American 1 Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.50% | 5-year CD | |
| 1.50% | 1-year CD | |
| 0.25% | Savings | 2.20% - Barclays Online Savings Account |
American 1 Credit Union is headquartered in Jackson and is the 42nd largest credit union in the state of Michigan. It is also the 700th largest credit union in the nation. It was established in 1980 and as of December of 2018, it had grown to 190 employees and 58,581 members at 16 locations. American 1 Credit Union's CD rates are 67% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
American 1 CU is open to anyone through joining the Community Co-Op ($3 membership fee). Membership is also open to employees of Community Co-Op and to those who live in Jackson, Calhoun, Washtenaw, Hillsdale, Macomb, Oakland, and Wayne Counties in Michigan.
See current membership details
Related Posts
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65595 |
| Year Chartered | 1980 |
| Employees | 190 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.72% |
| Return on Equity - YTD | 9.11% |
| Annual Interest Income | $19.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $368.0MM$322.6MM |
| Loans | Q4 2018vs Q4 2017 | $264.9MM$237.9MM |
| Deposits | Q4 2018vs Q4 2017 | $292.9MM$252.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $66.7MM$60.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $4.2MM$3.3MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $5.0MM$4.4MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$110.00K |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
Credit Union Anyone Can Join
It looks like you can add American 1 Credit Union to this list. Their website states that "A cooperative is an organization of people united by a common bond. The common bond shared by all American 1 members is their association with our founding organization, Community 1 Cooperative. Our founders chartered American 1 as an associational credit union, meaning anyone who belongs to Community 1 Cooperative is eligible to join American 1."
https://www.american1cu.org/american-1-info
It also states "Membership in Community 1 Cooperative is only $3 and is open to anyone."
https://www.american1cu.org/community-1-info
Always verify rates and promotions with the bank or credit union. We are not American 1 Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
American 1 Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Eagle Earners Account | |
| 0.25% | - | - | Regular Share Savings | |
| 0.25% | - | - | Members Choice Account | |
| 0.25% | - | - | Christmas Club | |
| 0.25% | - | - | Vacation Club |
American 1 Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $5k | - | Money Market Account |
American 1 Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2k | - | Premiere Checking |
American 1 Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $500 | - | 5 Year CD | |
| 2.25% | $500 | - | 4 Year CD | |
| 2.00% | $500 | - | 3 Year CD | |
| 1.75% | $500 | - | 2 Year CD | |
| 1.50% | $500 | - | 1 Year CD | |
| 0.75% | $500 | - | 180 Day CD |
American 1 Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $50 | - | 5 Year IRA | |
| 2.27% | $50 | - | 4 Year IRA | |
| 2.02% | $50 | - | 3 Year IRA | |
| 1.76% | $50 | - | 2 Year IRA | |
| 1.51% | $50 | - | 1 Year IRA | |
| 0.75% | $50 | - | 180 Day IRA |
