West Community Credit Union is headquartered in O Fallon and is the 9th largest credit union in the state of Missouri. It is also the 866th largest credit union in the nation. It was established in 1936 and as of March of 2022, it had grown to 116 employees and 27,514 members at 8 locations. West Community Credit Union has a B+ health rating.
Membership in West Community Credit Union is open to those who live or work in the Missouri counties of Boone, Franklin, Lincoln, St. Charles, or St. Louis, as well as those who live or work in the City of Sikeston or the City of St. Louis. Membership is also open to faculty, staff, students, and alumni of University of Missouri-Columbia, Stephens College, and Columbia College. Employees of more than 40 Select Employer Groups, including several city governments, are also eligible to join.
See current membership details
I recently moved from St. Louis to Kansas City. One of the worst parts about making this move is that I am no longer able to bank with the West Community Credit Union. I first found West Community thru the advice of my mother and I was pleasantly surprised at how reliable and easy it was to maintain my first checking and savings accounts. I have always been told that credit unions were the way to go, and West Community Credit Union absolutely upholds this rule. Everyone there was extremely courteous and lived locally. There was a tight knit sense of togetherness and I could really tell they valued their customers. Whenever I had an issue, it was easy to walk right in and talk to a person who had direct access to fixing my issue. I hear they are now using mobile apps which is really cool. I hope one day to reopen an account with them.
Overall | |
---|---|
NCUA # | 62801 |
Year Chartered | 1936 |
Employees | 116 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.32% |
Return on Equity - YTD | 4.24% |
Annual Interest Income | $3.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2022vs Q1 2021 | $373.3MM$357.8MM |
Loans | Q1 2022vs Q1 2021 | $326.8MM$291.1MM |
Deposits | Q1 2022vs Q1 2021 | $315.2MM$300.8MM |
Equity Capital | Q1 2022vs Q1 2021 | $27.7MM$25.1MM |
Loan Loss Allowance | Q1 2022vs Q1 2021 | $2.2MM$2.0MM |
Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $1.7MM$1.4MM |
Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not West Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $500 | - | IRA Accumulation | |
0.05% | $100 | - | Regular Savings | |
0.05% | - | - | Kids Savings | |
0.05% | $25 | - | Holiday Club Account | |
0.05% | - | - | Health Savings (HSA) | |
0.05% | $25 | - | Vacation Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.10%* | $25k* | - | High-Yield Business Interest Checking | ||
OTHER TIERS: 0.05% → $10k - $25k | |||||
0.05% | - | - | Interest Checking | ||
0.05% | $2.5k | - | Business Interest Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | $500 | - | 60 Month CD | |
0.70% | $500 | - | 48 Month CD | |
0.65% | $500 | - | 36 Month CD | |
0.55% | $500 | - | 24 Month CD | |
0.45% | $500 | - | 18 Month CD | |
0.40% | $500 | - | 12 Month CD | |
0.30% | $500 | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | $500 | - | 60 Month IRA | |
0.70% | $500 | - | 48 Month IRA | |
0.65% | $500 | - | 36 Month IRA | |
0.55% | $500 | - | 24 Month IRA | |
0.45% | $500 | - | 18 Month IRA | |
0.40% | $500 | - | 12 Month IRA |
West Community Credit Union Locations | ||
---|---|---|
Branch Office | 308 S 9th St Ste 114 | Columbia, MO 65201-5161 |
Branch Office | 4161 Highway K | O Fallon, MO 63368-8294 |
Branch Office | 2345 S Brentwood Blvd | Saint Louis, MO 63144-2033 |
Branch Office | 465 S Kirkwood Rd | Saint Louis, MO 63122-6119 |
Branch Office | 3310 Bluff Creek Dr Ste 101 | Columbia, MO 65201 |
Branch Office | 1222 Spruce St Rm 10.209 | Saint Louis, MO 63103-2831 |
Branch Office | 18 Mullanphy Garden Shopping Ctr | Florissant, MO 63031-3412 |
Branch Office | 101 Pond Fort Trl | Lake St Louis, MO 63367-4022 |