America's First Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.75% | 5-year CD | |
| 1.50% | 1-year CD | 2.60% - Capital One 12 Month 360 CD |
| 0.60% | Savings |
America's First Federal Credit Union is headquartered in Birmingham and is the 3rd largest credit union in the state of Alabama. It is also the 177th largest credit union in the nation. It was established in 1936 and as of June of 2018, it had grown to 326 employees and 158,966 members at 19 locations. America's First Federal Credit Union's money market rates are 82% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in America's First Federal Credit Union is open to those who live, work, worship, or attend school in Bibb, Blount, Calhoun, Chilton, Jefferson, Shelby, St. Clair, or Walker counties and certain areas of Mobile and Talladega counties in Alabama.
See current membership details
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Great Credit Union
This is the best credit union I have used. It is 2 miles from my house so very convenient to drive to. The customer service is outstanding. Free cashier's checks are available when you have a checking or savings account with them. Also, free ATM usage for their customers. I have excellent service from their bank tellers. The fees are none if you maintain your account there. I have not checked on Money Market, CDs or IRAs but I will in the future. I have used credit unions in the past but this is the BEST!
America's First, a credit union for you
I have been a member of this credit union for over 35 years. I have had a student loan, car loan, as well as checking and savings accounts. My mother has had accounts and loans from them for over 45 years. Unlike banks, they are much more personal and friendly. Also, your account comes with a small life insurance policy.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24534 |
| Year Chartered | 1936 |
| Employees | 326 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.87% |
| Return on Equity - YTD | 7.78% |
| Annual Interest Income | $22.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $1.56B$1.50B |
| Loans | Q2 2018vs Q2 2017 | $1.09B$974.3MM |
| Deposits | Q2 2018vs Q2 2017 | $1.37B$1.33B |
| Equity Capital | Q2 2018vs Q2 2017 | $173.2MM$163.8MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $4.5MM$4.0MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $4.2MM$5.7MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $1.2MM$949.00K |
Always verify rates and promotions with the bank or credit union. We are not America's First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
America's First Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $500 | Pocket Change Account | ||
| OTHER TIERS: 0.25% → $500+ | |||||
| 1.25% | - | - | IRA Share Account (in branch only) | ||
| 0.60%* | $75k* | - | Share Account | ||
| OTHER TIERS: 0.20% → $100 - $10k | 0.35% → $10k - $40k | 0.50% → $40k - $75k | |||||
| 0.25% | $100 | - | Christmas Club | ||
America's First Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.80%* | $100k* | - | EasyAccess Money Market Account | ||
| OTHER TIERS: 0.55% → $2.5k - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.75% → $50k - $100k | |||||
America's First Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $2.5k | - | EZ Premium Checking |
America's First Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $500 | - | 60 Month Flexrate Share Certificate | |
| 2.50% | $500 | - | 48 Month Flexrate Share Certificate | |
| 2.25% | $500 | - | 36 Month Flexrate Share Certificate | |
| 2.00% | $500 | - | 24 Month Share Certificate | |
| 2.00% | $500 | - | 30 Month Share Certificate | |
| 1.75% | $500 | - | 18 Month Share Certificate | |
| 1.50% | $500 | - | 12 Month Share Certificate | |
| 0.60% | $500 | - | 6 Month Share Certificate | |
| 0.60% | $500 | - | 9 Month Share Certificate | |
| 0.35% | $500 | - | 91 Day Share Certificate |
America's First Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $500 | - | 60 Month Flexrate IRA Certificate | |
| 2.50% | $500 | - | 48 Month Flexrate IRA Certificate | |
| 2.25% | $500 | - | 36 Month Flexrate IRA Certificate | |
| 2.00% | $500 | - | 24 Month IRA Certificate | |
| 2.00% | $500 | - | 30 Month IRA Certificate | |
| 1.75% | $500 | - | 18 Month IRA Certificate | |
| 1.50% | $500 | - | 12 Month IRA Certificate | |
| 0.60% | $500 | - | 6 Month IRA Certificate | |
| 0.60% | $500 | - | 9 Month IRA Certificate | |
| 0.35% | $500 | - | 91 Day IRA Certificate |
