America's Credit Union (TX)

Overview / Commentary

www.americascu.org

972-494-5328

2154 FOREST LN
GARLAND, TX 75042-7920

America's Credit Union (TX) is headquartered in GARLAND and is the 66^th largest credit union in the state of Texas. It is also the 784^th largest credit union in the nation. It was established in 1934 and as of June of 2021, it had grown to 96 employees and 32,803 members at 5 locations. America's Credit Union (TX) has an A+ health rating.

Field of Membership Restrictions

America's CU Tx, is open to anyone who resides or works; either themselves or a family member, in Dallas, Collin, or Rockwell Counties; or anyone who is either employed themselves or through a relative association at any of the site listed CU-affiliated companies, whether you/they are retired, a pensioner, or a current employee.
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Reviews (2)

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Feels Like Family

Posted by: Sidewinder_2 | Mar 17, 2015

I've only been with this credit union for 3 months. I haven't had any issues so far. I do wish they had a branch in Plano TX. Garlands a 20 minute drive. I have become very uncomfortable with banks in general. I did some research before joining. I wanted a good reliable well funded local establishment with a good track record . I don't think will regret my decision!

Comment

Great Service

Posted by: Anonymous | Aug 8, 2011

I have always had great service. Has small town feel. Wish they had few more branches and extended hours. I chose them because of the high rating. Overall very pleased with my decision to replace my bank with America's Credit Union.

Comment

Health

A+

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67470
Year Chartered	1934
Employees	96
Primary Regulator

Profit Margin
Return on Assets - YTD	0.41%
Return on Equity - YTD	3.69%
Annual Interest Income	$5.3MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$405.8MM$244.7MM
Loans	Q2 2021vs Q2 2020	$200.3MM$119.2MM
Deposits	Q2 2021vs Q2 2020	$360.0MM$207.4MM
Equity Capital	Q2 2021vs Q2 2020	$45.2MM$34.7MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$447.00K$359.00K
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$635.00K$157.00K
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not America's Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America's Credit Union (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	-	$50k	Kasasa Saver
OTHER TIERS: 0.25% → $50k+
0.10%	$5	-	Christmas Club
0.10%	$5	-	Vacation Club
0.10%	$25	-	Youth Savings Account
0.05%	$25	-	IRA Deposit Account
0.05%	$500	-	Regular Savings

America's Credit Union (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$300k^*	-	Business Money Market
OTHER TIERS: 0.05% → $1k - $10k \| 0.10% → $10k - $300k
0.15%^*	$300k^*	-	Money Market
OTHER TIERS: 0.05% → $1k - $10k \| 0.10% → $10k - $300k

America's Credit Union (TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.75%^*	-	$25k	Kasasa Cash
OTHER TIERS: 0.25% → $25k+

America's Credit Union (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%^*	$99k^*	-	4 Year CD
OTHER TIERS: 0.30% → $1k - $99k
0.65%^*	$1k^*	$99k	5 Year CD
OTHER TIERS: 0.30% → $99k+
0.30%	$1k	-	2 Year CD
0.30%	$1k	-	3 Year CD
0.20%	$1k	-	1 Year CD
0.20%	$1k	-	18 Month CD
0.10%	$1k	-	6 Month CD

America's Credit Union (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$500	-	5 Year IRA
0.30%	$500	-	24 Month IRA
0.30%	$500	-	3 Year IRA
0.30%	$500	-	4 Year IRA
0.20%	$500	-	12 Month IRA
0.20%	$500	-	18 Month IRA

Locations

America's Credit Union (TX) Locations
Branch Office	2154 FOREST LN	GARLAND, TX 75042
Branch Office	3001 Motley Dr Ste H	Mesquite, TX 75150-3457
Branch Office	2350 E Bennett St	Springfield, MO 65804-1732
Branch Office	4040 N Central Expy Ste 100	Dallas, TX 75204
Branch Office	3200 W Pleasant Run Rd Ste 100	Lancaster, TX 75146-1083

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