Overview / Commentary
Americo Federal Credit Union is headquartered in Erie and is the 90th largest credit union in the state of Pennsylvania. It is also the 1,926th largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 16 employees and 7,538 members at 2 locations. Americo Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Americo Federal Credit Union is open to employees of members of more than 175 Select Employer Groups, which include several area school districts and townships.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Americo Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12752 |
| Year Chartered | 1959 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 7.56% |
| Annual Interest Income | $752K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $90.3MM$90MM |
| Loans | Q1 2025vs Q1 2024 | $29.5MM$29.9MM |
| Deposits | Q1 2025vs Q1 2024 | $79.8MM$80MM |
| Equity Capital | Q1 2025vs Q1 2024 | $10.3MM$9.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $222K$193K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $176K$146K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |