American Heritage Bank is headquartered in Sapulpa and is the 10th largest bank in the state of Oklahoma. It is also the 704th largest bank in the nation. It was established in 1905 and as of December of 2018, it had grown to 266 employees at 23 locations. American Heritage Bank's CD rates are 2X the national average, and it has an A health rating.
American Heritage In Oklahoma Best Bank
Interest bearing savings with no fee, checking with interest, great loan rates!!!!
Great Customer Service
Banking here felt like they really cared compared to my previous nation brand bank. They knew me by name at many of the branches, and I'm nothing special of a customer, not rich or using a lot of their services, just a customer. Their customer service was always answered by an actual person working in the nearby town where their headquarters were. They would even personally call me when something different happened with my account.
My Experience with American Heritage Bank
After banking with Bank of America for years, I decided to change banks after moving to a rural area. In the area I moved to, each small town has an American Heritage Bank in it since their headquarters are in the nearby larger town of Sapulpa. Banking with them feels much more personal and the bank employees remember you more often than not, and make your business feel welcomed.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4190 |
| Year Established | 1905 |
| Employees | 266 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.09% |
| Return on Equity - YTD | 11.71% |
| Annual Interest Income | $38.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.11B$1.09B |
| Loans | Q4 2018vs Q4 2017 | $449.0MM$414.2MM |
| Deposits | Q4 2018vs Q4 2017 | $893.3MM$881.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $95.1MM$107.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $6.2MM$5.8MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.6MM$2.3MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $230.00K$520.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
American Heritage Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.70% | - | - | Health Savings | ||
| 1.25%* | $75k* | - | All American Savings | ||
| OTHER TIERS: 0.70% → Up to $75k | |||||
| 0.30%* | $10k* | - | Regular Savings | ||
| OTHER TIERS: 0.20% → Up to $10k | |||||
American Heritage Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | American Gold Money Market | ||
| OTHER TIERS: 0.25% → Up to $50k | 0.30% → $50k - $100k | |||||
American Heritage Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $50k* | - | Everyday Checking with Interest | ||
| OTHER TIERS: 0.15% → Up to $10k | 0.20% → $10k - $50k | |||||
American Heritage Bank CD Rates
American Heritage Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.15% | - | - | 36 Month IRA Fixed | |
| 2.00% | - | - | 18 Month IRA Fixed | |
| 1.85% | - | - | 18 Month IRA Variable |
