Featured Savings Rates
Featured Accounts

America First Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.30%5-year CD60 Month Regular Dedicated Savings Certificate
2.30%5-year IRA60 Month IRA Dedicated Savings IRA Certificate (Traditional, CESA)
0.80%1-year CD12 Month Flexible Certificate

Overview / Commentary
801-627-0900
4774 S 1300 W Bldg 3
Riverdale, UT 84405-3621

America First Federal Credit Union is headquartered in Riverdale and is the largest credit union in the state of Utah. It is also the 11th largest credit union in the nation. It was established in 1939 and as of June of 2016, it had grown to 2,364 employees and 781,258 members at 121 locations. America First Federal Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in America First Federal Credit Union is open to those who live, work, regularly conduct business, worship, attend school, or volunteer in Salt Lake County, Utah or within a 12 mile radius of the Mesquite Nevada Post Office; or in Utah County, or Juab County, Utah; or in Clark County and portions of Lincoln County, Nevada. Membership is also open to owners, employees, suppliers and their employees, or associated companies and their employees involved in the food industry in Utah and to employees, or members of a Select Employee Group (SEG) or of an affiliated association in Utah. (Membership requirements are listed in the credit union's online application).
See current membership details

Related Posts

America First CU (UT/NV) Offers Competitive 60-Month CDs - 3/12/2016

America First Credit Union (UT/NV)is offering a variety of 60-month Certificates that earn 2.30% APY. Minimum deposit on most of these Certificates is $500, with no balance cap.

2.30% APY 5Y CD; Great EWP, Interesting Membership Qualification! - 2/29/2016

This 2.30% APY 5 year CD, EWP=3 months, $500 minimum, is being offered by Utah based America First Credit Union.  Bankaholic reports membership is Centered mostly on the greater Las Vegas and Salt Lake City areas, savers living and working in a handful of Utah and Nevada counties are eligible, as are the employees of a long list of affiliated employers. But savers from other parts of the country have a potential way in as well. If you’re a family member of someone eligible for membership, you can join yourself, even if your eligible family member doesn’t join. Read more:

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Long time and loyal customer

Posted by: Suggars06 | Jun 15, 2015

We have been members of the America First Credit Union for over ten years. They have always provided great customer service and a good overall experience. One time in particular, we were notified of possible a possible bank account fraud. Because they keep an eye out for suspicious activity they were able to help us avoid a complete disaster. Also, I love the mobile app they provide. The fact that we can easily monitor our account from our phones it great. Also, we love being able to deposit checks right from our phones! We live about 15 minutes away from the nearest branch and I have two small children, so I have found this very useful. When it comes to their interest rates, i think that they are very competitive.

Credit Union Review from Tekoissexy

I opened my account with this credit union about six months or so ago after royally being screwed over by a different credit union. At the time I was picking credit unions I really really didn't want to open another account. After going to several banks and credit unions I finally decided on America First. So far I have had a great experience with them, I have been able to use their account protection several times without any issues and even if my account goes in the negative for more than 30 days they keep my account open (most other banks close your account). My credit isn't good enough to get a loan with them so thus far I have not even tried to do so but I imagine if I did it would be easy and they would be very helpful. I had an over draft fee come out because of a bank check from ebay and the credit union was awesome and reversed the charge even though I had already been in the negative that month from using my account protection.

America First Puts Customer Service First, but isn't very competitive

I've been with America First Credit Union for over 4 years now. In that time, things have been pretty steadily good. Our interactions with the staff, however, has been pretty phenomenal. They are always very attentive at their locations and have always been extremely friendly. I live in a friendly city, but they are more than normal and it's a breath of fresh air to get an institution that treats you so nicely. As far as the banking aspects, however, they don't offer the most competitive rates when compared to an online bank. Their web experience is not too shabby, but their mobile experience could use some revision. It's just really hard to navigate and doesn't contain all the features that are accessible if you were to use their website.

Lectured for Depositing My Checks

Posted by: mey | Feb 8, 2016

I have used American First Credit Union for years. I have had good times with them, and some bad times with them. When I had recently started at a new job I was being paid in checks. The company had not moved to using direct deposit yet. When I took my checks into American First they would berate me for not depositing my checks online. Every time I was paid I was lectured on how direct deposit was better, and how I needed to make the switch. This was not appreciated, as I explained every time this is how I was paid and that my new company did not do direct deposit.

