American Community Bank (NY)

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.25%	5-year CD	60 Month Personal CD 1.85% - Synchrony Bank 60 Month CD
0.75%	1-year CD	12 Month Personal CD 1.05% - Ally Bank High Yield 12-Month CD
0.40%	Savings	Passbook Account 1.00% - Ally Bank Online Savings Account

View all American Community Bank (NY) rates »

Overview / Commentary

acbalways.com

516-609-2900

300 Glen Street
Glen Cove, NY 11542

American Community Bank (NY) is headquartered in Glen Cove and is the 119^th largest bank in the state of New York. It is also the 3,260^th largest bank in the nation. It was established in 2000 and as of June of 2016, it had grown to 32 employees at 5 locations. American Community Bank (NY) has an A+ health rating.

Overall
FDIC Certificate #	35033
Year Established	2000
Employees	32
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.04%
Return on Equity - YTD	7.27%
Annual Interest Income	$3.8MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$175.1MM$168.9MM
Loans	Q2 2016vs Q2 2015	$122.7MM$114.5MM
Deposits	Q2 2016vs Q2 2015	$144.1MM$133.2MM
Equity Capital	Q2 2016vs Q2 2015	$25.6MM$23.2MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$2.4MM$3.2MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$1.2MM$761.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American Community Bank (NY) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$200k^*	-	Monthly Statement Account
OTHER TIERS: 0.25% → Up to $25k \| 0.30% → $25k - $100k \| 0.35% → $100k - $200k
0.40%^*	$200k^*	-	Passbook Account
OTHER TIERS: 0.25% → Up to $25k \| 0.30% → $25k - $100k \| 0.35% → $100k - $200k
0.40%^*	$200k^*	-	Business Statement Account
OTHER TIERS: 0.25% → Up to $25k \| 0.30% → $25k - $100k \| 0.35% → $100k - $200k
0.25%^*	$50k^*	$200k	Interest On Lawyer Accounts (IOLA)
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k
0.15%	-	-	IRA Statement Savings
0.15%	-	-	Holiday Savings Account

American Community Bank (NY) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$200k^*	-	Personal Money Market Accounts
OTHER TIERS: 0.20% → Up to $10k \| 0.25% → $10k - $50k \| 0.30% → $50k - $200k
0.35%^*	$200k^*	-	Business Money Market Account
OTHER TIERS: 0.20% → Up to $10k \| 0.25% → $10k - $50k \| 0.30% → $50k - $200k

American Community Bank (NY) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	-	Senior Interest Checking
0.10%	-	-	Non For Profit Checking

American Community Bank (NY) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$1k	-	60 Month Personal CD
1.25%	$1k	-	Business 60 Month CD
1.00%	$1k	-	30 Month Personal CD
1.00%	$1k	-	Business 30 Month CD
0.95%	$1k	-	24 Month Personal CD
0.95%	$1k	-	Business 24 Month CD
0.90%	$1k	-	18 Month Personal CD
0.90%	$1k	-	Business 18 Month CD
0.75%	$1k	-	12 Month Personal CD
0.75%	$1k	-	Business 12 Month CD
0.50%	$1k	-	6 Month Personal CD
0.50%	$1k	-	9 Month Personal CD
0.50%	$1k	-	Business 6 Month CD
0.50%	$1k	-	Business 9 Month CD
0.25%	$1k	-	3 Month Personal CD
0.25%	$1k	-	Business 3 Month CD

American Community Bank (NY) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$1k	-	60 Month IRA CD
1.00%	$1k	-	30 Month IRA CD
0.95%	$1k	-	24 Month IRA CD
0.90%	$1k	-	18 Month IRA CD
0.75%	$1k	-	12 Month IRA CD
0.50%	$1k	-	6 Month IRA CD
0.50%	$1k	-	9 Month IRA CD
0.25%	$1k	-	3 Month IRA CD

Locations

American Community Bank (NY) Locations
Commack Branch	100 Commack Road	Commack, NY 11725
East Northport Branch	1968 Jericho Turnpike	East Northport, NY 11731
American Community Bank	300 Glen Street	Glen Cove, NY 11542
Mineola Branch	285 Jericho Turnpike	Mineola, NY 11501