West Community Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.westcommunitycu.org

636-720-2400

4161 Highway K
O Fallon, MO 63368

West Community Credit Union is headquartered in O Fallon and is the 7^th largest credit union in the state of Missouri. It is also the 765^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 118 employees and 32,448 members at 10 locations. West Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in West Community Credit Union is open to those who live or work in the Missouri counties of Boone, Franklin, Lincoln, St. Charles, or St. Louis, as well as those who live or work in the City of Sikeston or the City of St. Louis. Membership is also open to faculty, staff, students, and alumni of University of Missouri-Columbia, Stephens College, and Columbia College. Employees of more than 40 Select Employer Groups, including several city governments, are also eligible to join.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62801
Year Chartered	1936
Employees	118
Primary Regulator

Profit Margin
Return on Assets - YTD	0.32%
Return on Equity - YTD	4.03%
Annual Interest Income	$7.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$483.9MM$483MM
Loans	Q1 2025vs Q1 2024	$405.8MM$400.1MM
Deposits	Q1 2025vs Q1 2024	$412.9MM$395.6MM
Equity Capital	Q1 2025vs Q1 2024	$38MM$35.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.9MM$2.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$5.1MM$4.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for West Community Credit Union are currently being reviewed.

Locations

Cities: Columbia, Florissant, Lake St Louis, O Fallon, Saint Louis, Saint Peters

Columbia Branches
Branch Office	308 S 9th St Ste 114	Columbia, MO 65201-5161
Branch Office	3310 Bluff Creek Dr Ste 101	Columbia, MO 65201
Branch Office	4401 Smith Dr	Columbia, MO 65203-0384

Florissant Branches
Branch Office	18 Mullanphy Garden Shopping Ctr	Florissant, MO 63031-3412

Lake St Louis Branches
Branch Office	101 Pond Fort Trl	Lake St Louis, MO 63367-4022

O Fallon Branches
Branch Office	4161 Highway K	O Fallon, MO 63368-8294

Saint Louis Branches
Branch Office	2345 S Brentwood Blvd	Saint Louis, MO 63144-2033
Branch Office	465 S Kirkwood Rd	Saint Louis, MO 63122-6119
Branch Office	1222 Spruce St Rm 10.209	Saint Louis, MO 63103-2831

Saint Peters Branches
Branch Office	7900 Mexico Rd	Saint Peters, MO 63376

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