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Overview / Commentary

America's Credit Union (TX) is headquartered in GARLAND and is the 77th largest credit union in the state of Texas. It is also the 927th largest credit union in the nation. It was established in 1934 and as of December of 2017, it had grown to 57 employees and 22,282 members at 5 locations. America's Credit Union (TX) has an A health rating.

Field of Membership Restrictions

America's CU Tx, is open to anyone who resides or works; either themselves or a family member, in Dallas, Collin, or Rockwell Counties; or anyone who is either employed themselves or through a relative association at any of the site listed CU-affiliated companies, whether you/they are retired, a pensioner, or a current employee.
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Reviews (2)

Feels Like Family

I've only been with this credit union for 3 months. I haven't had any issues so far. I do wish they had a branch in Plano TX. Garlands a 20 minute drive. I have become very uncomfortable with banks in general. I did some research before joining. I wanted a good reliable well funded local establishment with a good track record . I don't think will regret my decision!

Great Service

Posted by: Anonymous | Aug 8, 2011

I have always had great service. Has small town feel. Wish they had few more branches and extended hours. I chose them because of the high rating. Overall very pleased with my decision to replace my bank with America's Credit Union.


Health Grade Components

NCUA #67470
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD1.81%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$233.7MM$241.0MM
LoansQ4 2017vs Q4 2016$124.2MM$124.8MM
DepositsQ4 2017vs Q4 2016$202.9MM$208.8MM
Equity CapitalQ4 2017vs Q4 2016$29.5MM$30.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.0MM$432.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$334.00K$1.8MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America's Credit Union (TX) Savings Account Rates

0.10%*$10k*-IRA Deposit Account
OTHER TIERS: 0.05% $200 - $10k
0.10%*$10k*-Regular Savings
OTHER TIERS: 0.05% $200 - $10k
0.10%*$10k*-JAMMS Jr.
OTHER TIERS: 0.05% $25 - $10k
0.10%*$10k*-Special Savings
OTHER TIERS: 0.05% $200 - $10k
OTHER TIERS: 0.05% $25 - $10k
0.05%--Christmas Club
0.05%--Vacation Club

America's Credit Union (TX) Money Market Rates

0.05%$2k-Preferred Money Market Checking

America's Credit Union (TX) CD Rates

1.10%$5k-36 Month CD
1.00%*$100k*-24 Month CD
OTHER TIERS: 0.90% $5k - $100k
0.70%*$100k*-12 Month CD
OTHER TIERS: 0.65% $5k - $100k
0.70%*$100k*-18 Month CD
OTHER TIERS: 0.65% $5k - $100k
0.40%*$100k*-6 Month CD
OTHER TIERS: 0.35% $5k - $100k

America's Credit Union (TX) IRA Rates

1.10%$2k-36 Month IRA
1.00%*$100k*-24 Month IRA
OTHER TIERS: 0.90% $2k - $100k
0.70%*$100k*-12 Month IRA
OTHER TIERS: 0.65% $2k - $100k
0.70%*$100k*-18 Month IRA
OTHER TIERS: 0.65% $2k - $100k
0.40%*$100k*-6 Month IRA
OTHER TIERS: 0.35% $2k - $100k

America's Credit Union (TX) Locations
Branch Office2350 E Bennett StSpringfield, MO 65804-1732
Branch Office2154 FOREST LNGARLAND, TX 75042
Branch Office3001 Motley Dr Ste HMesquite, TX 75150-3457
Branch Office2340 FOREST LNGARLAND, TX 75042-7924
Branch Office600 N PEARL ST STE S203DALLAS, TX 75201