AOD Federal Credit Union


Overview / Commentary
256-237-9494
12 Elm St
Oxford, AL 36203

AOD Federal Credit Union is headquartered in Oxford and is the 17th largest credit union in the state of Alabama. It is also the 804th largest credit union in the nation. It was established in 1950 and as of September of 2024, it had grown to 76 employees and 37,646 members at 7 locations. AOD Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in AOD Federal Credit Union is open to 61 underserved census tracks within ten Alabama counties. Military and civilian employees and contractors who work at the Anniston Army Depot, active or retired members of the armed forces living in select counties in northeast Alabama, employees of the U.S.D.A. Soil Conservation Service Area 2 in Alabama, and other select groups are eligible for membership.
See current membership details

Reviews (1)

Rude, Condescending, Unhelpful

Do not join this institution. Banking services are rarely given to people



Health

Health Grade Components

Overall
NCUA #6680
Year Chartered1950
Employees76
Primary Regulator
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD9.68%
Annual Interest Income$13.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$432MM$435.4MM
LoansQ3 2024vs Q3 2023$231.5MM$232.8MM
DepositsQ3 2024vs Q3 2023$375.1MM$394.8MM
Equity CapitalQ3 2024vs Q3 2023$55.4MM$40.5MM
Loan Loss AllowanceQ3 2024vs Q3 2023$2.3MM$2.2MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$677K$604K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

Rates for AOD Federal Credit Union are currently being reviewed.

Locations


AOD Federal Credit Union Locations
Branch Office334 Victory DriveBynum, AL 36253
Branch Office216 Greenbrier Dear RdAnniston, AL 36207-6610
Branch Office150 Bill Robison PkwyAnniston, AL 36206-2623
Branch Office7 Frankford Ave Bldg 141 Anniston Army DepotAnniston, AL 36201-4199
Branch Office12 Elm StOxford, AL 36203
Branch Office1060 JD & L Dr SWJacksonville, AL 36265
Branch Office275 Vaughn SpurPell City, AL 35128-8000

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