American National Bank & Trust

Overview / Commentary
2732 Midwestern Parkway
Wichita Falls, TX 76308

American National Bank & Trust is headquartered in Wichita Falls and is the 78th largest bank in the state of Texas. It is also the 888th largest bank in the nation. It was established in 1976 and as of June of 2020, it had grown to 205 employees at 10 locations. American National Bank & Trust's money market rates are 14% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #22373
Year Established1976
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD9.76%
Annual Interest Income$19.5MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.03B$765.2MM
LoansQ2 2020vs Q2 2019$729.6MM$588.6MM
DepositsQ2 2020vs Q2 2019$902.1MM$667.7MM
Equity CapitalQ2 2020vs Q2 2019$107.6MM$87.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$9.7MM$5.8MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$5.5MM$3.5MM
Real Estate OwnedQ2 2020vs Q2 2019$1.9MM$1.1MM
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Always verify rates and promotions with the bank or credit union. We are not American National Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American National Bank & Trust Savings Account Rates

0.45%*$100k*-Health Savings Accounts
OTHER TIERS: 0.01% $500 - $2.5k | 0.05% $2.5k - $25k | 0.15% $25k - $50k | 0.25% $50k - $75k | 0.35% $75k - $100k
0.08%$100-Savings Account
0.08%$1-Student Savings Account

American National Bank & Trust Money Market Rates

0.50%*$100k*-Money Market Gold
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $50k | 0.30% $50k - $75k | 0.40% $75k - $100k
0.45%*$100k*-Money Market Fund
OTHER TIERS: 0.01% $500 - $2.5k | 0.05% $2.5k - $25k | 0.15% $25k - $50k | 0.25% $50k - $75k | 0.35% $75k - $100k

American National Bank & Trust Checking Account Rates

0.10%*$25k*-Business Interest Checking
OTHER TIERS: 0.05% $1k - $5k | 0.08% $5k - $25k
0.10%*$25k*-Champion Elite Checking
OTHER TIERS: 0.05% $1k - $5k | 0.08% $5k - $25k

American National Bank & Trust CD Rates

0.95%*$250k*-5 Year CD
OTHER TIERS: 0.90% $1k - $250k
0.90%*$250k*-4 Year CD
OTHER TIERS: 0.85% $1k - $250k
0.80%$1k-3 Year CD
0.70%$1k-2 Year CD
0.50%$1k-1 Year CD
0.40%$250k-210 Day CD
0.40%$250k-270 Day CD
0.30%$1k-180 Day CD
0.25%$250k-120 Day CD
0.25%$250k-150 Day CD
0.20%$250k-60 Day CD
0.20%$1k-90 Day CD
0.15%$1k-30 Day CD

American National Bank & Trust IRA Rates

0.90%$200-5 Year IRA
0.85%$200-4 Year IRA
0.80%$200-3 Year IRA
0.70%$200-2 Year IRA
0.70%$200-2 Year Variable IRA
0.50%$200-1 Year IRA
0.30%$200-3 Month IRA

Cities: Archer City, Chillicothe, Denton, Flower Mound, Fort Worth, Iowa Park, Quanah, Wichita Falls

Archer City Branches
Archer City Branch111 S. CenterArcher City, TX 76351

Chillicothe Branches
The First National Bank Of Chillicot200 Avenue HChillicothe, TX 79225

Denton Branches
Denton Branch100 W Mulberry StDenton, TX 76201

Flower Mound Branches
Flower Mound Branch1201 Cross Timbers RoadFlower Mound, TX 75028

Fort Worth Branches
Fort Worth Branch1500 West 7th StreetFort Worth, TX 76102

Iowa Park Branches
219 West Park Branch219 West ParkIowa Park, TX 76367

Quanah Branches
Quanah Branch111 West Fourth StreetQuanah, TX 79252

Wichita Falls Branches
Elmwood Branch1920 Elmwood Ave N.Wichita Falls, TX 76308
American National Bank & Trust2732a Midwestern ParkwayWichita Falls, TX 76308
Downtown Wichita Falls Branch719 Scott AveWichita Falls, TX 76301

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