West Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.73% | 5-year CD | 60 Month CD 3.00% - Barclays 60 Month Online CD |
| 1.41% | 1-year CD | 12 Month CD 2.40% - Ally Bank High Yield 12-Month CD |
| 0.15% | Savings | Regular Savings |
West Community Credit Union is headquartered in O Fallon and is the 10th largest credit union in the state of Missouri. It is also the 959th largest credit union in the nation. It was established in 1936 and as of March of 2018, it had grown to 86 employees and 25,007 members at 8 locations. West Community Credit Union's CD rates are 57% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in St. Louis, St. Charles, Lincoln, Boone, or Franklin Counties, the city of Sikeston, zip codes 63108 and 63113 in St. Louis, Missouri. Membership is also open to faculty, staff, students, and alumni of University of Missouri-Columbia, and Stephens College and Columbia College and to employees of the credit union's area select employer groups.
See current membership details
Related Posts
One of my favorite places to handle my money.
I recently moved from St. Louis to Kansas City. One of the worst parts about making this move is that I am no longer able to bank with the West Community Credit Union. I first found West Community thru the advice of my mother and I was pleasantly surprised at how reliable and easy it was to maintain my first checking and savings accounts. I have always been told that credit unions were the way to go, and West Community Credit Union absolutely upholds this rule. Everyone there was extremely courteous and lived locally. There was a tight knit sense of togetherness and I could really tell they valued their customers. Whenever I had an issue, it was easy to walk right in and talk to a person who had direct access to fixing my issue. I hear they are now using mobile apps which is really cool. I hope one day to reopen an account with them.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62801 |
| Year Chartered | 1936 |
| Employees | 86 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.37% |
| Return on Equity - YTD | 4.47% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $233.3MM$192.0MM |
| Loans | Q1 2018vs Q1 2017 | $201.4MM$166.4MM |
| Deposits | Q1 2018vs Q1 2017 | $207.6MM$171.7MM |
| Equity Capital | Q1 2018vs Q1 2017 | $18.7MM$14.8MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $1.1MM$1.0MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $1.8MM$1.3MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not West Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
West Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | IRA Accumulation | |
| 0.15% | $100 | - | Regular Savings | |
| 0.15% | - | - | Kids Savings | |
| 0.15% | $25 | - | Holiday/Vacation Club Account | |
| 0.10% | - | - | Health Savings (HSA) |
West Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.20% → $2,500 - $5k | 0.25% → $5k - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $75k | 0.45% → $75k - $100k | |||||
| 0.55%* | $250k* | - | Business Money Market | ||
| OTHER TIERS: 0.25% → $5k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k | 0.50% → $100k - $250k | |||||
| 0.40% | $15k | - | Money Market Plus | ||
West Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $25k* | - | High-Yield Business Interest Checking | ||
| OTHER TIERS: 0.10% → $10k - $25k | |||||
| 0.10% | $2.5k | - | Interest Checking | ||
| 0.10% | $2.5k | - | Business Interest Checking | ||
West Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.73% | $500 | - | 60 Month CD | |
| 2.52% | $500 | - | 39 Month CD Special | |
| 2.37% | $500 | - | 48 Month CD | |
| 2.07% | $500 | - | 36 Month CD | |
| 2.02% | $500 | - | 19 Month CD Special | |
| 1.91% | $500 | - | 24 Month CD | |
| 1.66% | $500 | - | 18 Month CD | |
| 1.41% | $500 | - | 12 Month CD | |
| 1.10% | $500 | - | 6 Month CD |
West Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.73% | $500 | - | 60 Month IRA | |
| 2.37% | $500 | - | 48 Month IRA | |
| 2.07% | $500 | - | 36 Month IRA | |
| 1.91% | $500 | - | 24 Month IRA | |
| 1.66% | $500 | - | 18 Month IRA | |
| 1.41% | $500 | - | 12 Month IRA |
| West Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 308 S 9th St Ste 114 | Columbia, MO 65201-5161 |
| Branch Office | 4161 Highway K | O Fallon, MO 63368-8294 |
| Branch Office | 2345 S Brentwood Blvd | Saint Louis, MO 63144-2033 |
| Branch Office | 465 S Kirkwood Rd | Saint Louis, MO 63122-6119 |
| Branch Office | 3310 Bluff Creek Dr Ste 101 | Columbia, MO 65201 |
| Branch Office | 1222 Spruce St Rm 10.209 | Saint Louis, MO 63103-2831 |
| Branch Office | 18 Mullanphy Garden Shopping Ctr | Florissant, MO 63031-3412 |
| Branch Office | 101 Pond Fort Trl | Lake St Louis, MO 63367-4022 |