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America First Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.85%5-year CD60 Month Regular Dedicated Savings Certificate
2.50% - Ally Bank High Yield 5 Year CDAdvertisement
2.85%5-year IRA60 Month IRA Dedicated Savings IRA Certificate (Traditional, CESA)
1.78% - National Average
1.25%1-year CD12 - 23 Month HSA Ladder Certificate
2.10% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
View all America First Credit Union rates »

Overview / Commentary
www.americafirst.com
800-999-3961
4774 S 1300 W Bldg 3
Riverdale, UT 84405

America First Credit Union is headquartered in Riverdale and is the largest credit union in the state of Utah. It is also the 10th largest credit union in the nation. It was established in 1939 and as of December of 2017, it had grown to 2,697 employees and 905,161 members at 129 locations. America First Credit Union's CD rates are 94% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in America First Credit Union is open to those who live, work, regularly conduct business, worship, attend school, or volunteer in Salt Lake County, Utah or within a 12 mile radius of the Mesquite Nevada Post Office; or in Utah County, or Juab County, Utah; or in Clark County and portions of Lincoln County, Nevada. Membership is also open to owners, employees, suppliers and their employees, or associated companies and their employees involved in the food industry in Utah and to employees, or members of a Select Employee Group (SEG) or of an affiliated association in Utah. (Membership requirements are listed in the credit union's online application).
See current membership details

Related Posts

America First CU (UT) Raises 60-Month CD Rate - 5/1/2017

American First CU (UT) various 60-month Certificates (Regular, Dedicated Savings, Bump, Ladder, and IRA) currently earn 2.55% APY. Min deposit is $500.

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Reviews (17)

My experience with America First Credit Union

Posted by: ProudAmyMadd | Nov 11, 2017

My wife and I have used America First Credit Union for the past several years. We first approached them for a car loan in 2012 on 2011 Chevrolet impala. The response we received was impressive. The car-loan specialist was friendly and professional. We received approval for the loan within a couple of days. The interest rate was favorable and were ultimately very pleased with the experience.
Since that time, we have used America First for check cashing, and savings deposits. About a year ago, we bought another car, a 2014 Dodge Caravan. As we were impressed with the service we received on or previous car loan, we approached them about this new purchase. Again, we received the same excellent service, with a favorable repayment schedule and interest rate.
They are an excellent banking service and we recommend them highly.

1

Best bank that I have ever dealt with.

Posted by: tanikale17 | Jul 31, 2017

This credit union took care of all of my immediate family's needs as well as much of my extended family. I also had many friends that trust their finances with this institution as well. There was some fraud that occurred on our checking account a couple of times, and they made it really easy to go in and report the fraud and return the funds to our account as well as get us new debit cards super fast. Their online features made it really convenient and easy to do banking without having to go into a location and transfer funds between accounts. They had us on a great set-up where if we accidentally went over in our checking account, it would pull from another one of our accounts so we wouldn't ever have a fee. They are very community oriented and even sponsored a team for Ragnar, a relay race, I was on.

1

I love credit unions

Posted by: kirkhaas | Mar 22, 2018

I've been with America First Credit Union for many years and have had nothing but positive experiences with them. I like the ease of use of their online bill pay. I lived out of the country for 3 years while with them, and never had any issues with my debit card or bills being paid on time. They have branch locations at convenient places, including grocery stores and Walmart. They are open longer hours than traditional banks. They have convenient ATM locations as well. There are no fees that I need to worry about and free checking. My one complaint is that they don't offer a higher interest rate on checking accounts with high balances. I keep over $20K in my checking, and it would be nice to earn some interest on that.

1

America First Credit Union Great for young people

Posted by: monicafitzpatrick | Feb 3, 2018

I started banking with america first credit union back when i was 18 years old. to get started they made it very simple for me just to get started with a regular savings account, you just need to have a minimum amount at all times to keep your account active, so no worries about scheduling transfers that can give you headaches. they easiy approved me for refinancing on my vehicle with great interest rates Im pretty sure other places would just flat out denied me due to my age and lack of credit history. they are truly great and offer the best rates. I f you want something done go with America First.