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Health
A

Health Grade Components

Overall
NCUA #24694
Year Chartered1939
Employees2364
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD10.37%
Annual Interest Income$128.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$7.72B$6.88B
LoansQ2 2016vs Q2 2015$5.51B$4.72B
DepositsQ2 2016vs Q2 2015$6.78B$6.03B
Equity CapitalQ2 2016vs Q2 2015$807.4MM$713.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$87.0MM$81.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$33.5MM$37.5MM
Real Estate OwnedQ2 2016vs Q2 2015$31.9MM$38.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not America First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$25k*-HSA Money Market Savings
OTHER TIERS: 0.10% Up to $5k | 0.30% $5k - $10k | 0.50% $10k - $25k
0.30%*$2k*-HSA Money Market Checking
OTHER TIERS: 0.05% $500 - $2k
0.25%--IRA Accumulator
0.25%--CESA Accumulator
0.10%--Share Savings
0.10%$25-Business Share Savings
0.10%--HSA Share Savings

America First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Market Savings
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k
0.30%*$250k*-Business Money Market Savings
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k
0.20%*$100k*-Money Market Checking
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k | 0.15% $50k - $100k
0.20%*$100k*-Business Money Market Checking
OTHER TIERS: 0.05% $10k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k

America First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$500-30 - 35 Month Bump-Rate Certificate Account
0.30%*$1m*-High-Yield Business Checking
OTHER TIERS: 0.05% $10k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $1mm
0.05%$500-Free Checking
0.05%--Non-Profit Business Checking
0.05%$500-Regular Checking

