American First Credit Union is headquartered in Brea and is the 62nd largest credit union in the state of California. It is also the 431st largest credit union in the nation. It was established in 1989 and as of June of 2023, it had grown to 126 employees and 41,828 members at 5 locations. American First Credit Union's money market rates are 12X the national average, and it has an A health rating.
Field of Membership Restrictions
American First Credit Union is open to individuals who live, work, worship, or attend school in Orange County, California, or in any of 16 Southern California cities (Artesia, Bellflower, Cerritos, Chino Hills, Corona, Hawaiian Gardens, La Habra Heights, La Mirada, Lakewood, Long Beach, Montebello, Norwalk, Pico Rivera, Santa Fe Springs, Signal Hill, or Whittier). Members of La Habra Children's Museum are also eligible to join.
See current membership details
Membership Requirement.
If you are thinking of joining La Habra Children's Museum in order to then join this CU. Be aware that Museum membership is $80 at its lowest tier, should you be accepted at both fine institutions. I tried having another Association membership to get into a different CU (Sun something) and that Association (Brandywine Historical) was refusing all non-local applications.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68485 |
| Year Chartered | 1989 |
| Employees | 126 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.31% |
| Return on Equity - YTD | 3.5% |
| Annual Interest Income | $19.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $995.5MM$871.1MM |
| Loans | Q2 2023vs Q2 2022 | $799.7MM$647.9MM |
| Deposits | Q2 2023vs Q2 2022 | $834.7MM$727.5MM |
| Equity Capital | Q2 2023vs Q2 2022 | $88.0MM$87.1MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$3.7MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $606.00K$501.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |