Overview / Commentary
517-787-6510
718 E Michigan Ave
Jackson, MI 49201

American 1 Credit Union is headquartered in Jackson and is the 42nd largest credit union in the state of Michigan. It is also the 700th largest credit union in the nation. It was established in 1980 and as of December of 2018, it had grown to 190 employees and 58,581 members at 16 locations. American 1 Credit Union's CD rates are 67% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

American 1 CU is open to anyone through joining the Community Co-Op ($3 membership fee). Membership is also open to employees of Community Co-Op and to those who live in Jackson, Calhoun, Washtenaw, Hillsdale, Macomb, Oakland, and Wayne Counties in Michigan.
See current membership details

Related Posts

Credit Union Anyone Can Join - 4/2/2019

I posted this in that thread a while back but don't see it on the list. Here is the information again: It looks like you can add American 1 Credit Union to this list. Their website states that "A cooperative is an organization of people united by a common bond. The common bond shared by all American 1 members is their association with our founding organization, Community 1 Cooperative. Our founders chartered American 1 as an associational credit union, meaning anyone who belongs to Community 1 Cooperative is eligible to join American 1." https://www.american1cu.org/american-1-info It also states "Membership in Community 1 Cooperative is only $3 and is open to anyone." https://www.american1cu.org/community-1-info

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Health

Health Grade Components

Overall
NCUA #65595
Year Chartered1980
Employees190
Primary Regulator
Profit Margin
Return on Assets - YTD1.72%
Return on Equity - YTD9.11%
Annual Interest Income$19.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$368.0MM$322.6MM
LoansQ4 2018vs Q4 2017$264.9MM$237.9MM
DepositsQ4 2018vs Q4 2017$292.9MM$252.7MM
Equity CapitalQ4 2018vs Q4 2017$66.7MM$60.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.2MM$3.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$5.0MM$4.4MM
Real Estate OwnedQ4 2018vs Q4 2017$0$110.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Credit Union Anyone Can Join

Cracker   |  
I posted this in that thread a while back but don't see it on the list. Here is the information again:

It looks like you can add American 1 Credit Union to this list. Their website states that "A cooperative is an organization of people united by a common bond. The common bond shared by all American 1 members is their association with our founding organization, Community 1 Cooperative. Our founders chartered American 1 as an associational credit union, meaning anyone who belongs to Community 1 Cooperative is eligible to join American 1."

https://www.american1cu.org/american-1-info

It also states "Membership in Community 1 Cooperative is only $3 and is open to anyone."

https://www.american1cu.org/community-1-info

Rates
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Always verify rates and promotions with the bank or credit union. We are not American 1 Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

American 1 Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Eagle Earners Account
0.25%--Regular Share Savings
0.25%--Members Choice Account
0.25%--Christmas Club
0.25%--Vacation Club

American 1 Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$5k-Money Market Account

American 1 Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$2k-Premiere Checking

American 1 Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-5 Year CD
2.25%$500-4 Year CD
2.00%$500-3 Year CD
1.75%$500-2 Year CD
1.50%$500-1 Year CD
0.75%$500-180 Day CD

American 1 Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$50-5 Year IRA
2.27%$50-4 Year IRA
2.02%$50-3 Year IRA
1.76%$50-2 Year IRA
1.51%$50-1 Year IRA
0.75%$50-180 Day IRA
Locations

Availability



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