1. Banks
  2. America's First Federal Credit Union

America's First Federal Credit Union


Overview / Commentary
www.amfirst.org
205-320-4000
1200 4th Ave N
Birmingham, AL 35203-1631

America's First Federal Credit Union is headquartered in Birmingham and is the 3rd largest credit union in the state of Alabama. It is also the 184th largest credit union in the nation. It was established in 1936 and as of December of 2019, it had grown to 360 employees and 174,652 members at 19 locations. America's First Federal Credit Union's CD rates are 11% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in America's First Federal Credit Union is open to those who live, work, worship, or attend school in Bibb, Blount, Calhoun, Chilton, Jefferson, Shelby, St. Clair, or Walker counties and certain areas of Mobile and Talladega counties in Alabama.
See current membership details

Related Posts

View all posts from:


Reviews (2)

Great Credit Union

Posted by: |

This is the best credit union I have used. It is 2 miles from my house so very convenient to drive to. The customer service is outstanding. Free cashier's checks are available when you have a checking or savings account with them. Also, free ATM usage for their customers. I have excellent service from their bank tellers. The fees are none if you maintain your account there. I have not checked on Money Market, CDs or IRAs but I will in the future. I have used credit unions in the past but this is the BEST!

3

America's First, a credit union for you

Posted by: |

I have been a member of this credit union for over 35 years. I have had a student loan, car loan, as well as checking and savings accounts. My mother has had accounts and loans from them for over 45 years. Unlike banks, they are much more personal and friendly. Also, your account comes with a small life insurance policy.

3


Health
A+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #24534
Year Chartered1936
Employees360
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD8.65%
Annual Interest Income$60.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.68B$1.58B
LoansQ4 2019vs Q4 2018$1.33B$1.17B
DepositsQ4 2019vs Q4 2018$1.47B$1.38B
Equity CapitalQ4 2019vs Q4 2018$197.6MM$177.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$5.6MM$4.8MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$6.6MM$6.5MM
Real Estate OwnedQ4 2019vs Q4 2018$655.00K$1.1MM
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not America's First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America's First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$750Pocket Change Account
OTHER TIERS: 0.25% → $750+
1.00%--IRA Share Account (in branch only)
0.40%*$75k*-Share Account
OTHER TIERS: 0.10% → $100 - $10k | 0.20% → $10k - $40k | 0.35% → $40k - $75k
0.25%$100-Christmas Club

America's First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Amfirst Money Market Account
OTHER TIERS: 0.10% → $2.5k - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k

America's First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2.5k-EZ Premium Checking

America's First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-60 Month Flex Rate Share Certificate
1.45%$500-48 Month Flex Rate Share Certificate
1.35%$500-36 Month Flex Rate Share Certificate
1.30%$500-30 Month Share Certificate
1.25%$500-18 Month Share Certificate
1.25%$500-24 Month Share Certificate
1.00%$500-12 Month Share Certificate
0.50%$500-6 Month Share Certificate
0.50%$500-9 Month Share Certificate
0.20%$500-91 Day Share Certificate

America's First Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-60 Month Flex Rate IRA Certificate
1.45%$500-48 Month Flex Rate IRA Certificate
1.35%$500-36 Month Flex Rate IRA Certificate
1.30%$500-30 Month IRA Certificate
1.25%$500-24 Month IRA Certificate
1.25%$500-18 Month IRA Certificate
1.00%$500-12 Month IRA Certificate
0.50%$500-6 Month IRA Certificate
0.50%$500-9 Month IRA Certificate
0.20%$500-91 Day IRA Certificate
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.