American State Bank

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

myasb.bank

712-722-4846

525 North Main Street
Sioux Center, IA 51250

American State Bank is headquartered in SIOUX CENTER and is the 21^st largest bank in the state of Iowa. It is also the 755^th largest bank in the nation. It was established in 1913 and as of December of 2024, it had grown to 129 employees at 11 locations. American State Bank's money market rates are 5X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	228
Year Established	1913
Employees	129
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.09%
Return on Equity - YTD	10.85%
Annual Interest Income	$77.4MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$1.48B$1.36B
Loans	Q4 2024vs Q4 2023	$1.31B$1.2B
Deposits	Q4 2024vs Q4 2023	$1.25B$1.16B
Equity Capital	Q4 2024vs Q4 2023	$147.9MM$137.9MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$13.4MM$13.1MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$23MM$17.4MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not American State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

American State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.35%^†	$0	-	All American College Account
0.60%^†	$0	-	Statement Savings

American State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^†	$0	-	Money Market

American State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.20%^†	$0	$25k	REWARDS Checking - ALL requirements met
0.94%^†	$0	$100k	REWARDS Checking - SOME requirements met
0.30%^*^†	$10k^*	-	American Gold Checking
OTHER TIERS: 0.20% → $0 - $10k
0.30%^*^†	$5k^*	-	American Advantage Checking
OTHER TIERS: 0.20% → $500 - $1k \| 0.25% → $1k - $5k
0.20%^†	$0	-	Rewards Checking w/o eStatement

American State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.15%^†	$1k	-	6 Month CD
4.00%^†	$1k	-	12 Month CD
4.00%^†	$1k	-	36 Month Step Up CD
3.85%^†	$1k	-	18 Month CD
3.60%^†	$1k	-	24 Month CD
3.45%^†	$1k	-	30 Month CD
3.45%^†	$1k	-	48 Month CD
3.45%^†	$1k	-	60 Month 2 Time Step Up CD
1.65%^†	$1k	-	3 Month CD

Locations

Cities: Alton, Alvord, Granville, Hospers, Hull, Orange City, Sioux Center, Sioux Falls

Alton Branches
Old Community Bank Branch	208 Tenth Street	Alton, IA 51003

Alvord Branches
Alvord Branch	212 Main Street	Alvord, IA 51230

Granville Branches
Granville Branch	741 Broad St	Granville, IA 51022

Hospers Branches
Hospers Branch	100 Second Avenue North	Hospers, IA 51238

Hull Branches
Hull Branch	624 Main Street	Hull, IA 51239

Orange City Branches
Orange City Branch	901 Eighth Street, S.E.	Orange City, IA 51041

Sioux Center Branches
American State Bank	525 N Main Ave	Sioux Center, IA 51250
Sioux Center Branch	18 6th Street , N.W.	Sioux Center, IA 51250
Sioux Center South Branch	16 20th Street Se	Sioux Center, IA 51250

Sioux Falls Branches
Cliff Ave Branch	1201 E. Cliff Place	Sioux Falls, SD 57108

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