American Riviera Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.americanrivierabank.com

805-965-5942

1033 Anacapa Street
Santa Barbara, CA 93101

American Riviera Bank is headquartered in SANTA BARBARA and is the 54^th largest bank in the state of California. It is also the 837^th largest bank in the nation. It was established in 2006 and as of March of 2025, it had grown to 142 employees at 8 locations. American Riviera Bank has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	58281
Year Established	2006
Employees	142
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	7.82%
Annual Interest Income	$15.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.29B$1.28B
Loans	Q1 2025vs Q1 2024	$982.9MM$939.2MM
Deposits	Q1 2025vs Q1 2024	$1.14B$1.06B
Equity Capital	Q1 2025vs Q1 2024	$134.2MM$119.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$11.9MM$11.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$4.4MM$631K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not American Riviera Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American Riviera Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
10.00%^*	$0	$500	Kids Savings
OTHER TIERS: 0.10% → $500+

Locations

American Riviera Bank Locations
American Riviera Bank	525 San Ysidro Rd, Building G	Santa Barbara, CA 93108
American Riviera Bank	1033 Anacapa St	Santa Barbara, CA 93101
Goleta Branch	5880 Calle Real	Goleta, CA 93117
Paso Robles	1601 Spring Street	Paso Robles, CA 93446
San Luis Obispo	1085 Higuera Street, Suite 100	San Luis Obispo, CA 93401

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.