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Apple Federal Credit Union


Overview / Commentary
703-788-4800
4097 Monument Corner Dr
Fairfax, VA 22030

Apple Federal Credit Union is a Virginia-based credit union that offers personal and business banking solutions, investment and insurance planning, and specific products and benefits designed for teachers and students.

Apple FCU offers savings, checking, money market, Certificate, and IRA accounts on its personal banking side. The credit union’s fee-free student checking account offers reward points for using its free check card and also comes with a limited number of non-Apple ATM transactions. Another checking account offer is dividend bearing and comes equipped with a free box of checks each year, a limited amount of non-Apple ATM transaction fee reimbursements, and no monthly fee when a minimum balance requirement is met. Several savings account options seek to meet various members’ needs and include a basic, student, and teacher savings account. The student savings account comes with a high dividend rate for balances up to a certain amount, and the teachers’ savings account is designed to help teachers maintain a regular income through the summer months when they may not receive a paycheck. Money Market accounts offer higher dividend rates when higher balances are achieved and provide convenient access to funds. Certificates and IRA Certificates are available in term lengths from 6 to 120 months and have been featured on DepositAccounts.com in the past.

Apple FCU online banking is a sophisticated system that offers comprehensive account management services, including fund transfers, bill pay, rewards activation, scan deposits, and money management software for budgeting purposes. The credit union’s mobile banking apps make it convenient and easy to accomplish the aforementioned tasks from select smartphones or tablet devices. Apple FCU is partnered with several ATM networks, including Alliance One, CO-OP, and MoneyPass, making it easy for members to gain access to their funds.

Apple Federal Credit Union was chartered in 1956 after a group of educators from the Fairfax County Public School system came together to organize a teacher-focused financial cooperative. The credit union is headquartered in Fairfax, Virginia, and serves its members through multiple branches located across several states. Apple FCU also maintains a blog that publishes money lessons and tips for saving.

Field of Membership Restrictions

Membership in Apple FCU is open to anyone in Washington D.C., Virginia, and Maryland through joining Northern Virginia Athletic Directors, Administrators, and Coaches Association (NVADACA). Membership is also open to the following: (1) those who live, work, volunteer, attend school or worship in Fairfax County, Fairfax City, Manassas City, Frederick County, Manassas Park or Prince William County in Virginia; (2) faculty, students and staff (and their immediate families) of City of Winchester Public and Private Schools, Falls Church City Schools, Fairfax County Public Schools, Loudoun County Public Schools, Frederick County Public Schools, Manassas Park Public Schools, Manassas City Public Schools, Prince William County Public Schools, or Stafford County Public Schools; (3) faculty, students, alumni, and staff (and their immediate families) of George Mason University, Shenandoah University, or Northern Virginia Community College; (4) and employees and members over 200 Select Employer Groups.
See current membership details

Related Posts

Apple Federal Credit Union Adds Pi Day 314-Day CD, 3.14% APY - 3/14/2019

Now through 3/16/2019, Apple Federal Credit Union is offering a Pi Day Certificate (314 days), earning 3.14% APY. $500 min/$31.4k max of new money per individual.

Apple Federal Credit Union Has 23-Month CD Special, 3.00% APY - 2/12/2019

Now through 2/28/2019, Apple Federal Credit Union is offering 3.00% APY on its 23-month Certificate. $500 min/$500k max of new money per individual.

Apple Federal Credit Union Adds 9-Month Monster CD - 10/12/2018

Apple Federal Credit Union (easy membership in MD/VA/DC) has added a limited-time 9-month Monster CD (2.60% APY). Min deposit is $500, with a $500k max per individual.

View all posts from:


Great Personal Service And Friendly People

Posted by: sc | Apr 29, 2013

I have moved to California, but still have never found such a great banking institution as Apple Federal Credit Union. It seems like with all the big banks, banking has lost its touch with the tellers and branch managers knowing you personally. I have to say even though I'm in California and banking in Virginia can be tricky, I would trade this bank for anything in the world. The branch manager Manjit, I opened my account with years ago in Centreville, still remembered me and my children. When I was in a pinch and needed assistance she came through with flying colors and is such an amazing person.  5 stars from me!

Love This Bank

Posted by: nikol107 | May 27, 2013

I've been a member since 2007 and I have no complaints. They have pushed my CC payments through upon request and they have approved me for a limit increase via telephone. They have waived fees in the past although I was at fault. No complaints!

CD's Continue To Disappoint.

Posted by: kkmorse | Dec 15, 2017

After nearly a decade we still have not been able to see a rise in CD rates beyond 3%. This is horrible for savers and retirees.

HORRIBLE SERVICE

Posted by: aelrafey | May 24, 2019

I have visited them several times just to make a wire transfer and STILL nohting

DO NOT BANK WITH THEM

VIEW MORE REVIEWS

Health

Health Grade Components

Overall
NCUA #11307
Year Chartered1956
Employees380
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD11.38%
Annual Interest Income$28.4MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$2.87B$2.60B
LoansQ1 2019vs Q1 2018$2.08B$1.94B
DepositsQ1 2019vs Q1 2018$2.32B$2.09B
Equity CapitalQ1 2019vs Q1 2018$276.9MM$242.7MM
Loan Loss AllowanceQ1 2019vs Q1 2018$20.4MM$21.8MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$8.1MM$9.2MM
Real Estate OwnedQ1 2019vs Q1 2018$1.1MM$1.4MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Apple Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Apple Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%--Coverdell Education Savings
2.00%*-$1.5keXtras Student Savings
OTHER TIERS: 0.10% $1.5k+
2.00%--Education SuperSaver
1.30%*$100k*-IRA Share
OTHER TIERS: 0.90% Up to $20k | 1.00% $20k - $50k | 1.10% $50k - $100k
1.00%--Summer Pay
0.25%--Holiday Club Account
0.25%--Vacation Club Account
0.10%--Regular Savings

Apple Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$250k*-Mega Money Market
OTHER TIERS: 0.50% Up to $250k
1.30%*$100k*-Super Money Market
OTHER TIERS: 0.50% Up to $100k
1.30%*$100k*-Business Money Market
OTHER TIERS: 0.90% Up to $20k | 1.00% $20k - $50k | 1.10% $50k - $100k
1.10%*$50k*-Money Market
OTHER TIERS: 0.50% Up to $2.5k | 0.90% $2.5k - $20k | 1.00% $20k - $50k

Apple Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$20kInvestors Checking - Qualifying
OTHER TIERS: 0.20% $20k+
0.20%--Advantage Checking

Apple Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-120 Month CD
2.90%$500-84 Month CD
2.85%$50k-60 Month Jumbo CD
2.80%$500-60 Month CD
2.65%$500-48 Month CD
2.65%$50k-36 Month Jumbo CD
2.60%$500-36 Month CD
2.50%$500-24 Month CD
2.36%$50k-12 Month Jumbo CD
2.30%$500-12 Month CD
2.30%$500-15 Month CD
2.10%$500-6 Month CD

Apple Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-120 Month IRA
2.90%$500-84 Month IRA
2.85%$50k-60 Month Jumbo IRA
2.80%$500-60 Month IRA
2.65%$50k-36 Month Jumbo IRA
2.65%$500-48 Month IRA
2.60%$500-36 Month IRA
2.50%$500-24 Month IRA
2.36%$50k-12 Month Jumbo IRA
2.30%$500-12 Month IRA
2.30%$500-15 Month IRA
2.10%$500-6 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.