First Community Bank (VA)


Overview / Commentary
304-325-7151
989
Bluefield, VA 24605

First Community Bank (VA) is headquartered in BLUEFIELD and is the 10th largest bank in the state of Virginia. It is also the 385th largest bank in the nation. It was established in 1920 and as of December of 2024, it had grown to 585 employees at 60 locations. First Community Bank (VA)'s money market rates are 2X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #13012
Year Established1920
Employees585
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.59%
Return on Equity - YTD11.08%
Annual Interest Income$145.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$3.2B$3.24B
LoansQ4 2024vs Q4 2023$2.38B$2.54B
DepositsQ4 2024vs Q4 2023$2.7B$2.74B
Equity CapitalQ4 2024vs Q4 2023$460.8MM$460.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$34.8MM$36.2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$20MM$19.5MM
Real Estate OwnedQ4 2024vs Q4 2023$521K$192K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Community Bank (VA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$250k*-Community Savings
OTHER TIERS: 0.25% $0 - $25k | 0.50% $25k - $50k | 0.75% $50k - $100k | 1.00% $100k - $250k

First Community Bank (VA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Community Money Market
OTHER TIERS: 0.75% $0 - $100k
Locations

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