American State Bank & Trust Company of Williston

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.51%	5-year CD	60 Month CD 2.50% - Ally Bank High Yield 5 Year CD
0.27%	1-year CD	12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.10%	Savings	Personal Savings Account 1.30% - Nationwide Bank Online Savings Account

View all American State Bank & Trust Company of Williston rates »

Overview / Commentary

www.asbt.com

701-774-4100

223 Main Street
Williston, ND 58801

American State Bank & Trust Company of Williston is headquartered in Williston and is the 12^th largest bank in the state of North Dakota. It is also the 1,202^nd largest bank in the nation. It was established in 1936 and as of December of 2017, it had grown to 85 employees at 2 locations. American State Bank & Trust Company of Williston has a B+ health rating.

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Health

B+

Data as of Q4 2017

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Health Grade Components

Overall
FDIC Certificate #	15444
Year Established	1936
Employees	85
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.05%
Return on Equity - YTD	19.23%
Annual Interest Income	$19.1MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$606.1MM$596.5MM
Loans	Q4 2017vs Q4 2016	$249.1MM$257.8MM
Deposits	Q4 2017vs Q4 2016	$527.4MM$525.3MM
Equity Capital	Q4 2017vs Q4 2016	$65.9MM$60.6MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$5.4MM$5.4MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$5.2MM$4.9MM
Real Estate Owned	Q4 2017vs Q4 2016	$799.00K$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American State Bank & Trust Company of Williston Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$25k^*	-	Health Savings Account (HSA)
OTHER TIERS: 0.35% → Up to $5k \| 0.55% → $5k - $10k \| 0.65% → $10k - $25k
0.10%^*	$50k^*	-	Personal Savings Account
OTHER TIERS: 0.05% → $100 - $50k
0.10%^*	$50k^*	-	Business Savings Account
OTHER TIERS: 0.05% → $500 - $50k

American State Bank & Trust Company of Williston Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$150k^*	-	Money Market Account
OTHER TIERS: 0.05% → $1k - $50k \| 0.08% → $50k - $150k
0.15%^*	$150k^*	-	Business Money Market Account
OTHER TIERS: 0.05% → $1k - $50k \| 0.08% → $50k - $150k

American State Bank & Trust Company of Williston Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$100k^*	-	Presidential Account
OTHER TIERS: 0.05% → $1,500 - $25k \| 0.08% → $25k - $100k
0.10%^*	$100k^*	-	Business Presidential Checking
OTHER TIERS: 0.05% → $1,500 - $25k \| 0.08% → $25k - $100k
0.05%	$500	-	Interest Checking
0.05%	$250	-	Business Interest Checking
0.05%	$500	-	Non-Profit/Organization Checking
0.05%	$500	-	Government Checking

American State Bank & Trust Company of Williston CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.12%	$500	-	50 Month CD Special
1.51%	$500	-	60 Month CD
1.41%	$500	-	35 Month CD Special
1.21%	$500	-	23 Month CD Special
1.00%	$500	-	48 Month CD
0.70%	$500	-	36 Month CD
0.60%	$500	-	11 Month CD Special
0.50%	$500	-	30 Month CD
0.40%	$500	-	24 Month CD
0.30%	$500	-	18 Month CD
0.27%	$500	-	12 Month CD
0.15%	$500	-	6 Month CD

American State Bank & Trust Company of Williston IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$50	-	60 Month IRA
1.00%	$50	-	48 Month IRA
0.70%	$50	-	36 Month IRA
0.40%	$50	-	24 Month IRA
0.27%	$50	-	12 Month IRA

Locations

American State Bank & Trust Company of Williston Locations
American State Bank & Trust Company Of Williston	223 Main Street	Williston, ND 58801
North Branch	2523 Second Avenue West	Williston, ND 58801

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