First Community Bank (VA)

Overview / Commentary
29 College Drive
Bluefield, VA 24605

First Community Bank (VA) is headquartered in Bluefield and is the 13th largest bank in the state of Virginia. It is also the 361st largest bank in the nation. It was established in 1920 and as of June of 2021, it had grown to 610 employees at 56 locations. First Community Bank (VA) has an A health rating.

Reviews (4)

Great Local Bank

I've banked with this bank for well over 10 years. They have low fees, and provide great customer service. They treat you like family, call you by your first name, and all the tellers I've dealt with are very friendly. My current checking account has no yearly fees either, which is a plus with my current finances. Definitely would recommend this bank if you don't want the coldness of the large national branches, but want some of the convenience of having branches in surrounding cities. They have a number of branches in the East Tennessee area.

Great Bank

I've had a very positive experience banking with First Community Bank. When my local Bank of America location became a First Community Bank location, my checking and savings accounts automatically transferred to the new bank. First Community did a great job of transferring everything with no interruptions in service. I received my new checks and checking card very quickly. I've gone into the location a few times for transactions and the employees and manager are very nice and helpful. I use the website and mobile app to check my balances, transfers, and to do online bill pay. Both the website and the app are very user friendly. I was a bit nervous about using a regional bank after being with Bank of America for so many years, but it's been a really positive experience. I highly recommend them.

Best local bank I've found.

I have banked with First Community Bank off and on for years. I have always been treated with respect by courteous tellers and staff members. We have about four different local banks in our home town but First Community Bank has the most options offering multiple locations and several ATM's scattered around town. We left First Community Bank a few years ago and went with Bank of America. We banked with them for years but they eventually sold part of their accounts to First Community Bank. I was very worried about how hard the crossover back to First Community Bank would be. I worried for nothing. About two weeks before the takeover went into effect, we received a thick start-up package from FCB that included all the information we needed as well as few starter checks and information on our new debit cards that we would receive in a few days. I see offers from other local banks all the time but it never crosses my mind to check into any of them.

Ruined Christmas

Posted by: |

I have savings and checking with bank, went to transfer funds on Dec 24th from savings to checking. When went to buy groceries my debit was declined. Came home checked online, and found out my own funds, were not available till after Christmas. So I have had to cancel my Christmas plans. My Christmas is ruined. They certainly process debits immediately but transfers of funds not available over Christmas. I definitely would not recommend this Bank to anyone. There is no customer service and bank is antiquated. I am leaving Bank ASAP


Health Grade Components

FDIC Certificate #13012
Year Established1920
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.83%
Return on Equity - YTD13.79%
Annual Interest Income$54.0MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$3.12B$2.95B
LoansQ2 2021vs Q2 2020$2.12B$2.11B
DepositsQ2 2021vs Q2 2020$2.68B$2.51B
Equity CapitalQ2 2021vs Q2 2020$408.4MM$402.5MM
Loan Loss AllowanceQ2 2021vs Q2 2020$31.9MM$23.8MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$24.2MM$24.8MM
Real Estate OwnedQ2 2021vs Q2 2020$1.3MM$2.2MM

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