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America's Credit Union (TX)


Overview / Commentary
www.americascu.org
972-494-5328
2154 FOREST LN
GARLAND, TX 75042-7920

America's Credit Union (TX) is headquartered in GARLAND and is the 65th largest credit union in the state of Texas. It is also the 780th largest credit union in the nation. It was established in 1934 and as of March of 2021, it had grown to 93 employees and 45,968 members at 5 locations. America's Credit Union (TX) has an A+ health rating.

Field of Membership Restrictions

America's CU Tx, is open to anyone who resides or works; either themselves or a family member, in Dallas, Collin, or Rockwell Counties; or anyone who is either employed themselves or through a relative association at any of the site listed CU-affiliated companies, whether you/they are retired, a pensioner, or a current employee.
See current membership details

Reviews (2)

Feels Like Family

Posted by: |

I've only been with this credit union for 3 months. I haven't had any issues so far. I do wish they had a branch in Plano TX. Garlands a 20 minute drive. I have become very uncomfortable with banks in general. I did some research before joining. I wanted a good reliable well funded local establishment with a good track record . I don't think will regret my decision!

1

Great Service

Posted by: |

I have always had great service. Has small town feel. Wish they had few more branches and extended hours. I chose them because of the high rating. Overall very pleased with my decision to replace my bank with America's Credit Union.

3


Health
A+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #67470
Year Chartered1934
Employees93
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.41%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$408.9MM$229.2MM
LoansQ1 2021vs Q1 2020$201.2MM$119.6MM
DepositsQ1 2021vs Q1 2020$360.8MM$193.2MM
Equity CapitalQ1 2021vs Q1 2020$44.5MM$34.5MM
Loan Loss AllowanceQ1 2021vs Q1 2020$462.00K$339.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$615.00K$246.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not America's Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America's Credit Union (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$50kKasasa Saver
OTHER TIERS: 0.25% → $50k+
0.10%$5-Christmas Club
0.10%$5-Vacation Club
0.10%$25-Youth Savings Account
0.05%$25-IRA Deposit Account
0.05%$500-Regular Savings

America's Credit Union (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$300k*-Business Money Market
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $300k
0.15%*$300k*-Money Market
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $300k

America's Credit Union (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*-$25kKasasa Cash
OTHER TIERS: 0.25% → $25k+

America's Credit Union (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$99k*-4 Year CD
OTHER TIERS: 0.30% → $1k - $99k
0.65%*$1k*$99k5 Year CD
OTHER TIERS: 0.30% → $99k+
0.30%$1k-2 Year CD
0.30%$1k-3 Year CD
0.20%$1k-1 Year CD
0.20%$1k-18 Month CD
0.10%$1k-6 Month CD

America's Credit Union (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-5 Year IRA
0.30%$500-24 Month IRA
0.30%$500-3 Year IRA
0.30%$500-4 Year IRA
0.20%$500-12 Month IRA
0.20%$500-18 Month IRA
Locations


America's Credit Union (TX) Locations
Branch Office2154 FOREST LNGARLAND, TX 75042
Branch Office3001 Motley Dr Ste HMesquite, TX 75150-3457
Branch Office2350 E Bennett StSpringfield, MO 65804-1732
Branch Office4040 N Central Expy Ste 100Dallas, TX 75204
Branch Office3200 W Pleasant Run Rd Ste 100Lancaster, TX 75146-1083

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