Overview / Commentary
American Riviera Bank is headquartered in Santa Barbara and is the 84th largest bank in the state of California. It is also the 1,162nd largest bank in the nation. It was established in 2006 and as of March of 2019, it had grown to 98 employees at 5 locations. American Riviera Bank has an A+ health rating.
Health
A+
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58281 |
| Year Established | 2006 |
| Employees | 98 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.13% |
| Return on Equity - YTD | 10.73% |
| Annual Interest Income | $7.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $638.8MM$539.9MM |
| Loans | Q1 2019vs Q1 2018 | $515.2MM$427.8MM |
| Deposits | Q1 2019vs Q1 2018 | $546.3MM$472.3MM |
| Equity Capital | Q1 2019vs Q1 2018 | $70.9MM$55.8MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $5.7MM$4.5MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $53.00K$339.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
American Riviera Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 10.08% | - | - | Kids Savings | |
| 0.10% | - | - | Savings Account |
American Riviera Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | |||||
American Riviera Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $100k* | - | Signature Account | ||
| OTHER TIERS: 0.05% → Up to $100k | |||||
Locations
| American Riviera Bank Locations | ||
|---|---|---|
| American Riviera Bank | 525 San Ysidro Rd, Building G | Santa Barbara, CA 93108 |
| American Riviera Bank | 1033 Anacapa Street | Santa Barbara, CA 93101 |
| Goleta Branch | 5880 Calle Real | Goleta, CA 93117 |
| Paso Robles | 1601 Spring Street | Paso Robles, CA 93446 |
| San Luis Obispo | 1085 Higuera Street, Suite 100 | San Luis Obispo, CA 93401 |