APCI Federal Credit Union is headquartered in Allentown and is the 21st largest credit union in the state of Pennsylvania. It is also the 587th largest credit union in the nation. It was established in 1954 and as of June of 2022, it had grown to 54 employees and 17,523 members at 1 location. APCI Federal Credit Union's CD rates are 67% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in APCI Federal Credit Union is open to employees and retirees of Air Products and Chemicals, Inc. and their subsidiaries.
See current membership details
Wonderfully Responsive!
I have used many different banks for CDs, but the APCI FCU is by far the most responsive and helpful of them all. Their rates, while not the best, are competitive. But after chasing the higher CD rates, I’ve learned that responsiveness is critical or you lose the benefit from higher rates (I’m looking at you, Synchrony Bank). The online system has all you need, and I don’t need physical access to the facility, so one remote location is not an issue.
Customer Service is their super power and as long as they continue that, they’ll be my bank.
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9607 |
| Year Chartered | 1954 |
| Employees | 54 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.23% |
| Return on Equity - YTD | 3.68% |
| Annual Interest Income | $5.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $673.3MM$673.1MM |
| Loans | Q2 2022vs Q2 2021 | $283.5MM$270.3MM |
| Deposits | Q2 2022vs Q2 2021 | $625.9MM$610.4MM |
| Equity Capital | Q2 2022vs Q2 2021 | $42.4MM$60.8MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $180.00K$342.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $231.00K$371.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |