American Trust and Savings Bank

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.55%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.25%	Savings	Regular Savings 1.15% - CIT Bank Spring Savings
1.40%	4-year CD	48 Month CD 1.50% - Ally Bank Raise Your Rate 4-Year CD

View all American Trust and Savings Bank rates »

Overview / Commentary

www.atsb-lowden.com

563-582-1841

309 Mckinley Avenue
Lowden, IA 52255

American Trust and Savings Bank is headquartered in Lowden and is the 283^rd largest bank in the state of Iowa. It is also the 5,560^th largest bank in the nation. It was established in 1913 and as of March of 2017, it had grown to 6 employees at 1 location. American Trust and Savings Bank's savings rates are 44% higher than the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. American Trust and Savings Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #	10120
Year Established	1913
Employees	6
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	2.44%
Annual Interest Income	$298.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$36.2MM$35.8MM
Loans	Q1 2017vs Q1 2016	$9.6MM$9.8MM
Deposits	Q1 2017vs Q1 2016	$29.0MM$28.5MM
Equity Capital	Q1 2017vs Q1 2016	$6.4MM$6.6MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$131.00K$145.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$20.00K$211.00K
Real Estate Owned	Q1 2017vs Q1 2016	$1,000$40.00K

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American Trust and Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%	$1k	-	IRA Savings
0.75%^*	$100k^*	-	HI-FI Accounts
OTHER TIERS: 0.20% → $2,500 - $10k \| 0.25% → $10k - $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $100k
0.25%	-	-	Regular Savings

American Trust and Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$2,500	-	SUPER NOW Account
0.10%	$1k	-	NOW Account

American Trust and Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%^*	$10k^*	-	48 Month CD
OTHER TIERS: 0.70% → $1k - $10k
1.15%^*	$10k^*	-	36 Month CD
OTHER TIERS: 0.60% → $1k - $10k
0.90%^*	$10k^*	-	30 Month CD
OTHER TIERS: 0.50% → $1k - $10k
0.80%^*	$10k^*	-	24 Month CD
OTHER TIERS: 0.45% → $1k - $10k
0.65%^*	$10k^*	-	18 Month CD
OTHER TIERS: 0.40% → $1k - $10k
0.55%^*	$10k^*	-	12 Month CD
OTHER TIERS: 0.30% → $1k - $10k
0.40%^*	$10k^*	-	182 Day CD
OTHER TIERS: 0.20% → $1k - $10k
0.20%^*	$10k^*	-	91 Day CD
OTHER TIERS: 0.10% → $1k - $10k

American Trust and Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%^*	$10k^*	-	48 Month IRA
OTHER TIERS: 0.70% → $1k - $10k
1.15%^*	$10k^*	-	36 Month IRA
OTHER TIERS: 0.60% → $1k - $10k
0.90%^*	$10k^*	-	30 Month IRA
OTHER TIERS: 0.50% → $1k - $10k
0.80%^*	$10k^*	-	24 Month IRA
OTHER TIERS: 0.45% → $1k - $10k
0.65%^*	$10k^*	-	18 Month IRA
OTHER TIERS: 0.40% → $1k - $10k
0.55%^*	$10k^*	-	12 Month IRA
OTHER TIERS: 0.30% → $1k - $10k
0.40%^*	$10k^*	-	182 Day IRA
OTHER TIERS: 0.20% → $1k - $10k
0.20%^*	$10k^*	-	91 Day IRA
OTHER TIERS: 0.10% → $1k - $10k

Locations

American Trust and Savings Bank Locations
American Trust and Savings Bank	309 Mckinley Avenue	Lowden, IA 52255