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APCI Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.apcifcu.org
800-821-5104
6126 Hamilton Blvd Ste 102
Allentown, PA 18106

APCI Federal Credit Union is headquartered in Allentown and is the 22nd largest credit union in the state of Pennsylvania. It is also the 628th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 51 employees and 17,504 members at 1 location. APCI Federal Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in APCI Federal Credit Union is open to employees and retirees of Air Products and Chemicals, Inc. and their subsidiaries.
See current membership details

Reviews (1)

Wonderfully Responsive!

Posted by: |

I have used many different banks for CDs, but the APCI FCU is by far the most responsive and helpful of them all. Their rates, while not the best, are competitive. But after chasing the higher CD rates, I’ve learned that responsiveness is critical or you lose the benefit from higher rates (I’m looking at you, Synchrony Bank). The online system has all you need, and I don’t need physical access to the facility, so one remote location is not an issue.
Customer Service is their super power and as long as they continue that, they’ll be my bank.

1


Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #9607
Year Chartered1954
Employees51
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD3.54%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$676.3MM$672.9MM
LoansQ1 2025vs Q1 2024$280.7MM$278.8MM
DepositsQ1 2025vs Q1 2024$618.5MM$623.6MM
Equity CapitalQ1 2025vs Q1 2024$53.2MM$43.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$951K$1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$143K$188K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not APCI Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

APCI Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$5-Share Savings Account
0.15%$5-Alternate Share Account

APCI Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$250k*-Money Market Account
OTHER TIERS: 1.50% → $500 - $100k | 1.75% → $100k - $250k

APCI Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-Share Draft

APCI Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$500-3 Month Share Certificate
4.25%$500-6 Month Share Certificate
4.00%$500-12 Month Share Certificate
3.75%$500-18 Month Share Certificate
3.50%$500-24 Month Share Certificate
3.50%$500-30 Month Share Certificate
3.50%$500-36 Month Share Certificate
3.50%$500-48 Month Share Certificate
3.50%$500-60 Month Share Certificate

APCI Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$500-3 Month IRA
4.25%$500-6 Month IRA
4.00%$500-12 Month IRA
3.75%$500-18 Month IRA
3.50%$500-24 Month IRA
3.50%$500-30 Month IRA
3.50%$500-36 Month IRA
3.50%$500-48 Month IRA
3.50%$500-60 Month IRA
0.15%$0-IRA Share Account
Locations


APCI Federal Credit Union Locations
Branch Office6126 Hamilton Blvd Ste 102Allentown, PA 18106

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