AOD Federal Credit Union is headquartered in Oxford and is the 17th largest credit union in the state of Alabama. It is also the 778th largest credit union in the nation. It was established in 1950 and as of December of 2021, it had grown to 83 employees and 36,435 members at 7 locations. AOD Federal Credit Union has an A+ health rating.
Military and civilian employees and contractors who work at the Anniston Army Depot, active or retired members of the armed forces living in select counties in northeast Alabama, employees of the U.S.D.A. Soil Conservation Service Area 2 in Alabama, and other select groups are eligible for membership.
See current membership details
When I went in the office to help me out with my statement - balance to match... that person just ATTITUDE!!!! I explain it’s clearly… she just act like she don’t understand what I talk about it. She just wants to be attitude! I am member of 6 years; had no problem and they were helpful but not today! I am not really appreciated!
Overall | |
---|---|
NCUA # | 6680 |
Year Chartered | 1950 |
Employees | 83 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.59% |
Return on Equity - YTD | 4.99% |
Annual Interest Income | $9.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $424.9MM$399.2MM |
Loans | Q4 2021vs Q4 2020 | $194.1MM$193.2MM |
Deposits | Q4 2021vs Q4 2020 | $379.1MM$346.1MM |
Equity Capital | Q4 2021vs Q4 2020 | $49.7MM$50.7MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $2.6MM$2.5MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $362.00K$444.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not AOD Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.75%* | - | $20k | Kasasa Cash | ||
OTHER TIERS: 0.25% → $20k+ | |||||
0.15% | $500 | - | Plus Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.49% | $1k | - | 60 Month CD | |
0.46% | $1k | - | 48 Month CD | |
0.39% | $1k | - | 36 Month CD | |
0.23% | $1k | - | 24 Month CD | |
0.12% | $500 | - | 12 Month CD | |
0.12% | $1k | - | 18 Month CD | |
0.10% | $500 | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.49% | $2k | - | 60 Month IRA | |
0.46% | $2k | - | 48 Month IRA | |
0.39% | $2k | - | 36 Month IRA | |
0.12% | $2k | - | 18 Month IRA |
AOD Federal Credit Union Locations | ||
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Branch Office | 334 Victory Drive | Bynum, AL 36253 |
Branch Office | 216 Greenbrier Dear Rd | Anniston, AL 36207-6610 |
Branch Office | 150 Bill Robison Pkwy | Anniston, AL 36206-2623 |
Branch Office | 7 Frankford Ave Bldg 141 Anniston Army Depot | Anniston, AL 36201-4199 |
Branch Office | 12 Elm St | Oxford, AL 36203 |
Branch Office | 1060 JD & L Dr SW | Jacksonville, AL 36265 |
Branch Office | 275 Vaughn Spur | Pell City, AL 35128-8000 |