OTHER TIERS: 0.25% $100 - $2.5k | 0.45% $2.5k - $25k | 0.55% $25k - $50k | 0.65% $50k - $75k | 0.80% $75k - $100k

All America Bank Checking Account Rates

2.75%*-$10kUltimate Rewards Checking
OTHER TIERS: 0.50% $10k+
0.25%*$2.5k*-Now Account
OTHER TIERS: 0.05% Up to $1.5k | 0.15% $1.5k - $2.5k

All America Bank CD Rates

2.50%$500-5 Year CD
2.25%$500-4 Year CD
2.10%$500-3 Year CD
1.84%$500-2 Year CD
1.65%$500-1 Year CD
1.25%$500-6 Month CD

All America Bank Locations
Mustang Branch44 West State Hwy 152Mustang, OK 73064
All America Bank200 South Rockwell AvenueOklahoma City, OK 73128
Cache Branch605 South 8th StreetCache, OK 73527
Elgin Branch8207 Ushwy 277Elgin, OK 73538
Medicine Park Branch24077 State Hwy 49Medicine Park, OK 73557
Bank Of The Wichitas Branch623 E StreetSnyder, OK 73566
Southwest State Bank Branch122 East Main StreetSentinel, OK 73664

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