Overview / Commentary
888-210-2028
200 South Rockwell Avenue
Oklahoma City, OK 73128

All America Bank is headquartered in Oklahoma City and is the 42nd largest bank in the state of Oklahoma. It is also the 1,672nd largest bank in the nation. It was established in 1969 and as of June of 2018, it had grown to 114 employees at 7 locations. All America Bank's money market rates are 5X the national average, and it has a B+ health rating.

Related Posts

All America Bank/Redneck Bank Boosts Mega MMA to 2.25% APY - 10/19/2018

All America Bank and its internet division, Redneck Bank, have increased the rate on their Mega Money Markets to 2.25% APY on balances up to $50k.

All America Bank Pays 2.25% and 2.75% APY for MMA and Rewards Checking as of 10/22/18 - 10/18/2018

2.25% APY for MMA - Up to $50k. No minimum balance required. 2.75% APY for Rewards Checking - Up to $10k. No minimum balance required.

All America Bank Ups Mega Money Market Rate - 6/22/2018

All America Bank's Mega Money Market Checking now earns 2.00% APY on balances up to $50k; balances over $50k earn 0.50% APY. Min opening deposit is $500.

View all posts from:

2/24/14 - AmericaNet, Redneck and Evantage Banks Cutting Reward Checking Rates - Still Worthwhile?
8/18/13 - Mega Money Market Account Rate Drop
12/31/12 - Americanet's Dormant Account Fee
12/14/12 - AmericaNet, Redneck and Evantage Banks Reopen Their Reward Checking Accounts
11/2/12 - Mega Money Market Rate Increasing Later This Month
3/7/12 - Can't Log In To AmericaNet Bank Account
1/25/12 - Bank-To-Bank Transfer Service Discontinued
11/16/11 - "Gotchas" In The Americanet Bank Online Agreement And Disclosure
6/21/11 - Americanet, Evantage, Redneck Banks Cutting Rates By 0.25%
3/17/11 - Rate Cut At America Net Bank Mega Money Market Checking Account
2/23/11 - Americanet Bank Cuts Rate On Rewards Checking From 3.75% To 3.25% APY
2/6/11 - AmericaNet's Mega Money Market & Rewards Checking are Sold Out
1/11/11 - Americanet 3.75%RCA 10K Cap/1% >10K 10 Debit Txns
8/6/10 - Top Money Market Rate Continues at AmericaNet Bank and Evantage Bank
6/7/10 - Another Reader Hit By Americanet's Inactivity Fee
6/3/10 - Update on the Huckabay's Internet Banks and Their Top Rates
3/11/10 - Savings Accounts Remain Competitive at Redneck Bank and its Two Sister Banks
5/25/09 - 4.00% Reward Checking Account at Evantage Internet Bank
4/22/09 - Rate Cuts at Redneck Bank and Its Sister Banks
4/22/09 - 4.00% Reward Checking Account at AmericaNet Bank - Nationally Available
4/10/09 - Redneck Bank Stops Accepting New Applications
3/17/09 - 5.25% Reward Checking Account at an Oklahoma Bank (All America)
3/12/09 - News and Updates for Redneck Bank and Its Two Sister Banks

Great Bank!!! Debbie Is Great There!

Posted by: renatl | Feb 24, 2017

I have nothing but great things to say about this bank, also known as Redneck Bank. I started with a rate of over 5% and only required to use 10 debits a month. The rate is now 2 % but they now offer Money Market accounts at 1.5% but still not a bad rate for 2017.

I highly recommend this bank and they have fantastic customer service. Keep up the great work guys!!

I will continue with this bank!

6 Years And Still Happy!

Posted by: gatorgirl | Jun 16, 2016

I have been a member at AmericaNet Bank/AllAmerica Bank since 2010. While I agree that their online banking feels a bit rudimentary, it still gets the job done. Even with not having the easiest online system, they still offer transaction downloads for most banking software AND a mobile app for Apple and Android. (I belong to a couple other more known "high end" banks who don't offer these things.)

