Ameris Bank


Overview / Commentary
866-616-6020
3490 Piedmont Rd. NE
Atlanta, GA 30305

Ameris Bank is headquartered in ATLANTA and is the 2nd largest bank in the state of Georgia. It is also the 83rd largest bank in the nation. It was established in 1971 and as of March of 2024, it had grown to 2,777 employees at 178 locations. Ameris Bank has an A+ health rating.

I Love Banking At Ameris Bank Northlake Branch, Atlanta

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I have been a commercial and personal banking customer at Ameris Bank Northlake branch in Atlanta, GA since they merged with Fidelity Bank. Having been a customer with big banks like Well Fargo and Bank of America in the past, I can see the difference of banking with a community bank like Ameris Bank. From the manager to the tellers, the service is immaculate. They treat me like a personal friend, not just a customer. I specially like the service of head teller Jennifer Fernandez who goes above and beyond of her call of duty to take care of my needs. Being a business customer of major banks for several years, I have seen many tellers, but I am yet to find a match for Jennifer's speed and efficiency to take care of customers needs. I just wish she stays with this bank for many more years so that I can continue to enjoy her excellent customer service. I highly recommend this bank to any commercial and personal banking customer.

Good local bank

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I have banked with Ameris for years and they are a very good local bank. I am surprised that they have not issued chip cards yet, but I hope they will do that in the near future. The bank has that hometown feel in which it offers refreshments and friendly faces behind the counter. I have not seen any errors with my accounts with this Bank. During the one time I encountered fraud with my account; the bank reimbursed me within days and took preventative action right away. The handling of cashier checks is done quickly and efficiently, deposits are made very easily without the use of a deposit slip.

Systems/Employees

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Internet systems are out dated. The bank in general is behind the times. Not a happy place to bank! None of the offices seem to be staffed adequately, nor are they in convenient locations.

Don't Bank At Ameris Bank

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Ameris Bank refused to send a $400 wire to Nigeria for a background check for my fiancé for an K1 visa. They made a poor decision about a high-dollar client who had been with them since 2014.They are provincial and small-minded. If they are concerned about dishonesty, they should look in their own backyard. I had at least seven accounts with them, both business and personal, and I took my business to Vystar, which allows you to send your own wires for free and pays interest on all accounts. I should have banked there a long time ago.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #20504
Year Established1971
Employees2777
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD9.14%
Annual Interest Income$329.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$25.58B$25.99B
LoansQ1 2024vs Q1 2023$20.64B$20.15B
DepositsQ1 2024vs Q1 2023$21.14B$20.02B
Equity CapitalQ1 2024vs Q1 2023$3.62B$3.41B
Loan Loss AllowanceQ1 2024vs Q1 2023$320MM$242.7MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$70.6MM$69MM
Real Estate OwnedQ1 2024vs Q1 2023$2.2MM$1.5MM
Rates

Sorry, we do not have rate data for Ameris Bank.

Locations

Availability



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