America First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$500-60 Month Regular Certificate
2.30%-$100k60 Month Regular Dedicated Savings Certificate
2.30%$500-60 Month HSA Certificate
2.30%-$100k60 Month HSA Dedicated Savings Certificate
2.30%$500-60 Month Bump-Rate Certificate
2.30%$500-60 Month HSA Bump-Rate Certificate
2.30%$500-60 Month Bump-Rate Ladder Certificate
2.30%$500-60 Month Regular Ladder Certificate
2.30%$500-60 Month HSA Bump-Rate Ladder Certificate
2.30%$500-60 Month HSA Ladder Certificate
2.30%$500-Business 60 Month Bump-Rate Certificate
2.30%$500-Business 60 Month Bump-Rate Ladder Certificate
2.30%-$100kBusiness 60 Month Regular Dedicated Savings Certificate
2.30%$500-Business 60 Month Regular Certificate
2.30%$500-Business 60 Month Regular Ladder Certificate
1.75%$500-48 - 59 Month Regular Certificate
1.75%-$100k48 - 59 Month Regular Dedicated Savings Certificate
1.75%$500-48 - 59 Month HSA Certificate
1.75%-$100k48 - 59 Month HSA Dedicated Savings Certificate
1.75%$500-48 - 59 Month Bump-Rate Certificate
1.75%$500-48 - 59 Month HSA Bump-Rate Certificate
1.75%$500-48 - 59 Month Bump-Rate Ladder Certificate
1.75%$500-48 - 59 Month Regular Ladder Certificate
1.75%$500-48 - 59 Month HSA Bump-Rate Ladder Certificate
1.75%$500-48 - 59 Month HSA Ladder Certificate
1.75%$500-Business 48 - 59 Month Bump-Rate Certificate
1.75%$500-Business 48 - 59 Month Bump-Rate Ladder Certificate
1.75%-$100kBusiness 48 - 59 Month Regular Dedicated Savings Certificate
1.75%$500-Business 48 - 59 Month Regular Certificate
1.75%$500-Business 48 - 59 Month Regular Ladder Certificate
1.50%$500-36 - 47 Month Regular Certificate
1.50%-$100k36 - 47 Month Regular Dedicated Savings Certificate
1.50%$500-36 - 47 Month HSA Certificate
1.50%-$100k36 - 47 Month HSA Dedicated Savings Certificate
1.50%$500-36 - 47 Month Bump-Rate Certificate
1.50%$500-36 - 47 Month HSA Bump-Rate Certificate
1.50%$500-36 - 47 Month Bump-Rate Ladder Certificate
1.50%$500-36 - 47 Month Regular Ladder Certificate
1.50%$500-36 - 47 Month HSA Bump-Rate Ladder Certificate
1.50%$500-36 - 47 Month HSA Ladder Certificate
1.50%$500-Business 36 - 47 Month Bump-Rate Certificate
1.50%$500-Business 36 - 47 Month Bump-Rate Ladder Certificate
1.50%-$100kBusiness 36 - 47 Month Regular Dedicated Savings Certificate
1.50%$500-Business 36 - 47 Month Regular Certificate
1.50%$500-Business 36 - 47 Month Regular Ladder Certificate
1.35%$500-30 - 35 Month Regular Certificate
1.35%-$100k30 - 35 Month Regular Dedicated Savings Certificate
1.35%$500-30 - 35 Month HSA Certificate
1.35%-$100k30 - 35 Month HSA Dedicated Savings Certificate
1.35%$500-30 - 35 Month Bump-Rate Certificate
1.35%$500-30 - 35 Month HSA Bump-Rate Certificate
1.35%$500-30 - 35 Month Bump-Rate Ladder Certificate
1.35%$500-30 - 35 Month Regular Ladder Certificate
1.35%$500-30 - 35 Month HSA Bump-Rate Ladder Certificate
1.35%$500-30 - 35 Month HSA Ladder Certificate
1.35%$500-Business 30 - 35 Month Bump-Rate Certificate
1.35%$500-Business 30 - 35 Month Bump-Rate Ladder Certificate
1.35%-$100kBusiness 30 - 35 Month Regular Dedicated Savings Certificate
1.35%$500-Business 30 - 35 Month Regular Certificate
1.35%$500-Business 30 - 35 Month Regular Ladder Certificate
1.25%$500-24 - 29 Month Regular Certificate
1.25%-$100k24 - 29 Month Regular Dedicated Savings Certificate
1.25%$500-24 - 29 Month HSA Certificate
1.25%-$100k24 - 29 Month HSA Dedicated Savings Certificate
1.25%$500-24 - 29 Month Bump-Rate Certificate
1.25%$500-24 - 29 Month HSA Bump-Rate Certificate
1.25%$500-24 - 29 Month Bump-Rate Ladder Certificate
1.25%$500-24 - 29 Month Regular Ladder Certificate
1.25%$500-24 - 29 Month HSA Bump-Rate Ladder Certificate
1.25%$500-24 - 29 Month HSA Ladder Certificate
1.25%$500-Business 24 - 29 Month Bump-Rate Certificate
1.25%$500-Business 24 - 29 Month Bump-Rate Ladder Certificate
1.25%-$100kBusiness 24 - 29 Month Regular Dedicated Savings Certificate
1.25%$500-Business 24 - 29 Month Regular Certificate
1.25%$500-Business 24 - 29 Month Regular Ladder Certificate
1.00%$500-12 - 23 Month Regular Certificate
1.00%-$100k12 - 23 Month Regular Dedicated Savings Certificate
1.00%$500-12 - 23 Month HSA Certificate
1.00%-$100k12 - 23 Month HSA Dedicated Savings Certificate
1.00%$500-12 - 17 Month Bump-Rate Certificate
1.00%$500-12 - 17 Month HSA Bump-Rate Certificate
1.00%$500-12 - 17 Month Bump-Rate Ladder Certificate
1.00%$500-12 - 23 Month Regular Ladder Certificate
1.00%$500-12 - 17 Month HSA Bump-Rate Ladder Certificate
1.00%$500-12 - 23 Month HSA Ladder Certificate
1.00%$500-Business 12 - 23 Month Bump-Rate Certificate
1.00%$500-Business 12 - 23 Month Bump-Rate Ladder Certificate
1.00%-$100kBusiness 12 - 23 Month Regular Dedicated Savings Certificate
1.00%$500-Business 12 - 23 Month Regular Certificate
1.00%$500-Business 12 - 23 Month Regular Ladder Certificate
1.00%$500$100kBusiness 12 Month Flexible Certificate
0.80%$500$100k12 Month Flexible Certificate
0.50%$500-6 - 11 Month Regular Certificate
0.50%-$100k6 - 11 Month Regular Dedicated Savings Certificate
0.50%$500-6 - 11 Month HSA Certificate
0.50%-$100k6 - 11 Month HSA Dedicated Savings Certificate
0.50%$500-6 - 11 Month Bump-Rate Certificate
0.50%$500-6 - 11 Month HSA Bump-Rate Certificate
0.50%$500-6 - 11 Month Bump-Rate Ladder Certificate
0.50%$500-6 - 11 Month Regular Ladder Certificate
0.50%$500-6 - 11 Month HSA Bump-Rate Ladder Certificate
0.50%$500-6 - 11 Month HSA Ladder Certificate
0.50%$500-Business 6 - 11 Month Bump-Rate Certificate
0.50%$500-Business 6 - 11 Month Bump-Rate Ladder Certificate
0.50%-$100kBusiness 6 - 11 Month Regular Dedicated Savings Certificate
0.50%$500-Business 6 - 11 Month Regular Certificate
0.50%$500-Business 6 - 11 Month Regular Ladder Certificate
0.25%$500-3 - 5 Month Regular Certificate
0.25%-$100k3 - 5 Month Regular Dedicated Savings Certificate
0.25%$500-3 - 5 Month HSA Certificate
0.25%-$100k3 - 5 Month HSA Dedicated Savings Certificate
0.25%$500-3 - 5 Month Bump-Rate Certificate
0.25%$500-3 - 5 Month HSA Bump-Rate Certificate
0.25%$500-3 - 5 Month Bump-Rate Ladder Certificate
0.25%$500-3 - 5 Month Regular Ladder Certificate
0.25%$500-3 - 5 Month HSA Bump-Rate Ladder Certificate
0.25%$500-3 - 5 Month HSA Ladder Certificate
0.25%$500-Business 3 - 5 Month Bump-Rate Certificate
0.25%$500-Business 3 - 5 Month Bump-Rate Ladder Certificate
0.25%-$100kBusiness 3 - 5 Month Regular Dedicated Savings Certificate
0.25%$500-Business 3 - 5 Month Regular Certificate
0.25%$500-Business 3 - 5 Month Regular Ladder Certificate

