American 1 Credit Union is headquartered in Jackson and is the 41st largest credit union in the state of Michigan. It is also the 687th largest credit union in the nation. It was established in 1980 and as of March of 2019, it had grown to 201 employees and 58,949 members at 17 locations. American 1 Credit Union's CD rates are 67% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
American 1 CU is open to anyone through joining the Community Co-Op ($3 membership fee). Membership is also open to employees of Community Co-Op and to those who live in Jackson, Calhoun, Washtenaw, Hillsdale, Macomb, Oakland, and Wayne Counties in Michigan.
See current membership details
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Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65595 |
| Year Chartered | 1980 |
| Employees | 201 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.07% |
| Return on Equity - YTD | 6.02% |
| Annual Interest Income | $5.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $390.4MM$340.3MM |
| Loans | Q1 2019vs Q1 2018 | $265.3MM$236.6MM |
| Deposits | Q1 2019vs Q1 2018 | $312.4MM$268.0MM |
| Equity Capital | Q1 2019vs Q1 2018 | $67.7MM$62.7MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $4.3MM$3.4MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $4.6MM$4.1MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $91.00K$110.00K |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
Credit Union Anyone Can Join
It looks like you can add American 1 Credit Union to this list. Their website states that "A cooperative is an organization of people united by a common bond. The common bond shared by all American 1 members is their association with our founding organization, Community 1 Cooperative. Our founders chartered American 1 as an associational credit union, meaning anyone who belongs to Community 1 Cooperative is eligible to join American 1."
https://www.american1cu.org/american-1-info
It also states "Membership in Community 1 Cooperative is only $3 and is open to anyone."
https://www.american1cu.org/community-1-info
Always verify rates and promotions with the bank or credit union. We are not American 1 Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
American 1 Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Eagle Earners Account | |
| 0.25% | - | - | Regular Share Savings | |
| 0.25% | - | - | Members Choice Account | |
| 0.25% | - | - | Christmas Club | |
| 0.25% | - | - | Vacation Club |
American 1 Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $5k | - | Money Market Account |
American 1 Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2k | - | Premiere Checking |
American 1 Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $500 | - | 5 Year CD | |
| 2.25% | $500 | - | 4 Year CD | |
| 2.00% | $500 | - | 3 Year CD | |
| 1.75% | $500 | - | 2 Year CD | |
| 1.50% | $500 | - | 1 Year CD | |
| 0.75% | $500 | - | 180 Day CD |
American 1 Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $50 | - | 5 Year IRA | |
| 2.27% | $50 | - | 4 Year IRA | |
| 2.02% | $50 | - | 3 Year IRA | |
| 1.76% | $50 | - | 2 Year IRA | |
| 1.51% | $50 | - | 1 Year IRA | |
| 0.75% | $50 | - | 180 Day IRA |
