America's Credit Union (TX)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.70% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Special Savings 1.00% - Ally Bank Online Savings Account |
| 1.10% | 3-year CD | 36 Month CD 1.55% - Ally Bank High Yield 3 Year CD |
America's Credit Union (TX) is headquartered in GARLAND and is the 71st largest credit union in the state of Texas. It is also the 855th largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 65 employees and 23,668 members at 6 locations. America's Credit Union (TX) has an A+ health rating.
Field of Membership Restrictions
America's CU Tx, is open to anyone who resides or works; either themselves or a family member, in Dallas, Collin, or Rockwell Counties; or anyone who is either employed themselves or through a relative association at any of the site listed CU-affiliated companies, whether you/they are retired, a pensioner, or a current employee.
See current membership details
Feels Like Family
I've only been with this credit union for 3 months. I haven't had any issues so far. I do wish they had a branch in Plano TX. Garlands a 20 minute drive. I have become very uncomfortable with banks in general. I did some research before joining. I wanted a good reliable well funded local establishment with a good track record . I don't think will regret my decision!
Great Service
I have always had great service. Has small town feel. Wish they had few more branches and extended hours. I chose them because of the high rating. Overall very pleased with my decision to replace my bank with America's Credit Union.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67470 |
| Year Chartered | 1934 |
| Employees | 65 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.29% |
| Return on Equity - YTD | 2.3% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $246.3MM$196.5MM |
| Loans | Q2 2016vs Q2 2015 | $124.3MM$114.1MM |
| Deposits | Q2 2016vs Q2 2015 | $214.5MM$169.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $30.5MM$25.0MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $437.00K$466.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $536.00K$347.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not America's Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
America's Credit Union (TX) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $10k* | - | IRA Deposit Account | ||
| OTHER TIERS: 0.05% → $200 - $10k | |||||
| 0.10%* | $10k* | - | Regular Savings | ||
| OTHER TIERS: 0.05% → $200 - $10k | |||||
| 0.10%* | $10k* | - | JAMMS Jr. | ||
| OTHER TIERS: 0.05% → $25 - $10k | |||||
| 0.10%* | $10k* | - | Special Savings | ||
| OTHER TIERS: 0.05% → $200 - $10k | |||||
| 0.10%* | $10k* | - | JAMMS | ||
| OTHER TIERS: 0.05% → $25 - $10k | |||||
| 0.10%* | $10k* | - | Roth IRA Deposit Account | ||
| OTHER TIERS: 0.05% → $200 - $10k | |||||
| 0.10%* | $10k* | - | CESA Deposit Account | ||
| OTHER TIERS: 0.05% → $200 - $10k | |||||
| 0.05% | - | - | Christmas Club | ||
| 0.05% | - | - | Vacation Club | ||
America's Credit Union (TX) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $2k | - | Preferred Money Market Checking |
America's Credit Union (TX) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.10% | $5k | - | 36 Month CD | ||
| 1.00%* | $100k* | - | 24 Month CD | ||
| OTHER TIERS: 0.90% → $5k - $100k | |||||
| 0.70%* | $100k* | - | 12 Month CD | ||
| OTHER TIERS: 0.65% → $5k - $100k | |||||
| 0.70%* | $100k* | - | 18 Month CD | ||
| OTHER TIERS: 0.65% → $5k - $100k | |||||
| 0.40%* | $100k* | - | 6 Month CD | ||
| OTHER TIERS: 0.35% → $5k - $100k | |||||
America's Credit Union (TX) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.10% | $2k | - | 36 Month IRA | ||
| 1.00%* | $100k* | - | 24 Month IRA | ||
| OTHER TIERS: 0.90% → $2k - $100k | |||||
| 0.70%* | $100k* | - | 12 Month IRA | ||
| OTHER TIERS: 0.65% → $2k - $100k | |||||
| 0.70%* | $100k* | - | 18 Month IRA | ||
| OTHER TIERS: 0.65% → $2k - $100k | |||||
| 0.40%* | $100k* | - | 6 Month IRA | ||
| OTHER TIERS: 0.35% → $2k - $100k | |||||
| America's Credit Union (TX) Locations | ||
|---|---|---|
| Branch Office | 2350 E Bennett St | Springfield, MO 65804-1732 |
| Branch Office | 2154 FOREST LN | GARLAND, TX 75042 |
| Branch Office | 3132 W Miller Rd | Garland, TX 75041-6108 |
| Branch Office | 3001 Motley Dr Ste H | Mesquite, TX 75150-3457 |
| Branch Office | 2340 FOREST LN | GARLAND, TX 75042-7924 |
| Branch Office | 600 N PEARL ST STE S203 | DALLAS, TX 75201 |