American Bank & Trust is headquartered in Wessington Sprin and is the 15th largest bank in the state of South Dakota. It is also the 869th largest bank in the nation. It was established in 1892 and as of September of 2019, it had grown to 131 employees at 13 locations. American Bank & Trust has an A+ health rating.
I've been banking with this bank going on three years. Not once did I receive a monthly statement from them. The one time I ask for it they charge me close to $100. Just for the statements I should have been receiving in the first place. So I call and try to get my money back. Nope. They say, well return the statements then we'll refund it. Still nothing. I call and call and finally talk to the head honcho. "I'll get back to you after I figure it out". Nope. Then I call again. Turns out they won't do a thing to refund me for the statements I should have been receiving in the first place. Won't handle their employees right, won't do businesses with tem again. Ever.
|FDIC Certificate #||1117|
|Return on Assets - YTD||1.71%|
|Return on Equity - YTD||17.23%|
|Annual Interest Income||$31.4MM|
|Assets and Liabilities|
|Assets||Q3 2019vs Q3 2018||$928.4MM$880.3MM|
|Loans||Q3 2019vs Q3 2018||$670.2MM$676.4MM|
|Deposits||Q3 2019vs Q3 2018||$786.0MM$713.9MM|
|Equity Capital||Q3 2019vs Q3 2018||$94.7MM$82.2MM|
|Loan Loss Allowance||Q3 2019vs Q3 2018||$8.7MM$7.3MM|
|Unbacked Noncurrent Loans||Q3 2019vs Q3 2018||$778.00K$684.00K|
|Real Estate Owned||Q3 2019vs Q3 2018||$43.00K$2.0MM|
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