Featured Savings Rates
Featured Accounts

All America Bank

Popular Accounts at this Bank

1.25%Money MarketMega Money Market (Online Only)
1.50%Reward CheckingUltimate Rewards Checking
1.65%5-year CD5 Year CD - Branch Only

Overview / Commentary
200 South Rockwell Avenue
Oklahoma City, OK 73128

All America Bank is headquartered in Oklahoma City and is the 41st largest bank in the state of Oklahoma. It is also the 1,845th largest bank in the nation. It was established in 1969 and as of June of 2016, it had grown to 111 employees at 7 locations. All America Bank's money market rates are 3X the national average, and it boasts an A+ health rating.

Related Posts

Money Market Rate Jump - 10/26/2015

Their money market rate has increased to 1.24% a few days ago.  Not sure about Redneck Bank, but wanted to let readers know.  The rate jumped from 0.90% I believe.  Good rate.

View all posts from:

12/31/12 - Americanet's Dormant Account Fee
12/14/12 - AmericaNet, Redneck and Evantage Banks Reopen Their Reward Checking Accounts
11/2/12 - Mega Money Market Rate Increasing Later This Month
3/7/12 - Can't Log In To AmericaNet Bank Account
1/27/12 - Bank-To-Bank Transfer Service Discontinued
11/16/11 - "Gotchas" In The Americanet Bank Online Agreement And Disclosure
6/21/11 - Americanet, Evantage, Redneck Banks Cutting Rates By 0.25%
3/17/11 - Rate Cut At America Net Bank Mega Money Market Checking Account
2/23/11 - Americanet Bank Cuts Rate On Rewards Checking From 3.75% To 3.25% APY
2/6/11 - AmericaNet's Mega Money Market & Rewards Checking are Sold Out
2/22/11 - Americanet 3.75%RCA 10K Cap/1% >10K 10 Debit Txns
1/11/11 - Today's Top 3 Liquid Bank Accounts: Checking, Savings & Money Market
10/15/10 - Update on My Short List of Top Online Savings Accounts
10/7/10 - Rate Cuts Announced at Evantage, AmericaNet and Redneck Bank
8/27/10 - Internet Savings Accounts - Is Rate Chasing Still Worthwhile?
8/6/10 - Top Money Market Rate Continues at AmericaNet Bank and Evantage Bank
6/7/10 - Another Reader Hit By Americanet's Inactivity Fee
6/3/10 - Update on the Huckabay's Internet Banks and Their Top Rates
3/11/10 - Savings Accounts Remain Competitive at Redneck Bank and its Two Sister Banks
4/22/09 - Rate Cuts at Redneck Bank and Its Sister Banks
4/10/09 - Redneck Bank Stops Accepting New Applications
3/12/09 - News and Updates for Redneck Bank and Its Two Sister Banks
4/22/09 - 4.00% Reward Checking Account at AmericaNet Bank - Nationally Available
5/25/09 - 4.00% Reward Checking Account at Evantage Internet Bank
3/17/09 - 5.25% Reward Checking Account at an Oklahoma Bank (All America)

No Problems

Posted by: Anonymous | Dec 2, 2010

I have the interest checking account and have had no problems. As long as you adhere to the guidelines there should be no problems.

6 Years And Still Happy!

Posted by: gatorgirl | Jun 16, 2016

I have been a member at AmericaNet Bank/AllAmerica Bank since 2010. While I agree that their online banking feels a bit rudimentary, it still gets the job done. Even with not having the easiest online system, they still offer transaction downloads for most banking software AND a mobile app for Apple and Android. (I belong to a couple other more known "high end" banks who don't offer these things.)

I will also say that I parked my money there and just let it collect interest, but last year they charged me a dormancy fee, which is understandable, so I make a small deposit each month and since then, no problems.

This bank offers one of the BEST rates out there for a savings account so I will continue to give them my business!

Americanet Bank Web Site Atrocious

If it were not for it's top-tier yield on it's deposit account I would have rated AmericaNet Bank only one star. What bank sends out to it's customers that their statement is available to view then at it's web site says no statements are available upon properly following correct instructions on the site? This bank has possibly the worst site of on-line financial institutions. I thought a number of months ago that they were going to switch web designers and improve their site but I guess that never materialized. I really don't know if the measly 3/4 of a percent is really worth the aggravation.

This Is For Anyone Using Or Considering Americanet Bank

Posted by: Anonymous | May 6, 2010

This is for anyone using or considering AmericaNet Bank, be very very careful!  I put $5000 in an AmericaNet Bank savings account because they offered a 2% rate.  Every quarter I'd go online and check my account.  Well, come to find, after my one year anniversary with AmericaNet Bank they began to charge a $10/month fee.  AmericaNet Bank did not provide any notice whatsoever when they started helping themselves to my money.  It wasn't until I logged on recently for my quarterly account review I found $20 missing.  After invesitigation I found that after one year, if you don't add more money, your account is considered dormant, and AmericaNet Bank starts penalizing your account $10/month every month until you add more money.  Almost seems like extortion to me!  I've used at least a dozen online Savings accounts and have never had money drained from my account like AmericaNet Bank is doing!  No bank has ever penalized me for leaving my money in their account!  But AmericaNet Bank does!  Beware, beware, beware!  AmericaNet Bank is a sham and ripoff. 



Health Grade Components

FDIC Certificate #20093
Year Established1969
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD9.7%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$367.5MM$344.0MM
LoansQ2 2016vs Q2 2015$253.1MM$203.0MM
DepositsQ2 2016vs Q2 2015$304.4MM$291.2MM
Equity CapitalQ2 2016vs Q2 2015$42.6MM$42.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.6MM$1.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$317.00K$150.00K
Real Estate OwnedQ2 2016vs Q2 2015$235.00K$213.00K
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Always verify rates and promotions with the bank or credit union. We are not All America Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

All America Bank Savings Account Rates

1.00%$100-Variable IRA
0.15%--Regular Savings

All America Bank Money Market Rates

1.25%*-$35kMega Money Market (Online Only)
OTHER TIERS: 0.50% $35k+
0.30%*$100k*-Super Savers MMDA
OTHER TIERS: 0.15% $100 - $25k | 0.20% $25k - $75k | 0.25% $75k - $100k

All America Bank Checking Account Rates

1.50%*-$10kUltimate Rewards Checking
OTHER TIERS: 0.50% $10k+
0.25%*$2,500*-Now Account
OTHER TIERS: 0.05% Up to $1,500 | 0.15% $1,500 - $2,500

All America Bank CD Rates

1.65%$500-5 Year CD - Branch Only
1.40%$500-4 Year CD - Branch Only
1.25%$500-3 Year CD - Branch Only
0.80%$500-2 Year CD - Branch Only
0.40%$500-1 Year CD - Branch Only
0.30%$500-6 Months CD - Branch Only

All America Bank Locations
Mustang Branch44 West State Hwy 152Mustang, OK 73064
All America Bank200 South Rockwell AvenueOklahoma City, OK 73128
Cache Branch605 South 8th StreetCache, OK 73527
Elgin Branch8207 Ushwy 277Elgin, OK 73538
Medicine Park Branch24077 State Hwy 49Medicine Park, OK 73557
Bank Of The Wichitas Branch623 E StreetSnyder, OK 73566
Southwest State Bank Branch122 East Main StreetSentinel, OK 73664