First Community Bank (VA)


Overview / Commentary
304-325-7151
989
Bluefield, VA 24605

First Community Bank (VA) is headquartered in BLUEFIELD and is the 10th largest bank in the state of Virginia. It is also the 385th largest bank in the nation. It was established in 1920 and as of March of 2025, it had grown to 583 employees at 60 locations. First Community Bank (VA)'s savings rates are 3X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #13012
Year Established1920
Employees583
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD10.5%
Annual Interest Income$35MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.21B$3.21B
LoansQ1 2025vs Q1 2024$2.35B$2.48B
DepositsQ1 2025vs Q1 2024$2.7B$2.7B
Equity CapitalQ1 2025vs Q1 2024$462MM$460.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$33.8MM$35.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$20.1MM$19.6MM
Real Estate OwnedQ1 2025vs Q1 2024$298K$374K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Community Bank (VA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%*$50k*-Community Savings
OTHER TIERS: 0.25% $0 - $10k | 0.75% $10k - $25k | 1.00% $25k - $50k

First Community Bank (VA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Community Money Market
OTHER TIERS: 0.75% $0 - $100k
Locations

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