American Riviera Bank

Overview / Commentary
1033 Anacapa Street
Santa Barbara, CA 93101

American Riviera Bank is headquartered in Santa Barbara and is the 61st largest bank in the state of California. It is also the 760th largest bank in the nation. It was established in 2006 and as of June of 2022, it had grown to 125 employees at 6 locations. American Riviera Bank has an A health rating.


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Health Grade Components

FDIC Certificate #58281
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD12.66%
Annual Interest Income$22.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.36B$1.15B
LoansQ2 2022vs Q2 2021$850.4MM$768.1MM
DepositsQ2 2022vs Q2 2021$1.26B$1.05B
Equity CapitalQ2 2022vs Q2 2021$99.9MM$90.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$10.4MM$9.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$3.5MM$3.4MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for American Riviera Bank are currently being reviewed.


American Riviera Bank Locations
American Riviera Bank525 San Ysidro Rd, Building GSanta Barbara, CA 93108
American Riviera Bank1033 Anacapa StSanta Barbara, CA 93101
Goleta Branch5880 Calle RealGoleta, CA 93117
Paso Robles1601 Spring StreetPaso Robles, CA 93446
San Luis Obispo1085 Higuera Street, Suite 100San Luis Obispo, CA 93401

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