America's First Federal Credit Union


Overview / Commentary
205-320-4000
1200 4th Ave N
Birmingham, AL 35203-1631

America's First Federal Credit Union is headquartered in Birmingham and is the 3rd largest credit union in the state of Alabama. It is also the 182nd largest credit union in the nation. It was established in 1936 and as of March of 2019, it had grown to 334 employees and 167,324 members at 19 locations. America's First Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in America's First Federal Credit Union is open to those who live, work, worship, or attend school in Bibb, Blount, Calhoun, Chilton, Jefferson, Shelby, St. Clair, or Walker counties and certain areas of Mobile and Talladega counties in Alabama.
See current membership details

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Reviews (2)

Great Credit Union

Posted by: Roe | Sep 2, 2015

This is the best credit union I have used. It is 2 miles from my house so very convenient to drive to. The customer service is outstanding. Free cashier's checks are available when you have a checking or savings account with them. Also, free ATM usage for their customers. I have excellent service from their bank tellers. The fees are none if you maintain your account there. I have not checked on Money Market, CDs or IRAs but I will in the future. I have used credit unions in the past but this is the BEST!

America's First, a credit union for you

Posted by: KarenS. | May 28, 2014

I have been a member of this credit union for over 35 years. I have had a student loan, car loan, as well as checking and savings accounts. My mother has had accounts and loans from them for over 45 years. Unlike banks, they are much more personal and friendly. Also, your account comes with a small life insurance policy.



Health

Health Grade Components

Overall
NCUA #24534
Year Chartered1936
Employees334
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD4.56%
Annual Interest Income$12.7MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$1.64B$1.55B
LoansQ1 2019vs Q1 2018$1.21B$1.04B
DepositsQ1 2019vs Q1 2018$1.44B$1.37B
Equity CapitalQ1 2019vs Q1 2018$184.1MM$170.0MM
Loan Loss AllowanceQ1 2019vs Q1 2018$5.0MM$4.4MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$5.5MM$4.9MM
Real Estate OwnedQ1 2019vs Q1 2018$1.2MM$1.2MM
Rates

Rates for America's First Federal Credit Union are currently being reviewed.

Locations

Availability



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