1
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Health
A

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #24694
Year Chartered1939
Employees2697
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.24%
Annual Interest Income$308.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$9.21B$8.22B
LoansQ4 2017vs Q4 2016$6.96B$5.94B
DepositsQ4 2017vs Q4 2016$8.11B$7.21B
Equity CapitalQ4 2017vs Q4 2016$912.3MM$844.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$105.5MM$89.7MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$72.5MM$46.8MM
Real Estate OwnedQ4 2017vs Q4 2016$29.9MM$30.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America First Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*-$500Student Savings
OTHER TIERS: 0.10% → $1k+ | 0.75% → $500 - $1k
0.25%--IRA Accumulator
0.10%--Share Savings
0.10%--Business Share Savings
0.10%--HSA Share Savings

America First Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$25k*-HSA Money Market Savings
OTHER TIERS: 0.10% → Up to $5k | 0.30% → $5k - $10k | 0.50% → $10k - $25k
0.30%*$250k*-Money Market Savings
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $25k | 0.20% → $25k - $100k | 0.25% → $100k - $250k
0.30%*$2k*-HSA Money Market Checking
OTHER TIERS: 0.05% → $500 - $2k
0.30%*$250k*-Business Money Market Savings
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $25k | 0.20% → $25k - $100k | 0.25% → $100k - $250k
0.20%*$100k*-Money Market Checking
OTHER TIERS: 0.05% → Up to $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k

America First Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-High-Yield Business Checking
OTHER TIERS: 0.05% → $10k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k
0.05%--Non-Profit Business Checking
0.05%$500-Regular Checking

