American 1 Credit Union

Overview / Commentary
718 E Michigan Ave
Jackson, MI 49201

American 1 Credit Union is headquartered in Jackson and is the 41st largest credit union in the state of Michigan. It is also the 690th largest credit union in the nation. It was established in 1980 and as of June of 2019, it had grown to 205 employees and 59,264 members at 16 locations. American 1 Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

American 1 CU is open to anyone through joining the Community Co-Op ($3 membership fee). Membership is also open to employees of Community Co-Op and to those who live in Jackson, Calhoun, Washtenaw, Hillsdale, Macomb, Oakland, and Wayne Counties in Michigan.
See current membership details

Related Posts

Credit Union Anyone Can Join - 4/2/2019

I posted this in that thread a while back but don't see it on the list. Here is the information again: It looks like you can add American 1 Credit Union to this list. Their website states that "A cooperative is an organization of people united by a common bond. The common bond shared by all American 1 members is their association with our founding organization, Community 1 Cooperative. Our founders chartered American 1 as an associational credit union, meaning anyone who belongs to Community 1 Cooperative is eligible to join American 1." It also states "Membership in Community 1 Cooperative is only $3 and is open to anyone."


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Health Grade Components

NCUA #65595
Year Chartered1980
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD6.77%
Annual Interest Income$10.9MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$390.7MM$340.8MM
LoansQ2 2019vs Q2 2018$275.1MM$247.4MM
DepositsQ2 2019vs Q2 2018$311.0MM$266.8MM
Equity CapitalQ2 2019vs Q2 2018$69.0MM$64.2MM
Loan Loss AllowanceQ2 2019vs Q2 2018$4.6MM$3.7MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$4.7MM$4.4MM
Real Estate OwnedQ2 2019vs Q2 2018$91.00K$110.00K
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American 1 Credit Union Savings Account Rates

0.50%--Eagle Earners Account
0.25%--Regular Share Savings
0.25%--Members Choice Account
0.25%--Christmas Club
0.25%--Vacation Club

American 1 Credit Union Money Market Rates

0.50%$5k-Money Market Account

American 1 Credit Union Checking Account Rates

0.25%$2k-Premiere Checking

American 1 Credit Union CD Rates

2.75%$500-3 Year CD
2.50%$500-2 Year CD
2.50%$500-5 Year CD
2.25%$500-4 Year CD
2.00%$500-1 Year CD
0.75%$500-180 Day CD

American 1 Credit Union IRA Rates

3.03%$50-5 Year IRA
2.78%$50-4 Year IRA
2.52%$50-3 Year IRA
2.27%$50-2 Year IRA
2.02%$50-1 Year IRA
0.75%$50-180 Day IRA


Lansing Area

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