American National Bank & Trust

Overview / Commentary
2732 Midwestern Parkway
Wichita Falls, TX 76308

American National Bank & Trust is headquartered in WICHITA FALLS and is the 54th largest bank in the state of Texas. It is also the 570th largest bank in the nation. It was established in 1976 and as of September of 2023, it had grown to 289 employees at 12 locations. American National Bank & Trust has an A health rating.


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Health Grade Components

FDIC Certificate #22373
Year Established1976
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.91%
Annual Interest Income$70.5MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$2.01B$1.63B
LoansQ3 2023vs Q3 2022$1.55B$1.27B
DepositsQ3 2023vs Q3 2022$1.74B$1.43B
Equity CapitalQ3 2023vs Q3 2022$196.3MM$187.5MM
Loan Loss AllowanceQ3 2023vs Q3 2022$20MM$14.9MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$3.3MM$1.4MM
Real Estate OwnedQ3 2023vs Q3 2022$680K$183K

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Cities: Archer City, Chillicothe, Denton, Flower Mound, Fort Worth, Iowa Park, Quanah, Wichita Falls

Archer City Branches
Archer City Branch108 W MainArcher City, TX 76351

Chillicothe Branches
The First National Bank Of Chillicot200 Avenue HChillicothe, TX 79225

Denton Branches
American National Bank & Trust Branc120 S. Carroll Blvd.Denton, TX 76021

Flower Mound Branches
Flower Mound Branch1201 Cross Timbers RoadFlower Mound, TX 75028

Fort Worth Branches
Fort Worth Branch1500 West 7th StreetFort Worth, TX 76102

Iowa Park Branches
219 West Park Branch219 West ParkIowa Park, TX 76367

Quanah Branches
Quanah Branch111 West Fourth StreetQuanah, TX 79252

Wichita Falls Branches
Elmwood Branch1920 Elmwood Ave N.Wichita Falls, TX 76308
American National Bank & Trust2732a Midwestern PkwyWichita Falls, TX 76308
Downtown Wichita Falls Branch825 Scott AveWichita Falls, TX 76301

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