American National Bank & Trust

Overview / Commentary
2732 Midwestern Parkway
Wichita Falls, TX 76308

American National Bank & Trust is headquartered in Wichita Falls and is the 64th largest bank in the state of Texas. It is also the 684th largest bank in the nation. It was established in 1976 and as of June of 2022, it had grown to 255 employees at 11 locations. American National Bank & Trust's CD rates are 5X the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #22373
Year Established1976
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD10.66%
Annual Interest Income$26.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.55B$1.24B
LoansQ2 2022vs Q2 2021$1.21B$884.0MM
DepositsQ2 2022vs Q2 2021$1.34B$1.09B
Equity CapitalQ2 2022vs Q2 2021$184.6MM$137.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$14.0MM$13.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.4MM$3.3MM
Real Estate OwnedQ2 2022vs Q2 2021$183.00K$1.1MM
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Always verify rates and promotions with the bank or credit union. We are not American National Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American National Bank & Trust Savings Account Rates

0.65%*$100k*-Health Savings Accounts
OTHER TIERS: 0.10% $500 - $2.5k | 0.25% $2.5k - $25k | 0.35% $25k - $50k | 0.45% $50k - $75k | 0.55% $75k - $100k
0.15%$100-Savings Account

American National Bank & Trust Money Market Rates

0.90%*$1m*-Money Market Fund
OTHER TIERS: 0.35% Up to $2.5k | 0.45% $2.5k - $25k | 0.55% $50k - $75k | 0.65% $75k - $100k | 0.75% $100k - $250k | 0.80% $250k - $1m

American National Bank & Trust Checking Account Rates

0.20%*$25k*-Business Interest Checking
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $25k
0.20%*$25k*-Champion Elite Checking
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $25k

American National Bank & Trust CD Rates

4.23%*$250k*-3 Year CD
OTHER TIERS: 4.18% $1k - $250k
4.23%*$250k*-2 Year CD
OTHER TIERS: 4.18% $1k - $250k
4.18%*$250k*-4 Year CD
OTHER TIERS: 4.13% $1k - $250k
4.13%*$250k*-1 Year CD
OTHER TIERS: 4.07% $1k - $250k
4.13%*$250k*-5 Year CD
OTHER TIERS: 4.07% $1k - $250k
3.56%*$250k*-180 Day CD
OTHER TIERS: 3.51% $1k - $250k
2.94%*$250k*-90 Day CD
OTHER TIERS: 2.89% $1k - $250k
2.53%*$250k*-30 Day CD
OTHER TIERS: 2.48% $1k - $250k

American National Bank & Trust IRA Rates

4.22%$200-2 Year IRA
4.22%$200-3 Year IRA
4.16%$200-4 Year IRA
4.11%$200-1 Year IRA
4.11%$200-5 Year IRA
2.93%$200-3 Month IRA

Cities: Archer City, Chillicothe, Denton, Flower Mound, Fort Worth, Iowa Park, Quanah, Wichita Falls

Archer City Branches
Archer City Branch108 W MainArcher City, TX 76351

Chillicothe Branches
The First National Bank Of Chillicot200 Avenue HChillicothe, TX 79225

Denton Branches
American National Bank & Trust Branc120 S. Carroll Blvd.Denton, TX 76021

Flower Mound Branches
Flower Mound Branch1201 Cross Timbers RoadFlower Mound, TX 75028

Fort Worth Branches
Fort Worth Branch1500 West 7th StreetFort Worth, TX 76102

Iowa Park Branches
219 West Park Branch219 West ParkIowa Park, TX 76367

Quanah Branches
Quanah Branch111 West Fourth StreetQuanah, TX 79252

Wichita Falls Branches
Elmwood Branch1920 Elmwood Ave N.Wichita Falls, TX 76308
American National Bank & Trust2732a Midwestern PkwyWichita Falls, TX 76308
Downtown Wichita Falls Branch825 Scott AveWichita Falls, TX 76301

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