West Community Credit Union


Overview / Commentary
636-720-2400
4161 Highway K
O Fallon, MO 63368

West Community Credit Union is headquartered in O Fallon and is the 7th largest credit union in the state of Missouri. It is also the 765th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 118 employees and 32,448 members at 10 locations. West Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in West Community Credit Union is open to those who live or work in the Missouri counties of Boone, Franklin, Lincoln, St. Charles, or St. Louis, as well as those who live or work in the City of Sikeston or the City of St. Louis. Membership is also open to faculty, staff, students, and alumni of University of Missouri-Columbia, Stephens College, and Columbia College. Employees of more than 40 Select Employer Groups, including several city governments, are also eligible to join.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #62801
Year Chartered1936
Employees118
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD4.03%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$483.9MM$483MM
LoansQ1 2025vs Q1 2024$405.8MM$400.1MM
DepositsQ1 2025vs Q1 2024$412.9MM$395.6MM
Equity CapitalQ1 2025vs Q1 2024$38MM$35.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.9MM$2.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.1MM$4.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for West Community Credit Union are currently being reviewed.

Locations


Cities: Columbia, Florissant, Lake St Louis, O Fallon, Saint Louis, Saint Peters

Columbia Branches
Branch Office308 S 9th St Ste 114Columbia, MO 65201-5161
Branch Office3310 Bluff Creek Dr Ste 101Columbia, MO 65201
Branch Office4401 Smith DrColumbia, MO 65203-0384

Florissant Branches
Branch Office18 Mullanphy Garden Shopping CtrFlorissant, MO 63031-3412

Lake St Louis Branches
Branch Office101 Pond Fort TrlLake St Louis, MO 63367-4022

O Fallon Branches
Branch Office4161 Highway KO Fallon, MO 63368-8294

Saint Louis Branches
Branch Office2345 S Brentwood BlvdSaint Louis, MO 63144-2033
Branch Office465 S Kirkwood RdSaint Louis, MO 63122-6119
Branch Office1222 Spruce St Rm 10.209Saint Louis, MO 63103-2831

Saint Peters Branches
Branch Office7900 Mexico RdSaint Peters, MO 63376

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