American 1 Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.50% | 5-year CD | |
| 1.50% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.25% | Savings | 2.20% - Barclays Online Savings Account |
American 1 Credit Union is headquartered in Jackson and is the 45th largest credit union in the state of Michigan. It is also the 743rd largest credit union in the nation. It was established in 1980 and as of September of 2018, it had grown to 198 employees and 58,096 members at 15 locations. American 1 Credit Union's CD rates are 67% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
American 1 CU is open to anyone who is employed by Community 1 Cooperative or who lives in the counties of Jackson, Calhoun, Washtenaw, Hillsdale, Macomb, Oakland, and Wayne.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65595 |
| Year Chartered | 1980 |
| Employees | 198 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.94% |
| Return on Equity - YTD | 10.08% |
| Annual Interest Income | $14.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $339.5MM$319.8MM |
| Loans | Q3 2018vs Q3 2017 | $255.9MM$233.5MM |
| Deposits | Q3 2018vs Q3 2017 | $263.8MM$251.7MM |
| Equity Capital | Q3 2018vs Q3 2017 | $65.5MM$58.7MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $3.8MM$2.9MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $4.6MM$4.1MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $58.00K$110.00K |
Always verify rates and promotions with the bank or credit union. We are not American 1 Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
American 1 Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Eagle Earners Account | |
| 0.25% | - | - | Regular Share Savings | |
| 0.25% | - | - | Members Choice Account | |
| 0.25% | - | - | Christmas Club | |
| 0.25% | - | - | Vacation Club |
American 1 Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $5k | - | Money Market Account |
American 1 Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2k | - | Premiere Checking |
American 1 Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $500 | - | 5 Year CD | |
| 2.25% | $500 | - | 4 Year CD | |
| 2.00% | $500 | - | 3 Year CD | |
| 1.75% | $500 | - | 2 Year CD | |
| 1.50% | $500 | - | 1 Year CD | |
| 0.75% | $500 | - | 180 Day CD |
American 1 Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $50 | - | 5 Year IRA | |
| 2.27% | $50 | - | 4 Year IRA | |
| 2.02% | $50 | - | 3 Year IRA | |
| 1.76% | $50 | - | 2 Year IRA | |
| 1.51% | $50 | - | 1 Year IRA | |
| 0.75% | $50 | - | 180 Day IRA |
