Ameris Bank is headquartered in Atlanta and is the 2nd largest bank in the state of Georgia. It is also the 89th largest bank in the nation. It was established in 1971 and as of December of 2019, it had grown to 2,722 employees at 189 locations. Ameris Bank has an A+ health rating.
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Wonderful Place To Bank
I became an Ameris Bank customer in 2011 and what an awesome experiance it has been. When i walk into the bank i am immediatley greeted by the wonderfully happy tellers that work at Ameris. My business is always handled quickly and are accurate. There are abosultely no hidden fees and customers are treated with the utmost respect. Online Bill Pay is absolutley free and very easy to use. Their website is awesome and very easy to navigate. Ameris Bank has thouroughly impressed me and will have my business always! I highly reccomend becoming a member of this wonderful, fast growing Community Bank.
Good local bank
I have banked with Ameris for years and they are a very good local bank. I am surprised that they have not issued chip cards yet, but I hope they will do that in the near future. The bank has that hometown feel in which it offers refreshments and friendly faces behind the counter. I have not seen any errors with my accounts with this Bank. During the one time I encountered fraud with my account; the bank reimbursed me within days and took preventative action right away. The handling of cashier checks is done quickly and efficiently, deposits are made very easily without the use of a deposit slip.
Systems/Employees
Internet systems are out dated. The bank in general is behind the times. Not a happy place to bank! None of the offices seem to be staffed adequately, nor are they in convenient locations.
Finally A Bank That REALLY Shows They Want Your Business
While big banks are getting more of our hard earned money in fees... Ameris is doing just the opposite...they are getting the big banks clients! Hats off to the Greenville branch...not only did the bank manager consistently follow up with me, he continued to show me how they could save, not only my business money, but personally too! Needless to say...I am an Ameris client. And so are 4 of my staff! I love the personal touch, quick answers to questions, and they follow up on those answers. Thank You Scott and your staff! Love banking with you! Michele - Studio M
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 20504 |
| Year Established | 1971 |
| Employees | 2722 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.32% |
| Return on Equity - YTD | 9.21% |
| Annual Interest Income | $636.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $18.16B$11.36B |
| Loans | Q4 2019vs Q4 2018 | $14.44B$8.59B |
| Deposits | Q4 2019vs Q4 2018 | $14.13B$9.66B |
| Equity Capital | Q4 2019vs Q4 2018 | $2.61B$1.60B |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $38.2MM$28.8MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $63.0MM$41.9MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $32.9MM$33.1MM |
