American State Bank

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Overview / Commentary

712-722-4846

525 North Main Street
Sioux Center, IA 51250

American State Bank is headquartered in Sioux Center and is the 22^nd largest bank in the state of Iowa. It is also the 874^th largest bank in the nation. It was established in 1913 and as of June of 2022, it had grown to 154 employees at 10 locations. American State Bank's CD rates are 5X the national average, and it has an A health rating.

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2014

11/24 - American State Bank RCA ($25K, 3.20%APY)

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Health

A

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #	228
Year Established	1913
Employees	154
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.45%
Return on Equity - YTD	13.52%
Annual Interest Income	$19.4MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$1.16B$1.10B
Loans	Q2 2022vs Q2 2021	$988.2MM$892.6MM
Deposits	Q2 2022vs Q2 2021	$951.2MM$889.6MM
Equity Capital	Q2 2022vs Q2 2021	$124.5MM$121.5MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$14.5MM$13.2MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$13.3MM$18.1MM
Real Estate Owned	Q2 2022vs Q2 2021	$840.00K$2.5MM

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not American State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

American State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.34%^†	-	-	All American College Account
0.65%^†	-	-	Statement Savings

American State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^†	$200k	-	Money Market

American State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.20%^†	-	$25k	REWARDS Checking - ALL requirements met
0.87%^†	$25k	-	REWARDS Checking - SOME requirements met
0.20%^*^†	$10k^*	-	American Gold Checking
OTHER TIERS: 0.10% → Up to $10k
0.20%^*^†	$5k^*	-	American Advantage Checking
OTHER TIERS: 0.10% → $500 - $1k \| 0.15% → $1k - $5k
0.10%^†	-	-	Rewards Checking w/o eStatement

American State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.25%^*^†	$10k^*	-	12 Month CD
OTHER TIERS: 3.75% → $1k - $10k
4.25%^*^†	$10k^*	-	18 Month CD
OTHER TIERS: 3.65% → $1k - $10k
3.75%^*^†	$10k^*	-	24 Month CD
OTHER TIERS: 3.60% → $1k - $10k
3.75%^†	$1k	-	30 Month CD
3.75%^†	$5k	-	36 Month Step Up CD
3.60%^†	$5k	-	60 Month 2 Time Step Up CD
3.50%^†	$1k	-	48 Month CD
2.50%^*^†	$25k^*	-	6 Month CD
OTHER TIERS: 2.40% → $1k - $10k \| 2.45% → $10k - $25k
1.50%^*^†	$25k^*	-	3 Month CD
OTHER TIERS: 1.40% → $100 - $1k \| 1.45% → $1k - $25k

Locations

Cities: Alton, Alvord, Granville, Hospers, Hull, Orange City, Sioux Center, Sioux Falls

Alton Branches
Old Community Bank Branch	208 Tenth Street	Alton, IA 51003

Alvord Branches
Alvord Branch	212 Main Street	Alvord, IA 51230

Granville Branches
Granville Branch	741 Broad St	Granville, IA 51022

Hospers Branches
Hospers Branch	100 Second Avenue North	Hospers, IA 51238

Hull Branches
Hull Branch	624 Main Street	Hull, IA 51239

Orange City Branches
Orange City Branch	901 Eighth Street, S.E.	Orange City, IA 51041

Sioux Center Branches
American State Bank	525 N Main Ave	Sioux Center, IA 51250
Sioux Center Branch	18 6th Street , N.W.	Sioux Center, IA 51250
Sioux Center South Branch	16 20th Street Se	Sioux Center, IA 51250

Sioux Falls Branches
Cliff Ave Branch	1201 E. Cliff Place	Sioux Falls, SD 57108

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