American First Credit Union is headquartered in Brea and is the 63rd largest credit union in the state of California. It is also the 462nd largest credit union in the nation. It was established in 1989 and as of March of 2025, it had grown to 119 employees and 44,655 members at 5 locations. American First Credit Union has an A health rating.
Field of Membership Restrictions
American First Credit Union is open to individuals who live, work, worship, or attend school in Orange County, California, or in any of 16 Southern California cities (Artesia, Bellflower, Cerritos, Chino Hills, Corona, Hawaiian Gardens, La Habra Heights, La Mirada, Lakewood, Long Beach, Montebello, Norwalk, Pico Rivera, Santa Fe Springs, Signal Hill, or Whittier). Members of La Habra Children's Museum are also eligible to join.
See current membership details
Membership Requirement.
If you are thinking of joining La Habra Children's Museum in order to then join this CU. Be aware that Museum membership is $80 at its lowest tier, should you be accepted at both fine institutions. I tried having another Association membership to get into a different CU (Sun something) and that Association (Brandywine Historical) was refusing all non-local applications.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68485 |
| Year Chartered | 1989 |
| Employees | 119 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.12% |
| Return on Equity - YTD | -1.27% |
| Annual Interest Income | $11MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $988.2MM$1.02B |
| Loans | Q1 2025vs Q1 2024 | $785.1MM$810.2MM |
| Deposits | Q1 2025vs Q1 2024 | $860.3MM$879.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $94.6MM$92.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $5.3MM$5.4MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $712K$1.1MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |