APL Federal Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.aplfcu.org

443-778-5250

11050 Johns Hopkins Rd
Laurel, MD 20723

APL Federal Credit Union is headquartered in Laurel and is the 13^th largest credit union in the state of Maryland. It is also the 634^th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 57 employees and 30,642 members at 3 locations. APL Federal Credit Union has an A health rating.

Field of Membership Restrictions

APL Federal Credit Union membership is open to those who live, work, regularly conduct business, or attend school in Howard County, Maryland. Immediate family of current credit union members may also join.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9475
Year Chartered	1954
Employees	57
Primary Regulator

Profit Margin
Return on Assets - YTD	0.27%
Return on Equity - YTD	2.68%
Annual Interest Income	$6.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$660.4MM$632MM
Loans	Q1 2025vs Q1 2024	$447.9MM$444.7MM
Deposits	Q1 2025vs Q1 2024	$589.8MM$561.6MM
Equity Capital	Q1 2025vs Q1 2024	$65.4MM$55MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.1MM$909K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.1MM$2.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for APL Federal Credit Union.

Locations

APL Federal Credit Union Locations
Branch Office	11050 Johns Hopkins Rd	Laurel, MD 20723
Branch Office	11100 Johns Hopkins Rd	Laurel, MD 20723
Branch Office	8870 McGaw Rd	Columbia, MD 21045

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