American Lake Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.60%	5-year CD	2.23% - National Average
0.40%	1-year CD	2.65% - Barclays 12 Month Online CD
0.05%	Savings	2.10% - American Express National Bank High Yield Savings Account

View all American Lake Credit Union rates »

Overview / Commentary

www.americanlake.org

253-284-1512

9802 Gravelly Lake Dr SW
Lakewood, WA 98499

American Lake Credit Union is headquartered in Lakewood and is the 51^st largest credit union in the state of Washington. It is also the 2,011^th largest credit union in the nation. It was established in 1948 and as of September of 2018, it had grown to 16 employees and 6,274 members at 4 locations. American Lake Credit Union has a B health rating.

Field of Membership Restrictions

American Lake CU is open to anyone who lives in a Washington State school district, works or volunteers at Tacoma VA Medical Center, all military employees whether they are current or retired including Washington State Air and Army National Guard, employees at Camp Murray, American Lake VA Medical Center health care recipients of any service branch and any family members of current CU members.
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Reviews (1)

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DO NOT USE THIS CREDIT UNION

Posted by: Ron | Nov 19, 2011

STAY AWAY FROM AMERICAN LAKE CREDIT UNION AT AMERICAN LAKE V.A.

I OPENED A SAVINGS ACCOUNT THERE NOT A CHECKING ACCOUNT, MONTHS LATER I RECIEVED A LETTER FROM THEM ASKING ME IF I CLOSED MY ACCOUNT I TOOK THE LETTER IN TO THEM AND WAS TOLD THAT THEY CLOSED MY ACCOUNT BECAUSE IT WAS DORMENT ( REMEMBER ITS A SAVINGS ACCOUNT) AND THEY KEPT MY MONEY -THIS CREDIT UNION DOES NOT CARE IF YOUR A VETERN ALL THEY WANT IS YOUR MONEY ( THE AMOUNT WAS FIVE DOLLARS IF THEY WILL TAKE A VETERNS FIVE DOLLARS WHAT WILL THEY TAKE FROM YOU IF YOU LET THEM. THE INFO BELOW IS TRUE BECAUSE WHEN THEY TAKE YOUR MONEY AND DON NOT HAVE TO GIVE IT BACK IT MAKES THEM LOOK BETTER AND THE ARE NOT 5 STAR !!

Ronald Brown.

'

American Lake Credit Union is headquartered in Tacoma and is the 59th largest credit union in the state of Washington. It is also the 2,316st largest credit union in the nation. It was established in 1948 and as of June of 2011, it had grown to 15 employees and 5,624 members. American Lake Credit Union's savings rates are 4X the national average, and it boasts a 5-star health rating.

Comment

Health

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. American Lake Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	68371
Year Chartered	1948
Employees	16
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.1%
Return on Equity - YTD	-0.78%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$67.5MM$72.5MM
Loans	Q3 2018vs Q3 2017	$33.8MM$36.9MM
Deposits	Q3 2018vs Q3 2017	$57.9MM$62.8MM
Equity Capital	Q3 2018vs Q3 2017	$8.9MM$9.3MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$541.00K$398.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$814.00K$734.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American Lake Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$5	$5k	Holiday Shares
0.30%^*	$5k^*	-	Money Plus Shares
OTHER TIERS: 0.05% → Up to $5k
0.15%	$5	-	IRA Shares
0.05%	$5	-	Regular Shares

American Lake Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$5k^*	-	Money Plus Drafts Account
OTHER TIERS: 0.05% → Up to $5k
0.05%	$1k	-	Regular Drafts Account

American Lake Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.80%^*	$10k^*	-	5 Year Certificate
OTHER TIERS: 1.70% → $500 - $10k
1.60%	$10k	-	5 Year Certificate HB
1.35%^*	$10k^*	-	3 Year Certificate
OTHER TIERS: 1.34% → $500 - $10k
1.24%	$10k	-	2 Year Certificate - Bump Feature
1.00%	$100	-	6 Month Verterans Family Fund Certificate
1.00%	$10k	-	30 Month Certificate HB
0.95%^*	$10k^*	-	2 Year Certificate
OTHER TIERS: 0.85% → $500 - $10k
0.95%	$100k	-	1 Year Certificate Jumbo - Bump Feature
0.90%	$50k	$100k	1 Year Certificate Mini-Jumbo - Bump Feature
0.80%	$100k	-	1 Year Jumbo Certificate
0.80%	$10k	$50k	1 Year Certificate - Bump Feature
0.80%	$10k	-	18 Month Certificate HB
0.70%	$50k	$100k	1 Year Mini Jumbo Certificate
0.40%	$500	-	1 Year Certificate
0.30%	$500	-	6 Month Certificate
0.25%	$500	-	3 Month Certificate

American Lake Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.60%	$10k	-	5 Year IRA Certificate HB
1.60%	$10k	-	5 Year Keogh Certificate HB
1.50%	$500	-	5 Year IRA Certificate
1.50%	$500	-	5 Year Keogh Certificate
1.00%	$10k	-	30 Month IRA Certificate HB
1.00%	$10k	-	30 Month Keogh Certificate HB
0.90%	$500	$10k	30 Month IRA Certificate
0.90%	$500	$10k	30 Month Keogh Certificate
0.80%	$10k	-	18 Month IRA Certificate HB
0.80%	$10k	-	18 Month Keogh Certificate HB
0.70%	$500	$10k	18 Month IRA Certificate
0.70%	$500	$10k	18 Month Keogh Certificate

Locations

American Lake Credit Union Locations
Branch Office	9900 Veterans Dr SW	Tacoma, WA 98493-0001
Branch Office	803 E Portland Ave	Tacoma, WA 98421-3002
Corporate Office	9802 Gravelly Lake Dr SW	Lakewood, WA 98499-1704
Branch Office	5146 Camp Murray	Tacoma, WA 98430-5146

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