American Savings Bank, FSB (HI) is headquartered in HONOLULU and is the 3rd largest bank in the state of Hawaii. It is also the 166th largest bank in the nation. It was established in 1987 and as of March of 2023, it had grown to 1,055 employees at 36 locations. American Savings Bank, FSB (HI)'s CD rates are 5X the national average, and it has a B+ health rating.
I signed up for American Savings because they had zero fees and no minimum deposit requirement. It has been about four years now that I have been with them and I really do like their way of doing business. The tellers are always so nice at all of the banks (Aiea, Pearl City, Walmart, etc.) I don't think that I have ever had a mean teller. Their online web interface is okay; it's not anything fancy, but it does the job. I have no plans on leaving this bank anytime soon, since they are my favorite on the island and have great banking policies and are trustworthy.
Overall | |
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FDIC Certificate # | 32526 |
Year Established | 1987 |
Employees | 1055 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.78% |
Return on Equity - YTD | 15.45% |
Annual Interest Income | $79.5MM |
Assets and Liabilities | ||
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Assets | Q1 2023vs Q1 2022 | $9.61B$9.25B |
Loans | Q1 2023vs Q1 2022 | $5.99B$5.13B |
Deposits | Q1 2023vs Q1 2022 | $8.28B$8.33B |
Equity Capital | Q1 2023vs Q1 2022 | $492.5MM$615.0MM |
Loan Loss Allowance | Q1 2023vs Q1 2022 | $71.3MM$67.2MM |
Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $14.5MM$37.2MM |
Real Estate Owned | Q1 2023vs Q1 2022 | $614.00K$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | $500k* | - | Biz Money Market | ||
OTHER TIERS: 0.02% → Up to $2.5k | 0.03% → $2.5k - $500k | |||||
0.03%* | $100k* | - | Money Market | ||
OTHER TIERS: 0.02% → Up to $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.02%* | $5k* | - | Kalo Deluxe Checking | ||
OTHER TIERS: 0.01% → Up to $5k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $1k | - | 18 Month IRA |