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American Heritage Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ahb.bank
918-224-3210
2 South Main Street
Sapulpa, OK 74066

American Heritage Bank is headquartered in SAPULPA and is the 16th largest bank in the state of Oklahoma. It is also the 734th largest bank in the nation. It was established in 1905 and as of March of 2025, it had grown to 254 employees at 24 locations. American Heritage Bank's money market rates are 5X the national average, and it has a B+ health rating.

Reviews (1)

Treat Disabled Veterans Poorly!

Posted by: |

This bank is terrible to our American veterans, my father is a disabled Vietnam veteran, he cannot drive a car, work a computer, tablet or smart phone and because the bankers have a hard time understanding him and are just plain lazy, they informed him that they have started charging him $3 per phone transaction. My father is on a very limited budget and this ridiculous fee will definitely cause them to loose my father’s and my account. Hope their $3 dollars holds up their lazy irritation.

2


Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #4190
Year Established1905
Employees254
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD9.65%
Annual Interest Income$15.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.53B$1.51B
LoansQ1 2025vs Q1 2024$495.2MM$484MM
DepositsQ1 2025vs Q1 2024$1.2B$1.21B
Equity CapitalQ1 2025vs Q1 2024$126.4MM$121.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.2MM$7.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$487K$293K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American Heritage Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$75k*-American Savings
OTHER TIERS: 0.30% → $0 - $75k
0.50%*$75k*-Business American Savings
OTHER TIERS: 0.30% → $0 - $75k
0.35%*$25k*-Personal Savings
OTHER TIERS: 0.30% → $0 - $25k
0.35%*$25k*-Minor Savings
OTHER TIERS: 0.30% → $0 - $25k
0.35%*$25k*-Business Minor Savings
OTHER TIERS: 0.30% → $0 - $25k
0.35%*$25k*-Business Savings
OTHER TIERS: 0.30% → $0 - $25k

American Heritage Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$250k*-American Gold Money Market
OTHER TIERS: 0.65% → $0 - $100k | 1.25% → $100k - $250k
2.25%*$250k*-Business American Gold Money Market
OTHER TIERS: 0.65% → $0 - $100k | 1.25% → $100k - $250k

American Heritage Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Interest Checking
OTHER TIERS: 0.25% → $0 - $50k
0.30%*$50k*-Business Interest Checking
OTHER TIERS: 0.25% → $0 - $50k

American Heritage Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.35%$5k-7 Month CD Special
4.35%$5k-Business 7 Month CD Special
3.30%$1k-36 Month CD
3.30%$1k-Business 36 Month CD
3.20%$1k-24 Month CD
3.20%$1k-Business 24 Month CD
3.10%$1k- 18 Month CD
3.10%$1k-Business 18 Month CD
3.00%$1k-12 Month CD
3.00%$1k-Business 12 Month CD
2.50%$1k-6 Month CD
2.50%$1k-Business 6 Month CD
2.25%$1k-3 Month CD
2.25%$1k-Business 3 Month CD

American Heritage Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.65%$0-36 Month IRA Fixed
3.65%$0-Business 36 Month IRA Fixed
3.45%$0-18 Month IRA Fixed
3.45%$0-Business 18 Month IRA Fixed
3.00%$0-18 Month IRA Variable
3.00%$0-Business 18 Month IRA Variable
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