Featured Savings Rates
Featured Accounts

America's First Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.35%5-year CD60 Month Flexrate Share Certificate
0.50%1-year CD12 Month Share Certificate
0.50%SavingsShare Account

Overview / Commentary
205-320-4185
1200 4th Ave N
Birmingham, AL 35203-1631

America's First Federal Credit Union is headquartered in Birmingham and is the 3rd largest credit union in the state of Alabama. It is also the 164th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 302 employees and 140,868 members at 19 locations. America's First Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in America's First Federal Credit Union is open to those who live, work, worship, or attend school in Bibb, Blount, Calhoun, Chilton, Jefferson, Shelby, St. Clair, or Walker counties and certain areas of Mobile and Talladega counties in Alabama.
See current membership details

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Reviews (2)

Great Credit Union

Posted by: Roe | Sep 2, 2015

This is the best credit union I have used. It is 2 miles from my house so very convenient to drive to. The customer service is outstanding. Free cashier's checks are available when you have a checking or savings account with them. Also, free ATM usage for their customers. I have excellent service from their bank tellers. The fees are none if you maintain your account there. I have not checked on Money Market, CDs or IRAs but I will in the future. I have used credit unions in the past but this is the BEST!

America's First, a credit union for you

Posted by: KarenS. | May 28, 2014

I have been a member of this credit union for over 35 years. I have had a student loan, car loan, as well as checking and savings accounts. My mother has had accounts and loans from them for over 45 years. Unlike banks, they are much more personal and friendly. Also, your account comes with a small life insurance policy.



Health
A

Health Grade Components

Overall
NCUA #24534
Year Chartered1936
Employees302
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD4.55%
Annual Interest Income$17.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.42B$1.36B
LoansQ2 2016vs Q2 2015$908.2MM$826.6MM
DepositsQ2 2016vs Q2 2015$1.25B$1.21B
Equity CapitalQ2 2016vs Q2 2015$156.5MM$146.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$3.8MM$4.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.2MM$5.8MM
Real Estate OwnedQ2 2016vs Q2 2015$1.7MM$2.3MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America's First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$501Pocket Change Account
OTHER TIERS: 0.25% $500+
0.75%--IRA Share Account
0.50%*$75k*-Share Account
OTHER TIERS: 0.10% $100 - $10k | 0.25% $10k - $40k | 0.40% $40k - $75k
0.25%$100-Christmas Club

America's First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-EasyAccess Money Market Account
OTHER TIERS: 0.10% $2,500 - $10k | 0.25% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k

America's First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2,500-EZ Premium Checking

America's First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$500-60 Month Flexrate Share Certificate
1.10%$500-48 Month Flexrate Share Certificate
0.85%$500-36 Month Flexrate Share Certificate
0.75%$500-24 Month Share Certificate
0.75%$500-30 Month Share Certificate
0.60%$500-18 Month Share Certificate
0.50%$500-12 Month Share Certificate
0.35%$500-6 Month Share Certificate
0.35%$500-9 Month Share Certificate
0.20%$500-91 Day Share Certificate

America's First Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$500-60 Month Flexrate IRA Certificate
1.10%$500-48 Month Flexrate IRA Certificate
0.85%$500-36 Month Flexrate IRA Certificate
0.75%$500-24 Month IRA Certificate
0.75%$500-30 Month IRA Certificate
0.60%$500-18 Month IRA Certificate
0.50%$500-12 Month IRA Certificate
0.35%$500-6 Month IRA Certificate
0.35%$500-9 Month IRA Certificate
0.20%$500-91 Day IRA Certificate
Locations

America's First Federal Credit Union has 19 locations. Click to view all America's First Federal Credit Union locations.