American State Bank & Trust Company of Williston

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.45%	5-year CD	60 Months CD 1.85% - Synchrony Bank 60 Month CD
0.17%	1-year CD	12 Months CD 1.05% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Personal Savings Account 1.00% - Ally Bank Online Savings Account

View all American State Bank & Trust Company of Williston rates »

Overview / Commentary

www.asbt.com

701-774-4100

223 Main Street
Williston, ND 58801

American State Bank & Trust Company of Williston is headquartered in Williston and is the 12^th largest bank in the state of North Dakota. It is also the 1,171^st largest bank in the nation. It was established in 1936 and as of June of 2016, it had grown to 86 employees at 2 locations. American State Bank & Trust Company of Williston has a B+ health rating.

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Health

B+

Data as of Q2 2016

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Health Grade Components

Overall
FDIC Certificate #	15444
Year Established	1936
Employees	86
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.77%
Return on Equity - YTD	17.48%
Annual Interest Income	$9.8MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$603.5MM$670.7MM
Loans	Q2 2016vs Q2 2015	$255.0MM$260.1MM
Deposits	Q2 2016vs Q2 2015	$525.9MM$587.8MM
Equity Capital	Q2 2016vs Q2 2015	$64.7MM$57.1MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$4.6MM$4.4MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$3.3MM$1.6MM
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American State Bank & Trust Company of Williston Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$50k^*	-	Personal Savings Account
OTHER TIERS: 0.05% → $100 - $50k
0.10%^*	$50k^*	-	Business Savings Account
OTHER TIERS: 0.05% → $500 - $50k
0.05%	-	-	Health Savings Account (HSA)

American State Bank & Trust Company of Williston Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$150k^*	-	Money Market Account
OTHER TIERS: 0.05% → $1k - $50k \| 0.08% → $50k - $150k
0.15%^*	$150k^*	-	Business Money Market Account
OTHER TIERS: 0.05% → $1k - $50k \| 0.08% → $50k - $150k

American State Bank & Trust Company of Williston Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$100k^*	-	Presidential Account
OTHER TIERS: 0.05% → $1,500 - $25k \| 0.08% → $25k - $100k
0.10%^*	$100k^*	-	Business Presidential Checking
OTHER TIERS: 0.05% → $1,500 - $25k \| 0.08% → $25k - $100k
0.05%	$500	-	Interest Checking
0.05%	$250	-	Business Interest Checking
0.05%	$500	-	Non-Profit/Organization Checking
0.05%	$500	-	Government Checking

American State Bank & Trust Company of Williston CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.45%	$500	-	60 Months CD
0.85%	$500	-	48 Months CD
0.70%	$500	-	23 Months CD Special
0.65%	$500	-	36 Months CD
0.40%	$500	-	30 Months CD
0.30%	$500	-	24 Months CD
0.20%	$500	-	18 Months CD
0.20%	$500	-	11 Months CD Special
0.17%	$500	-	12 Months CD
0.06%	$500	-	6 Months CD

American State Bank & Trust Company of Williston IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.45%	$50	-	60 Months IRA
0.85%	$50	-	48 Months IRA
0.65%	$50	-	36 Months IRA
0.30%	$50	-	24 Months IRA
0.17%	$50	-	12 Months IRA

Locations

American State Bank & Trust Company of Williston Locations
American State Bank & Trust Company Of Williston	223 Main Street	Williston, ND 58801
North Branch	2523 Second Avenue West	Williston, ND 58801