American State Bank

Overview / Commentary
525 North Main Street
Sioux Center, IA 51250

American State Bank is headquartered in SIOUX CENTER and is the 21st largest bank in the state of Iowa. It is also the 778th largest bank in the nation. It was established in 1913 and as of March of 2024, it had grown to 107 employees at 11 locations. American State Bank's money market rates are 5X the national average, and it has a B+ health rating.

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Health Grade Components

FDIC Certificate #228
Year Established1913
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD11.2%
Annual Interest Income$17.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.4B$1.31B
LoansQ1 2024vs Q1 2023$1.24B$1.11B
DepositsQ1 2024vs Q1 2023$1.13B$1.09B
Equity CapitalQ1 2024vs Q1 2023$140.5MM$132MM
Loan Loss AllowanceQ1 2024vs Q1 2023$13.7MM$10.7MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$20.5MM$8.7MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not American State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

American State Bank Savings Account Rates

4.45%$0-All American College Account
0.80%$0-Statement Savings

American State Bank Money Market Rates

2.35%$200k-Money Market

American State Bank Checking Account Rates

3.20%$0$25kREWARDS Checking - ALL requirements met
0.94%$100k-REWARDS Checking - SOME requirements met
0.30%*$10k*-American Gold Checking
OTHER TIERS: 0.20% $0 - $10k
0.30%*$5k*-American Advantage Checking
OTHER TIERS: 0.20% $500 - $1k | 0.25% $1k - $5k
0.20%$0-Rewards Checking w/o eStatement

American State Bank CD Rates

5.00%$10k-9 Month CD
4.65%*$10k*-12 Month CD
OTHER TIERS: 3.90% $1k - $10k
4.55%*$10k*-18 Month CD
OTHER TIERS: 4.50% $1k - $10k
4.45%*$10k*-24 Month CD
OTHER TIERS: 4.40% $1k - $10k
4.25%$5k-36 Month Step Up CD
3.90%$1k-30 Month CD
3.75%$5k-60 Month 2 Time Step Up CD
3.65%$1k-48 Month CD
2.65%*$25k*-6 Month CD
OTHER TIERS: 2.55% $1k - $10k | 2.60% $10k - $25k
1.65%*$25k*-3 Month CD
OTHER TIERS: 1.55% $100 - $1k | 1.60% $1k - $25k

Cities: Alton, Alvord, Granville, Hospers, Hull, Orange City, Sioux Center, Sioux Falls

Alton Branches
Old Community Bank Branch208 Tenth StreetAlton, IA 51003

Alvord Branches
Alvord Branch212 Main StreetAlvord, IA 51230

Granville Branches
Granville Branch741 Broad StGranville, IA 51022

Hospers Branches
Hospers Branch100 Second Avenue NorthHospers, IA 51238

Hull Branches
Hull Branch624 Main StreetHull, IA 51239

Orange City Branches
Orange City Branch901 Eighth Street, S.E.Orange City, IA 51041

Sioux Center Branches
American State Bank525 N Main AveSioux Center, IA 51250
Sioux Center Branch18 6th Street , N.W.Sioux Center, IA 51250
Sioux Center South Branch16 20th Street SeSioux Center, IA 51250

Sioux Falls Branches
Cliff Ave Branch1201 E. Cliff PlaceSioux Falls, SD 57108

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