American Bank & Trust is headquartered in Wessington Sprin and is the 14th largest bank in the state of South Dakota. It is also the 861st largest bank in the nation. It was established in 1892 and as of December of 2018, it had grown to 139 employees at 13 locations. American Bank & Trust has an A+ health rating.
I've been banking with this bank going on three years. Not once did I receive a monthly statement from them. The one time I ask for it they charge me close to $100. Just for the statements I should have been receiving in the first place. So I call and try to get my money back. Nope. They say, well return the statements then we'll refund it. Still nothing. I call and call and finally talk to the head honcho. "I'll get back to you after I figure it out". Nope. Then I call again. Turns out they won't do a thing to refund me for the statements I should have been receiving in the first place. Won't handle their employees right, won't do businesses with tem again. Ever.
|FDIC Certificate #||1117|
|Return on Assets - YTD||1.54%|
|Return on Equity - YTD||14.9%|
|Annual Interest Income||$35.0MM|
|Assets and Liabilities|
|Assets||Q4 2018vs Q4 2017||$907.5MM$708.9MM|
|Loans||Q4 2018vs Q4 2017||$674.1MM$532.1MM|
|Deposits||Q4 2018vs Q4 2017||$769.6MM$580.6MM|
|Equity Capital||Q4 2018vs Q4 2017||$86.8MM$79.5MM|
|Loan Loss Allowance||Q4 2018vs Q4 2017||$7.7MM$6.5MM|
|Unbacked Noncurrent Loans||Q4 2018vs Q4 2017||$688.00K$219.00K|
|Real Estate Owned||Q4 2018vs Q4 2017||$20.00K$2.1MM|
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