2. America's First Federal Credit Union

America's First Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.25%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
1.50%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.60%Savings
0.27% - National Average
View all America's First Federal Credit Union rates »

Overview / Commentary
www.amfirst.org
205-320-4000
1200 4th Ave N
Birmingham, AL 35203-1631

America's First Federal Credit Union is headquartered in Birmingham and is the 3rd largest credit union in the state of Alabama. It is also the 180th largest credit union in the nation. It was established in 1936 and as of September of 2018, it had grown to 331 employees and 161,590 members at 19 locations. America's First Federal Credit Union's money market rates are 82% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in America's First Federal Credit Union is open to those who live, work, worship, or attend school in Bibb, Blount, Calhoun, Chilton, Jefferson, Shelby, St. Clair, or Walker counties and certain areas of Mobile and Talladega counties in Alabama.
See current membership details

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Reviews (2)

Great Credit Union

Posted by: Roe | Sep 2, 2015

This is the best credit union I have used. It is 2 miles from my house so very convenient to drive to. The customer service is outstanding. Free cashier's checks are available when you have a checking or savings account with them. Also, free ATM usage for their customers. I have excellent service from their bank tellers. The fees are none if you maintain your account there. I have not checked on Money Market, CDs or IRAs but I will in the future. I have used credit unions in the past but this is the BEST!

3

America's First, a credit union for you

Posted by: KarenS. | May 28, 2014

I have been a member of this credit union for over 35 years. I have had a student loan, car loan, as well as checking and savings accounts. My mother has had accounts and loans from them for over 45 years. Unlike banks, they are much more personal and friendly. Also, your account comes with a small life insurance policy.

3


Health
A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #24534
Year Chartered1936
Employees331
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD7%
Annual Interest Income$33.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.57B$1.50B
LoansQ3 2018vs Q3 2017$1.13B$994.0MM
DepositsQ3 2018vs Q3 2017$1.38B$1.32B
Equity CapitalQ3 2018vs Q3 2017$176.2MM$166.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$4.8MM$4.1MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$5.4MM$5.0MM
Real Estate OwnedQ3 2018vs Q3 2017$1.0MM$1.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

America's First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*-$750Pocket Change Account
OTHER TIERS: 0.25% → $750+
1.25%--IRA Share Account (in branch only)
0.60%*$75k*-Share Account
OTHER TIERS: 0.20% → $100 - $10k | 0.35% → $10k - $40k | 0.50% → $40k - $75k
0.25%$100-Christmas Club

America's First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$100k*-Amfirst Money Market Account
OTHER TIERS: 0.55% → $2.5k - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.75% → $50k - $100k

America's First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2.5k-EZ Premium Checking

America's First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$500-60 Month Flex Rate Share Certificate
2.75%$20k-17 Month CD Special - w/ eStatements
2.75%$20k-Business 17 Month CD Special - w/ eStatements
2.65%$20k-17 Month CD Special - w/o eStatements
2.65%$20k-Business 17 Month CD Special - w/o eStatements
2.50%$500-48 Month Flex Rate Share Certificate
2.25%$500-36 Month Flex Rate Share Certificate
2.00%$500-24 Month Share Certificate
2.00%$500-30 Month Share Certificate
1.75%$500-18 Month Share Certificate
1.50%$500-12 Month Share Certificate
1.00%$500-6 Month Share Certificate
1.00%$500-9 Month Share Certificate
0.35%$500-91 Day Share Certificate

America's First Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$500-60 Month Flex Rate IRA Certificate
2.50%$500-48 Month Flex Rate IRA Certificate
2.25%$500-36 Month Flex Rate IRA Certificate
2.00%$500-24 Month IRA Certificate
2.00%$500-30 Month IRA Certificate
1.75%$500-18 Month IRA Certificate
1.50%$500-12 Month IRA Certificate
1.00%$500-6 Month IRA Certificate
1.00%$500-9 Month IRA Certificate
0.35%$500-91 Day IRA Certificate
Locations

Availability



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