American Bank & Trust Company

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.americanbankandtrust.net

337-948-3056

307 East Landry Street
Opelousas, LA 70570

American Bank & Trust Company is headquartered in OPELOUSAS and is the 68^th largest bank in the state of Louisiana. It is also the 2,724^th largest bank in the nation. It was established in 1958 and as of March of 2025, it had grown to 50 employees at 8 locations. American Bank & Trust Company's CD rates are 2X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	17906
Year Established	1958
Employees	50
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.77%
Return on Equity - YTD	19.93%
Annual Interest Income	$3.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$255.5MM$236.5MM
Loans	Q1 2025vs Q1 2024	$171.6MM$160MM
Deposits	Q1 2025vs Q1 2024	$215.2MM$210MM
Equity Capital	Q1 2025vs Q1 2024	$23.4MM$20.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.6MM$1.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$108K$492K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American Bank & Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$1k^*	-	Savings
OTHER TIERS: 0.10% → $100 - $2k
0.15%	$5	-	Christmas Club
0.10%	$500	-	Ameri-Club Interest

American Bank & Trust Company Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%	$2.5k	-	Money Market

American Bank & Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$500	-	NOW

American Bank & Trust Company CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.07%	$1k	-	36 Month CD (mth ck/trans)
2.07%	$1k	-	36 Month CD (qrt ck)
2.07%	$1k	-	36 Month CD (qrt add on)
2.02%	$1k	-	24 Month CD (mth ck/trans)
2.02%	$1k	-	24 Month CD (qtr ck)
2.02%	$1k	-	24 Month CD (qrt add on)
1.91%	$1k	-	12 Month CD (qrt add on)
1.90%	$1k	-	12 Month CD (mth ck/trans)
1.90%	$1k	-	12 Month CD (qrt ck)
1.56%	$1k	-	6 Month CD
1.56%	$1k	-	6 Month CD (mth ck)
0.65%	$1k	-	90 Day CD
0.25%	$1k	-	30 Day CD

American Bank & Trust Company IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.07%	$250	-	36 Month IRA (qrt add on)
2.02%	$250	-	24 Month IRA (qrt add on)
1.91%	$250	-	12 Month IRA (qrt add on)
1.56%	$250	-	6 Month IRA

Locations

American Bank & Trust Company Locations
American Bank & Trust Company Lafayette Branch	1306 Camellia Boulevard	Lafayette, LA 70508
Moss Street Branch	2931 Moss Street	Lafayette, LA 70501
American Bank & Trust Company	307 E Landry St	Opelousas, LA 70570
South Branch	807 Creswell Lane	Opelousas, LA 70570
Krotz Springs Branch	Eighth and Florida Streets	Krotz Springs, LA 70750
Lawtell Branch	106 Foster Drive	Lawtell, LA 70550
Port Barre Branch	Saizon Street	Port Barre, LA 70577

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