America's First Federal Credit Union


Overview / Commentary
205-320-4000
1200 4th Ave N
Birmingham, AL 35203-1631

America's First Federal Credit Union is headquartered in Birmingham and is the 3rd largest credit union in the state of Alabama. It is also the 181st largest credit union in the nation. It was established in 1936 and as of June of 2019, it had grown to 344 employees and 170,436 members at 19 locations. America's First Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in America's First Federal Credit Union is open to those who live, work, worship, or attend school in Bibb, Blount, Calhoun, Chilton, Jefferson, Shelby, St. Clair, or Walker counties and certain areas of Mobile and Talladega counties in Alabama.
See current membership details

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Reviews (2)

Great Credit Union

Posted by: Roe | Sep 2, 2015

This is the best credit union I have used. It is 2 miles from my house so very convenient to drive to. The customer service is outstanding. Free cashier's checks are available when you have a checking or savings account with them. Also, free ATM usage for their customers. I have excellent service from their bank tellers. The fees are none if you maintain your account there. I have not checked on Money Market, CDs or IRAs but I will in the future. I have used credit unions in the past but this is the BEST!

America's First, a credit union for you

Posted by: KarenS. | May 28, 2014

I have been a member of this credit union for over 35 years. I have had a student loan, car loan, as well as checking and savings accounts. My mother has had accounts and loans from them for over 45 years. Unlike banks, they are much more personal and friendly. Also, your account comes with a small life insurance policy.



Health

Health Grade Components

Overall
NCUA #24534
Year Chartered1936
Employees344
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD5.76%
Annual Interest Income$26.0MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$1.65B$1.56B
LoansQ2 2019vs Q2 2018$1.27B$1.09B
DepositsQ2 2019vs Q2 2018$1.44B$1.37B
Equity CapitalQ2 2019vs Q2 2018$190.2MM$173.2MM
Loan Loss AllowanceQ2 2019vs Q2 2018$5.3MM$4.5MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$5.3MM$4.2MM
Real Estate OwnedQ2 2019vs Q2 2018$1.4MM$1.2MM
Rates

Rates for America's First Federal Credit Union are currently being reviewed.

Locations

Availability



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