American 1 Credit Union
LOCATIONS
15
View locations
HEALTH RATING
A
View health report
CURRENT TOP RATE
0.50% APY
Eagle Earners Account
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.15% | Savings | Members Choice Account |
| 0.25% | Checking | Premiere Checking 0.90% - nbkc bank Personal Account |
| 0.25% | Money Market | Money Market Account 1.00% - Ally Bank Money Market Account |
Overview / Commentary
American 1 Credit Union is headquartered in Jackson and is the 44th largest credit union in the state of Michigan. It is also the 754th largest credit union in the nation. It was established in 1980 and as of December of 2017, it had grown to 166 employees and 56,912 members at 15 locations. American 1 Credit Union has an A health rating.
Field of Membership Restrictions
American 1 CU is open to anyone who is employed by Community 1 Cooperative or who lives in the counties of Jackson, Calhoun, Washtenaw, Hillsdale, Macomb, Oakland, and Wayne.
See current membership details
Health
A
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65595 |
| Year Chartered | 1980 |
| Employees | 166 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.14% |
| Return on Equity - YTD | 11.36% |
| Annual Interest Income | $15.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $322.6MM$305.8MM |
| Loans | Q4 2017vs Q4 2016 | $237.9MM$221.7MM |
| Deposits | Q4 2017vs Q4 2016 | $252.7MM$244.1MM |
| Equity Capital | Q4 2017vs Q4 2016 | $60.6MM$53.7MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $3.3MM$2.6MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $4.4MM$3.8MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $110.00K$105.00K |
Rates
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American 1 Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Eagle Earners Account | |
| 0.15% | - | - | Regular Share Savings | |
| 0.15% | - | - | Members Choice Account |
American 1 Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Money Market Account |
American 1 Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Premiere Checking |
