America's First Federal Credit Union is headquartered in Birmingham and is the 4th largest credit union in the state of Alabama. It is also the 186th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 420 employees and 193,885 members at 21 locations. America's First Federal Credit Union's money market rates are 5X the national average, and it has an A health rating.
Membership in America's First Federal Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Bibb, Blount, Calhoun, Chilton, Coosa, Cullman, Jefferson, Shelby, St. Clair, Talladega, Tallapoosa, or Walker, and certain areas of Mobile County. Immediate family members of a current America's First Federal Credit Union member are also eligible to join.
See current membership details
Overall | |
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NCUA # | 24534 |
Year Chartered | 1936 |
Employees | 420 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.09% |
Return on Equity - YTD | 9.65% |
Annual Interest Income | $30.2MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $2.59B$2.5B |
Loans | Q1 2025vs Q1 2024 | $2.07B$1.92B |
Deposits | Q1 2025vs Q1 2024 | $2.27B$2.2B |
Equity Capital | Q1 2025vs Q1 2024 | $288.6MM$257.3MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $14MM$12MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $12.8MM$11MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $136K$0 |
Always verify rates and promotions with the bank or credit union. We are not America's First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.35%* | $100k* | - | Amfirst Money Market Account | ||
OTHER TIERS: 1.00% → $2.5k - $10k | 1.10% → $10k - $25k | 1.15% → $25k - $50k | 1.40% → $50k - $100k |