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Overview / Commentary
200 South Rockwell Avenue
Oklahoma City, OK 73128

All America Bank is headquartered in Oklahoma City and is the 40th largest bank in the state of Oklahoma. It is also the 1,719th largest bank in the nation. It was established in 1969 and as of September of 2017, it had grown to 108 employees at 7 locations. All America Bank's money market rates are 3X the national average, and it has a B+ health rating.

Related Posts

All America Bank's Mega Money Market Now Earns 1.50% APY ($35k Max) - 6/22/2017

All America Bank's nationally available Mega Money Market is now earning 1.50% APY on balances up to $35k. The minimum opening deposit is $50.

Mega MMA Rate Now 1.50% APY - 6/21/2017

The APY on All America Bank's Mega MMA has been raised to 1.50% APY, up to $35k. Balances over $35k earn 0.50% APY.

View all posts from:

Great Bank!!! Debbie Is Great There!

Posted by: renatl | Feb 24, 2017

I have nothing but great things to say about this bank, also known as Redneck Bank. I started with a rate of over 5% and only required to use 10 debits a month. The rate is now 2 % but they now offer Money Market accounts at 1.5% but still not a bad rate for 2017.

I highly recommend this bank and they have fantastic customer service. Keep up the great work guys!!

I will continue with this bank!

6 Years And Still Happy!

Posted by: gatorgirl | Jun 16, 2016

I have been a member at AmericaNet Bank/AllAmerica Bank since 2010. While I agree that their online banking feels a bit rudimentary, it still gets the job done. Even with not having the easiest online system, they still offer transaction downloads for most banking software AND a mobile app for Apple and Android. (I belong to a couple other more known "high end" banks who don't offer these things.)

I will also say that I parked my money there and just let it collect interest, but last year they charged me a dormancy fee, which is understandable, so I make a small deposit each month and since then, no problems.

This bank offers one of the BEST rates out there for a savings account so I will continue to give them my business!

Be Careful Of These Gotchas!

Posted by: enduser | Dec 29, 2016

Mega Money Market is a personal NOW checking account that offers a high interest rate of 1.50% APY for balances up to $35,000. Balances over $35,000 earn .50% APY only.

Monthly Statements:
Are received electronically. The monthly statement cycle ends on the 20th of every month. If the 20th falls on a Saturday, the cycle will cut off on the 19th (the Friday before) and if the 20th falls on a Sunday, the cycle will cut off on the 21st (the following Monday).

Interest compounds monthly and is credited monthly. If the account is closed before the interest is credited you will not receive the accrued interest for that cycle.

A $10.00 per billing cycle fee will be charged if you have not made a withdrawal or deposit to your account for an extended period of time and we have been unable to contact you, your account may be classified as dormant by us.

They do not specify anywhere on their documentation what is considered "an extended period of time", but users report that after 1 year of inactivity the bank started to deduct $10.00 each month. Also no user on the forums has reported that AmericaNet Bank ever tried to contact them about their account being dormant, before proceeding to hit them with the $10.00 monthly dormancy fee.

24 Jun 17 Updated interest rate offered

Watch The ACH

Posted by: Anon456 | Dec 13, 2016

Interest rate is attractive, but this bank is a bit slow on their paperwork and CS.

Watch also the ACH. WEB site limit is $5000 a day, but they further restrict it to $1000 in or out for the first 30 days.



Health Grade Components

FDIC Certificate #20093
Year Established1969
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD13.5%
Annual Interest Income$14.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$404.3MM$376.8MM
LoansQ3 2017vs Q3 2016$318.5MM$271.6MM
DepositsQ3 2017vs Q3 2016$348.3MM$310.2MM
Equity CapitalQ3 2017vs Q3 2016$43.2MM$42.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.8MM$1.9MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$6.8MM$2.7MM
Real Estate OwnedQ3 2017vs Q3 2016$459.00K$501.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

All America Bank Money Market Rates

1.50%*-$35kMega Money Market
OTHER TIERS: 0.50% $35k+

All America Bank Checking Account Rates

2.00%*-$10kUltimate Rewards Checking
OTHER TIERS: 0.50% $10k+

All America Bank Locations
Mustang Branch44 West State Hwy 152Mustang, OK 73064
All America Bank200 South Rockwell AvenueOklahoma City, OK 73128
Cache Branch605 South 8th StreetCache, OK 73527
Elgin Branch8207 Ushwy 277Elgin, OK 73538
Medicine Park Branch24077 State Hwy 49Medicine Park, OK 73557
Bank Of The Wichitas Branch623 E StreetSnyder, OK 73566
Southwest State Bank Branch122 East Main StreetSentinel, OK 73664