I will also say that I parked my money there and just let it collect interest, but last year they charged me a dormancy fee, which is understandable, so I make a small deposit each month and since then, no problems.

This bank offers one of the BEST rates out there for a savings account so I will continue to give them my business!

Be Careful Of These Gotchas!

Posted by: enduser | Dec 29, 2016

ACCOUNT TYPE:
Mega Money Market is a personal NOW checking account that offers a high interest rate of 1.50% APY for balances up to $35,000. Balances over $35,000 earn .50% APY only.

Monthly Statements:
Are received electronically. The monthly statement cycle ends on the 20th of every month. If the 20th falls on a Saturday, the cycle will cut off on the 19th (the Friday before) and if the 20th falls on a Sunday, the cycle will cut off on the 21st (the following Monday).

INTEREST:
Interest compounds monthly and is credited monthly. If the account is closed before the interest is credited you will not receive the accrued interest for that cycle.

DORMANT ACCOUNT:
A $10.00 per billing cycle fee will be charged if you have not made a withdrawal or deposit to your account for an extended period of time and we have been unable to contact you, your account may be classified as dormant by us.

NOTE:
They do not specify anywhere on their documentation what is considered "an extended period of time", but users report that after 1 year of inactivity the bank started to deduct $10.00 each month. Also no user on the forums has reported that AmericaNet Bank ever tried to contact them about their account being dormant, before proceeding to hit them with the $10.00 monthly dormancy fee.

24 Jun 17 Updated interest rate offered

Got Declined Omg :)

Well, I got declined from there online application for the money market checking, said can't verify identity (I also uploaded my ID). Thing is questions they asked we not relevant at all (I reviewed my credit Karma account), I called CS they said system declined you can't do anything, you can try again 30 days. For a company to say sorry the computer said no............is...........fake...........news.

VIEW MORE REVIEWS

Health
B+

Health Grade Components

Overall
FDIC Certificate #20093
Year Established1969
Employees114
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.57%
Return on Equity - YTD14.97%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$414.4MM$411.5MM
LoansQ2 2018vs Q2 2017$334.1MM$301.7MM
DepositsQ2 2018vs Q2 2017$345.4MM$342.8MM
Equity CapitalQ2 2018vs Q2 2017$43.3MM$43.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$3.1MM$2.5MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.4MM$5.5MM
Real Estate OwnedQ2 2018vs Q2 2017$3.1MM$403.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

All America Bank Pays 2.25% and 2.75% APY for MMA and Rewards Checking as of 10/22/18

SYC   |  
2.25% APY for MMA - Up to $50k. No minimum balance required.
2.75% APY for Rewards Checking - Up to $10k. No minimum balance required.

Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not All America Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

All America Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$100-Variable IRA
0.35%--Regular Savings

All America Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$50kMega Money Market Account
OTHER TIERS: 0.50% $50k+
0.75%*$100k*-Super Savers MMDA
OTHER TIERS: 0.12% $100 - $2.5k | 0.35% $2.5k - $25k | 0.45% $25k - $50k | 0.55% $50k - $75k | 0.65% $75k - $100k

All America Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*-$10kUltimate Rewards Checking
OTHER TIERS: 0.50% $10k+
0.25%*$2.5k*-Now Account
OTHER TIERS: 0.05% Up to $1.5k | 0.15% $1.5k - $2.5k

All America Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-5 Year CD
2.25%$500-4 Year CD
2.10%$500-3 Year CD
1.84%$500-2 Year CD
1.65%$500-1 Year CD
1.25%$500-6 Month CD
Locations


All America Bank Locations
Mustang Branch44 West State Hwy 152Mustang, OK 73064
All America Bank200 South Rockwell AvenueOklahoma City, OK 73128
Cache Branch605 South 8th StreetCache, OK 73527
Elgin Branch8207 Ushwy 277Elgin, OK 73538
Medicine Park Branch24077 State Hwy 49Medicine Park, OK 73557
Bank Of The Wichitas Branch623 E StreetSnyder, OK 73566
Southwest State Bank Branch122 East Main StreetSentinel, OK 73664

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.