America's Christian Credit Union

Overview / Commentary
2100 E Route 66 Ste 100
Glendora, CA 91740

America's Christian Credit Union is headquartered in Glendora and is the 84th largest credit union in the state of California. It is also the 611th largest credit union in the nation. It was established in 1973 and as of December of 2021, it had grown to 79 employees and 95,682 members at 1 location. America's Christian Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

America's Christian CU is open to people that attend, is a member of, or align themselves with Wesleyan Christian doctrine, including ministries, churches, or universities as either students, alumni, or employees and any of their direct family or household members. Also, any organization; their members, or churches of other faiths that affiliate themselves with Wesleyan doctrine, Wesleyan-based ministry, and/or CU employees qualify for CU membership as well.
See current membership details

Reviews (2)


Posted by: |

I have been investing funds in this institution for over a decade. I like the idea that they use their funds to invest in pastors, churches, missionaries, and families. I have experienced down through the years a great staff to work with. They pay above average interest rates on certificates. Keep up the good work....


In June of 2015, a payment was sent in error to ACCU in the amount of $28.98. ACCU cashed the check.
During reconciling the following month, I found the mistake and contacted ACCU to see about a refund. They were very nice, helpful etc. and assured me a refund would be forthcoming.
It never showed up.
I traded phone calls and emails with them, specifically someone who promised she would personally make sure this matter was cleared up quickly.
It wasn't.
My last contact with them was January 2016. That was a fax transmission to this person asking where we were on the refund. NO response. Follow up phone calls were routed to voice mail and no return calls from her, no emails or faxes from her.
I gave up on the refund but thought if you are considering doing business with these people you might want to know what you are getting into so you are not taken advantage of as I was.....
If they'll go to these lengths over $28.98, you better watch out for your savings and other investments you may be considering entrusting to these bums.


Health Grade Components

NCUA #68062
Year Chartered1973
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD10.63%
Annual Interest Income$17.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$610.7MM$557.8MM
LoansQ4 2021vs Q4 2020$371.6MM$347.0MM
DepositsQ4 2021vs Q4 2020$539.4MM$495.4MM
Equity CapitalQ4 2021vs Q4 2020$49.1MM$46.0MM
Loan Loss AllowanceQ4 2021vs Q4 2020$4.0MM$4.0MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$833.00K$855.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not America's Christian Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America's Christian Credit Union Savings Account Rates

0.20%$50-IRA Share/Savings
0.15%$10-Christmas Club Account
0.15%$25-Buddy Bee Savings
0.15%$10-Vacation Club Account
0.15%$25-Varsity Savings
0.10%$100-Regular Share/Savings
0.10%$100-Business Regular Share / Savings
0.10%$100-Ministry Regular Share / Savings
0.10%$100-Student Savings

America's Christian Credit Union Money Market Rates

0.35%*$250k*-Money Market Account
OTHER TIERS: 0.20% $2.5k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k
0.35%*$250k*-Business Money Market Account
OTHER TIERS: 0.20% $2.5k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k
0.35%*$250k*-Ministry Money Market Account
OTHER TIERS: 0.20% $2.5k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k

America's Christian Credit Union Checking Account Rates

0.05%$1.5k-Business Share Draft/Checking
0.05%$1.5k-Ministry Share Draft/Checking
0.05%$1.5k-Secure Checking
0.05%$1.5k-Patriot Secure Checking

America's Christian Credit Union CD Rates

2.00%$1k$4k12 Month New Member Share Certificate Special - New Money
2.00%$1k$5kBusiness 12 Month New Member Share Certificate Special - New Money
1.15%$5k-22 Month CD Special -New Money
1.15%$5k-Business 22 Month CD Special -New Money
1.15%$5k-Ministry 22 Month CD Special -New Money
1.00%$1k-60 Month Share Certificate
1.00%$1k-Business 60 Month Share Certificate
1.00%$1k-Ministry 60 Month Share Certificate
0.90%$1k-48 Month Share Certificate
0.90%$1k-Business 48 Month Share Certificate
0.90%$1k-Ministry 48 Month Share Certificate
0.85%$1k-36 Month Share Certificate
0.85%$1k-Business 36 Month Share Certificate
0.85%$1k-Ministry 36 Month Share Certificate
0.75%$1k-24 Month Share Certificate
0.75%$1k-Business 24 Month Share Certificate
0.75%$1k-Ministry 24 Month Share Certificate
0.65%$1k-18 Month Share Certificate
0.65%$1k-Business 18 Month Share Certificate
0.65%$1k-Ministry 18 Month Share Certificate
0.60%$1k-12 Month Share Certificate
0.60%$1k-Business 12 Month Share Certificate
0.60%$1k-Ministry 12 Month Share Certificate
0.35%$1k-6 Month Share Certificate
0.35%$1k-9 Month Share Certificate
0.35%$1k-Business 6 Month Share Certificate
0.35%$1k-Business 9 Month Share Certificate
0.35%$1k-Ministry 6 Month Share Certificate
0.35%$1k-Ministry 9 Month Share Certificate
0.30%$1k-3 Month Share Certificate
0.30%$1k-Business 3 Month Share Certificate
0.30%$1k-Ministry 3 Month Share Certificate

America's Christian Credit Union IRA Rates

1.00%$500-60 Month IRA
0.90%$500-48 Month IRA
0.85%$500-36 Month IRA
0.75%$500-24 Month IRA
0.60%$500-12 Month IRA

America's Christian Credit Union Locations
Branch Office2100 E Route 66 Ste 100Glendora, CA 91740-4623

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