All America Bank


Overview / Commentary
405-376-2265
200 South Rockwell Avenue
Oklahoma City, OK 73128

All America Bank is headquartered in OKLAHOMA CITY and is the 38th largest bank in the state of Oklahoma. It is also the 1,487th largest bank in the nation. It was established in 1969 and as of September of 2023, it had grown to 114 employees at 7 locations. All America Bank's money market rates are 11X the national average, and it has a B+ health rating.

Related Posts

All America Bank/Redneck Bank Ups Mega Money Market APY and Balance Cap - 5/23/2023

All America Bank and Redneck Bank have significantly raised the rates on the nationally available Mega Money Market accounts and increased the balance caps to $100k.

All America/Redneck Bank Deposit Rate Increase - 5/20/2023

All America and Redneck Bank have increased their Mega Money Market APY to 5.05% and their Ultimate Rewards Checking APY to 5.30%.

All America Bank/Redneck Bank Up Money Market and Reward Checking Rates - 4/21/2023

All America Bank and Redneck Bank have substantially raised the rates on the nationally available Mega Money Market account and also increased the balance caps to $75k.

View all posts from:

11/18/20 - **NOTE** Nov 23, 2020 Rate Drop To 0.7%/0.5%
8/17/20 - Slight Rate Drop Effective 8/21/20
7/9/20 - Rate Drop 7/21/20
6/11/20 - All America Bank Mega Money Market Rate Drop
6/11/20 - MMM Effective 6/22/2020 1.09% APY
5/21/20 - Rate Drop 1.6/1.35% 5/20/20
5/21/20 - MMM 1.35% Effective May 21, 2020
3/6/20 - All America Bank/Redneck Bank Mega Money Market - "Effective March 21, 2020 The Rate Is Changing, 1.50% APY*"
10/4/19 - All America Bank - Mega Money Market Checking To 2.25% From 2.40% On 10/22/19
10/3/19 - Effective 10/22/19 The Money Market Yield Will Decline To 2.25%
1/23/19 - All America Bank/Redneck Bank Ups Mega Money Market to 2.50% APY
10/19/18 - All America Bank/Redneck Bank Boosts Mega MMA Rate
10/18/18 - All America Bank Pays 2.25% and 2.75% APY for MMA and Rewards Checking as of 10/22/18
6/22/18 - All America Bank Ups Mega Money Market Rate
2/22/18 - All America Bank/Redneck Bank's MMA Rate Jumps
6/22/17 - All America Bank's Mega Money Market Now Earns 1.50% APY ($35k Max)
6/21/17 - Mega MMA Rate Now 1.50% APY
10/7/15 - Money Market Rate Jump
2/24/14 - AmericaNet, Redneck and Evantage Banks Cutting Reward Checking Rates - Still Worthwhile?
8/18/13 - Mega Money Market Account Rate Drop
12/31/12 - Americanet's Dormant Account Fee
12/14/12 - AmericaNet, Redneck and Evantage Banks Reopen Their Reward Checking Accounts
11/2/12 - Mega Money Market Rate Increasing Later This Month
3/7/12 - Can't Log In To AmericaNet Bank Account
1/25/12 - Bank-To-Bank Transfer Service Discontinued
11/16/11 - "Gotchas" In The Americanet Bank Online Agreement And Disclosure
6/21/11 - Americanet, Evantage, Redneck Banks Cutting Rates By 0.25%
3/17/11 - Rate Cut At America Net Bank Mega Money Market Checking Account
2/23/11 - Americanet Bank Cuts Rate On Rewards Checking From 3.75% To 3.25% APY
2/6/11 - AmericaNet's Mega Money Market & Rewards Checking are Sold Out
1/11/11 - Americanet 3.75%RCA 10K Cap/1% >10K 10 Debit Txns
8/6/10 - Top Money Market Rate Continues at AmericaNet Bank and Evantage Bank
6/7/10 - Another Reader Hit By Americanet's Inactivity Fee
6/3/10 - Update on the Huckabay's Internet Banks and Their Top Rates
3/11/10 - Savings Accounts Remain Competitive at Redneck Bank and its Two Sister Banks
5/25/09 - 4.00% Reward Checking Account at Evantage Internet Bank
4/22/09 - Rate Cuts at Redneck Bank and Its Sister Banks
4/22/09 - 4.00% Reward Checking Account at AmericaNet Bank - Nationally Available
4/10/09 - Redneck Bank Stops Accepting New Applications
3/17/09 - 5.25% Reward Checking Account at an Oklahoma Bank (All America)
3/12/09 - News and Updates for Redneck Bank and Its Two Sister Banks

Zero Complaints So Far!