America First Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.85%$500-60 Month Regular Certificate
2.85%-$100k60 Month Regular Dedicated Savings Certificate
2.85%$500-60 Month HSA Certificate
2.85%-$100k60 Month HSA Dedicated Savings Certificate
2.85%$500-60 Month Regular Ladder Certificate
2.85%$500-60 Month HSA Ladder Certificate
2.85%-$100kBusiness 60 Month Regular Dedicated Savings Certificate
2.85%$500-Business 60 Month Regular Certificate
2.85%$500-Business 60 Month Regular Ladder Certificate
2.70%$500-60 Month Bump-Rate Certificate
2.70%$500-60 Month HSA Bump-Rate Certificate
2.70%$500-60 Month Bump-Rate Ladder Certificate
2.70%$500-60 Month HSA Bump-Rate Ladder Certificate
2.70%$500-Business 60 Month Bump-Rate Certificate
2.70%$500-Business 60 Month Bump-Rate Ladder Certificate
2.40%$500-48 - 59 Month Regular Certificate
2.40%-$100k48 - 59 Month Regular Dedicated Savings Certificate
2.40%$500-48 - 59 Month HSA Certificate
2.40%-$100k48 - 59 Month HSA Dedicated Savings Certificate
2.40%$500-48 - 59 Month Regular Ladder Certificate
2.40%$500-48 - 59 Month HSA Ladder Certificate
2.40%-$100kBusiness 48 - 59 Month Regular Dedicated Savings Certificate
2.40%$500-Business 48 - 59 Month Regular Certificate
2.40%$500-Business 48 - 59 Month Regular Ladder Certificate
2.25%$500-48 - 59 Month Bump-Rate Certificate
2.25%$500-48 - 59 Month HSA Bump-Rate Certificate
2.25%$500-48 - 59 Month Bump-Rate Ladder Certificate
2.25%$500-48 - 59 Month HSA Bump-Rate Ladder Certificate
2.25%$500-Business 48 - 59 Month Bump-Rate Certificate
2.25%$500-Business 48 - 59 Month Bump-Rate Ladder Certificate
2.15%$500-36 - 47 Month Regular Certificate
2.15%-$100k36 - 47 Month Regular Dedicated Savings Certificate
2.15%$500-36 - 47 Month HSA Certificate
2.15%-$100k36 - 47 Month HSA Dedicated Savings Certificate
2.15%$500-36 - 47 Month Regular Ladder Certificate
2.15%$500-36 - 47 Month HSA Ladder Certificate
2.15%-$100kBusiness 36 - 47 Month Regular Dedicated Savings Certificate
2.15%$500-Business 36 - 47 Month Regular Certificate
2.15%$500-Business 36 - 47 Month Regular Ladder Certificate
2.10%$500-24 - 29 Month Regular Certificate
2.10%-$100k24 - 29 Month Regular Dedicated Savings Certificate
2.10%$500-30 - 35 Month Regular Certificate
2.10%-$100k30 - 35 Month Regular Dedicated Savings Certificate
2.10%$500-24 - 29 Month HSA Certificate
2.10%$500-30 - 35 Month HSA Certificate
2.10%-$100k24 - 29 Month HSA Dedicated Savings Certificate
2.10%-$100k30 - 35 Month HSA Dedicated Savings Certificate
2.10%$500-24 - 29 Month Regular Ladder Certificate
2.10%$500-30 - 35 Month Regular Ladder Certificate
2.10%$500-24 - 29 Month HSA Ladder Certificate
2.10%$500-30 - 35 Month HSA Ladder Certificate
2.10%-$100kBusiness 24 - 29 Month Regular Dedicated Savings Certificate
2.10%$500-Business 24 - 29 Month Regular Certificate
2.10%$500-Business 24 - 29 Month Regular Ladder Certificate
2.10%-$100kBusiness 30 - 35 Month Regular Dedicated Savings Certificate
2.10%$500-Business 30 - 35 Month Regular Certificate
2.10%$500-Business 30 - 35 Month Regular Ladder Certificate
2.00%$500-36 - 47 Month Bump-Rate Certificate
2.00%$500-36 - 47 Month HSA Bump-Rate Certificate
2.00%$500-36 - 47 Month Bump-Rate Ladder Certificate
2.00%$500-36 - 47 Month HSA Bump-Rate Ladder Certificate
2.00%$500-Business 36 - 47 Month Bump-Rate Certificate
2.00%$500-Business 36 - 47 Month Bump-Rate Ladder Certificate
1.95%$500-24 - 29 Month Bump-Rate Certificate
1.95%$500-30 - 35 Month Bump-Rate Certificate
1.95%$500-24 - 29 Month HSA Bump-Rate Certificate
1.95%$500-30 - 35 Month HSA Bump-Rate Certificate
1.95%$500-24 - 29 Month Bump-Rate Ladder Certificate
1.95%$500-30 - 35 Month Bump-Rate Ladder Certificate
1.95%$500-24 - 29 Month HSA Bump-Rate Ladder Certificate
1.95%$500-30 - 35 Month HSA Bump-Rate Ladder Certificate
1.95%$500-Business 24 - 29 Month Bump-Rate Certificate
1.95%$500-Business 24 - 29 Month Bump-Rate Ladder Certificate
1.95%$500-Business 30 - 35 Month Bump-Rate Certificate
1.95%$500-Business 30 - 35 Month Bump-Rate Ladder Certificate
1.75%$500-12 - 23 Month Regular Certificate
1.75%-$100k12 - 23 Month Regular Dedicated Savings Certificate
1.75%$500-12 - 23 Month Regular Ladder Certificate
1.75%-$100kBusiness 12 - 23 Month Regular Dedicated Savings Certificate
1.75%$500-Business 12 - 23 Month Regular Certificate
1.75%$500-Business 12 - 23 Month Regular Ladder Certificate
1.60%$500-12 - 23 Month Bump-Rate Certificate
1.60%$500-12 - 23 Month HSA Bump-Rate Certificate
1.60%$500-12 - 23 Month Bump-Rate Ladder Certificate
1.60%$500-12 - 23 Month HSA Bump-Rate Ladder Certificate
1.60%$500-Business 12 - 23 Month Bump-Rate Certificate
1.60%$500-Business 12 - 23 Month Bump-Rate Ladder Certificate
1.55%$500$100k12 Month Flexible Certificate
1.55%$500$100kBusiness 12 Month Flexible Certificate
1.25%$500-6 - 11 Month Regular Certificate
1.25%-$100k6 - 11 Month Regular Dedicated Savings Certificate
1.25%$500-6 - 11 Month HSA Certificate
1.25%$500-12 - 23 Month HSA Certificate
1.25%-$100k6 - 11 Month HSA Dedicated Savings Certificate
1.25%-$100k12 - 23 Month HSA Dedicated Savings Certificate
1.25%$500-6 - 11 Month Regular Ladder Certificate
1.25%$500-6 - 11 Month HSA Ladder Certificate
1.25%$500-12 - 23 Month HSA Ladder Certificate
1.25%-$100kBusiness 6 - 11 Month Regular Dedicated Savings Certificate
1.25%$500-Business 6 - 11 Month Regular Certificate
1.25%$500-Business 6 - 11 Month Regular Ladder Certificate
1.10%$500-6 - 11 Month Bump-Rate Certificate
1.10%$500-6 - 11 Month HSA Bump-Rate Certificate
1.10%$500-6 - 11 Month Bump-Rate Ladder Certificate
1.10%$500-6 - 11 Month HSA Bump-Rate Ladder Certificate
1.10%$500-Business 6 - 11 Month Bump-Rate Certificate
1.10%$500-Business 6 - 11 Month Bump-Rate Ladder Certificate
1.00%$500-3 - 5 Month Regular Certificate
1.00%-$100k3 - 5 Month Regular Dedicated Savings Certificate
1.00%$500-3 - 5 Month HSA Certificate
1.00%-$100k3 - 5 Month HSA Dedicated Savings Certificate
1.00%$500-3 - 5 Month Regular Ladder Certificate
1.00%$500-3 - 5 Month HSA Ladder Certificate
1.00%-$100kBusiness 3 - 5 Month Regular Dedicated Savings Certificate
1.00%$500-Business 3 - 5 Month Regular Certificate
1.00%$500-Business 3 - 5 Month Regular Ladder Certificate
0.85%$500-3 - 5 Month Bump-Rate Certificate
0.85%$500-3 - 5 Month HSA Bump-Rate Certificate
0.85%$500-3 - 5 Month Bump-Rate Ladder Certificate
0.85%$500-3 - 5 Month HSA Bump-Rate Ladder Certificate
0.85%$500-Business 3 - 5 Month Bump-Rate Certificate
0.85%$500-Business 3 - 5 Month Bump-Rate Ladder Certificate

