Advertising Disclosure

  2. Appalachian Community Federal Credit Union

Appalachian Community Federal Credit Union


Overview / Commentary
www.myacfcu.org
423-378-3778
5034 Bobby Hicks Hwy Ste 2
Gray, TN 37615

Appalachian Community Federal Credit Union is headquartered in Gray and is the 22nd largest credit union in the state of Tennessee. It is also the 991st largest credit union in the nation. It was established in 1993 and as of March of 2019, it had grown to 72 employees and 17,242 members at 8 locations. Appalachian Community Federal Credit Union's money market rates are 36% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the Tennessee counties of Carter, Hawkins, Sullivan, Unicoi, and Washington; the Virginia Counties of Scott, Washington, and Wise; and the Kentucky counties of Clinton, Jackson, McCreary, and Wayne. Members of 24 Human/Economic Appalachian Development Organizations are also eligible to join.
See current membership details

Related Posts

View all posts from:


Reviews (1)

Disgusted

Posted by: Buzzbyme | Oct 6, 2017

Began applying for a mortgage months ago. Told the originator and underwriter of the deadline. Poor communication. Kept adding new requirements every time we spoke. Went past the deadline and it cost me an additional $500. Still haven't gotten a definite yes or no on the approval. Would NOT recommend this credit union to anyone. Will be transferring my retirement accounts elsewhere.

1


Health
C

Data as of Q1 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Appalachian Community Federal Credit Union has a negative return on assets.

Health Grade Components

Overall
NCUA #24495
Year Chartered1993
Employees72
Primary Regulator
Profit Margin
Return on Assets - YTD-2.04%
Return on Equity - YTD-26.57%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$228.3MM$221.4MM
LoansQ1 2019vs Q1 2018$183.1MM$177.5MM
DepositsQ1 2019vs Q1 2018$206.6MM$199.6MM
Equity CapitalQ1 2019vs Q1 2018$17.7MM$18.6MM
Secondary CapitalQ1 2019vs Q1 2018$1.7MM
Loan Loss AllowanceQ1 2019vs Q1 2018$4.1MM$1.8MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$4.4MM$1.5MM
Real Estate OwnedQ1 2019vs Q1 2018$1.1MM$915.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Appalachian Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Appalachian Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Shares (Savings)
OTHER TIERS: 0.10% → $500 - $7.5k | 0.20% → $7.5k - $50k | 0.30% → $50k - $100k
0.35%--IRA Share
0.20%$5-Share Clubs
0.20%$5-Youth Savers Share Club

Appalachian Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Money Market
OTHER TIERS: 0.20% → $1k - $15k | 0.30% → $15k - $50k | 0.40% → $50k - $75k | 0.50% → $75k - $100k

Appalachian Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$25k*-Premier Checking
OTHER TIERS: 0.01% → $2.5k - $25k

Appalachian Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.73%$1k-72 Month Super Saver Term Share Base Certificate
2.02%$1k-60 Month Term Share Base Certificate
1.71%$1k-48 Month Term Share Base Certificate
1.61%$1k-36 Month Term Share Base Certificate
1.51%$1k-24 Month Term Share Base Certificate
1.00%$1k-12 Month Term Share Base Certificate
0.50%$1k-6 Month Term Share Base Certificate

Appalachian Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.73%$1k-72 Month Super Saver Base IRA Certificate
2.02%$1k-60 Month Base IRA Certificate
1.71%$1k-48 Month Base IRA Certificate
1.61%$1k-36 Month Base IRA Certificate
1.51%$1k-24 Month Base IRA Certificate
1.00%$1k-12 Month Base IRA Certificate
0.50%$1k-6 Month Base IRA Certificate
Locations


Appalachian Community Federal Credit Union Locations
Branch Office104 Pasco St P.O. Box 504Berea, KY 40403
Branch Office417 Main St NMc Kee, KY 40447
Branch Office1206 W Main StRogersville, TN 37857
Branch Office1500 E Stone DrKingsport, TN 37660
Branch Office3101 Peoples StJohnson City, TN 37604
Branch Office5034 Bobby Hicks Hwy Ste 2Gray, TN 37615
Branch Office460 West Center StreetKingsport, TN 37660
Branch Office1448 Park Ave NWNorton, VA 24273

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.