America's Christian Credit Union is headquartered in Glendora and is the 89th largest credit union in the state of California. It is also the 649th largest credit union in the nation. It was established in 1973 and as of June of 2020, it had grown to 81 employees and 105,867 members at 2 locations. America's Christian Credit Union's CD rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
America's Christian CU is open to people that attend, is a member of, or align themselves with Wesleyan Christian doctrine, including ministries, churches, or universities as either students, alumni, or employees and any of their direct family or household members. Also, any organization; their members, or churches of other faiths that affiliate themselves with Wesleyan doctrine, Wesleyan-based ministry, and/or CU employees qualify for CU membership as well.
See current membership details
Excellent
I have been investing funds in this institution for over a decade. I like the idea that they use their funds to invest in pastors, churches, missionaries, and families. I have experienced down through the years a great staff to work with. They pay above average interest rates on certificates. Keep up the good work....
AVOID THESE PEOPLE
In June of 2015, a payment was sent in error to ACCU in the amount of $28.98. ACCU cashed the check.
During reconciling the following month, I found the mistake and contacted ACCU to see about a refund. They were very nice, helpful etc. and assured me a refund would be forthcoming.
It never showed up.
I traded phone calls and emails with them, specifically someone who promised she would personally make sure this matter was cleared up quickly.
It wasn't.
My last contact with them was January 2016. That was a fax transmission to this person asking where we were on the refund. NO response. Follow up phone calls were routed to voice mail and no return calls from her, no emails or faxes from her.
I gave up on the refund but thought if you are considering doing business with these people you might want to know what you are getting into so you are not taken advantage of as I was.....
If they'll go to these lengths over $28.98, you better watch out for your savings and other investments you may be considering entrusting to these bums.
Data as of Q2 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68062 |
| Year Chartered | 1973 |
| Employees | 81 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.25% |
| Return on Equity - YTD | 2.52% |
| Annual Interest Income | $8.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $488.8MM$412.8MM |
| Loans | Q2 2020vs Q2 2019 | $346.6MM$293.5MM |
| Deposits | Q2 2020vs Q2 2019 | $427.0MM$357.5MM |
| Equity Capital | Q2 2020vs Q2 2019 | $45.1MM$43.6MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $3.0MM$3.1MM |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $912.00K$884.00K |
| Real Estate Owned | Q2 2020vs Q2 2019 | $31.00K$0 |