America's First Federal Credit Union
America's First Federal Credit Union is headquartered in Birmingham and is the 3rd largest credit union in the state of Alabama. It is also the 184th largest credit union in the nation. It was established in 1936 and as of December of 2019, it had grown to 360 employees and 174,652 members at 19 locations. America's First Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in America's First Federal Credit Union is open to those who live, work, worship, or attend school in Bibb, Blount, Calhoun, Chilton, Jefferson, Shelby, St. Clair, or Walker Counties and certain areas of Mobile and Talladega Counties in Alabama.
See current membership details
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Great Credit Union
This is the best credit union I have used. It is 2 miles from my house so very convenient to drive to. The customer service is outstanding. Free cashier's checks are available when you have a checking or savings account with them. Also, free ATM usage for their customers. I have excellent service from their bank tellers. The fees are none if you maintain your account there. I have not checked on Money Market, CDs or IRAs but I will in the future. I have used credit unions in the past but this is the BEST!
America's First, a credit union for you
I have been a member of this credit union for over 35 years. I have had a student loan, car loan, as well as checking and savings accounts. My mother has had accounts and loans from them for over 45 years. Unlike banks, they are much more personal and friendly. Also, your account comes with a small life insurance policy.
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24534 |
| Year Chartered | 1936 |
| Employees | 360 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.02% |
| Return on Equity - YTD | 8.65% |
| Annual Interest Income | $60.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $1.68B$1.58B |
| Loans | Q4 2019vs Q4 2018 | $1.33B$1.17B |
| Deposits | Q4 2019vs Q4 2018 | $1.47B$1.38B |
| Equity Capital | Q4 2019vs Q4 2018 | $197.6MM$177.8MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $5.6MM$4.8MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $6.6MM$6.5MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $655.00K$1.1MM |
