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Apple Bank

Apple Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.applebank.com
212-490-4490
122 E 42Nd St
New York, NY 10168

Apple Bank is headquartered in NEW YORK and is the 7th largest bank in the state of New York. It is also the 108th largest bank in the nation. It was established in 1863 and as of December of 2024, it had grown to 1,312 employees at 82 locations. Apple Bank's money market rates are 7X the national average, and it has a B health rating.

Reviews (3)

Apple Bank, New City, NY

Posted by: |

Very friendly and very efficient service. Excellent rates on money market accounts.

2

Bad Costmer Servie

Posted by: |

1) only $20 bills in atm. verry hassling
2) slow costumer service at teller
3)rejecting checks printint and the name on check is write with a pen (chase accepts that) explain me why? its my legal check
4)no access to telephone banking-meaning without talking to banker if not primary owner only secondary by chase you have access.
5)only $5000 can be sent by zelle in 30 day period by chase some payees I can send $5000 at a time

3

Worst Bank

Posted by: |

Im banking there for 20 years.
all i can say is don't do that mistake i did.
Bad customer service and they are not loyal to their costumers, all they need is your money, i just tried to deposit a check that had a spelling mistake on my first name and they reject the deposit after a 20 year history of checking with them in good behavior, I explained them that te get a new check will take another few days meaning that i will be overdraft and charged by apple, I spoke to the wall (all they want is to bounce your check and charge you)

7


Health
B

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16068
Year Established1863
Employees1312
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD2.18%
Annual Interest Income$850.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$17.46B$16.98B
LoansQ4 2024vs Q4 2023$12.11B$11.63B
DepositsQ4 2024vs Q4 2023$14.48B$14.83B
Equity CapitalQ4 2024vs Q4 2023$1.5B$1.47B
Loan Loss AllowanceQ4 2024vs Q4 2023$60.1MM$43.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$102.1MM$21.1MM
Real Estate OwnedQ4 2024vs Q4 2023$58K$180K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Apple Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*$1$10kSmartStart Savings
OTHER TIERS: 0.75% → $10k - $20k
3.25%*$50k*-Simple Savings
OTHER TIERS: 3.00% → $1 - $50k
2.50%*$50k*-Apple Gold Savings
OTHER TIERS: 2.25% → $1 - $50k
1.01%$5k-Premium Savings
1.01%*$100k*-Business Savings
OTHER TIERS: 0.25% → $1k - $100k
0.25%$5k-Super Savings
0.05%$1-Grand Yield Savings®
0.01%$250-Apple Bank Savings
0.01%$5-Apple Bank Club Account

Apple Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$2.5k-Apple Bank Choice Money Market
2.99%*$100k*-Treasury Bill Indexed Money Market
OTHER TIERS: 2.13% → $25k - $50k | 2.56% → $50k - $100k
2.50%$10k-Apple Advantage Money Market
0.01%$2.5k-Apple Bank Money Market
0.01%$5k-Business Money Market

Apple Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$2.5k-Choice Checking
1.01%$1-Simple Checking
0.01%$2.5k-Grand Yield NOW Checking
0.01%$1k-GoldValue NOW Checking®

Apple Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%$1k-1 Year CD
3.40%$1k-7 Month CD
3.40%$1k-9 Month CD
3.40%$1k-Business 7 Month CD
3.40%$1k-Business 9 Month CD
3.40%$1k-Business 1 Year CD
3.40%$1k-8 Month CD
3.40%$1k-Business 8 Month CD
3.25%$1k-18 Month CD
3.25%$1k-Business 18 Month CD
3.25%$1k-15 Month CD
3.25%$1k-Business 15 Month CD
3.00%$1k-3 Year CD
3.00%$1k-5 Year CD
3.00%$1k-4 Year CD
3.00%$1k-2 Year CD
3.00%$1k-Business 2 Year CD
3.00%$1k-Business 3 Year CD
3.00%$1k-Business 4 Year CD
3.00%$1k-Business 5 Year CD

Apple Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-6 Month IRA
2.00%$1k-1 Year IRA
2.00%$1k-9 Month IRA
2.00%$1k-3 Month IRA
1.50%$1k-18 Month IRA
1.50%$1k-2 Year IRA
1.50%$1k-3 Year IRA
1.50%$1k-4 Year IRA
1.50%$1k-5 Year IRA
1.50%$1k-15 Month IRA
0.50%$1k-7 Month IRA
Locations

Availability



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