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American First Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.amerfirst.org
800-290-1112
6 Pointe Dr Ste 400
Brea, CA 92821

American First Credit Union is headquartered in Brea and is the 63rd largest credit union in the state of California. It is also the 462nd largest credit union in the nation. It was established in 1989 and as of March of 2025, it had grown to 119 employees and 44,655 members at 5 locations. American First Credit Union's money market rates are 10X the national average, and it has an A health rating.

Field of Membership Restrictions

American First Credit Union is open to individuals who live, work, worship, or attend school in Orange County, California, or in any of 16 Southern California cities (Artesia, Bellflower, Cerritos, Chino Hills, Corona, Hawaiian Gardens, La Habra Heights, La Mirada, Lakewood, Long Beach, Montebello, Norwalk, Pico Rivera, Santa Fe Springs, Signal Hill, or Whittier). Members of La Habra Children's Museum are also eligible to join.
See current membership details

Reviews (1)

Membership Requirement.

Posted by: |

If you are thinking of joining La Habra Children's Museum in order to then join this CU. Be aware that Museum membership is $80 at its lowest tier, should you be accepted at both fine institutions. I tried having another Association membership to get into a different CU (Sun something) and that Association (Brandywine Historical) was refusing all non-local applications.

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68485
Year Chartered1989
Employees119
Primary Regulator
Profit Margin
Return on Assets - YTD-0.12%
Return on Equity - YTD-1.27%
Annual Interest Income$11MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$988.2MM$1.02B
LoansQ1 2025vs Q1 2024$785.1MM$810.2MM
DepositsQ1 2025vs Q1 2024$860.3MM$879.2MM
Equity CapitalQ1 2025vs Q1 2024$94.6MM$92.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.3MM$5.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$712K$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American First Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$5-Safari Savings Club
0.25%$5-Start Smart Savings Club
0.25%$5-Holiday Club Account
0.15%$10-Direct Deposit Certificate Builder
0.05%$500-Regular Savings Account
0.05%$500-Goal Setter Account
0.05%$500-Business Savings
0.05%$500-Big Prize Savings

American First Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$1-Money Market Deposit Account Via Raisin
0.25%*$100k*-Premium Money Market Account
OTHER TIERS: 0.07% → $2.5k - $10k | 0.10% → $10k - $50k | 0.20% → $50k - $100k

American First Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$1.5k*-Preferred Interest Checking
OTHER TIERS: 0.05% → $0 - $1.5k
0.05%$50-Easy Interest Checking
0.05%$50-50+ Interest Checking
0.05%$50-Business Interest Checking

American First Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1-12 Month High Yield Certificate Via Raisin
3.80%$1-18 Month High Yield Certificate Via Raisin
3.75%$1-24 Month High Yield Certificate Via Raisin
3.50%$1k-48 Month Share Certificate Special
3.50%$1k-Business 48 Month Share Certificate Special
3.25%$1k-22 Month Share Certificate Special
3.25%$1k-Business 22 Month Share Certificate Special
3.00%$1k-13 Month Share Certificate Special
3.00%$1k-Business 13 Month Share Certificate Special
1.50%$1k-60 Month Share Certificate
1.50%$1k-Business 60 Month Share Certificate
1.35%$1k-48 Month Share Certificate
1.35%$1k-Business 48 Month Share Certificate
1.30%$1k-36 Month Share Certificate
1.30%$1k-Business 36 Month Share Certificate
1.20%$1k-24 Month Share Certificate
1.20%$1k-Business 24 Month Share Certificate
0.90%$1k-12 Month Share Certificate
0.90%$1k-Business 12 Month Share Certificate
0.70%$1k-6 Month Share Certificate
0.70%$1k-Business 6 Month Share Certificate
0.55%$1k-3 Month Share Certificate
0.55%$1k-Business 3 Month Share Certificate

American First Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$1k-48 Month IRA Special
3.25%$1k-22 Month IRA Special
3.00%$1k-13 Month IRA Special
1.50%$1k-60 Month IRA
1.35%$1k-48 Month IRA
1.30%$1k-36 Month IRA
1.20%$1k-24 Month IRA
0.90%$1k-12 Month IRA
0.70%$1k-6 Month IRA
0.55%$1k-3 Month IRA
0.05%$500-IRA Savings Account
Locations


American First Credit Union Locations
Branch Office4180 N Harbor Blvd Ste AFullerton, CA 92835-1015
Branch Office6011 Lincoln Ave Ste BBuena Park, CA 90620
Branch Office247 E Katella AveOrange, CA 92867-4853
Corporate Office6 Pointe Dr Ste 400Brea, CA 92821-6322
Branch Office6102 Orbis Way Ste 550Eastvale, CA 92880

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