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America's Credit Union (TX)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.americascu.org
972-494-5328
2154 FOREST LN
GARLAND, TX 75042-7920

America's Credit Union (TX) is headquartered in GARLAND and is the 70th largest credit union in the state of Texas. It is also the 816th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 130 employees and 32,564 members at 6 locations. America's Credit Union (TX) has an A+ health rating.

Field of Membership Restrictions

America's Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Collin, Dallas, or Rockwell. Employees of Kraft Heinz, Don Johnson's Tobacco World, or Commercial Metals Company, in Springfield, Missouri are also eligible to join. Family members of anyone eligible to join also qualify for membership.
See current membership details

Reviews

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #67470
Year Chartered1934
Employees130
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD1.55%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$434MM$392.2MM
LoansQ1 2025vs Q1 2024$282MM$267.2MM
DepositsQ1 2025vs Q1 2024$369.8MM$335.4MM
Equity CapitalQ1 2025vs Q1 2024$60.1MM$53.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$863K$826K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.8MM$1.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for America's Credit Union (TX) are currently being reviewed.

Locations


America's Credit Union (TX) Locations
Branch Office2154 FOREST LNGARLAND, TX 75042
Branch Office3001 Motley Dr Ste HMesquite, TX 75150-3457
Branch Office2350 E Bennett StSpringfield, MO 65804-1732
Branch Office4040 N Central Expy Ste 100Dallas, TX 75204
Branch Office3200 W Pleasant Run Rd Ste 100Lancaster, TX 75146-1083
Branch Office10501 N Central Expy Ste 100Dallas, TX 75231-2219

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