America's Christian Credit Union

Overview / Commentary
2100 E Route 66 Ste 100
Glendora, CA 91740

America's Christian Credit Union is headquartered in Glendora and is the 84th largest credit union in the state of California. It is also the 664th largest credit union in the nation. It was established in 1973 and as of June of 2022, it had grown to 89 employees and 91,475 members at 1 location. America's Christian Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

America's Christian CU is open to people that attend, is a member of, or align themselves with Wesleyan Christian doctrine, including ministries, churches, or universities as either students, alumni, or employees and any of their direct family or household members. Also, any organization; their members, or churches of other faiths that affiliate themselves with Wesleyan doctrine, Wesleyan-based ministry, and/or CU employees qualify for CU membership as well.
See current membership details

Reviews (2)


Posted by: |

I have been investing funds in this institution for over a decade. I like the idea that they use their funds to invest in pastors, churches, missionaries, and families. I have experienced down through the years a great staff to work with. They pay above average interest rates on certificates. Keep up the good work....


In June of 2015, a payment was sent in error to ACCU in the amount of $28.98. ACCU cashed the check.
During reconciling the following month, I found the mistake and contacted ACCU to see about a refund. They were very nice, helpful etc. and assured me a refund would be forthcoming.
It never showed up.
I traded phone calls and emails with them, specifically someone who promised she would personally make sure this matter was cleared up quickly.
It wasn't.
My last contact with them was January 2016. That was a fax transmission to this person asking where we were on the refund. NO response. Follow up phone calls were routed to voice mail and no return calls from her, no emails or faxes from her.
I gave up on the refund but thought if you are considering doing business with these people you might want to know what you are getting into so you are not taken advantage of as I was.....
If they'll go to these lengths over $28.98, you better watch out for your savings and other investments you may be considering entrusting to these bums.


Health Grade Components

NCUA #68062
Year Chartered1973
Primary Regulator
Profit Margin
Return on Assets - YTD1.47%
Return on Equity - YTD18.81%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$569.4MM$593.2MM
LoansQ2 2022vs Q2 2021$408.2MM$396.0MM
DepositsQ2 2022vs Q2 2021$505.4MM$531.7MM
Equity CapitalQ2 2022vs Q2 2021$45.2MM$48.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.3MM$4.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$670.00K$551.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not America's Christian Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America's Christian Credit Union Savings Account Rates

0.50%$50-IRA Share/Savings
0.15%$10$20kChristmas Club Account
0.15%$25-Buddy Bee Savings
0.15%$10$20kVacation Club Account
0.15%$25-Varsity Savings
0.10%$100-Regular Share/Savings
0.10%$100-Business Regular Share / Savings
0.10%$100-Ministry Regular Share / Savings
0.10%$100-Student Savings

America's Christian Credit Union Money Market Rates

1.51%*$250k*-Money Market Account
OTHER TIERS: 0.50% $2.5k - $50k | 0.60% $50k - $100k | 1.00% $100k - $250k
1.51%*$250k*-Business Money Market Account
OTHER TIERS: 0.50% $2.5k - $50k | 0.60% $50k - $100k | 1.00% $100k - $250k
1.51%*$250k*-Ministry Money Market Account
OTHER TIERS: 0.50% $2.5k - $50k | 0.60% $50k - $100k | 1.00% $100k - $250k

America's Christian Credit Union Checking Account Rates

0.05%$1.5k-Business Share Draft/Checking
0.05%$1.5k-Secure Checking
0.05%$1.5k-Patriot Secure Checking

America's Christian Credit Union CD Rates

4.00%$1k$10k12 Month New Member Share Certificate Special - New Money
4.00%$1k$10kBusiness 12 Month New Member Share Certificate Special - New Money
4.00%$1k$10kMinistry 12 Month New Member Share Certificate Special - New Money
2.78%$1k-60 Month Share Certificate
2.78%$1k-Business 60 Month Share Certificate
2.78%$1k-Ministry 60 Month Share Certificate
2.63%$1k-48 Month Share Certificate
2.63%$1k-Business 48 Month Share Certificate
2.63%$1k-Ministry 48 Month Share Certificate
2.53%$1k-12 Month Share Certificate
2.53%$1k-18 Month Share Certificate
2.53%$1k-24 Month Share Certificate
2.53%$1k-36 Month Share Certificate
2.53%$1k-Business 12 Month Share Certificate
2.53%$1k-Business 18 Month Share Certificate
2.53%$1k-Business 24 Month Share Certificate
2.53%$1k-Business 36 Month Share Certificate
2.53%$1k-Ministry 12 Month Share Certificate
2.53%$1k-Ministry 18 Month Share Certificate
2.53%$1k-Ministry 24 Month Share Certificate
2.53%$1k-Ministry 36 Month Share Certificate
1.61%$1k-9 Month Share Certificate
1.61%$1k-Business 9 Month Share Certificate
1.61%$1k-Ministry 9 Month Share Certificate
1.51%$1k-6 Month Share Certificate
1.51%$1k-Business 6 Month Share Certificate
1.51%$1k-Ministry 6 Month Share Certificate
0.80%$1k-3 Month Share Certificate
0.80%$1k-Business 3 Month Share Certificate
0.80%$1k-Ministry 3 Month Share Certificate

America's Christian Credit Union IRA Rates

2.73%$500-60 Month IRA
2.47%$500-48 Month IRA
2.32%$500-36 Month IRA
2.27%$500-24 Month IRA
2.02%$500-12 Month IRA

America's Christian Credit Union Locations
Branch Office2100 E Route 66 Ste 100Glendora, CA 91740-4623

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