America's Credit Union (TX)

Overview / Commentary

America's Credit Union (TX) is headquartered in GARLAND and is the 80th largest credit union in the state of Texas. It is also the 987th largest credit union in the nation. It was established in 1934 and as of September of 2019, it had grown to 58 employees and 20,758 members at 5 locations. America's Credit Union (TX) has an A health rating.

Field of Membership Restrictions

America's CU Tx, is open to anyone who resides or works; either themselves or a family member, in Dallas, Collin, or Rockwell Counties; or anyone who is either employed themselves or through a relative association at any of the site listed CU-affiliated companies, whether you/they are retired, a pensioner, or a current employee.
See current membership details

Reviews (2)

Feels Like Family

I've only been with this credit union for 3 months. I haven't had any issues so far. I do wish they had a branch in Plano TX. Garlands a 20 minute drive. I have become very uncomfortable with banks in general. I did some research before joining. I wanted a good reliable well funded local establishment with a good track record . I don't think will regret my decision!

Great Service

Posted by: Anonymous | Aug 8, 2011

I have always had great service. Has small town feel. Wish they had few more branches and extended hours. I chose them because of the high rating. Overall very pleased with my decision to replace my bank with America's Credit Union.


Health Grade Components

NCUA #67470
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD4.91%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$229.6MM$233.4MM
LoansQ3 2019vs Q3 2018$124.0MM$124.4MM
DepositsQ3 2019vs Q3 2018$193.9MM$199.3MM
Equity CapitalQ3 2019vs Q3 2018$34.0MM$32.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$350.00K$307.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$282.00K$694.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not America's Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America's Credit Union (TX) Savings Account Rates

0.10%*$10k*-IRA Deposit Account
OTHER TIERS: 0.05% $200 - $10k
0.10%*$10k*-Regular Savings
OTHER TIERS: 0.05% $200 - $10k
0.10%*$10k*-Special Savings
OTHER TIERS: 0.05% $200 - $10k
0.10%*$10k*-Youth Savings Account
OTHER TIERS: 0.05% $25 - $10k
0.05%$5-Christmas Club
0.05%$5-Vacation Club

America's Credit Union (TX) Money Market Rates

0.05%$2k-Preferred Money Market Checking

America's Credit Union (TX) CD Rates

1.10%$5k-36 Month CD
1.00%*$100k*-24 Month CD
OTHER TIERS: 0.90% $5k - $100k
0.70%*$100k*-12 Month CD
OTHER TIERS: 0.65% $5k - $100k
0.70%*$100k*-18 Month CD
OTHER TIERS: 0.65% $5k - $100k
0.40%*$100k*-6 Month CD
OTHER TIERS: 0.35% $5k - $100k

America's Credit Union (TX) IRA Rates

1.10%$2k-36 Month IRA
1.00%*$100k*-24 Month IRA
OTHER TIERS: 0.90% $2k - $100k
0.70%*$100k*-12 Month IRA
OTHER TIERS: 0.65% $2k - $100k
0.70%*$100k*-18 Month IRA
OTHER TIERS: 0.65% $2k - $100k
0.40%*$100k*-6 Month IRA
OTHER TIERS: 0.35% $2k - $100k

America's Credit Union (TX) Locations
Branch Office2154 FOREST LNGARLAND, TX 75042
Branch Office3001 Motley Dr Ste HMesquite, TX 75150-3457
Branch Office2350 E Bennett StSpringfield, MO 65804-1732
Branch Office2340 FOREST LNGARLAND, TX 75042-7924
Branch Office600 N PEARL ST STE S203DALLAS, TX 75201

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.