American First Credit Union


Overview / Commentary
800-290-1112
6 Pointe Dr Ste 400
Brea, CA 92821

American First Credit Union is headquartered in Brea and is the 64th largest credit union in the state of California. It is also the 441st largest credit union in the nation. It was established in 1989 and as of March of 2024, it had grown to 118 employees and 43,009 members at 5 locations. American First Credit Union's money market rates are 12X the national average, and it has an A health rating.

Field of Membership Restrictions

American First Credit Union is open to individuals who live, work, worship, or attend school in Orange County, California, or in any of 16 Southern California cities (Artesia, Bellflower, Cerritos, Chino Hills, Corona, Hawaiian Gardens, La Habra Heights, La Mirada, Lakewood, Long Beach, Montebello, Norwalk, Pico Rivera, Santa Fe Springs, Signal Hill, or Whittier). Members of La Habra Children's Museum are also eligible to join.
See current membership details

Reviews (1)

Membership Requirement.

Posted by: |

If you are thinking of joining La Habra Children's Museum in order to then join this CU. Be aware that Museum membership is $80 at its lowest tier, should you be accepted at both fine institutions. I tried having another Association membership to get into a different CU (Sun something) and that Association (Brandywine Historical) was refusing all non-local applications.



Health

Health Grade Components

Overall
NCUA #68485
Year Chartered1989
Employees118
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD4.59%
Annual Interest Income$10.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.02B$993MM
LoansQ1 2024vs Q1 2023$810.2MM$796.3MM
DepositsQ1 2024vs Q1 2023$879.2MM$844.7MM
Equity CapitalQ1 2024vs Q1 2023$92.1MM$87.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$5.4MM$5.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.1MM$460K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not American First Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American First Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$5-Safari Savings Club
0.25%$5-Start Smart Savings Club
0.25%$5-Holiday Club Account
0.15%$10-Direct Deposit Certificate Builder
0.05%$500-Regular Savings Account
0.05%$500-Goal Setter Account
0.05%$500-IRA Savings Account
0.05%$500-Business Savings
0.05%$500-Big Prize Savings

American First Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.24%$1-Money Market Deposit Account Via Raisin
0.25%*$100k*-Premium Money Market Account
OTHER TIERS: 0.07% $2.5k - $10k | 0.10% $10k - $50k | 0.20% $50k - $100k

American First Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$1.5k*-Preferred Interest Checking
OTHER TIERS: 0.05% $0 - $1.5k
0.05%$50-Easy Interest Checking
0.05%$50-50+ Interest Checking
0.05%$50-Business Interest Checking

American First Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.90%$1-12 Month High Yield Certificate Via Raisin
4.75%$1-18 Month High Yield Certificate Via Raisin
4.50%$1-24 Month High Yield Certificate Via Raisin
4.00%$1k-48 Month Share Certificate Special
4.00%$1k-Business 48 Month Share Certificate Special
3.25%$1k-22 Month Share Certificate Special
3.25%$1k-Business 22 Month Share Certificate Special
3.00%$1k-13 Month Share Certificate Special
3.00%$1k-Business 13 Month Share Certificate Special
1.50%$1k-60 Month Share Certificate
1.50%$1k-Business 60 Month Share Certificate
1.35%$1k-48 Month Share Certificate
1.35%$1k-Business 48 Month Share Certificate
1.30%$1k-36 Month Share Certificate
1.30%$1k-Business 36 Month Share Certificate
1.20%$1k-24 Month Share Certificate
1.20%$1k-Business 24 Month Share Certificate
0.90%$1k-12 Month Share Certificate
0.90%$1k-Business 12 Month Share Certificate
0.70%$1k-6 Month Share Certificate
0.70%$1k-Business 6 Month Share Certificate
0.55%$1k-3 Month Share Certificate
0.55%$1k-Business 3 Month Share Certificate

American First Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-48 Month IRA Special
3.25%$1k-22 Month IRA Special
3.00%$1k-13 Month IRA Special
1.50%$1k-60 Month IRA
1.35%$1k-48 Month IRA
1.30%$1k-36 Month IRA
1.20%$1k-24 Month IRA
0.90%$1k-12 Month IRA
0.70%$1k-6 Month IRA
0.55%$1k-3 Month IRA
Locations


American First Credit Union Locations
Branch Office4180 N Harbor Blvd Ste AFullerton, CA 92835-1015
Branch Office6011 Lincoln Ave Ste BBuena Park, CA 90620
Branch Office247 E Katella AveOrange, CA 92867-4853
Corporate Office6 Pointe Dr Ste 400Brea, CA 92821-6322
Branch Office6102 Orbis Way Ste 550Eastvale, CA 92880

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