AOD Federal Credit Union is headquartered in Oxford and is the 17th largest credit union in the state of Alabama. It is also the 792nd largest credit union in the nation. It was established in 1950 and as of March of 2019, it had grown to 81 employees and 33,970 members at 6 locations. AOD Federal Credit Union's CD rates are 2X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Military and civilian employees and contractors who work at the Anniston Army Depot, active or retired members of the armed forces living in select counties in northeast Alabama, employees of the U.S.D.A. Soil Conservation Service Area 2 in Alabama, and other select groups are eligible for membership.
See current membership details
Not With This Person, ATTITUDE
When I went in the office to help me out with my statement - balance to match... that person just ATTITUDE!!!! I explain it’s clearly… she just act like she don’t understand what I talk about it. She just wants to be attitude! I am member of 6 years; had no problem and they were helpful but not today! I am not really appreciated!
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 6680 |
| Year Chartered | 1950 |
| Employees | 81 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 5.25% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $314.1MM$302.4MM |
| Loans | Q1 2019vs Q1 2018 | $171.5MM$164.9MM |
| Deposits | Q1 2019vs Q1 2018 | $274.7MM$264.5MM |
| Equity Capital | Q1 2019vs Q1 2018 | $42.3MM$39.2MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $2.2MM$1.1MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $661.00K$939.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $30.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not AOD Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
AOD Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $25 | - | Primary Share Saving Account | |
| 0.25% | $25 | - | Secondary Savings Account | |
| 0.25% | $25 | - | Kids Club | |
| 0.25% | $25 | - | Christmas Club | |
| 0.25% | $25 | - | IRA Club |
AOD Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $500 | - | Plus Checking |
AOD Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $1k | - | 24 Month CD | |
| 2.25% | $1k | - | 60 Month CD | |
| 2.12% | $500 | - | 12 Month CD | |
| 2.00% | $1k | - | 48 Month CD | |
| 1.75% | $1k | - | 36 Month CD | |
| 1.50% | $500 | - | 6 Month CD | |
| 0.50% | $1k | - | 18 Month CD |
AOD Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $2k | - | 60 Month IRA | |
| 2.00% | $2k | - | 48 Month IRA | |
| 1.75% | $2k | - | 36 Month IRA | |
| 0.50% | $2k | - | 18 Month IRA |
| AOD Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 334 Victory Drive | Bynum, AL 36253 |
| Branch Office | 216 Greenbrier Dear Rd | Anniston, AL 36207-6610 |
| Branch Office | 150 Bill Robison Pkwy | Anniston, AL 36206-2623 |
| Branch Office | 7 Frankford Ave Bldg 141 Anniston Army Depot | Anniston, AL 36201-4199 |
| Branch Office | 12 Elm St | Oxford, AL 36203 |
| Branch Office | 1060 JD & L Dr SW | Jacksonville, AL 36265 |