American 1 Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.15% | Savings | Members Choice Account 1.00% - Ally Bank Online Savings Account |
| 0.25% | Checking | Premiere Checking 0.13% - National Average |
| 0.25% | Money Market | Money Market Account 0.85% - Ally Bank Money Market Account |
American 1 Credit Union is headquartered in Jackson and is the 45th largest credit union in the state of Michigan. It is also the 750th largest credit union in the nation. It was established in 1980 and as of June of 2016, it had grown to 163 employees and 54,625 members at 15 locations. American 1 Credit Union has an A health rating.
Field of Membership Restrictions
American 1 CU is open to anyone who is employed by Community 1 Cooperative or who lives in the counties of Jackson, Calhoun, Washtenaw, Hillsdale, Macomb, Oakland, and Wayne.
See current membership details
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65595 |
| Year Chartered | 1980 |
| Employees | 163 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.94% |
| Return on Equity - YTD | 11.32% |
| Annual Interest Income | $7.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $301.4MM$284.0MM |
| Loans | Q2 2016vs Q2 2015 | $209.3MM$187.1MM |
| Deposits | Q2 2016vs Q2 2015 | $243.0MM$232.0MM |
| Equity Capital | Q2 2016vs Q2 2015 | $51.7MM$46.0MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $2.3MM$2.2MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $3.0MM$2.6MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$304.00K |
Always verify rates and promotions with the bank or credit union. We are not American 1 Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
American 1 Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Eagle Earners Account | |
| 0.15% | - | - | Regular Share Savings | |
| 0.15% | - | - | Members Choice Account |
American 1 Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Money Market Account |
American 1 Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Premiere Checking |
American 1 Credit Union has 15 locations. Click to view all American 1 Credit Union locations.