Ameris Bank is headquartered in Moultrie and is the 4th largest bank in the state of Georgia. It is also the 177th largest bank in the nation. It was established in 1971 and as of September of 2016, it had grown to 1,270 employees at 114 locations. Ameris Bank has an A health rating.
I became an Ameris Bank customer in 2011 and what an awesome experiance it has been. When i walk into the bank i am immediatley greeted by the wonderfully happy tellers that work at Ameris. My business is always handled quickly and are accurate. There are abosultely no hidden fees and customers are treated with the utmost respect. Online Bill Pay is absolutley free and very easy to use. Their website is awesome and very easy to navigate. Ameris Bank has thouroughly impressed me and will have my business always! I highly reccomend becoming a member of this wonderful, fast growing Community Bank.
While big banks are getting more of our hard earned money in fees... Ameris is doing just the opposite...they are getting the big banks clients! Hats off to the Greenville branch...not only did the bank manager consistently follow up with me, he continued to show me how they could save, not only my business money, but personally too! Needless to say...I am an Ameris client. And so are 4 of my staff! I love the personal touch, quick answers to questions, and they follow up on those answers. Thank You Scott and your staff! Love banking with you! Michele - Studio M
Closed their customer service office and banks during hurricane Matthew. When I evacuated, fraud protection cut access to my funds off, I was stranded and no one to contact with zero cash!!!!!! Horrible, horrible customer service. Then, because I could not access my account, they charged me overdraft fees when I could not deposit my checks, auto-debits went through - would not refund. No chip in the debit card for international travel, 30 minute wait for customer service. Can't call your local branch directly. Horrible all around.
I had Darby bank in the past and then became Ameris bank, ok cool. I opened an account with Darby and was very pleased with their services and fees. Darby comes in and charges me fees without notice, I went out of the country for 6 months, I come back and Darby charges me $3 a month for the 6 months I didnt use my debit card... Really!? That had never happened before until they came in. Imagine in the thousands of customers they get a month at $3... No wonder Ameris is growing. To cash a third party check ?? OmG! Finger prints, and questions questions "where is the other person?" blah, blah and still can't cash or deposit checks that I have already cashed for people. First of all, if a person has an established account with you guys and enough money to back up the check if a problem, why treat a client this way? why run off your customers to another bank that can give that respect and value you can do as well. Until improvement, I don't care to bank with Ameris or recommend this bank to anyone.
Online bill pay isn't free. Need I say more? They took over Darby Bank when it went under (it wasn't much better anyways), and all of my automated payments, i.e. credit card, student loans, etc. stopped. Now I am overdue and have to call each company individually to make payments (Sally Mae charges $14.95 to pay over the phone, don't get me started about them) Arg. Well, I feel better now.
|FDIC Certificate #||20504|
|Return on Assets - YTD||1.27%|
|Return on Equity - YTD||10.82%|
|Annual Interest Income||$182.6MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$6.49B$5.22B|
|Loans||Q3 2016vs Q3 2015||$4.95B$3.75B|
|Deposits||Q3 2016vs Q3 2015||$5.31B$4.54B|
|Equity Capital||Q3 2016vs Q3 2015||$759.9MM$603.2MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$23.0MM$22.5MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$35.4MM$32.4MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$42.7MM$48.1MM|
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