Appliance Credit Union

Overview / Commentary

www.appliancecu.com

423-479-5511

640 King Edward Ave Se
Cleveland, TN 37311

Appliance Credit Union is headquartered in CLEVELAND and is the 106^th largest credit union in the state of Tennessee. It is also the 3,972^nd largest credit union in the nation. It was established in 1972 and as of September of 2019, it had grown to 5 employees and 2,144 members at 1 location. Appliance Credit Union's CD rates are 40% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Appliance CU is open to anyone who resides, holds employment, attends church or is a registered student in Bradley County, Tennessee and the family members of current CU members.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q3 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Appliance Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	67976
Year Chartered	1972
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	2.54%
Annual Interest Income	$264.00K

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$10.5MM$10.6MM
Loans	Q3 2019vs Q3 2018	$5.8MM$5.8MM
Deposits	Q3 2019vs Q3 2018	$8.6MM$8.7MM
Equity Capital	Q3 2019vs Q3 2018	$1.8MM$1.8MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$22.00K$22.00K
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$13.00K$0
Real Estate Owned	Q3 2019vs Q3 2018	$0$0

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Appliance Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Appliance Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	IRA Savings

Appliance Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$1k^*	-	Share Draft
OTHER TIERS: 0.15% → $300 - $1k

Appliance Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%^*	$75k^*	-	24 Month Share Certificate
OTHER TIERS: 0.50% → Up to $10k \| 0.75% → $10k - $20k \| 1.00% → $20k - $50k \| 1.26% → $50k - $75k
1.51%^*	$75k^*	-	36 Month Share Certificate
OTHER TIERS: 0.50% → Up to $10k \| 0.75% → $10k - $20k \| 1.00% → $20k - $50k \| 1.26% → $50k - $75k
1.51%^*	$75k^*	-	60 Month Share Certificate
OTHER TIERS: 0.50% → Up to $10k \| 0.75% → $10k - $20k \| 1.00% → $20k - $50k \| 1.26% → $50k - $75k
1.26%^*	$75k^*	-	12 Month Share Certificate
OTHER TIERS: 0.25% → Up to $10k \| 0.50% → $10k - $20k \| 0.75% → $20k - $50k \| 1.00% → $50k - $75k
1.00%^*	$75k^*	-	6 Month Share Certificate
OTHER TIERS: 0.20% → Up to $10k \| 0.25% → $10k - $20k \| 0.50% → $20k - $50k \| 0.75% → $50k - $75k
0.05%	$300	-	6 Month Starter CD

Appliance Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%^*	$75k^*	-	24 Month IRA
OTHER TIERS: 0.50% → Up to $10k \| 0.75% → $10k - $20k \| 1.00% → $20k - $50k \| 1.26% → $50k - $75k
1.51%^*	$75k^*	-	36 Month IRA
OTHER TIERS: 0.50% → Up to $10k \| 0.75% → $10k - $20k \| 1.00% → $20k - $50k \| 1.26% → $50k - $75k
1.51%^*	$75k^*	-	60 Month IRA
OTHER TIERS: 0.50% → Up to $10k \| 0.75% → $10k - $20k \| 1.00% → $20k - $50k \| 1.26% → $50k - $75k
1.26%^*	$75k^*	-	12 Month IRA
OTHER TIERS: 0.25% → Up to $10k \| 0.50% → $10k - $20k \| 0.75% → $20k - $50k \| 1.00% → $50k - $75k
1.00%^*	$75k^*	-	6 Month IRA
OTHER TIERS: 0.20% → Up to $10k \| 0.25% → $10k - $20k \| 0.50% → $20k - $50k \| 0.75% → $50k - $75k

Locations

Appliance Credit Union Locations
Branch Office	640 KING EDWARD AVE SE	CLEVELAND, TN 37311

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.