6 months ago I decided to open AABank's mega money market checking acct for quite a few reasons: their rates seemed to stay consistently in the top tier compared to other big names, new/higher rates are applied automatically to existing accounts (no need to call and ask for the new rate or to make a new account each time), I liked the idea of real people answering the phone whenever I called (during business hours), their reviews were above average everywhere I looked (happy customers don't seem to feel as inclined to leave reviews as UNhappy customers), there's no fees to park money for passive growth (or for 6 withdrawals per cycle), and the included debit card allowed immediate access in the event of an emergency.

Fast forward to now and I can honestly say I have no complaints thus far. Opening the account was simple enough and it was fully functional within a week. I treat it like a standard savings account so the transfer limits don't really bother me and I still have a checking account with my old bank that I use to initiate transfers in and out of which shortens the transfer time to 24 hrs or less. The website isn't super fancy but it does exactly what I need it to do without lagging or crashing and I can login with my fingerprint so accessing my account is an absolute breeze.

There was one time I had a question that I couldn't find the answer to online so I called one of their brick and mortar locations (in Oklahoma I think) and a real live person answered the phone immediately without the usual 10-minute menu BS! She was pleasant and personable, answered my question directly without transferring me or putting me on hold for an hour, and I didn't get the feeling that she was rushing to end the call! With online bank accounts like this that hold a large part of my savings, that kind of service really matters to me.

They may not be the right fit for everyone, but they've been great for my needs and I would highly recommend considering them before you look elsewhere.

Awesome Bank

Posted by: |

I opened the Mega Money Market account last year and have been extremely please with customer service and their rates. They just raised interest rates to 2.5% and increased their maximum balance from $35,000 to $50,000. Their daily transfer rate for ACH transfers from your checking account is $5,000 but with prior approval you can increase this, so I called the Mustang office and the lady who answered the phone took care of my request and I was able to complete the transfer with the app on my iPhone. Very convenient and easy customer care with this bank. I don't live in Oklahoma but the app and easy phone calls make it seem like they are just around the corner.

Almost An Excellent Bank

Posted by: |

The only thing this bank needs is like many other online banks, it needs a better website. Customer Service is excellent, they actually have humans who work here.

*****12/21/22 Rate Increase ***** 4.25/4.5%

Posted by: |

Now you’re talkin’! Yippee!

Rewards checking: 4.5% ($15K max, 10 debits)

Mega Money Mkt: 4.25% ($75K cap)

Per website.

NOTE: Today’s (1/5/23) Treasury auction result of 4.52% for the 8 week bill suggests to me that the chances are quite good that AA/RED rates are likely to be raised at least 1/4% on 1/21.

VIEW MORE REVIEWS

Health
B+

Health Grade Components

Overall
FDIC Certificate #20093
Year Established1969
Employees114
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.89%
Annual Interest Income$26.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$606.8MM$492.6MM
LoansQ3 2023vs Q3 2022$506.2MM$424.9MM
DepositsQ3 2023vs Q3 2022$546MM$424.8MM
Equity CapitalQ3 2023vs Q3 2022$59MM$46.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$6MM$6.7MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$6.8MM$5.2MM
Real Estate OwnedQ3 2023vs Q3 2022$96K$452K
Rates
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Always verify rates and promotions with the bank or credit union. We are not All America Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

All America Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%--Individual Retirement Account
2.00%--Regular Savings

All America Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.05%*-$100kMega Money Market Account - Online Only
OTHER TIERS: 0.50% $100k+
4.00%*$100k*-Super Savers MMDA
OTHER TIERS: 2.00% $500 - $2.5k | 2.50% $2.5k - $25k | 2.75% $25k - $50k | 3.00% $50k - $75k | 3.49% $75k - $100k

All America Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.30%-$15kUltimate Rewards Checking
1.25%*$2.5k*-NOW Account
OTHER TIERS: 1.00% Up to $1.5k | 1.10% $1.5k - $2.5k

All America Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$500-6 Month CD
4.75%$500-1 Year CD
4.75%$500-Business 6 Month CD
4.75%$500-Business 1 Year CD
4.25%$500-2 Year CD
4.25%$500-Business 2 Year CD
3.75%$500-3 Year CD
3.75%$500-Business 3 Year CD
3.49%$500-5 Year CD
3.49%$500-4 Year CD
3.49%$500-Business 4 Year CD
3.49%$500-Business 5 Year CD
Locations


All America Bank Locations
Mustang Branch44 West State Hwy 152Mustang, OK 73064
All America Bank200 S Rockwell AveOklahoma City, OK 73128
Cache Branch605 South 8th StreetCache, OK 73527
Elgin Branch8217 Us Highway 277Elgin, OK 73538
Medicine Park Branch24077 State Hwy 49Medicine Park, OK 73557
Bank Of The Wichitas Branch623 E StreetSnyder, OK 73566
Southwest State Bank Branch122 East Main StreetSentinel, OK 73664

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