AOD Federal Credit Union is headquartered in Oxford and is the 16th largest credit union in the state of Alabama. It is also the 812th largest credit union in the nation. It was established in 1950 and as of June of 2024, it had grown to 82 employees and 37,622 members at 7 locations. AOD Federal Credit Union has an A health rating.
Membership in AOD Federal Credit Union is open to 61 underserved census tracks within ten Alabama counties. Military and civilian employees and contractors who work at the Anniston Army Depot, active or retired members of the armed forces living in select counties in northeast Alabama, employees of the U.S.D.A. Soil Conservation Service Area 2 in Alabama, and other select groups are eligible for membership.
See current membership details
Do not join this institution. Banking services are rarely given to people
Overall | |
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NCUA # | 6680 |
Year Chartered | 1950 |
Employees | 82 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.33% |
Return on Equity - YTD | 11.3% |
Annual Interest Income | $9MM |
Assets and Liabilities | ||
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Assets | Q2 2024vs Q2 2023 | $427.5MM$429.3MM |
Loans | Q2 2024vs Q2 2023 | $232.6MM$220.3MM |
Deposits | Q2 2024vs Q2 2023 | $384.7MM$384.3MM |
Equity Capital | Q2 2024vs Q2 2023 | $50.7MM$41.6MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $2.5MM$2.6MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $481K$657K |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Rates for AOD Federal Credit Union are currently being reviewed.
AOD Federal Credit Union Locations | ||
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Branch Office | 334 Victory Drive | Bynum, AL 36253 |
Branch Office | 216 Greenbrier Dear Rd | Anniston, AL 36207-6610 |
Branch Office | 150 Bill Robison Pkwy | Anniston, AL 36206-2623 |
Branch Office | 7 Frankford Ave Bldg 141 Anniston Army Depot | Anniston, AL 36201-4199 |
Branch Office | 12 Elm St | Oxford, AL 36203 |
Branch Office | 1060 JD & L Dr SW | Jacksonville, AL 36265 |
Branch Office | 275 Vaughn Spur | Pell City, AL 35128-8000 |