America's Credit Union (TX)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.70%	1-year CD	2.65% - Barclays 12 Month Online CD
0.10%	Savings	2.00% - Ally Bank Online Savings Account
1.10%	3-year CD	2.85% - Synchrony Bank 36 Month CD

View all America's Credit Union (TX) rates »

Overview / Commentary

www.americascu.org

972-494-5328

2154 FOREST LN
GARLAND, TX 75042

America's Credit Union (TX) is headquartered in GARLAND and is the 79^th largest credit union in the state of Texas. It is also the 956^th largest credit union in the nation. It was established in 1934 and as of September of 2018, it had grown to 56 employees and 21,478 members at 5 locations. America's Credit Union (TX) has an A health rating.

Field of Membership Restrictions

America's CU Tx, is open to anyone who resides or works; either themselves or a family member, in Dallas, Collin, or Rockwell Counties; or anyone who is either employed themselves or through a relative association at any of the site listed CU-affiliated companies, whether you/they are retired, a pensioner, or a current employee.
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Reviews (2)

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Feels Like Family

Posted by: Sidewinder_2 | Mar 17, 2015

I've only been with this credit union for 3 months. I haven't had any issues so far. I do wish they had a branch in Plano TX. Garlands a 20 minute drive. I have become very uncomfortable with banks in general. I did some research before joining. I wanted a good reliable well funded local establishment with a good track record . I don't think will regret my decision!

Comment

1

Great Service

Posted by: Anonymous | Aug 8, 2011

I have always had great service. Has small town feel. Wish they had few more branches and extended hours. I chose them because of the high rating. Overall very pleased with my decision to replace my bank with America's Credit Union.

Comment

3

Health

A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67470
Year Chartered	1934
Employees	56
Primary Regulator

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	5.86%
Annual Interest Income	$5.4MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$233.4MM$238.5MM
Loans	Q3 2018vs Q3 2017	$124.4MM$125.3MM
Deposits	Q3 2018vs Q3 2017	$199.3MM$207.9MM
Equity Capital	Q3 2018vs Q3 2017	$32.4MM$29.1MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$307.00K$2.2MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$694.00K$931.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America's Credit Union (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$10k^*	-	IRA Deposit Account
OTHER TIERS: 0.05% → $200 - $10k
0.10%^*	$10k^*	-	Regular Savings
OTHER TIERS: 0.05% → $200 - $10k
0.10%^*	$10k^*	-	JAMMS Jr.
OTHER TIERS: 0.05% → $25 - $10k
0.10%^*	$10k^*	-	Special Savings
OTHER TIERS: 0.05% → $200 - $10k
0.10%^*	$10k^*	-	JAMMS
OTHER TIERS: 0.05% → $25 - $10k
0.05%	$5	-	Christmas Club
0.05%	$5	-	Vacation Club

America's Credit Union (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$2k	-	Preferred Money Market Checking

America's Credit Union (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$5k	-	36 Month CD
1.00%^*	$100k^*	-	24 Month CD
OTHER TIERS: 0.90% → $5k - $100k
0.70%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.65% → $5k - $100k
0.70%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.65% → $5k - $100k
0.40%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.35% → $5k - $100k

America's Credit Union (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$2k	-	36 Month IRA
1.00%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 0.90% → $2k - $100k
0.70%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 0.65% → $2k - $100k
0.70%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 0.65% → $2k - $100k
0.40%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 0.35% → $2k - $100k

Locations

America's Credit Union (TX) Locations
Branch Office	2350 E Bennett St	Springfield, MO 65804-1732
Branch Office	2154 FOREST LN	GARLAND, TX 75042
Branch Office	3001 Motley Dr Ste H	Mesquite, TX 75150-3457
Branch Office	2340 FOREST LN	GARLAND, TX 75042-7924
Branch Office	600 N PEARL ST STE S203	DALLAS, TX 75201

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