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America's Christian Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
americaschristiancu.com
800-343-6328
2100 E Route 66 Ste 100
Glendora, CA 91740

America's Christian Credit Union is headquartered in Glendora and is the 80th largest credit union in the state of California. It is also the 598th largest credit union in the nation. It was established in 1973 and as of March of 2025, it had grown to 84 employees and 91,156 members at 1 location. America's Christian Credit Union's money market rates are 9X the national average, and it has a B health rating.

Field of Membership Restrictions

America's Christian CU is open to people that attend, is a member of, or align themselves with Wesleyan Christian doctrine, including ministries, churches, or universities as either students, alumni, or employees and any of their direct family or household members. Also, any organization; their members, or churches of other faiths that affiliate themselves with Wesleyan doctrine, Wesleyan-based ministry, and/or CU employees qualify for CU membership as well.
See current membership details

Reviews (1)

Strange Application Experience

Posted by: |

I wanted to share my experience with America’s Christian Credit Union. The account opening process was a bit unusual. They required a driver’s license, a hard pull on my credit report, and a green card. This process doesn’t align with the typical application procedures of other credit unions. Requiring a hard pull on the credit report just to open a checking account seemed particularly odd to me. You might want to update your blog with this information.

2


Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68062
Year Chartered1973
Employees84
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD4.89%
Annual Interest Income$9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$714.3MM$679.9MM
LoansQ1 2025vs Q1 2024$559.4MM$473MM
DepositsQ1 2025vs Q1 2024$620.4MM$600.2MM
Equity CapitalQ1 2025vs Q1 2024$53.5MM$48MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3MM$3.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.8MM$1.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not America's Christian Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America's Christian Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.45%*$0$10kHigh-Yield Savings Special
OTHER TIERS: 0.50% → $300k+ | 3.50% → $10k - $300k
4.00%*$50k*$300kBusiness High-Yield Savings
OTHER TIERS: 0.50% → $300k+
1.00%$10$20kChristmas Club Account
0.15%$5$20kVacation Club Account
0.15%$25-Youth/Varsity Savings
0.10%$100-Regular Share/Savings
0.10%$100-Business Regular Share/Savings
0.10%$100-Student Savings

America's Christian Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$250k*-Money Market Account
OTHER TIERS: 0.80% → $2.5k - $50k | 0.90% → $50k - $100k | 1.00% → $100k - $250k

America's Christian Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1.5k-Corporate Checking
0.05%$1.5k-Secure Checking

America's Christian Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1k$100k12 Month New Member Share Certificate Special - New Money
4.75%$1k$100kBusiness 12 Month New Member Share Certificate Special - New Money
4.40%$5k$1m10 Month Share Certificate Special - New Money
4.40%$20k$5mBusiness 10 Month Share Certificate Special - New Money
3.50%$1k-9 Month Share Certificate
3.50%$1k-12 Month Share Certificate
3.50%$1k-36 Month Share Certificate
3.50%$1k-Business 9 Month Share Certificate
3.50%$1k-Business 12 Month Share Certificate
3.50%$1k-Business 36 Month Share Certificate
3.25%$1k-Business 18 Month Share Certificate
3.25%$1k-18 Month Share Certificate
3.00%$1k-6 Month Share Certificate
3.00%$1k-24 Month Share Certificate
3.00%$1k-Business 6 Month Share Certificate
3.00%$1k-Business 24 Month Share Certificate
2.75%$1k-3 Month Share Certificate
2.75%$1k-48 Month Share Certificate
2.75%$1k-60 Month Share Certificate
2.75%$1k-Business 3 Month Share Certificate
2.75%$1k-Business 48 Month Share Certificate
2.75%$1k-Business 60 Month Share Certificate

America's Christian Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$500-36 Month IRA
3.35%$500-12 Month IRA
3.00%$500-24 Month IRA
2.00%$500-48 Month IRA
1.75%$500-60 Month IRA
0.50%$50-IRA Share/Savings
Locations


America's Christian Credit Union Locations
Branch Office2100 E Route 66 Ste 100Glendora, CA 91740-4623

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