AOD Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.20% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
| 0.60% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.25% | Savings | Secondary Savings Account 1.00% - Ally Bank Online Savings Account |
AOD Federal Credit Union is headquartered in Oxford and is the 16th largest credit union in the state of Alabama. It is also the 787th largest credit union in the nation. It was established in 1950 and as of June of 2016, it had grown to 78 employees and 32,408 members at 6 locations. AOD Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Military and civilian employees and contractors who work at the Anniston Army Depot, active or retired members of the armed forces living in select counties in northeast Alabama, employees of the U.S.D.A. Soil Conservation Service Area 2 in Alabama, and other select groups are eligible for membership.
See current membership details
Not With This Person, ATTITUDE
When I went in the office to help me out with my statement - balance to match... that person just ATTITUDE!!!! I explain it’s clearly… she just act like she don’t understand what I talk about it. She just wants to be attitude! I am member of 6 years; had no problem and they were helpful but not today! I am not really appreciated!
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 6680 |
| Year Chartered | 1950 |
| Employees | 78 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 4.93% |
| Annual Interest Income | $3.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $279.8MM$270.2MM |
| Loans | Q2 2016vs Q2 2015 | $136.9MM$127.7MM |
| Deposits | Q2 2016vs Q2 2015 | $239.5MM$232.3MM |
| Equity Capital | Q2 2016vs Q2 2015 | $38.2MM$36.0MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $715.00K$720.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $302.00K$594.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not AOD Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
AOD Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $25 | - | Share Savings Account | |
| 0.25% | $25 | - | Secondary Savings Account | |
| 0.25% | $25 | - | Kids Club | |
| 0.25% | $25 | - | Christmas Club | |
| 0.25% | $100 | - | IRA Club | |
| 0.25% | $100 | - | Educational IRA Club |
AOD Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $500 | - | Plus Checking |
AOD Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.20% | $1k | - | 60 Month CD | |
| 0.95% | $1k | - | 36 Month CD | |
| 0.85% | $1k | - | 48 Month CD | |
| 0.60% | $1k | - | 12 Month CD | |
| 0.60% | $1k | - | 24 Month CD | |
| 0.30% | $500 | - | 6 Month CD |
AOD Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.20% | $2k | - | 60 Month IRA | |
| 0.95% | $2k | - | 36 Month IRA | |
| 0.85% | $2k | - | 48 Month IRA | |
| 0.50% | $2k | - | 18 Month IRA |
| AOD Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 334 Victory Drive | Bynum, AL 36253 |
| Branch Office | 216 Greenbrier Dear Rd | Anniston, AL 36207-6610 |
| Branch Office | 150 Bill Robison Pkwy | Anniston, AL 36206-2623 |
| Branch Office | 7 Frankford Ave Bldg 141 Anniston Army Depot | Anniston, AL 36201-4199 |
| Branch Office | 12 Elm St | Oxford, AL 36203 |
| Branch Office | 1060 JD & L Dr SW | Jacksonville, AL 36265 |