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AOD Federal Credit Union


Overview / Commentary
www.aodfcu.com
256-237-9494
12 Elm St
Oxford, AL 36203

AOD Federal Credit Union is headquartered in Oxford and is the 16th largest credit union in the state of Alabama. It is also the 790th largest credit union in the nation. It was established in 1950 and as of June of 2023, it had grown to 78 employees and 37,377 members at 7 locations. AOD Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in AOD Federal Credit Union is open to 61 underserved census tracks within ten Alabama counties. Military and civilian employees and contractors who work at the Anniston Army Depot, active or retired members of the armed forces living in select counties in northeast Alabama, employees of the U.S.D.A. Soil Conservation Service Area 2 in Alabama, and other select groups are eligible for membership.
See current membership details

Reviews (2)

Not With This Person, ATTITUDE

Posted by: |

When I went in the office to help me out with my statement - balance to match... that person just ATTITUDE!!!! I explain it’s clearly… she just act like she don’t understand what I talk about it. She just wants to be attitude! I am member of 6 years; had no problem and they were helpful but not today! I am not really appreciated!

4

Rude, Condescending, Unhelpful

Posted by: |

Do not join this institution. Banking services are rarely given to people

1


Health
B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #6680
Year Chartered1950
Employees78
Primary Regulator
Profit Margin
Return on Assets - YTD1.74%
Return on Equity - YTD17.9%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$429.3MM$425.4MM
LoansQ2 2023vs Q2 2022$220.3MM$208.9MM
DepositsQ2 2023vs Q2 2022$384.3MM$384.4MM
Equity CapitalQ2 2023vs Q2 2022$41.6MM$39.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$2.4MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$657.00K$641.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not AOD Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AOD Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$50kKasasa Saver
OTHER TIERS: 0.25% → $50k+
0.25%$25-Primary Share Saving Account
0.15%$25-Secondary Savings Account
0.15%$25-Kids Club
0.15%$25-Christmas Club
0.15%$25-IRA Club

AOD Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*-$20kKasasa Cash
OTHER TIERS: 0.25% → $20k+
0.15%$500-Plus Checking

AOD Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-6 Month CD Special - New Money
4.50%$500-12 Month CD Special - New Money
3.50%$1k-18 Month CD
0.49%$1k-60 Month CD
0.46%$1k-48 Month CD
0.39%$1k-36 Month CD
0.23%$1k-24 Month CD

AOD Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$2k-18 Month IRA
0.49%$2k-60 Month IRA
0.46%$2k-48 Month IRA
0.39%$2k-36 Month IRA
Locations


AOD Federal Credit Union Locations
Branch Office275 Vaughn SpurPell City, AL 35128-8000
Branch Office334 Victory DriveBynum, AL 36253
Branch Office216 Greenbrier Dear RdAnniston, AL 36207-6610
Branch Office150 Bill Robison PkwyAnniston, AL 36206-2623
Branch Office7 Frankford Ave Bldg 141 Anniston Army DepotAnniston, AL 36201-4199
Branch Office12 Elm StOxford, AL 36203
Branch Office1060 JD & L Dr SWJacksonville, AL 36265

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