Apple Bank


Overview / Commentary
212-490-4490
122 E 42Nd St
New York, NY 10168

Apple Bank is headquartered in NEW YORK and is the 7th largest bank in the state of New York. It is also the 113th largest bank in the nation. It was established in 1863 and as of March of 2024, it had grown to 1,332 employees at 82 locations. Apple Bank's money market rates are 11X the national average, and it has a B health rating.

Reviews (4)

Apple Bank, New City, NY

Very friendly and very efficient service. Excellent rates on money market accounts.

Online Mess

Posted by: |

Apple is again working on their platform. Over a year ago, they installed anew system that prevented links between business and personal accounts. It took me three months to get access straightened out. I has given wrong info on line, at the bank and with telephone customer service. Currently, i cannot access my personal accounts on line at all. So far it has been three days without online access. Customer service can only say that they are working on it.
Obviously whoever is responsible for this latest online snafu, is incompetent.

Bad Costmer Servie

1) only $20 bills in atm. verry hassling
2) slow costumer service at teller
3)rejecting checks printint and the name on check is write with a pen (chase accepts that) explain me why? its my legal check
4)no access to telephone banking-meaning without talking to banker if not primary owner only secondary by chase you have access.
5)only $5000 can be sent by zelle in 30 day period by chase some payees I can send $5000 at a time

Worst Bank

Posted by: |

Im banking there for 20 years.
all i can say is don't do that mistake i did.
Bad customer service and they are not loyal to their costumers, all they need is your money, i just tried to deposit a check that had a spelling mistake on my first name and they reject the deposit after a 20 year history of checking with them in good behavior, I explained them that te get a new check will take another few days meaning that i will be overdraft and charged by apple, I spoke to the wall (all they want is to bounce your check and charge you)



Health

Health Grade Components

Overall
FDIC Certificate #16068
Year Established1863
Employees1332
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.29%
Return on Equity - YTD-3.36%
Annual Interest Income$208.8MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$16.96B$16.89B
LoansQ1 2024vs Q1 2023$11.5B$11.41B
DepositsQ1 2024vs Q1 2023$14.81B$15.14B
Equity CapitalQ1 2024vs Q1 2023$1.46B$1.33B
Loan Loss AllowanceQ1 2024vs Q1 2023$84.7MM$46.9MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$140.3MM$21.3MM
Real Estate OwnedQ1 2024vs Q1 2023$180K$180K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Apple Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Apple Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*$1$10kYouth Savings
OTHER TIERS: 0.75% $10k - $20k
4.10%*$50k*-Simple Savings
OTHER TIERS: 3.50% $0 - $50k
4.00%*$50k*-Apple Gold Savings
OTHER TIERS: 3.50% $1 - $50k
1.25%$5k-Premium Savings
1.01%*$100k*-Business Savings
OTHER TIERS: 0.25% $1k - $100k
0.25%$5k-Super Savings
0.05%$2.5k$3mBONUS Savings
0.05%$1-Grand Yield Savings®
0.01%$250-Apple Bank Savings
0.01%$5-Apple Bank Club Account

Apple Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$50k*-Apple Bank Choice Money Market
OTHER TIERS: 0.01% $5 - $2.5k | 3.50% $2.5k - $50k
3.74%*$100k*-Treasury Bill Indexed Money Market
OTHER TIERS: 2.66% $25k - $50k | 3.20% $50k - $100k
3.00%$10k-Apple Advantage (AA) Money Market Account
0.01%$2.5k-Apple Bank Money Market
0.01%$5k-Business Money Market

Apple Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$2.5k-Choice Checking
1.01%$1-Simple Checking
0.01%$2.5k-Grand Yield NOW Checking
0.01%$1k-GoldValue NOW Checking®

Apple Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-1 Year CD
3.75%$1k-7 Month CD
3.75%$1k-Business 7 Month CD
3.75%$1k-Business 1 Year CD
3.75%$1k-8 Month CD
3.75%$1k-Business 8 Month CD
3.25%$1k-18 Month CD
3.25%$1k-3 Year CD
3.25%$1k-5 Year CD
3.25%$1k-4 Year CD
3.25%$1k-6 Month CD
3.25%$1k-2 Year CD
3.25%$1k-Business 6 Month CD
3.25%$1k-Business 18 Month CD
3.25%$1k-Business 2 Year CD
3.25%$1k-Business 3 Year CD
3.25%$1k-Business 4 Year CD
3.25%$1k-Business 5 Year CD
3.25%$1k-15 Month CD
3.25%$1k-Business 15 Month CD

Apple Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$1k-6 Month IRA
2.75%$1k-3 Month IRA
2.25%$1k-1 Year IRA
2.25%$1k-9 Month IRA
1.50%$1k-18 Month IRA
1.50%$1k-2 Year IRA
1.50%$1k-3 Year IRA
1.50%$1k-4 Year IRA
1.50%$1k-5 Year IRA
1.50%$1k-15 Month IRA
0.50%$1k-7 Month IRA
Locations

Availability

New York Area

Interactive local rates map


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