America First Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%-$100k60 Month IRA Dedicated Savings IRA Certificate
2.30%$500-60 Month Bump-Rate IRA Certificate
2.30%$500-60 Month Bump-Rate Ladder IRA Certificate
2.30%$500-60 Month Regular IRA Certificate
2.30%$500-60 Month Regular Ladder IRA Certificate
1.75%-$100k48 - 59 Month IRA Dedicated Savings IRA Certificate
1.75%$500-48 - 59 Month Bump-Rate IRA Certificate
1.75%$500-48 - 59 Month Bump-Rate Ladder IRA Certificate
1.75%$500-48 - 59 Month Regular IRA Certificate
1.75%$500-48 - 59 Month Regular Ladder IRA Certificate
1.50%-$100k36 - 47 Month IRA Dedicated Savings IRA Certificate
1.50%$500-36 - 47 Month Bump-Rate IRA Certificate
1.50%$500-36 - 47 Month Bump-Rate Ladder IRA Certificate
1.50%$500-36 - 47 Month Regular IRA Certificate
1.50%$500-36 - 47 Month Regular Ladder IRA Certificate
1.35%$500-30 - 35 Month IRA Certificate
1.35%$500-30 - 35 Month Bump-Rate Ladder IRA Certificate
1.35%-$100k30 - 35 Month Regular Dedicated Savings IRA Certificate
1.35%$500-30 - 35 Month Regular Ladder IRA Certificate
1.25%-$100k24 - 29 Month IRA Dedicated Savings IRA Certificate
1.25%$500-24 - 29 Month Bump-Rate IRA Certificate
1.25%$500-24 - 29 Month Bump-Rate Ladder IRA Certificate
1.25%$500-24 - 29 Month Regular IRA Certificate
1.25%$500-24 - 29 Month Regular Ladder IRA Certificate
1.00%-$100k12 - 23 Month IRA Dedicated Savings IRA Certificate
1.00%$500-12 - 17 Month Bump-Rate IRA Certificate
1.00%$500-12 - 17 Month Bump-Rate Ladder IRA Certificate
1.00%$500-12 - 23 Month Regular IRA Certificate
1.00%$500-12 - 23 Month Regular Ladder IRA Certificate
0.50%-$100k6 - 11 Month IRA Dedicated Savings IRA Certificate
0.50%$500-6 - 11 Month Bump-Rate IRA Certificate
0.50%$500-6 - 11 Month Bump-Rate Ladder IRA Certificate
0.50%$500-6 - 11 Month Regular IRA Certificate
0.50%$500-6 - 11 Month Regular Ladder IRA Certificate
0.25%-$100k3 - 5 Month IRA Dedicated Savings IRA Certificate
0.25%$500-3 - 5 Month Bump-Rate IRA Certificate
0.25%$500-3 - 5 Month Bump-Rate Ladder IRA Certificate
0.25%$500-3 - 5 Month Regular IRA Certificate
0.25%$500-3 - 5 Month Regular Ladder IRA Certificate
Locations

America First Federal Credit Union has 121 locations. Click to view all America First Federal Credit Union locations.