First Community Bank (VA) is headquartered in Bluefield and is the 11th largest bank in the state of Virginia. It is also the 341st largest bank in the nation. It was established in 1920 and as of June of 2016, it had grown to 595 employees at 55 locations. First Community Bank (VA) has a B+ health rating.
I have savings and checking with bank, went to transfer funds on Dec 24th from savings to checking. When went to buy groceries my debit was declined. Came home checked online, and found out my own funds, were not available till after Christmas. So I have had to cancel my Christmas plans. My Christmas is ruined. They certainly process debits immediately but transfers of funds not available over Christmas. I definitely would not recommend this Bank to anyone. There is no customer service and bank is antiquated. I am leaving Bank ASAP
|FDIC Certificate #||13012|
|Return on Assets - YTD||1.02%|
|Return on Equity - YTD||7.72%|
|Annual Interest Income||$47.9MM|
|Assets and Liabilities|
|Assets||Q2 2016vs Q2 2015||$2.47B$2.47B|
|Loans||Q2 2016vs Q2 2015||$1.78B$1.65B|
|Deposits||Q2 2016vs Q2 2015||$1.83B$1.93B|
|Equity Capital||Q2 2016vs Q2 2015||$321.0MM$324.1MM|
|Loan Loss Allowance||Q2 2016vs Q2 2015||$21.1MM$20.3MM|
|Unbacked Noncurrent Loans||Q2 2016vs Q2 2015||$16.7MM$15.9MM|
|Real Estate Owned||Q2 2016vs Q2 2015||$4.2MM$7.4MM|
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