Appalachian Community Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.53% | 5-year CD | |
| 3.04% | 6+ Year CD | 2.33% - National Average |
| 3.04% | 6+ Year IRA | 2.36% - National Average |
Appalachian Community Federal Credit Union is headquartered in Gray and is the 20th largest credit union in the state of Tennessee. It is also the 957th largest credit union in the nation. It was established in 1993 and as of December of 2018, it had grown to 88 employees and 17,913 members at 8 locations. Appalachian Community Federal Credit Union's CD rates are 40% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in the Tennessee counties of Carter, Hawkins, Sullivan, Unicoi, and Washington; the Virginia Counties of Scott, Washington, and Wise; and the Kentucky counties of Clinton, Jackson, McCreary, and Wayne. Members of 24 Human/Economic Appalachian Development Organizations are also eligible to join.
See current membership details
Related Posts
Disgusted
Began applying for a mortgage months ago. Told the originator and underwriter of the deadline. Poor communication. Kept adding new requirements every time we spoke. Went past the deadline and it cost me an additional $500. Still haven't gotten a definite yes or no on the approval. Would NOT recommend this credit union to anyone. Will be transferring my retirement accounts elsewhere.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24495 |
| Year Chartered | 1993 |
| Employees | 88 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.23% |
| Return on Equity - YTD | 2.87% |
| Annual Interest Income | $11.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $233.3MM$214.3MM |
| Loans | Q4 2018vs Q4 2017 | $190.0MM$170.8MM |
| Deposits | Q4 2018vs Q4 2017 | $210.7MM$193.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $18.8MM$18.3MM |
| Secondary Capital | Q4 2018vs Q4 2017 | $1.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.4MM$1.7MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $3.5MM$2.4MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $932.00K$1.3MM |
Always verify rates and promotions with the bank or credit union. We are not Appalachian Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Appalachian Community Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Shares (Savings) | ||
| OTHER TIERS: 0.10% → $500 - $7.5k | 0.20% → $7.5k - $50k | 0.30% → $50k - $100k | |||||
| 0.35% | - | - | IRA Share | ||
| 0.20% | $5 | - | Share Clubs | ||
| 0.20% | $5 | - | Youth Savers Share Club | ||
Appalachian Community Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.20% → $1k - $15k | 0.30% → $15k - $50k | 0.40% → $50k - $75k | 0.50% → $75k - $100k | |||||
Appalachian Community Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $25k* | - | Premier Checking | ||
| OTHER TIERS: 0.01% → $2.5k - $25k | |||||
Appalachian Community Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.04% | $1k | - | 72 Month Super Saver Term Share Base Certificate | |
| 2.53% | $1k | - | 60 Month Term Share Base Certificate | |
| 2.02% | $1k | - | 48 Month Term Share Base Certificate | |
| 1.92% | $1k | - | 36 Month Term Share Base Certificate | |
| 1.81% | $1k | - | 24 Month Term Share Base Certificate | |
| 1.26% | $1k | - | 12 Month Term Share Base Certificate | |
| 0.65% | $1k | - | 6 Month Term Share Base Certificate |
Appalachian Community Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.04% | $1k | - | 72 Month Super Saver Base IRA Certificate | |
| 2.53% | $1k | - | 60 Month Base IRA Certificate | |
| 2.02% | $1k | - | 48 Month Base IRA Certificate | |
| 1.92% | $1k | - | 36 Month Base IRA Certificate | |
| 1.81% | $1k | - | 24 Month Base IRA Certificate | |
| 1.26% | $1k | - | 12 Month Base IRA Certificate | |
| 0.65% | $1k | - | 6 Month Base IRA Certificate |
| Appalachian Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 104 Pasco St P.O. Box 504 | Berea, KY 40403 |
| Branch Office | 417 Main St N | Mc Kee, KY 40447 |
| Branch Office | 1206 W Main St | Rogersville, TN 37857 |
| Branch Office | 1500 E Stone Dr | Kingsport, TN 37660 |
| Branch Office | 3101 Peoples St | Johnson City, TN 37604 |
| Branch Office | 5034 Bobby Hicks Hwy Ste 2 | Gray, TN 37615 |
| Branch Office | 460 West Center Street | Kingsport, TN 37660 |
| Branch Office | 1448 Park Ave NW | Norton, VA 24273 |