Overview / Commentary
Americhoice Federal Credit Union is headquartered in Mechanicsburg and is the 42nd largest credit union in the state of Pennsylvania. It is also the 1,175th largest credit union in the nation. It was established in 1970 and as of December of 2023, it had grown to 56 employees and 15,786 members at 5 locations. Americhoice Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership in AmeriChoice Federal Credit Union is open to those who live, work, worship, or attend school in the Pennsylvania counties of Cumberland, Dauphin, or Perry. Membership is also open to immediate family of current members and those who are membership-eligible.
See current membership details
Health
B
Data as of Q4 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 20041 |
| Year Chartered | 1970 |
| Employees | 56 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.02% |
| Return on Equity - YTD | 11.64% |
| Annual Interest Income | $9.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2023vs Q4 2022 | $227.4MM$234.6MM |
| Loans | Q4 2023vs Q4 2022 | $158.6MM$143.4MM |
| Deposits | Q4 2023vs Q4 2022 | $205.6MM$216.6MM |
| Equity Capital | Q4 2023vs Q4 2022 | $19.8MM$16.6MM |
| Loan Loss Allowance | Q4 2023vs Q4 2022 | $1.8MM$1.3MM |
| Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $936K$952K |
| Real Estate Owned | Q4 2023vs Q4 2022 | $0$0 |