West Community Credit Union is headquartered in O Fallon and is the 8th largest credit union in the state of Missouri. It is also the 856th largest credit union in the nation. It was established in 1936 and as of December of 2020, it had grown to 95 employees and 26,871 members at 8 locations. West Community Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in West Community Credit Union is open to those who live or work in the Missouri counties of Boone, Franklin, Lincoln, St. Charles, or St. Louis, as well as those who live or work in the City of Sikeston or the City of St. Louis. Membership is also open to faculty, staff, students, and alumni of University of Missouri-Columbia, Stephens College, and Columbia College. Employees of more than 40 Select Employer Groups, including several city governments, are also eligible to join.
See current membership details
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One of my favorite places to handle my money.
I recently moved from St. Louis to Kansas City. One of the worst parts about making this move is that I am no longer able to bank with the West Community Credit Union. I first found West Community thru the advice of my mother and I was pleasantly surprised at how reliable and easy it was to maintain my first checking and savings accounts. I have always been told that credit unions were the way to go, and West Community Credit Union absolutely upholds this rule. Everyone there was extremely courteous and lived locally. There was a tight knit sense of togetherness and I could really tell they valued their customers. Whenever I had an issue, it was easy to walk right in and talk to a person who had direct access to fixing my issue. I hear they are now using mobile apps which is really cool. I hope one day to reopen an account with them.
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62801 |
| Year Chartered | 1936 |
| Employees | 95 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 9.7% |
| Annual Interest Income | $15.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $333.3MM$289.3MM |
| Loans | Q4 2020vs Q4 2019 | $293.4MM$254.6MM |
| Deposits | Q4 2020vs Q4 2019 | $278.2MM$234.0MM |
| Equity Capital | Q4 2020vs Q4 2019 | $24.2MM$22.5MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $2.1MM$1.8MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.9MM$1.8MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$455.00K |