American 1 Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.15% | Savings | Members Choice Account 1.15% - CIT Bank Spring Savings |
| 0.25% | Checking | Premiere Checking 0.13% - National Average |
| 0.25% | Money Market | Money Market Account 0.85% - Ally Bank Money Market Account |
American 1 Credit Union is headquartered in Jackson and is the 45th largest credit union in the state of Michigan. It is also the 747th largest credit union in the nation. It was established in 1980 and as of March of 2017, it had grown to 163 employees and 55,635 members at 15 locations. American 1 Credit Union has an A health rating.
Field of Membership Restrictions
American 1 CU is open to anyone who is employed by Community 1 Cooperative or who lives in the counties of Jackson, Calhoun, Washtenaw, Hillsdale, Macomb, Oakland, and Wayne.
See current membership details
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65595 |
| Year Chartered | 1980 |
| Employees | 163 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.73% |
| Return on Equity - YTD | 9.83% |
| Annual Interest Income | $3.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $321.2MM$301.3MM |
| Loans | Q1 2017vs Q1 2016 | $224.1MM$203.2MM |
| Deposits | Q1 2017vs Q1 2016 | $258.6MM$244.9MM |
| Equity Capital | Q1 2017vs Q1 2016 | $55.1MM$50.1MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $2.6MM$2.2MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $3.6MM$2.7MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $105.00K$304.00K |
Always verify rates and promotions with the bank or credit union. We are not American 1 Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
American 1 Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Eagle Earners Account | |
| 0.15% | - | - | Regular Share Savings | |
| 0.15% | - | - | Members Choice Account |
American 1 Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Money Market Account |
American 1 Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Premiere Checking |
American 1 Credit Union has 15 locations. Click to view all American 1 Credit Union locations.