Overview / Commentary
Appliance Credit Union is headquartered in CLEVELAND and is the 97th largest credit union in the state of Tennessee. It is also the 3,346th largest credit union in the nation. It was established in 1972 and as of March of 2025, it had grown to 4 employees and 2,006 members at 1 location. Appliance Credit Union has a B health rating.
Field of Membership Restrictions
Appliance CU is open to anyone who resides, holds employment, attends church or is a registered student in Bradley County, Tennessee and the family members of current CU members.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Appliance Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67976 |
| Year Chartered | 1972 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.18% |
| Return on Equity - YTD | -11.36% |
| Annual Interest Income | $159K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $16.4MM$16.2MM |
| Loans | Q1 2025vs Q1 2024 | $6MM$7.6MM |
| Deposits | Q1 2025vs Q1 2024 | $14.7MM$13.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.7MM$1.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $108K$25K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $55K$54K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |