APL Federal Credit Union is headquartered in Laurel and is the 13th largest credit union in the state of Maryland. It is also the 606th largest credit union in the nation. It was established in 1954 and as of September of 2019, it had grown to 50 employees and 24,401 members at 3 locations. APL Federal Credit Union's money market rates are 82% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
APL Federal Credit Union membership is open to those who live, work, regularly conduct business, or attend school in Howard County. Immediate family of current credit union members may also join.
See current membership details
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9475 |
| Year Chartered | 1954 |
| Employees | 50 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.13% |
| Return on Equity - YTD | 10.17% |
| Annual Interest Income | $11.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $473.4MM$465.3MM |
| Loans | Q3 2019vs Q3 2018 | $321.2MM$258.7MM |
| Deposits | Q3 2019vs Q3 2018 | $415.2MM$411.8MM |
| Equity Capital | Q3 2019vs Q3 2018 | $52.8MM$44.3MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $646.00K$672.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $348.00K$210.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not APL Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APL Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $50 | - | Regular Savings | |
| 0.05% | $50 | - | Kids Account | |
| 0.05% | $50 | - | Holiday Savings Club | |
| 0.05% | $50 | - | Vacation Savings Club | |
| 0.05% | $50 | - | IRA Savings |
APL Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | $10k | - | Money Market | |
| 0.80% | $10k | - | IRA Money Market |
APL Federal Credit Union CD Rates
APL Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.28% | $1k | - | 60 Month IRA | |
| 2.12% | $1k | - | 48 Month IRA | |
| 2.02% | $1k | - | 36 Month IRA | |
| 1.77% | $1k | - | 24 Month IRA | |
| 1.66% | $1k | - | 18 Month IRA | |
| 1.51% | $1k | - | 12 Month IRA |
| APL Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 11050 Johns Hopkins Rd | Laurel, MD 20723 |
| Branch Office | 11100 Johns Hopkins Rd | Laurel, MD 20723 |
| Branch Office | 8870 McGaw Rd | Columbia, MD 21045 |