America First Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.85%-$100k60 Month IRA Dedicated Savings IRA Certificate
2.85%$500-60 Month Regular IRA Certificate
2.85%$500-60 Month Regular Ladder IRA Certificate
2.70%$500-60 Month Bump-Rate IRA Certificate
2.70%$500-60 Month Bump-Rate Ladder IRA Certificate
2.40%-$100k48 - 59 Month IRA Dedicated Savings IRA Certificate
2.40%$500-48 - 59 Month Regular IRA Certificate
2.40%$500-48 - 59 Month Regular Ladder IRA Certificate
2.25%$500-48 - 59 Month Bump-Rate IRA Certificate
2.25%$500-48 - 59 Month Bump-Rate Ladder IRA Certificate
2.15%-$100k36 - 47 Month IRA Dedicated Savings IRA Certificate
2.15%$500-36 - 47 Month Regular IRA Certificate
2.15%$500-36 - 47 Month Regular Ladder IRA Certificate
2.10%-$100k24 - 29 Month IRA Dedicated Savings IRA Certificate
2.10%$500-30 - 35 Month IRA Certificate
2.10%$500-24 - 29 Month Bump-Rate IRA Certificate
2.10%$500-24 - 29 Month Bump-Rate Ladder IRA Certificate
2.10%$500-24 - 29 Month Regular IRA Certificate
2.10%$500-24 - 29 Month Regular Ladder IRA Certificate
2.10%-$100k30 - 35 Month Regular Dedicated Savings IRA Certificate
2.10%$500-30 - 35 Month Regular Ladder IRA Certificate
2.00%$500-36 - 47 Month Bump-Rate IRA Certificate
2.00%$500-36 - 47 Month Bump-Rate Ladder IRA Certificate
1.95%$500-30 - 35 Month Bump-Rate Ladder IRA Certificate
1.95%$500-30 - 35 Month Bump-Rate IRA Certificate
1.75%-$100k12 - 23 Month IRA Dedicated Savings IRA Certificate
1.75%$500-12 - 23 Month Regular IRA Certificate
1.75%$500-12 - 23 Month Regular Ladder IRA Certificate
1.60%$500-12 - 23 Month Bump-Rate IRA Certificate
1.60%$500-12 - 23 Month Bump-Rate Ladder IRA Certificate
1.25%-$100k6 - 11 Month IRA Dedicated Savings IRA Certificate
1.25%$500-6 - 11 Month Regular IRA Certificate
1.25%$500-6 - 11 Month Regular Ladder IRA Certificate
1.10%$500-6 - 11 Month Bump-Rate IRA Certificate
1.10%$500-6 - 11 Month Bump-Rate Ladder IRA Certificate
1.00%-$100k3 - 5 Month IRA Dedicated Savings IRA Certificate
1.00%$500-3 - 5 Month Regular IRA Certificate
1.00%$500-3 - 5 Month Regular Ladder IRA Certificate
0.85%$500-3 - 5 Month Bump-Rate IRA Certificate
0.85%$500-3 - 5 Month Bump-Rate Ladder IRA Certificate
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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.