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American Bank & Trust


Overview / Commentary
605-539-1222
120 East Main Street
Wessington Springs, SD 57382

American Bank & Trust is headquartered in Wessington Sprin and is the 14th largest bank in the state of South Dakota. It is also the 862nd largest bank in the nation. It was established in 1892 and as of March of 2019, it had grown to 135 employees at 13 locations. American Bank & Trust has an A+ health rating.

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Reviews (1)

Terrible Business

Posted by: Tagz93008 | Jan 12, 2019

I've been banking with this bank going on three years. Not once did I receive a monthly statement from them. The one time I ask for it they charge me close to $100. Just for the statements I should have been receiving in the first place. So I call and try to get my money back. Nope. They say, well return the statements then we'll refund it. Still nothing. I call and call and finally talk to the head honcho. "I'll get back to you after I figure it out". Nope. Then I call again. Turns out they won't do a thing to refund me for the statements I should have been receiving in the first place. Won't handle their employees right, won't do businesses with tem again. Ever.



Health
A+

Health Grade Components

Overall
FDIC Certificate #1117
Year Established1892
Employees135
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.57%
Return on Equity - YTD16.16%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$909.4MM$702.6MM
LoansQ1 2019vs Q1 2018$675.3MM$522.0MM
DepositsQ1 2019vs Q1 2018$768.8MM$586.5MM
Equity CapitalQ1 2019vs Q1 2018$89.7MM$79.0MM
Loan Loss AllowanceQ1 2019vs Q1 2018$8.0MM$6.7MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$354.00K$45.00K
Real Estate OwnedQ1 2019vs Q1 2018$43.00K$2.5MM
Rates

Sorry, we do not have rate data for American Bank & Trust.

Locations

Availability



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