American First Credit Union

Overview / Commentary
6 Pointe Dr Ste 400
Brea, CA 92821

American First Credit Union is headquartered in Brea and is the 63rd largest credit union in the state of California. It is also the 437th largest credit union in the nation. It was established in 1989 and as of December of 2023, it had grown to 120 employees and 42,431 members at 5 locations. American First Credit Union's money market rates are 12X the national average, and it has an A health rating.

Field of Membership Restrictions

American First Credit Union is open to individuals who live, work, worship, or attend school in Orange County, California, or in any of 16 Southern California cities (Artesia, Bellflower, Cerritos, Chino Hills, Corona, Hawaiian Gardens, La Habra Heights, La Mirada, Lakewood, Long Beach, Montebello, Norwalk, Pico Rivera, Santa Fe Springs, Signal Hill, or Whittier). Members of La Habra Children's Museum are also eligible to join.
See current membership details

Reviews (1)

Membership Requirement.

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If you are thinking of joining La Habra Children's Museum in order to then join this CU. Be aware that Museum membership is $80 at its lowest tier, should you be accepted at both fine institutions. I tried having another Association membership to get into a different CU (Sun something) and that Association (Brandywine Historical) was refusing all non-local applications.


Health Grade Components

NCUA #68485
Year Chartered1989
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD5.06%
Annual Interest Income$39.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1B$978.2MM
LoansQ4 2023vs Q4 2022$815.6MM$787.7MM
DepositsQ4 2023vs Q4 2022$854.9MM$848.5MM
Equity CapitalQ4 2023vs Q4 2022$92.7MM$86.3MM
Loan Loss AllowanceQ4 2023vs Q4 2022$5.2MM$4.4MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.1MM$1.6MM
Real Estate OwnedQ4 2023vs Q4 2022$0$189K
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Always verify rates and promotions with the bank or credit union. We are not American First Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American First Credit Union Savings Account Rates

0.25%$5-Safari Savings Club
0.25%$5-Start Smart Savings Club
0.25%$5-Holiday Club Account
0.15%$10-Direct Deposit Certificate Builder
0.05%$500-Regular Savings Account
0.05%$500-Goal Setter Account
0.05%$500-IRA Savings Account
0.05%$500-Business Savings
0.05%$500-Big Prize Savings

American First Credit Union Money Market Rates

5.30%$1-Money Market Deposit Account Via Raisin
0.25%*$100k*-Premium Money Market Account
OTHER TIERS: 0.07% $2.5k - $10k | 0.10% $10k - $50k | 0.20% $50k - $100k

American First Credit Union Checking Account Rates

0.10%*$1.5k*-Preferred Interest Checking
OTHER TIERS: 0.05% Up to $1.5k
0.05%$50-Easy Interest Checking
0.05%$50-50+ Interest Checking
0.05%$50-Business Interest Checking

American First Credit Union CD Rates

5.30%$1-12 Month High Yield Certificate Via Raisin
4.65%$1-24 Month High Yield Certificate Via Raisin
4.00%$1k-48 Month Share Certificate Special
4.00%$1k-Business 48 Month Share Certificate Special
3.66%$1-18 Month High Yield Certificate Via Raisin
3.25%$1k-22 Month Share Certificate Special
3.25%$1k-Business 22 Month Share Certificate Special
3.00%$1k-13 Month Share Certificate Special
3.00%$1k-Business 13 Month Share Certificate Special
1.50%$1k-60 Month Share Certificate
1.50%$1k-Business 60 Month Share Certificate
1.35%$1k-48 Month Share Certificate
1.35%$1k-Business 48 Month Share Certificate
1.30%$1k-36 Month Share Certificate
1.30%$1k-Business 36 Month Share Certificate
1.20%$1k-24 Month Share Certificate
1.20%$1k-Business 24 Month Share Certificate
0.90%$1k-12 Month Share Certificate
0.90%$1k-Business 12 Month Share Certificate
0.70%$1k-6 Month Share Certificate
0.70%$1k-Business 6 Month Share Certificate
0.55%$1k-3 Month Share Certificate
0.55%$1k-Business 3 Month Share Certificate

American First Credit Union IRA Rates

4.00%$1k-48 Month IRA Special
3.25%$1k-22 Month IRA Special
3.00%$1k-13 Month IRA Special
1.50%$1k-60 Month IRA
1.35%$1k-48 Month IRA
1.30%$1k-36 Month IRA
1.20%$1k-24 Month IRA
0.90%$1k-12 Month IRA
0.70%$1k-6 Month IRA
0.55%$1k-3 Month IRA

American First Credit Union Locations
Branch Office4180 N Harbor Blvd Ste AFullerton, CA 92835-1015
Branch Office6011 Lincoln Ave Ste BBuena Park, CA 90620
Branch Office247 E Katella AveOrange, CA 92867-4853
Corporate Office6 Pointe Dr Ste 400Brea, CA 92821-6322
Branch Office6102 Orbis Way Ste 550Eastvale, CA 92880

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