Ameris Bank is headquartered in ATLANTA and is the 2nd largest bank in the state of Georgia. It is also the 82nd largest bank in the nation. It was established in 1971 and as of March of 2025, it had grown to 2,710 employees at 178 locations. Ameris Bank has an A+ health rating.
Don't Bank At Ameris Bank
Ameris Bank refused to send a $400 wire to Nigeria for a background check for my fiancé for an K1 visa. They made a poor decision about a high-dollar client who had been with them since 2014.They are provincial and small-minded. If they are concerned about dishonesty, they should look in their own backyard. I had at least seven accounts with them, both business and personal, and I took my business to Vystar, which allows you to send your own wires for free and pays interest on all accounts. I should have banked there a long time ago.
Ameris Bank Does Not Protect Your Money!!!!
I wish I could give them zero stars.. On March 19, 2023 $494.80 and 492.68 was debted from my account at a Pilot gas stationin Lincoln, Al for diesel. I explained to them that i was no where near that area nor do I live near that area. At that time the bank reversed the charges. On June 26,2023 the bank put the charges back on my account stating that I was the one that made the transactions. I would like to explain that I am a local truck driver and I do not travel that far out. If the bank would look at my transactions they would see that I have never been in that area.
Ameris Bank Charging Me After I Paid Off My Car Loan.
Simply put the worst bank I ever dealt with. Last week I paid what I thought was my last payment. Then they said I owe them a 1000 dollars. I asked for what, if anything you guys should be sending me back money for good payment. They said I had few late payments. I told them I always sent in the late fee if I knew I was going to be paying late. She said sometimes I might have paid on the last date but after 7 pm, which means it will be late. So I told her count how many times I have been late and add it up. It came up to $375, so I told her initials (M.P) how did we come up to a thousand. She had no clear answer and said her allotted time of 10 minutes was up, and best she could do is send me an email of my payment history. I had never heard that before, allotted time is up, Ameris bank is a disgrace. I would give them half of one star, for at least picking up the phone.
signed Cyril Lee
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 20504 |
| Year Established | 1971 |
| Employees | 2710 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.43% |
| Return on Equity - YTD | 9.76% |
| Annual Interest Income | $333.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $26.43B$25.58B |
| Loans | Q1 2025vs Q1 2024 | $20.91B$20.64B |
| Deposits | Q1 2025vs Q1 2024 | $22.02B$21.14B |
| Equity Capital | Q1 2025vs Q1 2024 | $3.9B$3.62B |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $345.6MM$320MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $74.3MM$70.6MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $863K$2.2MM |
