Ameris Bank is headquartered in Moultrie and is the 5th largest bank in the state of Georgia. It is also the 128th largest bank in the nation. It was established in 1971 and as of June of 2019, it had grown to 1,777 employees at 129 locations. Ameris Bank has an A+ health rating.
I became an Ameris Bank customer in 2011 and what an awesome experiance it has been. When i walk into the bank i am immediatley greeted by the wonderfully happy tellers that work at Ameris. My business is always handled quickly and are accurate. There are abosultely no hidden fees and customers are treated with the utmost respect. Online Bill Pay is absolutley free and very easy to use. Their website is awesome and very easy to navigate. Ameris Bank has thouroughly impressed me and will have my business always! I highly reccomend becoming a member of this wonderful, fast growing Community Bank.
I have banked with Ameris for years and they are a very good local bank. I am surprised that they have not issued chip cards yet, but I hope they will do that in the near future. The bank has that hometown feel in which it offers refreshments and friendly faces behind the counter. I have not seen any errors with my accounts with this Bank. During the one time I encountered fraud with my account; the bank reimbursed me within days and took preventative action right away. The handling of cashier checks is done quickly and efficiently, deposits are made very easily without the use of a deposit slip.
I am an ex-Fidelity customer that was sent across to Ameris Bank and the "seamless" move (their promise) has set a new standard in inefficiency and poor staff training. My login credentials are not being saved and despite escalated calls to re-set log-in details, I still have trouble accessing my account. After multiple corrections on their end I was eventually able to gain access and I was advised that "Bill-Pay" was the correct way to transfer funds to exterior bank accounts and it was set up accordingly with their staff, followed by a confirming email. After 4 days the funds did not appear - I was not notified of the failure. After another 3 calls I was advised that "Bill-Pay" was in fact not the correct vehicle and that I should investigate another route. It has taken me 10 days since the switch on Nov 4th to get my account in order and the transfer is still in doubt, confirmation will not be available until 11/18. The new online platform is un-intuitive and misleading and my patience is exhausted-I'm don with Ameris Bank!
|FDIC Certificate #||20504|
|Return on Assets - YTD||1.53%|
|Return on Equity - YTD||10.76%|
|Annual Interest Income||$254.0MM|
|Assets and Liabilities|
|Assets||Q2 2019vs Q2 2018||$11.80B$11.10B|
|Loans||Q2 2019vs Q2 2018||$9.28B$8.60B|
|Deposits||Q2 2019vs Q2 2018||$9.59B$8.77B|
|Equity Capital||Q2 2019vs Q2 2018||$1.68B$1.51B|
|Loan Loss Allowance||Q2 2019vs Q2 2018||$31.8MM$31.5MM|
|Unbacked Noncurrent Loans||Q2 2019vs Q2 2018||$40.4MM$56.5MM|
|Real Estate Owned||Q2 2019vs Q2 2018||$30.7MM$39.4MM|
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