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First Community Bank (VA)

Popular Accounts at this Bank

0.06%SavingsRegular Savings
0.04%Money MarketCommunity Money Market
0.01%CheckingCommunity 50 Checking

Overview / Commentary
29 College Drive
Bluefield, VA 24605

First Community Bank (VA) is headquartered in Bluefield and is the 14th largest bank in the state of Virginia. It is also the 366th largest bank in the nation. It was established in 1920 and as of September of 2017, it had grown to 569 employees at 51 locations. First Community Bank (VA) has an A health rating.

Reviews (3)

Great Bank

I've had a very positive experience banking with First Community Bank. When my local Bank of America location became a First Community Bank location, my checking and savings accounts automatically transferred to the new bank. First Community did a great job of transferring everything with no interruptions in service. I received my new checks and checking card very quickly. I've gone into the location a few times for transactions and the employees and manager are very nice and helpful. I use the website and mobile app to check my balances, transfers, and to do online bill pay. Both the website and the app are very user friendly. I was a bit nervous about using a regional bank after being with Bank of America for so many years, but it's been a really positive experience. I highly recommend them.

Best local bank I've found.

I have banked with First Community Bank off and on for years. I have always been treated with respect by courteous tellers and staff members. We have about four different local banks in our home town but First Community Bank has the most options offering multiple locations and several ATM's scattered around town. We left First Community Bank a few years ago and went with Bank of America. We banked with them for years but they eventually sold part of their accounts to First Community Bank. I was very worried about how hard the crossover back to First Community Bank would be. I worried for nothing. About two weeks before the takeover went into effect, we received a thick start-up package from FCB that included all the information we needed as well as few starter checks and information on our new debit cards that we would receive in a few days. I see offers from other local banks all the time but it never crosses my mind to check into any of them.

Ruined Christmas

Posted by: DStevens | Dec 24, 2012

I have savings and checking with bank, went to transfer funds on Dec 24th from savings to checking. When went to buy groceries my debit was declined. Came home checked online, and found out my own funds, were not available till after Christmas. So I have had to cancel my Christmas plans. My Christmas is ruined. They certainly process debits immediately but transfers of funds not available over Christmas. I definitely would not recommend this Bank to anyone. There is no customer service and bank is antiquated. I am leaving Bank ASAP


Health Grade Components

FDIC Certificate #13012
Year Established1920
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD8.58%
Annual Interest Income$71.8MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$2.37B$2.43B
LoansQ3 2017vs Q3 2016$1.82B$1.82B
DepositsQ3 2017vs Q3 2016$1.88B$1.87B
Equity CapitalQ3 2017vs Q3 2016$329.5MM$324.2MM
Loan Loss AllowanceQ3 2017vs Q3 2016$19.2MM$19.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$18.9MM$17.6MM
Real Estate OwnedQ3 2017vs Q3 2016$3.5MM$4.1MM
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First Community Bank (VA) Savings Account Rates

0.06%$200-Regular Savings

First Community Bank (VA) Money Market Rates

0.04%*$25k*-Community Money Market
OTHER TIERS: 0.01% Up to $25k

First Community Bank (VA) Checking Account Rates

0.01%--Community Interest Checking
0.01%--Community 50 Checking